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Digitizing Zakat Collection through the E-payment System Angga Syahputra; Mukhtasar Mukhtasar
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 13, No 1 (2021)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.7962

This country has enormous zakat potential, the figure reaching 330 trillion per year. However, the realization is still far from what is expected and does not even reach 5% of the existing potential. Zakat is a financial instrument in Islam that is able to break the chain of poverty and distribute wealth properly. Zakat is able to provide positive significance in economic growth and elevate human dignity. The large population and wide area of Indonesia, apart from being a potential, also have obstacles in collecting zakat, which has been done using conventional methods. For this reason, researchers conducted research on the extent to which digitization of zakat collection through the e-payment system has played a role so far. The method used in this research is a qualitative research method with the type of library research and secondary data sources obtained from journals, books, previous research and websites that have good credibility. The results of this study describe a significant increase in zakat funds collected through electronic zakat payments. The e-payment system in collecting zakat has been proven to provide comfort, security, flexibility in time and place, efficiency, and is effective for muzakki in distributing zakat payments

PENGGUNAAN TEKNOLOGI UNTUK KEMUDAHAN PELAYANAN PT. TASPEN (PERSERO) KANTOR CABANG LHOKSEUMAWE Angga Syahputra; Mukhtasar Mukhtasar
JMM (Jurnal Masyarakat Mandiri) Vol 4, No 2 (2020): JUNI
Publisher : Universitas Muhammadiyah Mataram

Abstrak: Penggunaan teknologi pada Era Digitalisasi merupakan sebuah keniscayaan. Berbagai hal dapat dilakukan menjadi mudah dengan penggunaan teknologi, begitu juga halnya dengan pelayanan. PT. Taspen (Persero) merupakan perusahaan yang berfokus dalam bidang pelayanan, khususnya melayani nasabah pensiunan, Pegawai Negeri Sipil (PNS) dan Pegawai Badan Usaha Milik Negara. Penelitian ini bertujuan untuk melihat penggunaan teknologi pada PT. Taspen (Persero) KC Lhokseumawe dalam memberikan pelayanan kepada nasabah. Metode yang digunakan pada penelitian ini dengan melakukan kegiatan on the job training selama dua bulan dan mahasiswa mempraktekkan langsung penggunaan teknologi dalam memberikan pelayanan kepada nasabah PT. Taspen (Persero) KC Lhokseumawe. Hasil yang didapat dalam kegiatan ini penggunaan teknologi pada PT. Taspen (Persero) sudah sangat tepat. Kini dengan hadirnya pelayanan inovasi dalam bentuk teknologi, nasabah terlayani dengan cepat, mudah dan aman. Abstract: The use of technology in the Era of Digitalization is a necessity. Things can be made easy with the use of technology, as well as services. PT. Taspen (Persero) is a company focused in the service sector, specifically serving pensioners, Civil Servants (PNS) and Employees of State-Owned Enterprises. This study aims to look at the use of technology at PT. Taspen (Persero) Lhokseumawe Branch Office in providing services to customers. The method used in this study is by conducting activities on the job training for two months and students directly practice the use of technology in providing services to customers of PT. Taspen (Persero) Lhokseumawe Branch Office. The results obtained in this activity the use of technology at PT. Taspen (Persero) is very appropriate. Now with the presence of innovation services in the form of technology, customers are served quickly, easily and safely.

Optimizing The Mawah Concept for The Economy of The Aceh Community Mukhtasar Mukhtasar; Angga Syahputra
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Islam and Aceh are inseparable like two sides of a coin. The Serambi Makkah Country in the daily activities of its people is closely related to islamic sharia, including muamalah activities. Long before the existence of Islamic financial institutions in Indonesia, the people of Aceh had implemented cooperation in the field of muamalah as well as the mudharabah concept in Islamic financial institutions, known as mawah. Mawah is a concept of cooperation between capital owners and managers with a profit-sharing system. But the concept of mawah is still limited to cooperation in agriculture and animal husbandry, so it is necessary to development efforts in other spheres to be able to sustain the economy of the people of Aceh, as Denmark successfully developed this concept. This study uses qualitative methods by researching natural object conditions and is supported by a literature review. The results of the study revealed the need for government intervention in developing this concept in order to be optimal in developing the economy of the people of Aceh.

The Sosio-Economic Impact of Covid-19 Pandemic in Lhokseumawe City Angga Syahputra; Mukhtasar Mukhtasar
Sospol : Jurnal Sosial Politik Vol. 6 No. 2 (2020): Juli-Desember
Publisher : Faculty of Social and Political Sciences, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/sospol.v6i2.12799

AbstractIn the midst of government preventive efforts to implement health protocols, public activities of the Lhokseumawe City are still running normally. Whereas based on theory and former studies, the outbreak of Covid-19 caused social and economic changes has affected activities of people around the world. Using descriptive qualitative method, this study aims to analyze how the impact of local government policies to the socio-economy activities of the Lhokseumawe people and what factors influenced the response of Acehnese in the pandemic situation. Data were obtained through interview, observation to the public area, and library research on the impact of the pandemic to the society. It examines that Lhokseumawe City government policies such as imposing curfews, prohibiting gatherings in Cafe and social distancing have received less response from the public. Community activities in trading, worshiping and social interaction tend not to be affected by information on the highly spreading of Covid-19 in this city. However, school and office activities relatively follow Central Government policies. The response of the Lhokseumawe people is based on their belief that the virus is a creation of God and the pandemic situation reminds them to further increase their worship and not to be afraid to carry out normal activities. Even if they die, it is part of their destiny. Thus, the results of the study provide support for local governments to increase cooperation with Ulama in providing education to the public, increasing literacy for the spread of Covid-19, and the possibility of applying legal sanctions.

ANALISIS PENYALURAN DANA ZAKAT OLEH BADAN BAITUL MAL DAN FAKTOR INPUT TERHADAP TINGKAT PRODUKSI DAN PENGANGGURAN DI KABUPATEN ACEH UTARA Mukhtasar Mukhtasar
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (271.463 KB)

The purpose of this research is to know about the impact of the flow of incoming capital in indonesia’s moneter condition. Using moneter theory and from the previous research, then the variable we observed in this research is the flow of incoming capital formed in production (PRD), unemployment (PGG), education of labor (PDDTK), amount of labor (JTK), zakat (ZKT). This research uses time series data analyzed by using vector autogression method (VAR). All the variable and contribute in long, middle, and short term. Keyword : Production (PRD), Unemployment(PGG), Enducation of Labor (PDDKT), Amount of Labor (JKT), Zakat(ZKT)

PENGATURAN KONTRAK DALAM VALIDITAS MUAMALAT Mukhtasar Mukhtasar
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 2 (2017): JESKaPe Vol. 1 No. 2 July-December 2017
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.653 KB)

Contracts in Islamic legal and if there is harmony in legal terms is called akad. In the economic activities that apply the rule of law that all are allowed unless there is proof about that. In business practices required no harmonious interrelationship of the rules, the binding law, sanctions, so that business profits are not demanding profits. The all advantage of transactions can be done and declared valid if there is consent and free from coercion between the two sides. Islamic economic system is a system which is built based on the laws that safeguard the principle of property rights and the sanctity of contract, any form of exploitation that led to the deal inappropriate and cause injustice in the business then it is haram. Maqasid ash-shariah can defined as benefit/welfare/ usefulness of what God has revealed to the shariah. Maqasid ash-shariah aims to achieve goodness, usefulness to avoid crime. Maqasid ash- Shariah can be classified into three parts: Daruriah [basic needs] Hajjiyah [secondary needs] Tahsiniah [tertiary needs] In the stock market has been violated maqasid ash-shariah is faith or confidence in the economic practice is the practice of gambling. In a stock market that causes people don’t want to work hard due to the high profits despite frequent large losses, due to fall in share prices. Trading in the stock market is one example of economic practices that don’t conform with maqasid ash-shariah in doing so need to be modified with islamic business model to keep maqasid islami ash-shariah. Keyword : contract, economics, maqasid ash-shariah, market

Optimizing The Mawah Concept for The Economy of The Aceh Community Mukhtasar Mukhtasar; Angga Syahputra
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/iqtishoduna.v9i2.558

Islam and Aceh are inseparable like two sides of a coin. The Serambi Makkah Country in the daily activities of its people is closely related to islamic sharia, including muamalah activities. Long before the existence of Islamic financial institutions in Indonesia, the people of Aceh had implemented cooperation in the field of muamalah as well as the mudharabah concept in Islamic financial institutions, known as mawah. Mawah is a concept of cooperation between capital owners and managers with a profit-sharing system. But the concept of mawah is still limited to cooperation in agriculture and animal husbandry, so it is necessary to development efforts in other spheres to be able to sustain the economy of the people of Aceh, as Denmark successfully developed this concept. This study uses qualitative methods by researching natural object conditions and is supported by a literature review. The results of the study revealed the need for government intervention in developing this concept in order to be optimal in developing the economy of the people of Aceh.

ANALYSIS OF THE INFLUENCE OF MOBILE BANKING SERVICE QUALITY ON THE LEVEL OF CUSTOMER SATISFACTION AT PT.BANK SUMUT KATAMSO SYARIAH BRANCH OFFICE Muhammad Khoiri Gusmar; Isra Maulina; Mukhtasar Mukhtasar
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1634

This study aims to determine the effect of each dimension of service quality, namely security, convenience and speed on the level of customer satisfaction at PT Bank Sumut Syariah Katamso Branch Office. The variables in this study are security, convenience, speed, and customer satisfaction. The independent variables (x) in this study include: Security (X1), Ease (X2), and Speed (X3). For variable (Y) customer satisfaction. The method used in this study is a descriptive quantitative method. The population in this study are all customers of Bank Sumut who use mobile banking. The sample used was 99 respondents with a non-probably method with accidental sampling technique. The results showed that partially the security variable had a significant effect on the level of customer satisfaction with Tcount <Ttable 2.804 <1.985 with a significant level of 0.002 > 0.05. The convenience variable has a significant effect on the level of customer satisfaction with Tcount <Ttable 3.319 <1.985 with a significant level of 0.003 > 0.05. The speed variable has a significant effect on the level of customer satisfaction with Tcount < Ttable 3.432 < 1.985 with a significant level of 0.000 > 0.05. And simultaneously the variables of security, convenience and speed have a significant effect on the level of customer satisfaction, with Fcount >Ftable, 46, 469 > 2.70 with a significant value of 0.000 <0.05 at the Bank of North Sumatra, the Katamso Sharia Branch Office.

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