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SINERGITAS PEMBERDAYAAN PONDOK PESANTREN Putra, Purnama; Huda, Nurul; Basri, Hasan; Alrasyid, M. Harun; Sardiana, Anna; Amalia, Rizqi Maulida; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Qurnain, Dewi Savitri
DEVOSI Vol 1 No 2 (2020): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v1i2.2503

Abstract

The existence of pesantren in the midst of society has a very strategic meaning. Pesantren institutions that are rooted in the community, especially rural communities, are a separate force in arousing the enthusiasm and passion of the community for progress. One of the pesantren that has a long history of the Republic of Indonesia is pesantren Cijati Majalengka. Darul Falah Islamic Boarding School, Cijati. The Community Empowerment Program in Islamic Boarding Schools in terms of economic, social, psychological-counseling, religion, education and other aspects through community service cooperation between universities and partners is expected to provide optimal empowerment for the pesantren environment and the communities around the pesantren area. This service was carried out at the Darul Falah Islamic Boarding School which is located at Jl. K.H Mahfud No. 23 Kelurahan Cijati Kec / Kab. Majalengka with in-house training methods, in the form of socialization, training, and consultation. The conclusion of the community service carried out is the need for a holistic empowerment synergy to increase the potential of the pesantren.
EDUKASI EKONOMI KEUANGAN SYARIAH BAGI SISWA SMAN 1 PADANG DAN SMAN 4 PADANG Sardiana, Anna; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Darniaty, Will Andilla; Sabila, Salma
DEVOSI Vol 2 No 2 (2021): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v2i2.3003

Abstract

The majority of Indonesian are Muslim. As a country with the largest Muslim population, Indonesia has the potential to develop sharia economics and finance, especially in support of funding the priorities of development, such as infrastructure projects, education, and Agriculture. However, the development of sharia finance in Indonesia is not yet in accordance with expectations. This is reflected by the sharia financial market share including banking and insurance that is still relatively small, which is only reached 8.6 percent until January 2019, specifically for new Sharia banking reached 5.6 percent. Departing from this, it is proposed a community dedication to education regarding the Sharia financial economy. The event was held on 14-15 November 2019. The material presented in relation to values and principles of Sharia economics, and introduction of Sharia banking. Overall the event went smoothly. For the future this activity should be done continuously.
ISLAMIC BANK'S PROFIT GROWTH IN INDONESIA: BANK HEALTH RATING FACTOR APPROACH Tilawah, Yovindra Balqis; Amalia, Alvien Nur
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 7 No. 2 (2021): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jsei.v7i2.4858

Abstract

This study aims to determine the effect of the factors forming the level of soundness of the bank Risk Profile, Good Corporate Governance, Earning and Capital on profit growth. The object of research is Islamic Commercial Bank operating in Indonesia from 2014 to 2018. The technique used in sampling is purposive sampling so that 50 observations are obtained. The analytical tool used is Eviews9. The results of the study stated that the assessment of the level of soundness of the bank Risk Profile, Good Corporate Governance, Earning and Capital simultaneously influence profit growth. Partially, the Risk Profile measured by the NPF ratio has a negative effect, while Good Corporate Governance, which is measured by the BOPO ratio, and the Capital measured by the CAR ratio has a positive effect on profit growth. Earning variable measured by ROA ratio has no effect on earnings growth.
THE CONDITIONS OF BAITUL MAAL WAT TAMWIL (BMT) IN INDONESIA: A LITERATURE REVIEW Alvien Nur Amalia
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 19 No 1 (2022): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v19i1.3246

Abstract

The purpose of this research is to analyze the condition of BMT, is an Islamic microfinance institution in Indonesia, based on a literature review using SWOT analysis. Based on the SWOT analysis BMT’s strengths, weaknesses, opportunities, and threats will be mapped through four types of strategies, namely aggressive, competitive, conservative and defensive strategies. The results indicate that based on the analysis of aggressive strategies, BMT is a community-based agency that has an opportunity to capture the market; BMT can use the ZISWAF fund in cooperation with charity institutions. Based on the analysis of competitive strategies, BMT competition with conventional micro institutions can be solved by Islamic economic socialization about the prohibition of usury; competition with Islamic banks that have a microfinance program can be solved with the distribution of business; BMT sustainability issues can be overcome by strengthening the regulation, supervision, infrastructure, human resources, and capital. From the conservative strategies, BMT has limitations in terms of capital, human resources, and marketing strategies. This problem can be overcome through their linkage with Islamic Banks and companies, using CSR and low-cost funds from Islamic Banks. Other opportunities are the transfer of knowledge about finance, managerial expertise, as well as the right marketing strategy. In addition, a lack of oversight in BMT can be solved by maximizing the role of associations and agents of BMT. Meanwhile, from the defensive strategies, fundamental reform of government is required to develop BMT’s rules, oversight, feasibility measurement and clear level of health.
Niat Mengonsumsi Makanan dan Minuman Halal Pada Remaja Alvien Nur Amalia
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 5, No 1 (2020): June 2020
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v5i1.1787

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi niat mengonsumsi makanan dan minuman halal pada remaja. Data yang digunakan adalah data primer hasil kuesioner yang disebar kepada para remaja dengan rentang usia 16-24 tahun yang berada di Jakarta, Bogor, Depok, Tangerang dan Bekasi. Responden dalam penelitian ini berjumlah 100 oarang dan di analisis dengan SmartPLS 3.0.  Pendekatan TPB digunakan dalam menentukan variabel-variabel penelitian. Hasil penelitian ini menunjukkan bahwa variabel subjectives norms memengaruhi niat untuk mengonsumsi makanan dan minuman halal pada remaja. 
Analisis Perbandingan Tingkat Stabilitas Keuangan Perbankan Syariah dan Konvensional di Indonesia Alvien Nur Amalia
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 2, No 1 (2018)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v2i1.3414

Abstract

This study aims to compare the level of financial stability of Islamic banking with conventional banking in Indonesia by using samples of 6 Islamic banks and 38 conventional banks which are categorized as commercial banks of business groups (BUKU) 1 and 2. Secondary data is used in the observation period beginning in 2011 -2015 using t-test. The results explain that there are differences in the level of financial stability of Islamic banking than conventional when viewed from the average value of Z-Index. The average value of Z-Index of Islamic banking is greater than conventional banking, so it can be said that the level of financial stability of Islamic banking is better than conventional banking. However, when viewed from the average value of NPF / L, there is no difference in the level of financial stability between Islamic and conventional banking.
Minat Masyarakat Jakarta dalam Berwakaf Uang pada Lembaga Wakaf Alvien Nur Amalia; Puspita Puspita
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 2, No 2 (2018)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v2i2.4382

Abstract

FINANCIAL STABILITY LEVEL ON BANKING INDUSTRY Comparative Analysis Between Islamic and Conventional Bank In Indonesia Alvien Nur Amalia
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 18, No 1 (2017): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (746.752 KB) | DOI: 10.29103/e-mabis.v18i1.281

Abstract

Financial stability in the banking industry is important because it is a dynamicand high-risk industry. The purpose of this study was to compare the stability ofIslamic and conventional banking in Indonesia by assessing the level of volatility ofReturn on Assets (ROAV), managerial stability which can be seen from the value ofTobin’s Q, Non-Performing Loans/ Financing and liquidity in both of banking andusing 11 Islamic banks and 11 conventional banks as samples. The quarterly secondarydata was used in the observation start in 2011 and will end in 2013 using paneldata regression. The results of the study explained that there are several factors, bothinternal banks factors consist of banking profit before tax, credits to total assets ratio,the ratio of loss reserves to total financing, operating expenses to income operationalratio and macroeconomic factors include the level of the exchange rate rupiah toUSD, BI Rate, and GDP growth are significantly influence the financial stability ofIslamic and conventional banking. The conclusion indicates that the level of financialstability of Islamic banking is still lower than conventional banking.
SOSIALISASI DAN PENGENALAN KEUANGAN DAN PERBANKAN SYARIAH PADA SISWA TINGKAT AKHIR Anna Sardiana; Alvien Nur Amalia; Puspita Puspita
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 2 No. 1 (2018): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LP2M UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v2i1.110

Abstract

Survei Otoritas Jasa Keuangan memperlihatkan bahwa hanya 21,84% penduduk Indonesia yang tergolong well literate. Hal ini menunjukkan rendahnya tingkat literasi keuangan masyarakat Indonesia. Salah satu segmen masyarakat yang dapat dikatakan belum banyak mendapat perhatian pada industry keuangan khususnya keuangan syariah, adalah kelompok usia muda yang dalam kategori menjelang usia produktif yaitu remaja, khususnya siswa sekolah menengah tingkat akhir. Hal ini berkenaan dengan asumsi bahwa ketika segmen siswa ini telah bekerja, mereka cenderung berpenghasilan, dan berpotensi untuk menjadi pengguna jasa keuangan, sehingga perlu mendapat edukasi. Madrasah Aliyah Negeri (MAN 18) Jakarta, Pondok Pesantren Baitul Hidayah Bandung, dan Sekolah Menengah Atas Negeri (SMAN 68) Jakarta merupakan beberapa sekolah yang mewakili representasi siswa tingkat akhir di kota besar Indonesia. Sehingga perlu dilakukan workshop dalam bentuk sosialisasi dan pengenalan keuangan dan perbankan syariah kepada para siswa disekolah-sekolah ini yang pada akhirnya diharapkan memberi dampak pada pertumbuhan industry keuangan Syariah dimasa yang akan datang.
IMPLEMENTASI PROGRAM INKLUSI KEUANGAN BTPN SYARIAH Lisa Aprin Riati; Alvien Nur Amalia
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 3 No. 2 (2019): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LP2M UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v3i2.283

Abstract

Program inklusi keuangan merupakan program Pemerintah dalam menjembatani masyarakat yang tidak mempunyai akses permodalan terhadap bank (unbankable). Pada umumnya masyarakat kelompok ini merupakan masyarakat miskin yang bertempat tinggal di pelosok atau pedesaan. Bank Tabungan Pensiunan Nasional (BTPN) Syariah sebagai salah satu bank umum syariah nasional mendukung program tersebut melalui inovasi dengan adanya produk Wow! IB. Produk ini melayani kebutuhan masyarakat yang selama ini belum terjangkau oleh layanan perbankan. Pada BTPN Syariah Kantor Pusat, Divisi Incubation Management dan Divisi Sale Distribution Head (SDH) II menjadi pelaksana pengembangan dan penerapan produk ini. Terdapat sejumlah permasalahan teknis di lapangan ketika pelaksanaan program inklusi keuangan ini. Salah satunya adalah human error, yaitu kurang telitinya petugas, adanya kendala bahasa serta masih terdapat nasabah yang buta huruf.