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All Journal Al-Manahij: Jurnal Kajian Hukum Islam Jurnal Borneo Saintek
Masdar Masdar
Universitas Bengkulu
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Education Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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PENERAPAN METODE PERBANDINGAN EKSPONENSIAL PADA SISTEM PENDUKUNG KEPUTUSAN PEMBERIAN KREDIT PADA BANK XYZ Yunita, Yunita; Qomariah, Siti; Masdar, Masdar
Jurnal Borneo Saintek Vol 1, No 2 (2018)
Publisher : LPPM Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (358.348 KB) | DOI: 10.35334/borneo_saintek.v1i2.911

Abstract

Sistem Pendukung keputusan (SPK) adalah salah satu perangkat lunak yng dikembangkan sebagai bahan pertimbangan untuk pengambilan sebuah keputusan tertentu. Sistem pendukung keputusan ini menggunakan metode yang akan membantu melakukan proses analisis kredit, melakukan perubahan kriteria, perubahan nilai bobot dan menentukan alternatif yang tepat sasaran. Untuk itu penelitian ini mencoba menggunakan metode The Five C?s Credit Analysis yaitu Character (Keadaan Watak), Capacity (Kemampuan), Capital (Modal), Condition (Kondisi Sosial Ekonomi) dan Collateral (Barang yang diserahkan kreditur yang bersangkutan) dikombinasikan dengan metode MPE (metode perbandingan eksponensial). Perangkat lunak yang dihasilkan dikembangan dengan tahapan metode protyping sehingga menghasilkan sistem yang dinamis karena faktor-faktor baru dan nilai bobotnya dapat diubah dan ditambah sesuai dengan kebutuhan. Hasil penilaian pemilihan nasabah yang diperoleh dari sistem ini dapat memberikan penilaian dan status layak tidak layaknya calon nasabah bagi pimpinan selaku pengambil keputusan.
Penerapan Hukum Wakaf Uang di Indonesia Perspektif Legal System Theory Masdar, Masdar
Al-Manahij: Jurnal Kajian Hukum Islam Vol 11 No 1 (2017)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.908 KB) | DOI: 10.24090/mnh.v11i1.1269

Abstract

Cash waqf in Indonesia has been long enough implemented based on some rules enacted by government and other rules defined by The Waqf Board of Indonesia (BWI). However, the implementation of cash waqf has not reached the level of success. Therefore, this article studies the application of cash waqf law in Indonesia according to Friedman’s legal system theory. The legal system theory of Friedman firstly looks at the substance of the law, which is the rules or regulations; and secondly it examines the structure of the law, encompassing the law enforcement agencies, such as judge, prosecutor, police and legal counselors. And lastly the theory examines the element of legal culture, which is a response from Muslim society. The first two examinations indicate that there is nothing to be a problem. But from the last examination there is a problem regarding the trust from Muslim society. From the legal culture point of view, the implementation of cash waqf by the government, which is performed by BWI, needs attracting society’s credentials in order to improve and maximize the performance of cash waqf in Indonesia.
Co-Authors Siti Qomariah, Siti Yunita Yunita