Garuda - Garba Rujukan Digital

p-Index From 2019 - 2024

3.223

P-Index

This Author published in this journals

All Journal JAM : Jurnal Aplikasi Manajemen An-Nisbah: Jurnal Ekonomi Syariah Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Shirkah: Journal of Economics and Business JURNAL SCHEMATA : Pascasarjana UIN Mataram IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Enterprise and Development (JED) Khazanah Sosial Khazanah Hukum Khazanah Pendidikan Islam AS-SABIQUN: Jurnal Pendidikan Islam Anak Usia Dini International Journal of Islamic Khazanah International Business and Accounting Research Journal International Journal of Islamic and Social Sciences (ISOS) el-Jizya: Jurnal Ekonomi Islam PROCEEDING OF INTERNATIONAL CONFERENCE ON BUSINESS MANAGEMENT AND ACCOUNTING

Riduan Mas’ud

Universitas Islam Negeri Mataram, Indonesia

Author-ID : 3233143

Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Social Sciences Other

Published : 20 Documents Claim Missing Document

Claim Missing Document

Articles

1 2

The Influence of CAR, FDR, NOM and TPF on Murabahah Financing at Sharia Banks BUKU 3 of 2020 with NPF as Moderating Variable Riduan Mas'ud; Fachrozi Fachrozi; Muhammad Muhajir Aminy; Athar Shahbaz Wani
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

This study aims to examine murabahah financing influenced by credit adequacy ratio, financing to deposit ratio, net operating margin and third party funds with non performing finance as a moderating variable at BUKU 3 sharia commercial banks in 2020. Method used is quantitative associative and data analysis technique using moderated regression analysis with SPSS version 25 tool which contains PROCESS 3.1 macro syntax. The population in this study is Sharia Commercial Banks included in the BUKU 3 category so that a sample of 4 banks is obtained; Bank Syariah Mandiri, BNI Syariah, BRI Syariah and BTPN Syariah. The effect of credit adequacy ratio through murabahah financing on non performing finance shows that non performing finance has no effect as a moderating variable affecting credit adequacy ratio through murabahah financing, financing to deposit ratio through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting financing to deposit ratio through murabahah financing, the effect of net operating margin through murabahah financing on non performing finance shows that non performing finance influential as a moderating variable affecting net operating margin through murabahah financing, the effect of third party funds through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting third party funds through murabahah financing.

Brand Value and Tourists’ Satisfaction in Lombok Indonesia as a Halal Tourism Destination Muhamad Yusup; Riduan Mas'ud; Maimunah Johari
Shirkah: Journal of Economics and Business Vol 7, No 1 (2022)
Publisher : IAIN Surakarta

Since 2015, the Ministry of Tourism and Creative Economy of the Republic of Indonesia has appointed Lombok of West Nusa Tenggara as a halal tourism destination. Because of its natural beauty, which is comparable to that of Bali, the majority of the population is Muslim, and the island has a distinct religious culture and history, Lombok has a lot of promise in promoting halal tourism in Indonesia. This study intends to elucidate the relationship between destination brand awareness, brand image, brand quality, and destination brand value in increasing the destination brand satisfaction of tourists visiting Lombok. This study proposes a new model and clarifies the concept of a new indicator on the variable of destination brand value. Upon analysis of structural equation modeling (SEM) using convenience sampling employing WarpPLS software to 250 respondents, it was proven that the research model was accepted with a coefficient of determination (R2) of 86.6%. The proposed model shows destination brand value to be a determinant of tourists’ satisfaction. The model also proves that indicators of convenience, reasonable cost, fun, and getting benefits make a positive contribution to brand value destinations. This study offers practical implication that tourism managers should pay attention to and improve brand image, which currently has little impact on destination brand value, by building brand popularity and competitive advantages.

Pengaruh Return, Risiko Dan Harga Saham Terhadap Minat Berinvestasi Anggota Galeri Investasi Syariah (GIS) Uin Mataram Pada Pt. Phintraco Securities Zaenul Wahyudi; H. Ahmad Amir Aziz; Riduan Mas’ud
Schemata: Jurnal Pasca Sarjana IAIN Mataram Vol. 10 No. 1 (2021): Schemata: Jurnal Pascasarjana UIN Mataram
Publisher : Universitas Islam Negeri (UIN) Mataram

This study aims to determine the effect of return, risk and stock prices on the investment interests of members of the UIN Mataram Islamic Investment Gallery (GIS). Population GIS UIN Mataram members as many as 44 members, while the samples taken were as many as 24 GIS members. Data collection techniques using a closed questionnaire that has been tested for validity and reliability. The data analysis technique used to answer hypotheses is multiple linear regression. The results of this study indicate that the return variable significantly influences the investment interest of GIS UIN Mataram members with a tcount greater than the ttable (tcount> ttable) of 2,459> 2,086 with a significance value of 0.023 which is below 0.05, with the regression coefficient having a value of positive of 0.282. The risk variable has no influence on the investment interest of GIS UIN Mataram members with a tcount smaller than the ttable value (tcount <ttable) which is 1,510 <2,086 with a significance value of 0.147 which is above 0.05. The stock price variable significantly influences the value of tcount greater than the value of ttable (tcount> ttable) which is 4,625> 2,086 with a significance value of 0,000 which is below 0.05, with the regression coefficient having a positive value of 0.902. jointly the return, risk and stock price variables significantly influence the investment interests of GIS UIN Mataram members with R2 (Determination) of 83.3%, the remaining 16.7% is influenced by other factors. Keywords: Return, Risk, Share Price, Interest in Investing, Investment Penelitian ini bertujuan untuk mengetahui pengaruh return, risiko dan harga saham terhadap minat berinvestasi anggota Galeri Investasi Syariah (GIS) UIN Mataram. Populasi Anggota GIS UIN Mataram sebanyak 44 Anggota, adapun sampel yang diambil adalah sebanyak 24 orang anggota GIS. Teknik pengumpulan data menggunakan kuisioner tertuttup yang telah diuji validitas dan reliabilitasnya. Teknik analisis data yang digunakan untuk menjawab hipotesis adalah regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel return berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 2.459 > 2.086 dengan nilai signifikansi 0.023 yang berada di bawah 0.05, dengan koefisien regresi mempunya nilai positif sebesar 0.282. Variabel risiko tidak memiliki pengaruh terhadap minat berinvestasi anggota GIS UIN Mataram dengan nilai thitung lebih kecil dibandingkan dengan nilai ttable (thitung < ttable) yaitu 1.510 < 2.086 dengan nilai signifikansi 0.147 yang berada diatas 0.05. Variabel harga saham berpengaruh secara signifikan dengan nilai thitung lebih besar dibandingkan dengan nilai ttable (thitung > ttable) yaitu 4.625 > 2.086 dengan nilai signifikansi 0.000 yang berada di bawah 0.05, dengan koefisoen regresi memiliki nilai positif 0.902. secara bersama-sama variabel return, risiko dan harga saham berpengaruh secara signifikan terhadap minat berinvestasi anggota GIS UIN Mataram dengan R2 (Determinasi) sebesar 83,3%, sisanya sebanyak 16,7% dipengaruhi oleh faktor lain. Kata kunci: Return, Risiko, Harga Saham, Minat Berinvestasi, Investasi.

Analyzing the Responsiveness of Non-Bank Financial Institutions in Digital Marketing: A Case Study of BMT in West Nusa Tenggara Riduan Mas’ud; Muhammad Azizurrohman
International Business and Accounting Research Journal Vol 6, No 1 (2022): January 2022
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

Banks and non-bank financial institutions must adapt to the rapid advancement of technology. This is owing to shifts in people's consumption behaviors around the world, who formerly used traditional methods and are now transitioning to digital ones. The development of numerous forms of financial services that make it easier for customers to transact is aided by technological sophistication. Baitul Maal Wat Tamwil (BMT) is a non-bank financial institution that serves the lower middle class with financial services. As a result, it is critical to take several strategic initiatives to expand the organization's position in community assistance. This research intends to propose an alternate strategy for BMTs in expanding their institutions in the contemporary digital era, particularly in West Nusa Tenggara. The authors used a snowball sampling methodology to collect data using a descriptive qualitative method and a literature review. BMT must take various steps, according to this study, including website marketing, search engine marketing, social media marketing, online advertising, email marketing, and video marketing. However, in West Nusa Tenggara, BMT has not taken a step forward in digital marketing. Only a few organizations have begun to see the value of digital marketing.

Effects of Customer Relationship Marketing, Service Quality, and Product Excellence On Customer Value and Its Effects on Satisfaction and Loyalty of PT. Bank Syariah Mandiri Customers Riduan Mas’ud; Muhamad Yusup
International Journal of Islamic and Social Sciences (ISOS) Vol. 1 No. 3 (2021): Vol. 1 No. 3 (2021): ISOS : International Journal of Islamic and Social Science
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research aims to determine the effects of customer relationship marketing, service quality, and product excellence on customer value, and its effects on the satisfaction and loyalty of PT. Bank Syariah Mandiri customers in West Nusa Tenggara (NTB). The research method used survey method involving 250 people as the samples taken in sensus manner. The data collection used questionnaire and the data analysis used Structural Equation Modelling (SEM). Results of the research indicate that each factor and construct affect recursively, namely customer relationship marketing, service quality, and product excellence affecting on the customer value; the customer value affects on the customer satisfaction, and the customer satisfaction affects on the customer loyalty.

CREDIT RISK MANAGEMENT CONTROL ON SME SEGMENT: STUDY CASE OF XYZ BANK BRANCH SURABAYA Ludmila Mayasari; Eric Harianto; Riduan Mas’ud; Uzair Albazi; Nursaid Nursaid
Jurnal Aplikasi Manajemen Vol 20, No 2 (2022)
Publisher : Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2022.020.02.17

The study is conducted to explain the suitability of credit risk control management to minimize the non-performing loans at XYZ Bank Branch Surabaya as stipulated by the Basel Accord Committee in Financial Services Authority Regulation No. 18/PJOK.03/2016 about the Implementation of Risk Management for Commercial Banks. Based on the Basel III guidelines, credit risk management includes seven mechanisms. The seven mechanisms are the policy framework, credit risk rating framework, credit risk limits, credit risk modeling, credit risk mitigation, credit audits, and loan review mechanisms. The study uses a qualitative study by the case study approach. The results showed that the control of credit risk management implemented by Bank XYZ Surabaya Branch to minimize non-performing loans to individual debtors in the SME segment had not run effectively. It was primarily about the evaluation of credit risk, which led to the emergence of a new set of risks such as errors in credit risk evaluation, target market losses and ineffective allocation of loan funds, and inadequate strategies for collecting net credit to customers. The study also provides several recommendations for credit risk management as the strategy to reduce the risk of lending to individual debtors in the SME segment at XYZ Bank Branch Surabaya.

PENGARUH TEKNOLOGI KEUANGAN DAN KUALITAS LAYANAN DIGITAL TERHADAP KEPUASAN NASABAH PADA BANK SYARIAH INDONESIA KCP MASBAGIK Vina Yolanda; Riduan Mas’ud; Shofia Mauizotun Hasanah
IQTISHADUNA Vol. 13 No. 1 (2022): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (865.583 KB)

This study aims to determine the effect of financial technology and digital service quality at BankSyariah Indonesia KCP Masbagik on customer satisfaction either partially or simultaneously. Andwhat is used in this study is primary data obtained directly from the answers of 100 respondentswho are customers of Bank Syariah Indonesia KCP Masbagik who use digital service facilitiessuch as BSI Mobile, BSI Internet Banking, BSI SMS Banking, and ATM. The analytical methodused is multiple linear regression analysis method. The results show that (1) the significance levelof the financial technology variable (X1) is 0.097, which is smaller than = 0.1. So it can beconcluded that Ho is rejected and Ha is accepted, which means that the financial technologyvariable (X1) has a significant effect on customer satisfaction. (2) the level of significance of thedigital service quality variable (X2) is 0.006 which is smaller than = 0.1. So it can be concludedthat Ho is rejected and Ha is accepted, which means that the digital service quality variable (X2)has a significant effect on customer satisfaction. (3) the acquisition of the Fcount value of 8.789with a Sig value of 0.000. Which hereby indicates that the value of Fcount is greater than thevalue of Ftable and the value of Sig is less than 0.1. It can be concluded that Ho is rejected andHa is accepted. This shows that financial technology and digital service quality together have asignificant influence on customer satisfaction. (4) the value of R2 (R Square) is 0.625 or 62.5%.These results show that the influence of financial technology and digital service quality oncustomer satisfaction is 62.5%. So it can be concluded that the independent variable used in thismodel is able to explain the dependent variable of 62.5%. While the remaining 37.5% isinfluenced by other variables that are not included in this research model

Perspective of Small Medium Enterprises in West Nusa Tenggara on export plans Riduan Mas'ud; Muhammad Azizurrohman; Khairul Hamim; Baiq Elbadriati; Supiandi Supiandi
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri (UIN) Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.5157

Purpose — The purpose of this study is to investigate how Small Medium Enterprises (SMEs) react to their plans to engage in export activities, particularly in the province of West Nusa Tenggara (NTB).Research method — The method used in this research is descriptive quantitative by distributing questionnaires to respondents containing multiple choice and open-ended questions.Result — This study found that the majority of SMEs have been export-oriented. They want to export for a variety of reasons, including expansion of their business network, international market demand, increased company revenues, and availability of suitable raw materials. Lack of extensive overseas markets/networks, lack of understanding of export procedures, and lack of adequate Human Resources seem to be one of the reasons given by SMEs who say NO or do not want to carry out export activities (HR).Significance/contribution/recommendation — In terms of the issues covered, this study differs from others. The majority of research focuses solely on the impact of SMEs and their export prospects. Meanwhile, the focus of this research is on SMEs' responses when it comes to organizing their product export efforts.

Digital Marketing Communication Patterns for Islamic Microfinance Institutions in the Industrial Era 4.0 Riduan Mas’ud
Khazanah Sosial Vol 3, No 3 (2021): Khazanah Sosial Vol 3, No 3 November 2021
Publisher : UIN Sunan Gunung Djati

This study tries to show that implementing a comprehensive marketing program will help Islamic microfinance institutions (LKMS) improve their overall performance, especially in the current industrial era. Like other Islamic organizations, Islamic microfinance institutions must follow Islamic (Sharia) rules in all aspects of a business. Then a marketing program suitable for Islamic microfinance institutions must include a marketing concept established by relying on Islamic values. Similar to other organizations, the main objective of the marketing program of Islamic microfinance institutions is to retain existing customers and attract new customers. In addition, an efficient marketing program must contain several specifications emphasizing the nature of the market and the institution itself, competitors, development of marketing plans, and client preferences. Some concrete steps that need to be taken by LKMS are using Internet of Things (IoT) technology, cloud computing, big data and customer profiling, and electronic payments

The Influence of Personality, Reputation, Value, and Corporate Identity on Customer Satisfaction at Bank Syariah Mandiri Mataram Branch Riduan Mas’ud; Khairul Hamim
Khazanah Sosial Vol 2, No 3 (2020): Khazanah Sosial Vol 2, No 3 November (2020)
Publisher : UIN Sunan Gunung Djati

In increasing banking profits, customer satisfaction is something that needs to be taken into account. This study aims to analyze the effect of Reputation, personality, identity, and company value on customer satisfaction at the Bank Syariah Mandiri Mataram Branch. The method used is descriptive quantitative using a Likert scale. Many steps are carried out before performing regression, such as normality and linearity tests. This study found that personality, value reputation, and corporate identity significantly and positively influence customer satisfaction at Bank Syariah Mandiri Mataram Branch. The personality variable is the most dominant in influencing customer satisfaction at Bank Syariah Mandiri Mataram Branch.

Co-Authors Ahmad Amir Aziz Aminy, Muhammad Muhajir Athar Shahbaz Wani Azizurrohman, Muhammad Baiq Elbadriati Denpharanto Agung Krisprimandoyo Desrir Miftah El-badriati, Baiq Eric Harianto Fachrozi Fakhrurrozi Fakhrurrozi Gapari, Muhamad Zaril Gatot Suhirman Jamaliah Said Julina Julina Khairul Hamim Lalu R. Ibnu Ludmila Mayasari M. Syamsurrijal Mahyarni Mahyarni Maimunah Johari Morry Sumbawa Sary Muh. Azkar Muhamad Yusup Muhammad Jalaluddin Muhammad Syamsurrijal Nursaid Nursaid Putrawan Habibi Shofia Mauizotun Hasanah Supiandi Supiandi Tawakkal Baharuddin Tiyo Avianto Uzair Albazi Vina Yolanda Zaenul Wahyudi

Title

Found 20 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 20 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 20 Documents
Search