Anak Agung Putu Agung
Fakultas Ekonomi Universitas Mahasaraswati Denpasar

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Pengaruh Perspektif dan Preferensi Pelanggan terhadap Strategi Bauran Pemasaran yang Berorientasi Pelanggan: Studi pada PT Bank Pembangunan Daerah Bali Anak Agung Putu Agung
Jurnal Aplikasi Manajemen Vol 8, No 4 (2010)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The population of this research was the customers of PT Bank BPD Bali, who reside in various areas across Bali. The sample of the population was selected using judgmental sampling, in which the customers were grouped into individual customers and institution customers (province and regency administrations, LPD, Non-profit Organizations, Corporates) at the bank’s principal branch offices and branch offices all over Bali. The number of the samples, 175 respondents, had met the requirement for maximum probability estimation. Struktural Equation Model Estimation was carried out through full-model analysis to find out about the model’s suitability and the established causal relation in the tested model. The test confirmed the first hypothesis, which stated that the customers’ perspective exerts a significant influence on the design of the marketing strategy. The test also validate the second hypothesis, which stated that the customers’ preferences have a significant influence on the design of the marketing strategy. The third hypothesis, which stated that the design of the marketing strategy has a beneficial influence upon the marketing mix strategy, had also been corroborated with the test. The results of the test supported the theory presented by David W. Cravens dan Nigel F. Piercy (2003) on the marketing strategy process. The theory espoused that the activities to adopt the customers’ perspectives and preferences, in order to find out about their wants and needs, and the activities to devise a marketing strategy design, and the activities to implement the marketing mix strategy, should be treated as integrated activities because the three of them were one unified and comprehensive marketing strategy. The results of this research are expected to provide the management of this Bank with a source of inspiration to be more pro-active in managing customeroriented marketing strategies. It can be achieved by conducting a more integrated marketing activities based on a marketing strategy process. This marketing strategy should also be developed in BPD all across Indonesia as a strategic response to create a sustainable competitive edge in the increasingly competitive world of today’s banking sector.Keywords: customers’ perspectives, customers’ preferences, marketing strategy.
ANALISIS PERBEDAAN KINERJA BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA Ni Kadek Sri Budiartini; Anak Agung Putu Agung; Agus Wahyudi Salasa Gama
Forum Manajemen STIMI Handayani Denpasar Vol 15 No 2 (2017): Jurnal STIMI Vol. 15 No. 2 - 2017
Publisher : Forum Manajemen STIMI Handayani Denpasar

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Abstract

This study aims to compare the financial performance of Sharia Commercial Banks with Conventional Banks in Indonesia in the period 2010-2015 using financial ratios. The financial ratios used consist of CAR, KAP, PPAP, NPM, ROA, BOPO, and LDR. The data used in this research is obtained from Bank Finance Publication Report 2010 to 2015 issued by Indonesia Stock Exchange. After passing through the purposive sample stage, then a decent sample is used as many as 12 samples, 6 Sharia Commercial Banks. The analytical technique used to compare the financial performance of Sharia Commercial Bank with Conventional Bank is the Independent sample t-test and Mann Whitney Test method. The analysis shows that there are significant differences for each financial ratio between Sharia Commercial Bank and Conventional Bank in Indonesia. Sharia Commercial Bank performs better in terms of CAR and KAP ratios, while Conventional Commercial Banks perform better in terms of ratio of PPAP, NPM, ROA, BOPO, and LDR.
ANALISIS PERBEDAAN KINERJA BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA Ni Kadek Sri Budiartini; Anak Agung Putu Agung; Agus Wahyudi Salasa Gama
Forum Manajemen Vol 15 No 2 (2017): Jurnal STIMI Vol. 15 No. 2 - 2017
Publisher : STIMI Handayani Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61938/fm.v15i2.165

Abstract

This study aims to compare the financial performance of Sharia Commercial Banks with Conventional Banks in Indonesia in the period 2010-2015 using financial ratios. The financial ratios used consist of CAR, KAP, PPAP, NPM, ROA, BOPO, and LDR. The data used in this research is obtained from Bank Finance Publication Report 2010 to 2015 issued by Indonesia Stock Exchange. After passing through the purposive sample stage, then a decent sample is used as many as 12 samples, 6 Sharia Commercial Banks. The analytical technique used to compare the financial performance of Sharia Commercial Bank with Conventional Bank is the Independent sample t-test and Mann Whitney Test method. The analysis shows that there are significant differences for each financial ratio between Sharia Commercial Bank and Conventional Bank in Indonesia. Sharia Commercial Bank performs better in terms of CAR and KAP ratios, while Conventional Commercial Banks perform better in terms of ratio of PPAP, NPM, ROA, BOPO, and LDR.