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إدارة صندوق الأجرة في منتج التأمين التكافلي الوقف من منظور مقاصد الشريعة بيوجياكرتا Setiawan Bin Lahuri; Fadhila Tianti Mudi Awalia; Muhammad Alfi Syahrin
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

This study aims to discuss how the management of the ujrah funds on the waqf takafulink product and the management of the ujrah funds in the perspective of maqasid shariah in presenting wealth benefits. To achieve the discussion's objectives, researchers used field research with qualitative research types and a case study approach. As for collecting data, researchers conducted observations, interviews and looked at existing documents. Meanwhile, in analyzing the problem, the researcher used a qualitative descriptive technique and a maqasid shariah approach technique, so that this study could explain in detail about the management of funds in the waqf takafulink product. The results found the management of ujrah funds on the waqf takafulink product was contrary to the principles of sharia insurance because of the transfer of participant rights for the benefit of others as seen from the imposition of the ujrah funds that charged to participants to finance operations. But if the tax is on the company's amount of assets, the company should be able to bear the company’s operating costs without burdening the participants. Whereas from the review of maqasid shariah, the management of ujrah funds on takafulink products, waqf greetings is also against justice and benefit, because in managing funds there is an element of tyranny, and the status of ownership of property transferred in a way that is not in line with Islamic law.

The Jizyah Concept as the Source of Baitul Maal in Supporting the Country's Economy Syamsuri Syamsuri; Rohul Akbar; Setiawan bin Lahuri; Imam Kamaluddin; Mohammad Ghozali
AL- IKTISAB Journal of Islamic Economic Law Vol 4, No 2 (2020)
Publisher : Universitas Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v4i2.5393

Jizyah is one of the sources of income of baitul maal. Jizyah is an obligation/compensation for the protection of life, property, worship, and military responsibility. Jizyah is defined as a tax paid by non-Muslims. Baitul maal is an institution that has a duty to manage the property of the state, both in the form of income and state expenditure. The modern baitul maal can be interpreted as a financial minister or Indonesian bank that can perform actions in the field of budget and revenue of the state with a view to influence the economic path. This research aims to know if the concept of jizyah can be a source of baitul maal in supporting the country's economy. Research uses a library approach by using analysis content to analyse both primary and secondary data. Then write it with a descriptive method. As for the results of this study, Indonesia is one of the democratic countries, so it is not able to collect taxes only from the kafir dzimmi (non-Muslim). Therefore Indonesia applies various taxes to the community, such as income tax (PPh), value added tax (VAT), sales tax on luxury goods (Vat BM), stamp duty, land and building tax (PBB), land and building rights acquisition (BPHTB) as state income.

Konsep Penghimpunan Dana Zakat Untuk Memberdayakan Ekonomi Umat: Studi Komparatif Antara Teori Sayyid Sabiq Dan Yusuf Qaradhawi Syamsuri syamsuri Syamsuri; Anwar Fatoni; Setiawan bin Lahuri
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 4 No. 1 (2020)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Zakat merupakan ibadah yang memiliki nilai sosial yang tinggi, bagian dari sistem moneter dan sosial Islam yang sangat penting dalam pemberdayaan, harmonisasi, dan kesejahteraan umat. Kedudukannya yang sangat strategis ini menuntut umat Islam untuk benar-benar memperhatikan dan mengupayakan penghimpunan dan pemberdayaannya secara maksimal. Zakat juga memiliki peran yang begitu luas. Salah satu peran yang dimiliki oleh zakat adalah peran terhadap pengurangan angka kemiskinan masyarakat. Zakat yang dihimpun dan dikelola secara profesional dapat menjadi produktif, dapat menciptakan lapangan kerja, membantu peningkatan kualitas SDM secara terencana, ikut mengembangkan usaha yang baik dari sudut pandang agama, dan lainnya. Sayyid Sabiq dan Yusuf Qaradhawi sepakat bahwa Negara memiliki kewajiban untuk menghimpun dan mengelola dana zakat. Bahkan jika ada muzakki yang lalai membayar zakat, Negara wajib mengambil paksa dana zakat tersebut dengan disertai denda. Dengan demikian, untuk memaksimalkan pengelolaan dana zakat, BAZNAS maupun LAZ hendaknya senantiasa memperbaiki kinerjanya sehingga kesejahteraan dapat merata ke seluruh lapisan masyarakat.

Al-Maqrizi’s Thought on Theory of Quantity of Money: A Historical Perspective Setiawan Bin Lahuri; Khoirul Umam; Chindy Chintya Cahya
Historia Madania: Jurnal Ilmu Sejarah Vol 6, No 1 (2022): Historia Madania: Jurnal Ilmu Sejarah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/hm.v6i1.17352

Historically, the theory of quantity of money was first proposed by Irving Fisher who was one of the famous scientists of the classical period (1867-1947). The existence of the theory of quantity of money put forward by Irving Fisher made the public both practitioners and academics forget that long before Irving Fisher proposed the theory Al-Maqrizi as a Muslim scholar had initiated the quantity of money. The purpose of this study was to reveal and prove that in the field of economics Al-Maqrizi as a Muslim scholar had first initiated the quantity of money compared to Irving Fisher as a Western scientist. The methodology used in this study is qualitatively descriptive, namely by collecting documentation both from previous research and existing data then researchers analyze and explain descriptively. The results of this study state that Al-Maqrizi's thought of the concept of quantity of money at that time was more detailed and detailed than the theory of the quantity of money put forward by Irving Fisher. It's just that at that time the idea was not yet known as the quantity of money theory as it is known at this time.Keywords: Quantity of Money, Maqrizi’s thought, Muslim scholar

How Does Social Capital Offering Economic Development Based on Pesantren Business Units? Setiawan bin Lahuri; Perdi Pauji; Ainun Amalia Zuhroh
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 16, No 2 (2022)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v16i2.175-194

Human and Social capitals are the main keys to encourage quality economicgrowth. The main role of social capital is to increase business competitiveness ina sustainable manner. The social capital is needed to encourage quality economicgrowth and sustainable competitiveness. Pondok Pesantren is required to supportthe sustainability of pesantren. However, most Pondok Pesantrens have not maximised their economic potential due to the classical understanding that only physical capital is needed for economics. One of the Pondok Pesantren that optimize social capital as an economic instrument is Ponpes Sunan Drajat. So,it is interesting to study the role of social capital in the economic development through pesantren business units. This research is qualitative approach. Primary data collected with Information from PPSD. Secondary data include journal and media sosial. The three main data collection techniques used by observation, interviews and documentation. Observations are carried out as by economic efforts in Islamic Boarding School that involve the community that happen directly. The results showed that the role of Pesantren trust in developing business units is by attractingbusinessunit community, and strengthen the networkties. Value elements play arolein fostering trust, and norms in keeping values intact. Trust intangible valueshavebecome the norm, able to shape the human resources of business unit tobecomea credible, trustworthy, responsible, honest and fair person so the businessunitcan be maximised. This finding strengthens the previous studies that theory ofsocialcapital can play a role in developing the economy.

إدارة صندوق الأجرة في منتج التأمين التكافلي الوقف من منظور مقاصد الشريعة بيوجياكرتا Setiawan Bin Lahuri; Fadhila Tianti Mudi Awalia; Muhammad Alfi Syahrin
Islamic Economics Journal Vol. 6 No. 2 (2020)
Publisher : University of Darussalam Gontor

This study aims to discuss how the management of the ujrah funds on the waqf takafulink product and the management of the ujrah funds in the perspective of maqasid shariah in presenting wealth benefits. To achieve the discussion's objectives, researchers used field research with qualitative research types and a case study approach. As for collecting data, researchers conducted observations, interviews and looked at existing documents. Meanwhile, in analyzing the problem, the researcher used a qualitative descriptive technique and a maqasid shariah approach technique, so that this study could explain in detail about the management of funds in the waqf takafulink product. The results found the management of ujrah funds on the waqf takafulink product was contrary to the principles of sharia insurance because of the transfer of participant rights for the benefit of others as seen from the imposition of the ujrah funds that charged to participants to finance operations. But if the tax is on the company's amount of assets, the company should be able to bear the company’s operating costs without burdening the participants. Whereas from the review of maqasid shariah, the management of ujrah funds on takafulink products, waqf greetings is also against justice and benefit, because in managing funds there is an element of tyranny, and the status of ownership of property transferred in a way that is not in line with Islamic law.

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