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Teori Uncertainty (ketidakpastian) dalam Keuangan Islam Setiawan bin Lahuri
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (556.225 KB) | DOI: 10.21111/iej.v1i1.156

Abstract

Ekonomi Islam merupakan suatu sistem ekonomi yang bertujuan untuk mewujudkan tingkat pertumbuhan ekonomi jangka panjang dan mewujudkan falah. Untuk mewujudkan tujuan tersebut, system keuangan Islam diharapkan dapat memotori pergerakan ekonomi umat sehingga falah dapat dicapai. Dalam kaitannya dengan system keuangan Islam, unsur ketidakpastian menjadi sebuah hal yang terkadang oleh beberapa pihak dianggap sebagai penyebab kerugian dari pihak penyedia dana. Dalam tulisan ini, penulis bermaksud membahas teori ketidakpastian dalam keuangan Islam dengan membahas berbagai aspek dalam keuangan Islam, seperti investasi, hukum dan aplikasi, untuk kemudian menarik sebuah simpul untuk mendeskripsikan teori ketidakpastian dalam keuangan Islam. Sistem keuangan Islam, yang mana banyak mengedepankan akadakad kerjasama, akan banyak mengalami kondisi ketidakpastian, ditambah dengan dihapusnya bunga dalam sistem keuangan Islam, semakin mempertegas hal tersebut. Hal itu semua dilakukan untuk menyeimbangkan antara sektor fiansial dan sektor riil, sehingga tujuan falah dapat tercapai.
Strategy for Improving the Quality of Waqf Institutions Through Good Waqf Governance Syamsuri Syamsuri; Setiawan bin Lahuri; Wahyudi Bakri; Anwar Fatoni; Hendri Setyo Wibowo
AL- IKTISAB Journal of Islamic Economic Law Vol 5, No 1 (2021): Al-Iktisab: Journal of Islamic Economic Law
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i1.6200

Abstract

The sustainability of the benefits of waqf is possible because of the implementation of productive waqf can support various social and religious activities. Even so, good and innovative management is still needed in order to achieve professional waqf management, namely good waqf governance. This paper aims to examine the concept of good governance, the potential of waqf in Indonesia, and the institutional problems and solutions of waqf in Indonesia. This is a library research using a qualitative method and descriptive analytic study. Data were collected using the documentary method, which comes from books, journals, internet, and papers. The results of this study indicate that the donated land assets in Indonesia are 52.245,41 hectares spread over 385.898 locations. Most of the use of the waqf land is still in the form of direct waqf (consumptive), dominated by the construction of mosques by 44,26% and musholla (a prayer room) by 28,43%. Meanwhile, the potential for cash waqf in Indonesia reaches 3 trillion per year with an estimated number of generous Muslims of 10 million and an average monthly income of IDR 500.000 to IDR 10.000.000. Regarding problems in the development of waqf related to waqf management, including the management that is not optimal, even many are mismanaged which results in many waqf assets being neglected, some even missing. The solution lies in the existence of nadzir and a solid team work to maximize the expected results of waqf where waqf management requires good governance which can be used as a benchmark for whether performance in the organization is based on five principles, namely transparency, accountability, responsibility, independence and fairness or not.
Penerapan Manajemen Krisis dalam Pengelolaan Bencana Longsor Banaran, Pulung, Ponorogo Muhamad Fajar Pramono; Setiawan bin Lahuri; Mohammad Ghozali
Khadimul Ummah Vol 1, No 1 (2017): November
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ku.v1i1.1418

Abstract

Tujuan dari kegiatan ini adalah memberi pendampingan kepada Pemerintahan Desa Banaran Kecamatan Pulung dalam menerapkan manajemen krisis dalam penanganan bencana tanah longsor di Banaran. metode pelaksanaan pendampingan yang dilakukan, antara lain, yaitu: 1) ekspos ke media sosial. 2) Rekruitmen relawan 3) Penyusunan action-plans pendampingan. 4) pemetaan  relawan dan proses penangan bencana tanah longsor di Banaran 5) Melakukan studi banding. 6) Melakukan Focus Group Discutios (FGD). 7) Melakukan pelatihan/ workshop Pemetaan Rawan Bencana. 8) melakukan audensi dengan stakeholder untuk menjadi mutu dan kelangsungan program tersebut. Berdasarkan uraian di atas ditarik kesimpulan, Pertama, bahwa capaian program dengan rancangan program di awal ada yang sesuai, seperti, perubahan dalam pencegahan. Sedangkan yang melampaui capaian adalah dalam tahap tanggap bencana dan rehabilitasi. Adapun yang kurang sesuai dengan capaian adalah dalam tahap rekonstruksi. Kedua, perubahan yang dialami oleh mitra dalam hal ini pemeritahan Desa Banaran dan masyarakatnya adalah arti pentingnya pencegahan, yang selama ini dianggap remeh, ternyata berakibat fatal.
Curriculum Design of Master Program on Islamic Economics in Indonesian, Pakistan, Turkish, and Malaysian Universities Hamid Fahmy Zarkasyi; Setiawan bin Lahuri; Khoirul Umam; Eko Nur Cahyo
TSAQAFAH Vol 12, No 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (545.313 KB) | DOI: 10.21111/tsaqafah.v12i1.368

Abstract

This research is aimed at finding the curriculum design of Islamic economic, especially on its epistemological basis, its method of integration and its method of teaching. The object of research is postgraduate program at universities that offer the degree of Islamic Economic. The universities that will be researched represent four outstanding countries that have serious concern on Islamic economic studies. Those universities are International Islamic University Islamabad Pakistan, Istanbul Sabahattin Zaim University, International Islamic University of Malaysia and four Universities of Indonesia i.e. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, and STIE Tazkia. The data will be collected through documentary and interview method. To analyze the data the researchers employs descriptive, compare and contrast, and synthesis method. The curriculum design that includes the vision and mission where epistimological aspects are clearly stated, in most of Islamic economics departments. However, not all departments that state explicity their vision and mission and objective clearly have clear statement on the integration of conventional and Islamic economics. Islamic State University Sunan Kalijaga Yogyakarta, Islamic State University Sunan Ampel, University of Airlangga, STIE Tazkia, and Istanbul Sabbahatain Zaim do not state clearly the vision and mission in relation the program of integration and Islamization. So the epistimological aspect is not taken into serious consideration as the vision and mission of the program. The Universities that clearly state the integration and Islamization are Islamic Science University of Malaysia, International Islamic University of Islamabad, and International Islamic University of Malaysia.
السلطة التنفيذية في النظام السياسي الإسلامي Setiawan Bin Lahuri
TSAQAFAH Vol 13, No 2 (2017): Islamic Jurisprudence
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.064 KB) | DOI: 10.21111/tsaqafah.v13i2.1062

Abstract

Since the death of the Prophet, Islam grew under a system of government known as khilâfah (caliphate) for 13 centuries until the frst World War happened. After that, the system ended by the Republic of Turkey which immediately erased the caliphate system applied by the Ottoman Empire, the last Islamic empire. In the Islamic history, the system of khilâfah has undergone several phases. It had begun in al-Khulafâ ‘al-Râsyidûn period. At that time, the leader of Muslims after the death of the Prophet was chosen through syûrâ system, which the chosen leader addressed as khalîfah approved by all Muslims. After al-Khulafâ al-Râsyidûn period passed, during the Umayyads, the Abbasids, to the Ottoman Turks, the Muslim leaders were no longer elected by syûrâ, but it turned to the monarchi system even though the regimes continued to adopt the khilâfah system. Nevertheless, the three khilâfah Islâmiyyah dynasties still maintain the principle of unity of the ummah. Therefore, the khilâfah Islâmiyyah run by the Umayyads, the Abbasids, and Ottoman Turks at that time made Islam the largest country in the world. This article tries to explain the Islamic system of government related to the executive institution called al-sulṭah al tanfîdhiyyah by referring to the best Islamic system of government in the period of al-Khulafâ ‘al-Râsyidûn. Although Islam implements the caliphate system, al sulṭah al-tanfîdhiyyah is also important because a khâlifah cannot handle the state with all its affairs alone.
Maqâshid Syarî’ah Perception Toward Letter of Credit as Export-Import Risk Mitigation at Indonesian Fishery Trade Experience Imam Kamaluddin; Eka Risana Putri; Setiawan bin Lahuri; Suyoto Arief
TSAQAFAH Vol 17, No 1 (2021): Islamic Education
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v17i1.6761

Abstract

Export-Import is one of the engines that drive economic growth. Compared to domestic trade, Export-Import trade or international trade contains more risks. In reducing the risks that may occur in international trade, exporters use Letters of Credit as a guarantee of payment for goods. Compared with the weaknesses and benefits of using a Letter of Credit (LoC) in risk mitigation in export-import transactions, the benefits of using it are greater. Therefore, this study aims to find out how to use a Letter of Credit (LoC) as an instrument in mitigating export-import risk based on the maqâshid syarî’ah‎ review. This research is qualitative with observation, interviews, and documentation in data collection. The data is analyzed from the data obtained from the object of the research is a descriptive analysis using the maqâshid syarî’ah‎ approach by looking at the risks that may occur in the use of a Letter of Credit (LoC). The results of the study stated that the use of a Letter of Credit (LoC) as an export-import payment instrument is allowed if it becomes a necessity and creates benefits for the wider community. Providing facilities for issuing and using letters of credit as export and import documents needs to be developed so that it will increase exporters' interest and encourage an increase in export-import, as well as an increase in the value of foreign exchange, besides that it is necessary to develop Islamic banks as providers of shari’ah letter of credit services for exporters and Muslim importer.
Pandangan Islamic Economic Ethics Terhadap Dimensi Individualisme Dalam Ekonomi Kapitalis Setiawan Bin Lahuri; Lamya Nurul Fadhilah; Imam Kamaluddin
el-Jizya : Jurnal Ekonomi Islam Vol. 10 No. 1 (2022): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.637 KB) | DOI: 10.24090/ej.v10i1.6365

Abstract

Monopolies and stockpiling in business are clear evidence of human greed stemming from capitalist individualism. Despite the bad impact, the majority of people will prefer and support individual freedom without being limited by regulations. Thus, amid intense competition in the capitalist economy, Islamic ethics is present in the business environment to provide guidance and offer approaches that are in line with the ethical values ​​adopted by society. This study aims to find out: 1) the similarities and differences between individualism in capitalism and Islam, 2) the moral views of Islamic economics on capitalist individualism. The research method uses descriptive qualitative and the main variables in this study are capitalist individualism and Islamic economic ethics. Based on the results of the research analysis shows that: 1) Mostly, the dimensions of individualism in capitalism and Islam are different. 2) The biggest difference lies in the orientation, where the capitalist is oriented to the quantity of material (materialistic) and rationality, while Islam is oriented to the balance of the world and the hereafter. 3) Islam is very synonymous with ethics or morals that are oriented to the Qur'an and Hadith, while capitalists adhere to the principles of self-interest and rationality. 4) While the similarities between the two lie in the recognition of individual ownership and enthusiasm in working or doing business.
PERAN KEUANGAN MIKRO ISLAM TERHADAP KETAHANAN PANGAN PEDESAAN BERKELANJUTAN ERA REVOLUSI 4.0 Syamsuri Syamsuri; Rusyda Afifah Ahmad; Setiawan bin Lahuri; Mulyono Jamal
EKUITAS (Jurnal Ekonomi dan Keuangan) Vol 6 No 3 (2022)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya(STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.193 KB) | DOI: 10.24034/j25485024.y2022.v6.i3.4807

Abstract

Makalah ini mengulas peran Lembaga Keuangan Mikro Islam (LKMI) dalam mewujudkan ketahanan pangan masyarakat pedesaan. Ketahanan pangan yang didefinisikan sebagai kondisi aman dari kelaparan atau ketersediaan makanan yang cukup, kemudahan akses dalam memperoleh makanan yang berkualitas dan bergizi, menjadi isu kajian yang terus menarik perhatian para pakar ekonomi. Hal itu karena ketahanan pangan merupakan salah satu indikator kesejahteraan dan bahkan strategi dalam menyelesaikan masalah kemiskinan. Problematika ini terus dialami masyarakat pedesaan khususnya, karena lemahnya dalam permodalan yang berdampak pada tingkat daya beli pangan. Akan tetapi pada aspek lain memberikan keuntungan bagi lembaga mikro konvensional dalam memanfaat situasai ini dengan meningkatkan suku bunga dan mengekang masyarakat menengah ke bawah. Maka, hadirnya LKMI dengan asas ta’awun melalui pembiayaan syariah dan program pemberdayaan di tengah masyarakat pedesaan layak untuk dikaji ulang karena menjadi solusi bagi masyarakat atas hambatan permodalan. Dengan menggunakan pendekatan kualitatif yang bersifat library research terhadap literatur yang berkaitan dengan keuangan mikro, dianalisa secara empiris, komparatif dan pemberian rekomendasi dengan beberapa karya teoritis, akhirnya makalah ini menyimpulkan bahwa LKMI memiliki peran dalam mewujudkan ketahanan pangan pada masyarakat pedesaan yaitu pengembangan ekonomi, adopsi teknologi baru, mekanisme pertanian yang lebih baik, peningkatan produktivitas, peningkatan standar hidup petani dan pemberantasan kemiskinan.