Zubaidah Nasution
Universitas Hayam Wuruk Perbanas Surabaya

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MINDSET KEWIRAUSAHAAN BAGI SISWA SMA Zubaidah Nasution; Agustinus Kismet Nugroho; Shinta Setia
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Publisher : Jurnal KeDayMas: Kemitraan dan Pemberdayaan Masyarakat

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Abstract

AbtractEquivalence education package C program is education that takes place outside the school system, but the competence of graduates is considered equivalent to the competency of formal education graduates. This program is for high school students in the city of Surabaya who dropped out of school due to social, economic, time, opportunity and geographic limitations who cannot concentrate in a busy school environment, as well as home schooling students. This procurement aims to provide assistance in starting an entrepreneur, providing supporting facilities to produce products and training in making online media and social media to market products. This activity is carried out twice as the first implementation, focused on making business proposals students are encouraged to make starting from the title, introduction (business background), marketing mix (product, price, promotion, place), SWOT analysis (strengths, weakness, opportunity, thread), calculation of budget costs, market potential and profits and documentation. In the implementation of the two PKBM students, a business proposal presentation competition and social media competition were held. In the percentage of business proposals and proposals, the criteria for evaluating PKBM percentages and business proposals consist of business percentages, creativity, preparation of budget calculations, program potential: market opportunities and potential profitability. In social media evaluation, PKBM social media evaluation criteria consist of the most likes on social media on instagram and the best caption.  
Faktor-Faktor yang Mempengaruhi Investasi pada Perusahaan Asuransi Jiwa Syariah yang Terdaftar di Otoritas Jasa Keuangan (OJK) Monica Aprelia Dewi; Zubaidah Nasution; Surya Setiawan
JES (Jurnal Ekonomi Syariah) Vol 6, No 2 (2021): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.655 KB) | DOI: 10.30736/jesa.v6i2.163

Abstract

Abstract: This research analyzes the effect of tabarru fund and underwriting on investment in sharia life insurance companies in Indonesia that are registered in the Financial Services Authority (OJK). The independent variables are tabarru fund and underwriting. The dependent variable is an investment. The research was conducted using ten companies that met the sample selection criteria of seven years from 2013-2019. The seventy total data are registered with the financial services authority. This research used the purposive sampling technique. The data were analyzed through SPSS as a tool. This study indicated that the tabarru fund had a significant effect on investment in Islamic life insurance companies. Partial analysis (t-test) of tabarru fund had a significant positive impact on investment in Islamic insurance companies for the 2013-2019 period. The simultaneous F significance test results for the tabarru fund and underwriting F significant variables were simultaneously 0.000 less than the 0.05 significance level. Thus it can be concluded that H0 was rejected and H1 was accepted so that the regression model tested was fit, and the independent variable (tabarru fund and underwriting) simultaneously had affected the dependent variable (investment).
Wakaf Produktif dan Pemberdayaan Masyarakat: Studi Kasus Model Pengentasan Kemiskinan di Yayasan Nurul Hayat M. Nasyah Agus Saputra; Tri Ardiyanto Aska; Zubaidah Nasution
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.523 KB) | DOI: 10.30651/jms.v7i2.12484

Abstract

Productive waqf can be an instrument of economic development. Community empowerment in productive waqf is carried out by improving independence in daily activities or a community effort with synergy from social institutions. Nurul Hayat Foundation as a fund management institution and distribution of waqf productively is expected to have the right strategy to build the community economy, especially in the empowerment model carried out by social institutions. This study aims to determine the role of waqf productively in empowering human resources to improve welfare through social institutions, namely the Nurul Hayat Surabaya Foundation. Based on empowerment indicators covering impact, availability, relevance, utilization, coverage, affordability, and efficiency. This research uses qualitative method to productive waqf management based on direct approach from interview, observation, documentation. The results of this study discuss the design of a poverty alleviation model of community empowerment to improve the standard of living and welfare of alaihi  through productive waqf at the Nurul Hayat Foundation, Surabaya.Keywords: Productive Waqf, Empowerment, Poverty Alleviation Model.
Analisis Efisiensi Asuransi Jiwa Syariah di Indonesia dengan Pendekatan Stochastic Frontier Approach (SFA) Rosyidatur Rohmah; Zubaidah Nasution
JES (Jurnal Ekonomi Syariah) Vol 7, No 2 (2022): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (505.043 KB) | DOI: 10.30736/jes.v7i2.312

Abstract

This study aims to analyze the efficiency level of Indonesian sharia insurance with a parametric stochastic frontier approach where the input is total assets and claims, and the output of this research is investment income. This study uses quantitative methods with secondary data in the form of shariah insurance Indonesia annual reports 2016-2020. The data analysis uses a regression test with the help of stochastic frontier approach (SFA). Based on the results of processing using stochastic frontier approach (SFA), Indonesian Sharia insurance's overall production efficiency level is known to be 0.8187 or 81.87%. Partially, Indonesian sharia insurance total assets and claims have an insignificant negative effect on investment income.
Apakah Good Corporate Governance Mampu Memperkuat Kinerja Bank Umum Syariah di Indonesia? Sri Lestari Kurniawati; Linda Purnama Sari; Zubaidah Nasution
Mutanaqishah: Journal of Islamic Banking Vol. 1 No. 2 (2021): December 2021
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.166 KB) | DOI: 10.54045/mutanaqishah.v1i2.9

Abstract

This study aims is to analyze non-performing financing and liquidity on the profitability of Islamic Commercial Banks in Indonesia with good corporate governance as a moderating variable. This study uses the variable Profitability (ROA) as the dependent variable, non-performing financing (NPF) and liquidity (FDR), as the independent variable and Good Corporate Governance (Independent Commissioner) as the moderating variable. The sampling method used purposive sampling in order to obtain 12 BUS with a research period of 2010-2019. The analysis technique used is statistical analysis of panel data with eviews 8.0. The results of the study stated that NPF had a significant negative effect on profitability, FDR had a significant positive effect on profitability. GCG as a moderating variable strengthens the influence of NPF on profitability, while GCG is not a moderating variable of the effect of FDR on profitability. The conclusion is that GCG is only a moderating variable of the effect of NPF on profitability.