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DAMPAK COVID 19 TERHADAP KINERJA KEUANGAN PERUSAHAAN SEKTOR BARANG KONSUMEN – NON PRIMER YANG TERDAFTAR DI BURSA EFEK INDONESIA Dewi Oktary; Amelia Amelia
Jurnal Ekonomi STIEP Vol. 6 No. 2 (2021): JES (Jurnal Ekonomi STIEP)
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Ilmu Ekonomi (STIE) Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.645 KB) | DOI: 10.54526/jes.v6i2.52

Abstract

This study aims to determine the impact of covid 19 on the financial performance of non-primary consumer goods sector companies. This study examines financial performance before and after covid 19. Financial performance is measured using the liquidity ratio, leverage ratio, activity ratio and profitability ratio. The samples in this study were non-primary consumer goods sector companies listed on the main board as many as 43 companies. The data analysis method used is the average difference test using the Wilcoxon test. The results of the analysis are that there is no difference in the average liquidity ratio before and after the occurrence of covid 19. And there is a difference in the average leverage ratio, activity ratio and profitability ratio.
An Analysis on the Effects of NPL, NIM, LDR on Profitability Level and Stock Returns in Conventional Banks Listed in the Main Board of Indonesia Stock Exchange in The Period of 2014-2018 Dewi Oktary; Rurin Pratiwi
SENTRALISASI Vol. 10 No. 1 (2021): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v10i1.1087

Abstract

To find out the effects of NPL, NIM, LDR on the profitability level and stock returns is the aim of this study. The samples used were 24 conventional banks listed on IDX main board in 2014- 2018. The techniques of data analysis were path analysis and Sobel test. The results obtained in this study were that NPL had a significant negative effect on profitability and stock returns, NIM had a significant positive effect on the profitability level and stock returns, while LDR had no significant effect on the profitability level but it had a significant negative effect on stock returns. Profitability level had no significant effect on stock returns. NPL, NIM, LDR simultaneously had a significant effect on profitability. In addition, NPL, NIM, LDR and Profitability Level simultaneously had a significant effect on stock returns. NPL, NIM, LDR had no significant effect on stock returns. NPL, NIM, LDR had no significant effect on stock returns through profitability. 
SISTEM DAN PROSEDUR PENYALURAN KREDIT USAHA RAKYAT KEPADA UMKM OLEH PT BANK MANDIRI (PERSERO) TBK CABANG TANJUNGPURA PONTIANAK Amelia Amelia; Dewi Oktary
Jurnal Ekonomi Integra Vol 12, No 2 (2022): Jurnal Ekonomi Integra
Publisher : STIE 'INDONESIA' Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51195/iga.v12i2.200

Abstract

The purpose of this research is to analyze the system and distribution procedure of People’s Business Credit to Micro, Small and Medium Enterprises given by Bank Mandiri Inc., Tanjungpura Pontianak Branch. This research applies descriptive research with qualitative approach. Based on the results of this research shows that the system and distribution procedure of People’s Business Credit (KUR) to Micro, Small, and Medium Enterprise (MSME) given by Bank Mandiri Inc., Tanjungpura Pontianak Branch has been done properly starting from credit application, credit analysis covering 5C, credit grant decisons, up to loan disbursement. Supervision has been effectively done with Preventive Control which is a supervision through field observation before loan disbursement and also does Repressive Control which is a supervision done after loan disbursement and during credit usage to all debtors to maintain their business conditions with hope of avoiding deviations and bad credit loans.
CAPITAL ASSET PRICING MODEL SEBAGAI DASAR PENGAMBILAN KEPUTUSAN INVESTASI PADA BANK UMUM MILIK PEMERINTAH Faradina Inda Wardhani; Dewi Oktary
Jurnal Ekonomi Integra Vol 13, No 2 (2023): Jurnal Ekonomi Integra
Publisher : STIE 'INDONESIA' Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51195/iga.v13i2.277

Abstract

ABSTRACTThe purpose of this study is to analyze return and risk using the CAPM method to Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI), Bank Mandiri (BMRI) and Bank Tabungan Negara (BBTN). Research uses is descriptive quantitative with the presentation of data from the results CAPM. the Capital Asset Pricing Model (CAPM) method and classifies undervalued or overvalued level. CAPM is a way of choosing the stock was conducted by selecting efficient stock has a value individual return more than expected return. In this study, calculate the stock prices, composite stock price index, Indonesian bank interest rates, and the systematic risk of individual stocks from 2017 – 2022. The stock data obtained was sourced from Yahoo Finance and the Indonesian Stock Exchange The results of this study E(Ri) show that the stock is efficient, then the stock of Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI), Bank Mandiri (BMRI),  and Bank Tabungan Negara (BBTN),  should be bought and used as an investment because the stock has a value individual return more than expected return.  ABSTRAKTujuan penelitian ini adalah menganalisis tingkat return dan resiko menggunakan metode Capital Asset Pricing Method (CAPM) pada Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI), Bank Mandiri (BMRI), dan Bank Tabungan Negara (BBTN). Bentuk penelitian ini adalah deskriptif kualitatif yang memaparkan hasil data perhitungan CAPM. Metode CAPM adalah suatu cara pemilihan saham yang dilakukan dengan memilih saham yang efisien dengan tingkat nilai return individual lebih dari return yang diharapkan. Data yang digunakan adalah harga saham, indeks harga saham gabungan, suku bunga bank Indonesia, dan risiko sistematik saham individual dari tahun 2017 – 2022. Data yang diperoleh bersumber dari studi dokumentasi melalui Yahoo Finance dan Bursa Efek Indonesia. Hasil penelitian ini E(Ri) menunjukkan bahwa saham tersebut efisien, maka saham Bank Rakyat Indonesia (BBRI), Bank Negara Indonesia (BBNI), Bank Mandiri (BMRI) dan Bank Tabungan Negara (BBTN) dapat dibeli dan dijadikan pilihan investasi portofolio karena memiliki nilai return individual lebih dari return yang diharapkan. 
PEMBENTUKAN KARAKTER DENGAN MENUMBUHKAN KREATIVITAS DAN INOVASI PADA GENERASI MUDA: CHARACTER BUILDING BY GROWING CREATIVITY AND INNOVATION IN THE YOUNG GENERATION Dewi Oktary; Fitriyasa Meiserli; Faradina Inda Wardhani
KHIDMATUNA: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2023): Juni
Publisher : STAI Al Fithrah Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/khidmatuna.v2i1.400

Abstract

Ide – ide kreatif dan inovatif sangat penting dimiliki oleh generasi muda. Salah satu ide kreatif dan inovatif adalah dengan cara merubah barang bekas menjadi barang yang lebih berguna dan dapat menjadi peluang usaha. Anak – anak Khatulisitiwa Berbagi merupakan komunitas anak – anak marginal yang mana orang tua mereka bekerja sebagai pemulung. Tujuan Pengabdian Kepada Masyarakat ini untuk membuka wawasan anak – anak Khatulistwa Berbagi untuk memiliki ide kreatif dengan mengubah barang bekas menjadi barang yang lebih memiliki nilai ekonomi. Selain itu dapat mengajarkan mereka untuk dapat menjaga lingkungan. Pelaksanaan Kegiatan Pengabdian Masyarakat ini menggunakan metode sosialisasi, diskusi dan praktek. Kegiatan ini dilaksanakan di Sekretariat Komunitas Khatulistiwa Berbagi pada tanggal 22 Oktober 2022. Adapun anak – anak yang mengikuti kegiatan ini berkisaran umur 10 – 16 tahun sebanyak 18 orang. Pelaksanaan Pengabdian Kepada Masyarakat berjalan lancar anak – anak Khatulistiwa Berbagi sangat bersemangat dalam mengikuti kegiatan ini. Adapun hasil dari Pengabdian Kepada Masyakarat ini mengajarkan anak – anak Khatulisitiwa Berbagi pentingnya memiliki ide – ide kreatif dan inovatif salah satu nya mengubah barang bekas menjadi barang yang lebih memiliki nilai ekonomi dan juga dapat menjaga lingkungan sekitar.