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ANALISIS TINGKAT LAYANAN SERTA PROSEDUR KREDITUR TERHADAP PENGAMBILAN KEPUTUSAN KREDITUR BANK SULSELBAR CABANG PANGKAJE’NE KEPULAUAN Nurhaedah, Nurhaedah
Jurnal BISNIS & KEWIRAUSAHAAN Vol 7 No 3 (2018): Jurnal BISNIS & KEWIRAUSAHAAN
Publisher : Jurnal BISNIS & KEWIRAUSAHAAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (735.214 KB)

The purpose of this research is to know the influence of the level of service as well as a credit Against the decision-making procedures of the lender Bank Sulselbar branch of the Pangkaje'ne Islands.The population in the penelitiann this is the customer on the last year in April 2017 April 2018 until on Bank Sulselbar branch of the Pangka'jene Islands with total sample as many as 80 people customer. Method of data collection in this study is a questionnaire, interviews and documentation. Methods of data analysis using descriptive and quantitative methods i.e. using multiple linear regression analysis to measure the influence of level of service as well as the procedure of Creditors Against the creditor Bank Decision-making Sulselbar Sulselbar The branch of Pangkaje'ne Islands. Based on testing the free variables of table F (level of service as well as the procedure of creditors) jointly have a positive and significant influence against variables bound i.e. lender decision making.Through testing (R) correlation coefficient obtained that level of service as well as the procedure of creditors against the decision of taking the lender Bank Sulselbar Sulselbar Branch Pangkaje'ne Islands is a high relationship of 61.8%.With the level of service is the most dominant factor in influencing decision-taking Bank credit Sulselbar branch of the Pangkaje'ne Islands.

DIVERFIKASI PRODUK DANGKE UNTUK MENINGKATKAN KESEJAHTERAAN PETERNAK SAPI DI KABUPATEN ENREKANG Nurhaedah, Nurhaedah; Arman, Arman; Irmayani, Irmayani
Societa: Jurnal Ilmu-Ilmu Agribisnis Vol 8, No 1 (2019): Societa: Jurnal Penelitian Ilmu-ilmu Agribisnis
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jsct.v8i1.2030

ABSTRACT The long-term goal of the research is to develop agribusiness models for Soft Cheese sp as a whole, starting from agriculture to the level of sustainable agriculture to improve the welfare of dairy farmers in the Enrekang Regency. Specific objectives are 1). Formulate and compile a production-based model of agribusiness development in commodities with sp soft cheese to improve production quality and quantity 2). Implemented the pattern of integration between downstream agribusiness and agribusiness development of dairy cows to produce sp soft cheese products that are competitive in the global, domestic, and foreign markets that are supported. Dairy farmers to produce dangke, soft cheese sp, products are choosing as the main samples in this study as potential livestock commodities in Enrekang Regency. The plan of this study was carried out in Enrekang Regency as a producer of sp soft cheese with a distinctive aroma and taste in South Sulawesi, and in this area, many dairy farmers have not used additional dairy products that they produce. The sample used in this study amounted to 50 dairy farmer households, which at the same time sought out sp soft cheese products in Enrekang Regency. The farming activities carried out by each group are supporting, caring for, protecting, and milking cows to produce fresh milk to make competent soft cheese sp products for marketing. Processed fresh milk can be a variety of food such as dangke and chips foods. This action is also done to diversify the products favored by other people and consumers. The research uses income analysis to negate a large amount of money earned at the time of production. ABSTRAK Tujuan jangka panjang penelitian adalah mengembangkan model agribisnis dangke Soft Cheese sp secara menyeluruh mulai pada tingkat off farm sampai pada tingkat on farm yang berkelanjutan untuk meningkatkan kesejahteraan peternak sapi perah di Kabupaten Enrekang. Tujuan khusus adalah: 1). merumuskan dan menyusun model pengembangan agribisnis berbasis produksi pada komoditi dangke soft cheese sp untuk meningkatkan kualitas dan kuantitas produksi. 2). Menerapkan pola terintegrasi antara agribisnis hulu dan agribisnis hilir pengembangan sapi perah untuk menghasilkan produk dangke soft cheese sp yang berdaya saing dipasar global, domestik dan mancanegara yang berkelanjutan. Peternak sapi perah untuk menghasilkan produk dangke soft cheese sp dipilih sebagai sampel utama dalam penelitian ini sebagai komoditi peternakan yang potensial di Kabupaten Enrekang. Rencana penelitian ini dilakukan di Kabupaten Enrekang sebagai daerah penghasil dangke soft cheese sp dengan aroma dan rasa yang khas di Sulawesi Selatan sekaligus di daerah ini banyak peternak sapi perah yang belum memanfaatkan dengan maksimal produk susu segar yanag dihasilkannya. Sampel yang digunakan dalam penelitian ini sebanyak 50 rumah tangga peternak sapi perah yang sekaligus mengusahakan menghasilkan produk dangke soft cheese sp di Kabupaten Enrekang. Kegiatan usahatani yang dilakukan masing-masing kelompok adalah memelihara, merawat, melindungi dan memerah susu sapi untuk menghasilkan susu segar untuk membuat produk dangke soft cheese sp yang berdaya saing pada pemasaran. Hasil olahan susu segar dapat berupa berbagai olahan pangan seperti dangke dan keripik. Tindakan ini sekaligus melakukan sebagai inovasi untuk melakukan diversifikasi produk yang digemari masyarakat dan konsumen lainnya. Penelitian menggunakan analisis pendapatan untuk mengetahui berapa besar pendapatan yang diperolah peternak saat produksinya.

ANALISIS TINGKAT LAYANAN SERTA PROSEDUR KREDITUR TERHADAP PENGAMBILAN KEPUTUSAN KREDITUR BANK SULSELBAR CABANG PANGKAJEâ€™NE KEPULAUAN Nurhaedah, Nurhaedah
Jurnal BISNIS & KEWIRAUSAHAAN Vol 7 No 3 (2018): Jurnal BISNIS & KEWIRAUSAHAAN
Publisher : Jurnal BISNIS & KEWIRAUSAHAAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (735.214 KB)

The purpose of this research is to know the influence of the level of service as well as a credit Against the decision-making procedures of the lender Bank Sulselbar branch of the Pangkaje'ne Islands.The population in the penelitiann this is the customer on the last year in April 2017 April 2018 until on Bank Sulselbar branch of the Pangka'jene Islands with total sample as many as 80 people customer. Method of data collection in this study is a questionnaire, interviews and documentation. Methods of data analysis using descriptive and quantitative methods i.e. using multiple linear regression analysis to measure the influence of level of service as well as the procedure of Creditors Against the creditor Bank Decision-making Sulselbar Sulselbar The branch of Pangkaje'ne Islands. Based on testing the free variables of table F (level of service as well as the procedure of creditors) jointly have a positive and significant influence against variables bound i.e. lender decision making.Through testing (R) correlation coefficient obtained that level of service as well as the procedure of creditors against the decision of taking the lender Bank Sulselbar Sulselbar Branch Pangkaje'ne Islands is a high relationship of 61.8%.With the level of service is the most dominant factor in influencing decision-taking Bank credit Sulselbar branch of the Pangkaje'ne Islands.

Kandungan Kalsium (C) dan Fospor (P) Silase Kombinasi Jerami Padi dan Daun Lamtoro Sebagai Pakan Ternak Ruminansia Basri, Basri; Nurhaedah, Nurhaedah; Fitriani, Fitriani
bionature Vol 20, No 1 (2019): April
Publisher : Fakultas MIPA UNM

Abstract. The purpose of this study was to determine the calcium (Ca) content and phosphorus (p) silage combination of rice straw and lamtoro leaves as a good feed for ruminants. The Research Method used Completely Randomized Design (CRD) which consisted of 4 treatments and each treatment was repeated 3 times namely J0 = 100% Rice Straw + 0% Leucaena Leaves (Control), J1 = 60% Rice Straw + 40% Leucaena Leaves, J2 = 70% Rice Straw + 30% Leucaena Leaf and J3 = 80% Rice Straw + 20% Leucaena Leaf. The results showed that the combination of rice straw silage and lamtoro leaves showed that there was a very significant effect (P <0.01) on calcium (ca) and phosphorus (p) on rice straw and lamtoro leaves. The average value of calcium from highest to lowest is J1 (0.86%), J2 (0.82%), J3 (0.75%) and J0 (0.59%). The highest to lowest phosphorus values were J1 (0.29%), J2 (0.27%), J3 (0.23%) and J0 (0.19%). From the results of the study, it is known that the best treatment and can be recommended is J1 treatment consisting of 60% rice straw and 40% lamtoro leaves.Keywords: Rice Straw; Lamtoro Leaves; Silage; Calcium; Phosphor; Ruminant animals

Pengaruh Penggunaan Pupuk Bersubsidi terhadap Efektivitas Petani di Kelompok Tani Tosalamae Kabupaten Pinrang Rais, Muh; Yusriadi, Yusriadi; Nurhaedah, Nurhaedah
LaGeografia Vol 19, No 3 (2021): Juni
Publisher : UNIVERSITAS NEGERI MAKASSAR

The purpose of this study is to find out the influence of the use of subsidized fertilizer on the effectiveness of farmers based on the right indicators of price, right amount, on time, right place, and the right type in the farmer group tosalamae. This research is descriptive quantitative. The method of data retrieval used is observation, questionnaire and interview. The method of data analysis used is multiple linear regression. Primary data comes from farmer interviews and secondary data comes from research-related agencies. The results showed that on time is a real effect on (Y) the effectiveness of the use of subsidized fertilizers because of the significance (Sig) below alpha (Î±) 0.05 ie 0.016 means a real effect on the use of subdivided fertilizers in farmer groups tosalamae. Subsidized fertilizer is very important for farmers in the process of farming, so when farmers want to use subsidized fertilizer is always available in the time farmers need it. Therefore, on time it is very important in the use of subsidized fertilizers. Â

Analisis Pendapatan Usaha Penyulingan Minyak Daun Cengkeh Di Desa Buntu Barana Kecamatan Curio Kabupaten Enrekang: Studi Kasus Penyulingan Minyak Daun Cengkeh Rante Limbong Israwati, Israwati; Yusriadi, Yusriadi; Nurhaedah, Nurhaedah
Jurnal Ilmiah Ecosystem Vol. 21 No. 2 (2021): ECOSYSTEM Vol. 21 No 2, Mei - Agustus Tahun 2021
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Bosowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/eco.v21i2.1102

Penelitian ini bertujuan 1 ) untuk mengetahui berapa besar pendapatan produksi penyulingan minyak daun cengkeh dalam di Desa Buntu Barana Kecamatan Curio Kabupaten Enrekang. 2) untuk mengetahui bagaimana tingkat kelayakan usaha penyulingan minyak daun cengkeh di Desa Buntu Brana Kecamatan Curio Kabupaten EnrekangMetode penelitian yang digunakan adalah metode survey yang bertujuan untuk mendapatkan gambaran yang mewakili suatu daerah dengan benar, dan untuk menjangkau fakta yang terjadi di lapangan melalui kunjungan dan wawancara langsung, sehingga diperoleh gambaran secara keseluruhan pendapatan produksi penyulingan minyak daun cengkeh dalam di Desa Buntu Barana Kecamatan Curio Kabupaten Enrekangberdasarkan berdasarkan data yang diperoleh dari penyulingan minyak daun cengkeh. Hasil penelitian menunjukkan Total Pendapatan usaha penyulingan minyak daun cengkeh di Desa Buntu Barana adalah Rp.22.586.000 selama enam bulan produksi. Hasil pendapatan responden cukup besar untuk digunakan menutupi kebutuhan hidup dan menunjang keuangan rumah tangga petani dikala tepuruknya harga komoditi pertanian utama pengusaha penyulingan minyak daun cengkeh sebagai sampel di daerah penelitian.Kelayakan usaha penyulingan minyak daun cengkeh yang diperoleh sebesar 1,42 bahwa usaha termasuk kategori layak dengan hasil R/C Ratio > 1,42 maka usaha tersebut layak untuk dikembangkan. This study aims 1) To determine how much income from the production of clove leaf oil distillation in Buntu Barana Village, Curio District, Enrekang Regency. 2) To find out the feasibility level of the business of clove leaf oil refining in Buntu Brana Village, Curio District, Enrekang Regency. The research method used is a survey method that aims to get a picture that represents an area correctly, and to reach the facts that occur in the field through visits and Direct interviews, in order to obtain an overall picture of the production income of clove leaf oil distillation in Buntu Barana Village, Curio District, Enrekang Regency based on data obtained from clove leaf oil refining. The results showed that the total income of clove leaf oil refining business in Buntu Barana Village was Rp. 22,586,000 for six months of production. The respondents 'income was large enough to be used to cover their living needs and to support farmers' household finances when the prices of the main agricultural commodities of clove leaf oil refiners were sampled in the study area. The feasibility of the business of clove leaf oil refining obtained is 1.42, that the business is in the feasible category with an R / C Ratio> 1.42, so the business is feasible to be developed.

Agribusiness-Based Corn Crop Development Strategy Crisdayanti, Crisdayanti; Yusriadi, Yusriadi; Nurhaedah, Nurhaedah
LaGeografia Vol 20, No 1 (2021): October
Publisher : UNIVERSITAS NEGERI MAKASSAR

This study aims to identify internal and external factors in the development of agribusiness-based corn plants and determine alternative strategies for agribusiness-based corn plant development in Pattondonsalu Village, Maiwa District, Enrekang Regency. The population in this study were 252 people. The method of random sampling for corn farmers was 21 people and the determination of key informants was deliberately taken (puposive) as 4 people because they were considered to know the most about the information presented, making it easier for the research process. The method used in this research is descriptive qualitative. This study uses IFAS, EFAS, and SWOT matrix data analysis. The research results are based on the analysis of the SWOT matrix, the appropriate alternative strategy is the Strategy-Oppottunities Strategy which is obtained from internal strength factors and external opportunities, namely Utilizing the availability of agricultural land to carry out corn cultivation activities so that the amount of corn demand can be met by utilizing technology and availability of facilities. superior and quality production by working with supporting institutions and input production retailers to meet the needs of farming and working with members of farmer groups to increase farmer motivation and absorption of labor from farmer groups so that maximum profits can be obtained.

Analysis of Peanut (Arachis Hypogeae L) Farming in Buae Village, Watang Pulu District, Sidenreng Rappang Regency Rauf, Andi Sulkifli; Irmayani, Irmayani; Nurhaedah, Nurhaedah
LaGeografia Vol 20, No 1 (2021): October
Publisher : UNIVERSITAS NEGERI MAKASSAR

This study aims to determine (1) how much is the cost of peanut farming, (2) how much income is obtained from peanut farming, (3) how much is the feasibility level of peanut farming. This type of research used in this research is descriptive quantitative. The data collection methods used were observation, questionnaires, and interviews. The data analysis used was the B / C Ratio. Primary data which is the result of interviews with respondent farmers is tabulated to determine the cost and income of peanut farmers in Buae Village, the amount of costs used by peanut farmers is divided into three, among others: (1) the cost of labor outside the family (reel issued) of Rp. 5,465,316 and family workers (calculated) of Rp. 2,900,000, (2) the cost of production facilities is Rp. 2,321,457.31 (3) fixed costs of Rp. 345,299.67 total costs incurred by farmers of Rp. 8,132,073.21 / Ha. The amount of revenue is Rp. 18,071,018.06 / Ha. The amount of income received is Rp. 9,938,944.85 / Ha based on the calculation of B / C ratio shows 1.22 indicating that peanut farming in Buae Village is feasible to be developed where each expenditure is Rp. 1 can give you a profit of Rp. 1.22.

Analisis Kelayakan Usaha Pembuatan Gula Merah Di Kelurahan Kassa Kecamatan Batulappa Kabupaten Pinrang Syamita, Idham Anggi; Nurhapsah, Nurhapsah; Nurhaedah, Nurhaedah
Jurnal Ilmiah Ecosystem Vol. 21 No. 3 (2021): ECOSYSTEM Vol. 21 No 3, September - Desember Tahun 2021
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Bosowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/eco.v21i3.1143

Penelitian ini dilaksanakan di Kelurahan Kassa Kecamatan Batulappa Kabupaten Pinrang dari bulan Agustus sampai bulan September 2019. Penelitian ini bertujuan untuk mengetahui faktor-faktor produksi ( pohon aren, harga gula merah, biaya produksi, jumlah pohon, jumlah produksi). Pada pendapatan pengrajin gulan aren di Kelurahan Kassa Kecamatan Batulappa Kabupaten Pinrang. Jenis data yang digunakan adalah analisis regresi berganda. Hasil penelitian ini kemudian diolah menggunakan rumus analisis Pendapatan. Variabel yang digunakan dalam penelitian ini ada lima yaitu harga gula aren, biaya, volume produksi, tenaga kerja, jumlah pohon. Hasil penelitian menunjukan variabel harga gula aren dan jumlah produksi berpengaruh nyata terhadap pendapatan sedangkan biaya, tenaga kerja dan jumlah pohon tidak berpengaruh nyata terhadap pendapatan pengrajin gula merah. Hasil uji F disimpulkan bahwa variabel bebas sangat berpengaruh terhadap pendapatan pengrajin gula merah. Hasil uji R square menunjukan bahwa 98,9% variabel pendapatan pengrajin gula merah dapat dijelaskan oleh variabel jumlah pohon aren, jumlah produksi, tenaga kerja, dan harga. Sedangkan 1,1% dipengaruhi oleh variabel lain yang tidak di ukur dalam penelitian This research was conducted in Kassa Village, Batulappa District, Pinrang Regency from August to September 2019. This study aims to determine the factors of production (palm trees, brown sugar prices, production costs, number of trees, number of production). On the income of palm sugar craftsmen in Kassa Village, Batulappa District, Pinrang Regency. The type of data used is multiple regression analysis. The results of this study were then processed using the analysis formula income. There are five variables used in this research, namely palm sugar price, cost, production volume, labor, number of trees. The results showed that the variable palm sugar price and the amount of production had a significant effect on income, while the cost, labor and number of trees had no significant effect on the income of the brown sugar craftsmen. The results of the F test concluded that the independent variable greatly influenced the income of the brown sugar craftsmen. The results of the R square test show that 98.9% of the income variable of the brown sugar craftsmen can be explained by the variables of the number of palm trees, the amount of production, the labor, and the price. Meanwhile, 1.1% is influenced by other variables that are not measured in the study.

PKM Pelatihan Pembuatan Media Pembelajaran Literasi Di Kelas Awal Bagi Guru SD Faisal, Muh.; Nurhaedah, Nurhaedah; Rohana, Rohana; Bahar, Bahar; Latri, Latri
Publikasi Pendidikan Vol 12, No 1 (2022)
Publisher : Prodi PGSD FIP UNM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/publikan.v12i1.24527

Kegiatan pelatihan pembuatan media pembelajaran literasi kelas awal dilaksanakan di SDN No.73 Bontorita I Kecamatan Galesong Kabupaten Takalar di Kecamatan. Pelatihan ini bertujuan untuk memberikan pengetahuan kepada peserta tentang macam-macam media literasi untuk kelas awal dan memberikan pelatihan dan pendampingan kepada peserta untuk mengembangkan media literasi yang dapat dimanfaatkan di kelas awal. Pelatihan ini menggunakan metode in house training dan workshop. Adapun yang menjadi sasaran dalam pelatihan adalah guru-guru kelas awal yang ada di SDN No. 73 Bontorita I, SDN No. 74 Bontorita II, dan SDN No. 191 Inpres Paku. Pelatihan dilakukan dalam dua tahap yaitu tahap persiapan dan tahap pelaksanaan. Tahap persiapan mempersiapkan bahan dan alat, tahap pelaksanaan membuat alat media literasi Big Book, presentasi dan demonstrasi baik secara mandiri maupun berkelompok. Dalam pelatihan, mahasiswa akan dibantu mulai dari merancang pembuatan media sampai cara penggunaanya. Evaluasi dari kegiatan pengabdian yang dilakukan nantinya adalah simulasi media literasi Big Book. Media literasi Big Book memiliki karakteristik khusus, seperti penuh dengan warna-warni, gambar yang menarik. Media literasi Big Book merupakan cerita bergambar yang berisi materi yang disajikan secara naratif dan deskriptif yang berfungsi membantu siswa dalam memahami konsep yang rumit serta mampu mengoptimalkan otak untuk mengingat materi pelajaran. Kegiatan pengabdian pada masyarakat ini telah berjalan efektif, hasil pengamatan selama pelatihan berlangsung nampak bahwa, sekitar 85% peserta pelatihan memperlihatkan keseriusan dan antusias mengikuti selama pelatihan berlangsung. Hal tersebut terlihat bahwa peserta pelatihan sudah memahami pembuatan media literasi walaupun dengan cara yang sederhana. Kemudian peserta pelatiahan sudah memahami bagaimana memilih bahan atau materi yang dapat dijadikan sebagai media literasi yang sesuai dengan kondisi lingkungan sekolah

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