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PERSEPSI CALON NASABAH PERBANKAN KONVENSIONAL DAN SYARIAH MELALUI TEORI PERILAKU TERENCANA PADA MAHASISWA UNIVERSITAS BINA BANGSA Leni Triana; Yuliah Yuliah; Wahyu Widodo
JURNAL MANAJEMEN MAKER STIE SULTAN AGUNG Vol 6, No 1 (2020): JUNI 2020
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/mjm.v6i1.154

Abstract

Tujuan dari penelitian ini untuk melihat perilaku calon nasabah dalam mengambil keputusan untuk menginvestasikan dana ke perbankan melalui teori perilaku terencana. Metode penelitian yang dipakai diskriptif kualitatif dengan pengumpulan data melalui kuesioner dan observasi pada 120 sampel, yakni mahasiswa tingkat akhir Universitas Bina Bangsa Kota Serang. Hasil analisis teridentifikasi dari 120 sampel, 69 mahasiswa atau sebesar 57,5%  tertarik untuk menabung ke bank syariah karena sesuai dengan Hukum Islam, yakni Al-quran, Hadist, dan Fatwa MUI mengharamkan riba atas akad yang ada, serta mempunyai prinsip kehati-hatian dalam penyaluran dana. 51 mahasiswa atau sebesar 42,5% tertarik menabung pada bank konvensional karena memberikan imbal hasil berupa bunga, memiliki banyak cabang, sering melakukan undian berhadiah, dan dengan aset yang cukup banyak mempermudah debitor untuk melakukan pinjaman ke bank konvensional.Kata kunci: Sikap Terhadap Perilaku, Norma Subjektif, Kontrol Perilaku, Lembaga Perbankan 
PROMOTION OF MSMES "CASSAVA CHIPS JAJALON" MARKET THROUGH "SHOPEE": PROMOSI PENJUALAN UMKM “KERIPIK SINGKONG JAJALON” MELALUI MARKETPLACE “SHOPEE” Yuliah Yuliah; Rika Kartika; Ade Fauji
Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 1 No. 1 (2021): Indonesian Journal of Engagement, Community Services, Empowerment and Developme
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijecsed.v1i1.6

Abstract

In today's digital age, e-commerce is often used in information technology, and one of the most commonly used e-commerce is the marketplace of the many marketplaces that often shopee. Currently, the marketing and results of MSMEs cassava chips jajalon still exist today. This method has not been optimal in information where it can not be coverage of the entire community. Which way to shopee with direct training to MSMEs for products, share and serve buying consumers. The result of the implementation of shopee access to MSMEs in the market and sales and sales to the top of the smartphone is the volume of sales.
ANALISA GAYA KEPEMIMPINAN, KARAKTER, DAN ETNOGRAFI PEMIMPIN DALAM UPAYA MENINGKATKAN KINERJA KARYAWAN (STUDI KASUS PADA PT. ANDHANI RELITA / SPBU 34.434.11 CILEGON) Leni Triana; Yuliah Yuliah
Jurnal Bina Bangsa Ekonomika Vol. 14 No. 2 (2021): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.59 KB) | DOI: 10.46306/jbbe.v14i2.88

Abstract

The purpose of this study was to find out whether the leadership style, character and ethnography of the leader could improve employee performance at PT. Andhani Relita. This study uses primary data and data collection techniques are conducted by observing and interviewing directly to the research object using random sampling to several employees. The results of the study showed that the leadership style carried out does not only refer to one type of leadership, because to achieve employee performance requires the ability to lead by adjusting the conditions that occur on the ground. In addition, leaders can understand their own character and employees, so there is a fairly good emotional connection to improved work performance. The ethnography of leaders formed when implemented appropriately and in accordance with existing conditions on the ground provides significant improvements to employee performance
FAKTOR-FAKTOR YANG MEMPENGARUHI YIELD TO MATURITY OBLIGASSI KORPORASI Yuliah Yuliah; Leni Triana; Suhandi Suhandi
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 10 No 1: Desember 2020
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v10i1.2887

Abstract

ABSTRAK Penelitian ini menganalisa faktor-faktor yang mempengaruhi yield to maturity pada obligasi korporasi yang terdaftar di Bursa Efek Indonesia Periode 2017-2018. Faktor yang menentukan yield to maturity pada penelitian ini adalah inflasi, tingkat suku bunga, maturity dan peringkat obligasi. Penelitian ini merupakan penelitian kuantitatif dengan teknik sampling yang digunakan adalah purposive sampling. Metode analisa yang digunakan adalah analisa regresi linier berganda. Berdasarkan hasil analisa diperoleh bahwa tingkat suku bunga, maturity dan peringkat obligasi berpengaruh terhadap yield to maturity sedangkan inflasi tidak berpengaruh terhdap yield to maturity. Secara simultan, inflasi, tingkat suku bunga, maturity dan peringkat obligasi berpengaruh terhadap yield to maturity.
PENGARUH TRANSPARANSI KEUANGAN TERHADAP EFEKTIVITAS ANGGARAN PADA KANTOR UPT DPPKD PANDEGLANG PROVINSI BANTEN Ratu Sifa Ni'mah; Rika Kartika; Yuliah Yuliah
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 9 No 2: Juni 2020
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v9i2.3264

Abstract

Objek penelitian mengenai pengaruh transparansi keuangan terhadap efektivitas anggaran pada Kantor UPT DPPKD Pandeglang, dengan tujuan untuk mengetahui seberapa besar pengaruh transparansi keuangan terhadap efektivitas anggaran pada Kantor UPT DPPKD Pandeglang.Adapun pelaksanaan penelitian dilaksanakan selama 5 (lima) bulan terhitung dari bulan Oktober 2016 sampai dengan Februari 2017.Metode penelitian yang digunakan adalah metode kuantitatif, karena penelitian ini merupakan metode untuk menguji teori tertentu dengan cara meneliti hubungan antar variabel.Metode yang digunakan dalam melakukan pengambilan sampel secara sampling jenuh yaitu semua anggota populasi dijadikan sampel. Populasi dalam penelitian ini adalah seluruh pegawai di Kantor UPT DPPKDPandeglang sebanyak 24 orang.Kemudian data yang diperoleh dianalisis dengan analisis statistik deskriptif, kuantitatif dan analisis statistik inferensial yaitu regresi linear sederhana. Hasil penelitian diperoleh nilai korelasi dari variabel transparansi keuangan (X) terhadap efektivitas anggaran (Y) sebesar r = 0,895.Artinya tingkat korelasi (hubungan) antara kedua variabel tersebut adalah “sangat kuat” berada pada rentang nilai korelasi 0,80 – 1,000. Adapun nilaiKoefisien Determinan (KD) sebesar 89,5%,sedangkan sisanya 10,5% dipengaruhi oleh faktor lainnya dan persamaan regresi diperoleh Y = 5,126+0,793X. Sedangkan hasil pengujian hipotesis diperoleh nilai t hitung untuk variabel transparansi keuangan (X) terhadap efektivitas anggaran belanja (Y) sebesar = 2,506 sedangkan nilai t tabel = 2,064 dengan sig. α = 0,05 dan df = n-2. Hal ini menunjukkan diterimanya Ha yang menyatakan terdapat pengaruh positif dan signifikan antara variabel transparansi keuangan (X) terhadap efektivitas anggaran (Y) di Kantor UPT DPPKDPandeglang. Kata Kunci : Transparansi Keuangan, Efektivitas Anggaran
PENDAMPINGAN PENERAPAN STRATEGI PENGEMBANGAN DALAM PENGELOLAAN DAN PEMANFAATAN EKOSISTEM MANGROVE SEBAGAI DAERAH EKOWISATA BERBASIS MASYARAKAT DI DESA LONTAR KABUPATEN SERANG Khaeruman Khaeruman; Ade Fauji; Syamsul Hidayat; Ombi Romli; Mochamad Fahru Komarudin; Yuliah Yuliah; Suflani Suflani
Indonesian Collaboration Journal of Community Services Vol. 2 No. 2 (2022): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v2i2.72

Abstract

The aim of this program is to improve the skills and sensitivity of the team of practitioners in the design of concepts and strategies in the management and use of mangrove forest ecosystems as a field of community-based ecotourism. Output targets include; Increased knowledge about the potential of mangrove ecosystems that have the value of environmental services that can be managed and used as an ecotourism field in accordance with community participation and empowerment. With the implementation of this program, a form of strategy is obtained in the management and use of community-based mangrove ecosystems and assistance for local government programs in the context of mangrove ecosystem preservation that have been regulated in regional regulations on the management and preservation of mangrove ecosystems. The method of implementing the program concerns the potential of forest areas that can be used as ecotourism areas in this case, the village government of Serang Regency, Tirayasa District, direct observation and documenting the location of mangrove ecosystem areas, plan interviews concerning the management and use of mangrove ecosystems as a field of community-based ecotourism, and socialization of mangrove ecosystem management and use as an ecotourism field based on community strengthening and  Institutional. The results of the program obtained consist of a plan to manage and use the mangrove ecosystem as a community-based ecotourism field. This design will be a model that can be used by partners in this case the Lontar village government in Tirayasa District, Serang Regency in the development of mangrove ecosystems as an ecotourism area. The design to explore the management of plans and the use of mangrove ecosystems as ecotourism areas has been socialized by community leaders, youth leaders and village governments
PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN KELUARGA DI MASA PANDEMI COVID-19 DENGAN SELF EFFICACY SEBAGAI VARIABEL INTERVENING Ina Khodijah; Raden Irna Afriani; Yuliah Yuliah; Yollanda Octavitri
National Conference on Applied Business, Education, & Technology (NCABET) Vol. 1 No. 1 (2021): The 1st National Conference on Applied Business, Education & Technology (NCABET
Publisher : Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (472.262 KB) | DOI: 10.46306/ncabet.v1i1.51

Abstract

The effect of the PSBB or PPKM implemented by the government has changed the economic life of the Indonesian people in general, so that housewives must be able to manage their family finances well. With her knowledge and confidence in managing every family's expenses by adjusting her husband's income. This study aims to examine the effect of Financial Literacy and Financial Attitude on Financial Management Behavior of Women Farmers Group with Self Efficacy as Intervening Variable. This research is a quantitative research with data collection techniques using a questionnaire. The sample is 30 respondents. The sampling technique used is saturated sampling. Primary data processing using path analysis techniques using SMART PLS 3 software. he results of the research hypothesis 1 have a P value of 0.001 so that it rejects Ho and accepts Ha. Hypothesis 2, obtained a P value of 0.027 so that it rejects Ho and accepts Ha. Hypothesis 3, the result of P value is 0.781 so that it accepts Ho and rejects Ha. Hypothesis 4, the result of P value is 0.450 so that it accepts Ho and rejects Ha. And hypothesis 5, the result of P value is 0.773 so that it accepts Ho and rejects Ha. The conclusion is that financial literacy has a significant effect on financial management behavior, while financial attitudes have a significant effect on financial management behavior. And Self Efficacy has no influence on financial management behavior. In addition, the results of the study show that Self Efficacy is not able to mediate financial literacy on financial management behavior and is also unable to mediate between financial attitudes and financial management behavior
RASIO KEUANGAN YANG MEMPENGARUHI KONDISI FINANCIAL DISTRESS PADA PERUSAHAAN MANUFAKTUR SEKTOR INDUSTRI DASAR DAN KIMIA YANG TERDAFTAR DI BURSA EFEK INDONESIA Ahnan Kasogi; Yuliah Yuliah; Ahmad Mukhlis
National Conference on Applied Business, Education, & Technology (NCABET) Vol. 2 No. 1 (2022): The 2nd National Conference on Applied Business, Education & Technology (NCABET
Publisher : Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (371.305 KB) | DOI: 10.46306/ncabet.v2i1.63

Abstract

This study aims to determine the effect of Debt to Asset Ratio (DAR), Current Ratio (CR), Total Assets Turn Over (TATO), and Return On Equity (ROE) on financial distress conditions, either partially or simultaneously. This study uses a quantitative approach with secondary data. Purposive sampling was used to choose the sample for this study, so that 48 companies were obtained from a population of 90 manufacturing enterprises in the basic and chemical industrial sectors listed on the Indonesia Stock Exchange from 2017 to 2021. The analytical technique were using logistic regression with the SPSS version 26 program. The results obtained shows that the Debt to Asset Ratio (DAR) partially has a positive effect on financial distress, while Current Ratio (CR), Total Assets Turn Over (TATO), and Return On Equity (ROE) partially have a negative effect on financial distress. According to simultaneous testing, financial distress circumstances are affected by the Debt to Asset Ratio (DAR), Current Ratio (CR), Total Assets Turn Over (TATO), and Return On Equity (ROE).