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KEPEMILIKAN MANAJERIAL, KEBIJAKAN HUTANG, DAN RETURN ON EQUITY TERHADAP KEBIJAKAN DEVIDEN Slamet Siswanto, 08.05.51.0086; Taswan, Taswan
Students Journal of Economic and Management Vol 1, No 1 (2012): VOL. 1 NO. 1 EDISI PERTAMA 2012
Publisher : Students Journal of Economic and Management

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Abstract

This research is a study that examined the influence of managerial ownership, debt policy and the return on equity to dividend policy. The formulation of the problem in this study was to determine the effect of managerial ownership, debt policy, and return on equity of the dividend policy of either partially or simultaneously. The population in this research is a registered companyin Indonesia Stock Exchange. Determination of the sample in this study conducted purposive sampling criteria: companies that have issued financial statements for the period 2005-2009, and thecompany paying the dividends during the study period. Obtained a sample of 124 companies from 1085 companies listed on the Stock Exchange publishes the financial statements. The data is then tested to normality, multicolinearity, autocorrelation, and heteroscedasticity. The result data is normally distributed and free of symptoms classical assumptions. Hypothesis testing isperformed by t test and F test Based on data analysis and hypothesis testing shows that managerial ownership significantly and negatively related to dividend policy and debt policy (DER) have positive and significant impact on dividend policy, while ROE has positive and significant impact on dividend policy.Key words: dividend policy, managerial ownership, debt policy (DER), DER.
DETERMINAN STRUKTUR MODAL DAN KONSEKUENSINYA TERHADAP RETURN SAHAM PERUSAHAAN MANUFAKTUR Wijang Wijayanti, 08.05.51.0005; Taswan, Taswan
Students Journal of Economic and Management Vol 1, No 1 (2012): VOL. 1 NO. 1 EDISI PERTAMA 2012
Publisher : Students Journal of Economic and Management

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Abstract

The main objective of the study is to examine the impact of these factors on capital structure of manufacture industry that listed at Indonesia Stock Exchanges over 2008-2010. The objective of this research is to test and analyze whether sales growth, assets structure, profitability, business risk, dividend to firm capital structure, and to analys the influence of capital structure to return stock. Thirty five companies met the criteria and were analyzed descriptive statistic and multiple regression were performed to test the hypothesis. Hypothesis testing is based on agency theory, signaling theory, asymmetric information theory, packing order theory, and previously empirical evidence. The conclusion show that assets structure, profitability are influence firm capital structure, but sales growth, business risk, dividend are not significant impact of firm capital structure. The other conclusion show that capital structure is not influece return assets.Key words : sales growth, assets structure, profitability, business risk, dividend, capital structure, return stock
PENGARUH DANA PIHAK KETIGA, KECUKUPAN MODAL, TINGKAT PENGEMBALIAN, DAN KREDIT BERMASALAH TERHADAP PERTUMBUHAN KREDIT DAN KONSEKUENSINYA TERHADAP RASIO HARGA PASAR SAHAM PADA BANK YANG GO PUBLIC DI INDONESIA Nindya Trisianasari, 10.05.52.0052; Taswan, Taswan
Students Journal of Accounting and Banking Vol 3, No 1 (2014): vol. 3 no. 1 edisi april 2014
Publisher : Students Journal of Accounting and Banking

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Abstract

This study is a study that examines the effect of third party funds, Capital Adequacy Ratio, Return On Asset, and Non Performing Loans on Loan Growth and its consequences to Price Book Value on go public banks in Indonesia.The study population was banking companies listed in Indonesia Stock Exchange. While the sample is determined by purposive sampling method is the method of collecting the sample members based on certain criteria considerations. The criteria used is a banking company that is listed on the Indonesia Stock Exchange, with the period between the years of 2008-2011 Financial Statements, the company which does not have complete data and has a negative net income excluded from the sample in order to obtain 116 samples of research.The results showed that the Third party funds significant negative effect on the loan growth, CAR positive and significant impact on loan growth , ROA positive and significant effect on loan growth, and NPLs a significant negative effect on the loan growth, loan growth positive and significant effect on the PBV.Keywords: Third party funds, CAR, ROA, NPL, Loan Growth, & PBV
PENGUJIAN DISIPLIN PASAR PERBANKAN BERDASAR POSISI CAR, LDR, ROA DAN NPL Aditya Febri Riandika, 10.05.52.0018; Taswan, Taswan
Students Journal of Accounting and Banking Vol 3, No 2 (2014): Vol. 3 No. 2 Edisi Oktober 2014
Publisher : Students Journal of Accounting and Banking

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Abstract

This study aims to examine the influence of the banks internal analysis of the deposit growth by signaling theory perspective and market discipline. Corresponding signal theory that positive internal conditions increase the confidence that the company has a high quality to attract the interest of the depositors. In this study, researchers used purposive sampling and sample size 349 companies obtain conventional bank in Indonesia, Bank Indonesia registered in the year 2008 to 2012 includes the factors of the Capital Adequacy Ratio (CAR), Loan Deposit Ratio (LDR), Return on Assets (ROA ), and Non-Performing Loans (NPL). Hypothesis testing using t - test with a significance level of 5%. Based on the results of that study showed a significant positive effect of CAR, LDR significant negative effect, significant positive influence ROA and NPL significant negative effect. Keywords: Deposit Growth, Capital Adequancy Ratio, Loan Deposit Ratio, Return on Assets, Non Performing Loan
BANK RISK AND MARKET DISCIPLINE Taswan, Taswan; Tandelilin, Eduardus; Husnan, Suad; Hanafi, Mamduh M.
Journal of Indonesian Economy and Business Vol 27, No 3 (2012): September
Publisher : Journal of Indonesian Economy and Business

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Abstract

This paper investigates the issue of bank risk taking. Specifically we investigate two main issues: (1) determinants of bank risk, and (2) market discipline to the banks either in implicit, explicit guarantee systems, and all periods. Using Indonesian data, we find that domestic, foreign, and ownership concentration have positive impact on bank risk. Bank shareholders engage in entrenchment behaviour, rather than convergence behaviour. We further find that charter value and compliance to regulation have negative impact on bank risk. Next, we find that market disciplines the banks. Market disciplines the banks at thesame degree in implicit and explicit deposit guarantee systems. Our findings highlight the importance of paying close attention to banks ownership, charter value, and compliance to regulation. Furthermore, since we find that market disciplines the Banks at the same degree in explicit and implicit guarantee systems, we need to investigate this issue further.This finding highlights research potential in the future: to investigate disciplining behaviour from various types of depositors.Keywords: bank ownership, market discipline, risk, entrenchment, convergence, and deposit insurance
PENGUJIAN DISIPLIN PASAR PERBANKAN BERDASAR POSISI CAR, LDR, ROA DAN NPL Riandika, ASditya Febri; ., Taswan
Proceeding SENDI_U 2015: SEMINAR NASIONAL MULTI DISIPLIN DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

This study aims to examine the influence of the banks internal analysis of the deposit growth by signaling theoryperspective and market discipline. Corresponding signal theory that positive internal conditions increase theconfidence that the company has a high quality to attract the interest of the depositors. In this study, researchersused purposive sampling and sample size 349 companies obtain conventional bank in Indonesia, Bank Indonesiaregistered in the year 2008 to 2012 includes the factors of the Capital Adequacy Ratio (CAR), Loan Deposit Ratio(LDR), Return on Assets (ROA ), and Non-Performing Loans (NPL). Hypothesis testing using t - test with asignificance level of 5%. Based on the results of that study showed a significant positive effect of CAR, LDRsignificant negative effect, significant positive influence ROA and NPL significant negative effect.KeywordS : Deposit Growth, Capital Adequancy Ratio, Loan Deposit Ratio, Return on Assets, Non Performing
KEBIJAKAN MODAL MINIMUM, KEBIJAKAN KEPEMILIKAN TUNGGAL DAN PENYALAHGUNAAN POSISI DOMINAN DALAM PERSAINGAN USAHA INDUSTRI PERBANKAN Taswan, Taswan
Benefit Volume 15 No 2 Desember 2011
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

This paper is concerned with three issues. First, , this paper describes the policy of minimum capital and the single presence policy and its consequences on market structure.  Secondly,  abuse  of dominant position,  and the third about the steps to prevent it in order to create healthy competition in the banking industry.  The minimum core capital policy and the single presence policy is suspected to have contributed to the formation of the concentration of the banking structure or oligopoly market structure.  This could potentially lead to a dominant position. Abuse of dominant position in the oligopoly market structure could cartel prices or interest rates. The cartel is  very detrimental to consumers because consumers bear the cost of higher interest than when there  is no cartel.Therefore the Commission for the Supervision of Business Competition must act decisively and prevention efforts. The Commission for the Supervision of Business Competition  should actively perform preventive action by advising policy revision of minimum capital, single presence policy, the revision of the legal lending limit, the setting of public funds related and unrelated, it is necessary to prohibit the cross-crediting a cross between a bank, and cooperate with the Deposit Insurance Institution or LPS to create a healthy business competition in the banking industry.
KEBIJAKAN MODAL MINIMUM, KEBIJAKAN KEPEMILIKAN TUNGGAL DAN PENYALAHGUNAAN POSISI DOMINAN DALAM PERSAINGAN USAHA INDUSTRI PERBANKAN Taswan, Taswan
Benefit: Jurnal Manajemen dan Bisnis Benefit : Kumpulan Makalah Diskusi Dosen FE UMS Volume 15 No 2 Desember 2011
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v15i2.1346

Abstract

This paper is concerned with three issues. First, , this paper describes the policy of minimum capital and the single presence policy and its consequences on market structure.  Secondly,  abuse  of dominant position,  and the third about the steps to prevent it in order to create healthy competition in the banking industry.  The minimum core capital policy and the single presence policy is suspected to have contributed to the formation of the concentration of the banking structure or oligopoly market structure.  This could potentially lead to a dominant position. Abuse of dominant position in the oligopoly market structure could cartel prices or interest rates. The cartel is  very detrimental to consumers because consumers bear the cost of higher interest than when there  is no cartel.Therefore the Commission for the Supervision of Business Competition must act decisively and prevention efforts. The Commission for the Supervision of Business Competition  should actively perform preventive action by advising policy revision of minimum capital, single presence policy, the revision of the legal lending limit, the setting of public funds related and unrelated, it is necessary to prohibit the cross-crediting a cross between a bank, and cooperate with the Deposit Insurance Institution or LPS to create a healthy business competition in the banking industry.
PENENTU CAPITAL ADEQUACY RATIO PADA BANK UMUM YANG TELAH GO PUBLIC DI BURSA EFEK INDONESIA (BEI) Fifi Nur Aisyah, 14.05.52.0047; Taswan, Taswan
Students Journal of Accounting and Banking Vol 7, No 1 (2018): Vol.7 No.1 2018 EDISI APRIL 2018
Publisher : Students Journal of Accounting and Banking

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Abstract

This study aims to analyze the effect of Return On Equity, Net Interest Margin, Loan to Deposit Ratio and Non Performing Loan of Capital Adequacy Ratio Banking companies listed on the Indonesia Stock Excange. In this study, researchers used purposive sampling and sample size 110 companies obtain convensional bank in Indonesia, Bank Indonesia registered in the year 2012 to 2016. Hypothesis tesing using t - test with a significance level of 5%. The result showed that Return On Equity have negative significant, Net Interest Margin have positive and significant, Loan to Deposit Ratio have negative and not significant, and Non Performing Loan have negative and not significant to Capital Adequacy Ratio.Key Words : ROE, NIM, LDR, NPL and CAR
PENGARUH RETURN ON ASSETS (ROA), LIKUIDITAS (CR), DEBT TO EQUITY RATIO (DER), DAN PRICE TO BOOK VALUE (PBV) TERHADAP RETURN SAHAM PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BEI Arya Syah Rendra, 13.05.51.0240; ., Taswan
Students Journal of Economic and Management Vol 5, No 1 (2016): Vol.5 No.1 Edisi April 2016
Publisher : Students Journal of Economic and Management

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Abstract

The purpose of this study is to test the impact of financial ratio wich measured by Return on Assets, Liquidity, Debt to Equity Ratio, and Price to book value toward the company’s stock return. This study uses quantitative approach with multiple linier regression method. This study uses sample consist of companies in manufacture sector which listed in indonesian stock exchange since 2011 up to 2013. The total of the sample which used in this study is 87 companies. This study found that in manufacture sector which listed in indonesian stock exchange since 2010 up to 2013; Return on Assets, Liquidity, Debt to equity ratio and Price to book value are simultaneous significantly affect stock return. Return on assets, liquidity, price to book value variables are significantly affect stock return and Debt to equity ratio is not significantly affect stock return. Keywords: Return on Assets, Liquidity, Debt to Equity Ratio, Price to book value, and stock return` Â