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Journal : Proceeding SENDI_U

PENGUJIAN DISIPLIN PASAR PERBANKAN BERDASAR POSISI CAR, LDR, ROA DAN NPL Riandika, ASditya Febri; ., Taswan
Proceeding SENDI_U 2015: SEMINAR NASIONAL MULTI DISIPLIN DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

This study aims to examine the influence of the banks internal analysis of the deposit growth by signaling theoryperspective and market discipline. Corresponding signal theory that positive internal conditions increase theconfidence that the company has a high quality to attract the interest of the depositors. In this study, researchersused purposive sampling and sample size 349 companies obtain conventional bank in Indonesia, Bank Indonesiaregistered in the year 2008 to 2012 includes the factors of the Capital Adequacy Ratio (CAR), Loan Deposit Ratio(LDR), Return on Assets (ROA ), and Non-Performing Loans (NPL). Hypothesis testing using t - test with asignificance level of 5%. Based on the results of that study showed a significant positive effect of CAR, LDRsignificant negative effect, significant positive influence ROA and NPL significant negative effect.KeywordS : Deposit Growth, Capital Adequancy Ratio, Loan Deposit Ratio, Return on Assets, Non Performing
PENGARUH PENDAPATAN BUNGA BERSIH, DEPOSITO, KREDIT DAN UKURAN BANK TERHADAP TINGKAT KECUKUPAN MODAL BANK Handayani, Wuri Setyo; Taswan, Taswan
Proceeding SENDI_U 2017: SEMINAR NASIONAL MULTI DISIPLIN ILMU DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

Penelitian ini bertujuan menguji pengaruh net Interest Margin, deposito, kredit dan ukuran bank terhadap tingkat kecukupan modal bank. Pengujian menggunakan analisis regresi berganda. Dengan menggunakan purposive sampling, diperoleh sampel sebanyak 28 anggota sampel per tahun untuk selama periode 3 tahun. Kriteria yang digunakan adalah bank yang terdaftar di Bursa efek Indonesia dan menyajikan laporan keuangan setiap tahun selama tiga tahun berturut-turut. Hasil pengujian menunjukkan bahwa Net Interest Margin (NIM) berpengaruh positif terhadap kecukupan modal (CAR), Pengaruh deposito terhadap CAR adalah negaif namun tidak signifikan, Kredit berpengaruh terhadap CAR, dan ukuran bank (Size) tidak berbengaruh signifikan terhadap kecukupan modal bank (CAR) Kata Kunci: Net Interest Margin (NIM), Deposit (DEP), Kredit (LOA), and Ukuran Bank(Size) dan kecukupan Modal bank (CAR).
FAKTOR-FAKTOR YANG MEMPENGARUHI KECUKUPAN MODAL PADA BANK UMUM Azizah, Diana Isma; Taswan, Taswan
Proceeding SENDI_U 2019: SEMINAR NASIONAL MULTI DISIPLIN ILMU DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

This study aimed to examine the effect of non-performing loans, loan-deposit ratio, return on assets, size of the adequacy of capital. This research conducted by using secondary data. Population in this study was conducted with less using secondary data. Population in this research is the company commercial bank listed on the stock exchange Indonesia from 2010-2014. This sampel retrieval metho by using purposive sampling. There are 16 commercial banks company studied. This tudy uses multiple methods of analysis regression. Studies show that non-performing loan and no significant negative effect on capital adequacy, loan-deposit ratio and significant negative effect on capital adequacy, return on assets and a significant positive effect on capital adequacy, size and significant positive effect on capital adequacy. Adjusted R square value is 0,419 this means that 41,9% dependent variable can be explained by the independent variable, while the remaining 58,1 % is explained by the variable-orher variables outside the research model. Kata Kunci: Algoritma A, algoritma B, kompleksitas
PENGARUH COST INEFFICIENCY, CAPITALIZATION, DIVERSIFICATION, SIZE, DAN, PROFITABILITY TERHADAP LOAN QUALITY Turnip, Melisa; ., Taswan
Proceeding SENDI_U 2016: SEMINAR NASIONAL MULTI DISIPLIN ILMU DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

This study aims about loan quality determinants. Loan quality is determinant which used know health of bank. Bigand small of cost inefficiency and CAR can influance loan quality. The fundamental factors which used in this studycost inefficiency, CAR, diversification, size, and profitability. This study sampled using a pusposive sampling andobtain data of 123 samples. This study is not free from the normality test but free from the classical assumptiontest.These result indicate that cost inefficiency has a negative and significant impact on loan quality. CAR has anegative an significant impact on loan quality. Diversification has a positive and not significant impact on loanquality. Size has a negative and not significant impact on loan quality. Profitability has negative and not significantimpact on loan quality.Key word: Loan quality, cost inefficiency, diversification, size, and profitability
ANALISIS PENGARUH CAPITAL, INEFISIENSI, DANA PIHAK KETIGA DAN SIZE TERHADAP NON PERFORMING LOAN PADA BANK UMUM KONVENSIONAL Rizal, Ahmad; Taswan, Taswan
Proceeding SENDI_U 2020: SEMINAR NASIONAL MULTI DISIPLIN ILMU DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

This study aims to provide information about the analysis of the influence of CAPITAL, INFFICIENCY,DEPOSIT, and SIZES with NPL ratios on commercial banks in Indonesia in the 2016-2018. The data usedsecondary data from the Annual Report of a bank that has met the sample criteria (purposive sampling). Thesample, which is used, in, research, is a number of, 41, commercial banks listed on the IDX. The analyticalmethod used in this study is multiple linear regression and the classic assumption test.The results show. Capital has a negative effect and. significant to. Non-Performing Loans (NPL), whileInefficiency has positive and significant effects, deposit and Size do not. has a significant influence on NonPerforming Loans (NPL). The predictive ability of these variables in explaining Non-Performing Loans (NPL)of 50.7.% while the remaining 49.3.% is explained by other variables outside this study
ANALISIS FAKTOR INTERNAL YANG MEMPENGARUHI CAPITAL BUFFER PADA PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA Mawadah, Isna Lutfiyah; ., Taswan
Proceeding SENDI_U 2021: SEMINAR NASIONAL MULTI DISIPLIN ILMU DAN CALL FOR PAPERS
Publisher : Proceeding SENDI_U

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Abstract

Industri perbankan merupakan industri yang tingkat risikonya tinggi. Maka perbankan diharuskan memiliki cadangan modal (capital buffer) sebagai asuransi jika perbakan mengalami risiko di masa yang akan datang. Dengan hal ini peneliti tertarik untuk menganalisis faktorcapital buffer yang ada di industri perbankan, faktor-faktor tersebut seperti Non-Performing Loan, Bank Size, Return on Equity, Loan To Total Asset. Metode yang digunakan dalam pengambilan sampel adalah metode purposive sampling dengan 18 Bank Konvensional yang terdaftar di Bursa Efek Indonesia (BEI) Tahun 2015-2019. Penelitian ini menggunakan analisis linier regresi berganda dengan menggunakan SPSS 25. Hasil penelitian ini mengindikasikan Non-Performing Loan,Loan To Total Asset, berpengaruh negatif signifikan terhadap capital bufferdan Bank Sizeberpengaruh positif signifikan terhadap capital buffer berbeda dengan Return on Equitytidah berpengaruh terhadap capital buffer