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Analisis Pengaruh Independensi dan Profesionalisme Dewan Pengawas Syariah terhadap Kinerja Bank Perkreditan Rakyat Syariah di Jawa Tengah Prasetyoningrum, Ari Kristin
Jurnal Ilmu Ekonomi ASET Vol 12, No 1 (2010)
Publisher : Jurnal Ilmu Ekonomi ASET

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (138.022 KB)

Abstract

Shari’a financial institution in Indonesia has shown fast development includingone of them is Bank Perkreditan Rakyat Syari’ah (BPRS). Development of BPRS which is sofast brings concerns related to the purity of BPRS on shari’a principles so Dewan PengawasSyari’ah (DPS) is formed. Realizing the importance of the role of DPS as a profession whichcan make public sure that service of BPRS followed by syari’a principles, so independenceand professionalism of DPS is needed in their duties. This research examined the effect ofeconomics and religious factor to the DPS independency so that effected the professionalismof DPS that would increase the performance of BPRS in Central Java. This research wasquantitative that describes the level of eksplanative causality variables. The data obtained byusing questionaire sent to all BPRS in Central Java. Measurement of variables using Likertscale, while an analysis tool used path analysis. Conclusion in this research is that economicsand religious factor have a significant effect on the independence of DPS on BPRS in CentralJava, DPS independency has a significant effect on professionalism of DPS with negativerelation, DPS professionalism doesn’t significantly effect the Performance of BPRS and bothof DPS independency and DPS professionalism doesn’t significantly effect the performance ofBPRS.Keywords: BPRS, Independency, Economics, religiousity, professionalism, and performance
PENDEKATAN BALANCE SCORECARD PADA LEMBAGA AMIL ZAKAT DI MASJID AGUNG JAWA TENGAH Prasetyoningrum, Ari Kristin
Economica: Jurnal Ekonomi Islam Vol 6, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2015.6.1.784

Abstract

Implementasi balanced scorecard dalam rangka revitalisasi Lembaga Pengelola Zakat menunju Good Organzation Governance pada LAZISMA Jawa Tengah belum dilaksanakan secara maksimal khususnya dalam perspektif keuangan. Sedangkan dari perspektif pelanggan yang didasarkan pada kepuasan pelanggan dalam menerima pelayanan dari lembaga cenderung baik karena sebagai organisasi sosial kemasyarakatan yang berdasarkan Islam mereka memperlakukan mustahik sebagai keluarga. Perspektif bisnis internal yang meliputi pembelajaran, kemampuan untuk berubah, penanganan keluhan pelanggan, waktu yang diperlukan untuk menangani keluhan dan akuntabilitas organisasi juga dirasakan kurang karena bukan berorientasi profit, melainkan untuk kepentingan ibadah. Perspektif pertumbuhan dan pembelajaran didasarkan pada pertumbuhan dan pembelajaran SDM (karyawan) didasarkan pada kepuasan karyawan sebagai human capital bagi organisasi menunjukkan bahwa karyawan yang dimiliki oleh lembaga zakat tersebut relatif masih dilandasi oleh faktor ibadah, loyalitas yang ditunjukkan oleh karyawan dan usaha untuk belajar secara otodidak dilandasi untuk ibadah dan mencari ridha Allah SWT semata.
ANALISIS PENGARUH FAKTOR EKONOMI DAN RELIGIUSITAS TERHADAP PERSEPSI SUPERVISOR DAN MANAJER MENGENAI INDEPENDENSI DEWAN PENGAWAS SYARI’AH (Studi Kasus pada Bank Syari’ah di Indonesia) Prasetyoningrum, Ari Kristin
Economica: Jurnal Ekonomi Islam Vol 2, No 2 (2012)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2012.2.2.853

Abstract

The objectives of this study are to tests the effects of economics factor (financial association and relationship of business and “fee” dimention) and Religious factor (charitable dimention) to Shari’a Supervisory Board (SSB) independency to prove empirically research done by Karim (1990). The primary data of this received from perception of shari’a banking managers and supervisors in Indonesia. The data were collected by using questionnaires sent to managers and supervisors. Questionnaires were distributed to 385 shari’a banking managers and supervisors and the response rate is 10, 65%. The data were analyzed by using multiple regression metode. The result of this research indicated that religious factor has positive and significant relationship with SBB independency. It also indicate that financial association and relationship of business has negative relationship and “fee” has positive relationship with SBB but both of them are not significant. This research finding in line with research of Karim (1990).
ANALISIS TINGKAT KESEHATAN PT. BANK BRISYARIAH PERIODE 2011-2014 DENGAN MENGGUNAKAN METODE CAMEL Prasetyoningrum, Ari Kristin; Toyyib, Noor Ahmad
Economica: Jurnal Ekonomi Islam Vol 7, No 2 (2016)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2016.7.2.1155

Abstract

The rapid development of banking as well as high levels of complexity influence the performance and increase the risk of a bank. Therefore, it is important for banks to maintain the trust because of activities related to public confidence. This study aims to determine the health level of PT. Bank BRISyariah in 2011-2014 by using CAMEL.This research used quantitative descriptive analysis aims to analyze the soundness of PT. Bank BRISyariah in 2011-2014 using the CAMEL factors include capital, asset quality, management, earnings and liquidity. Data used in this study a BRISyariah Annual Report 2011 to 2014 taken from www.brisyariah.co.id. and Quarterly Financial Report Bank BRISyariah published by Bank Indonesia was taken from www.bi.go.id.Based on the analysis of the Bank’s soundness BRISyariah using CAMEL ratio in 2011-2014 can be said that in general PT. Bank BRISyariah in conditions HEALTHY, the the first rank in the CAR, PPAP, ROA, NPM, and CR; The second rank in the KAP; BOPO ranked third; and LDR in the fourth.
Penggunaan Path Analysis Dalam Analisis Pengaruh Efisiensi Operasional, Tingkat Kecukupan Modal Dan Likuiditas Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Tahun 2011-2014 Prasetyoningrum, Ari Kristin; Hasanah, Siti Nur
SAR (Soedirman Accounting Review) : Journal of Accounting and Business Vol 1 No 2 (2016): Vol 1 No 2 (2016): Soedirman Accounting Review Desember 2016
Publisher : Program Studi S1 Akuntansi Fakultas Ekonomi & Bisnis Univesitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1104.85 KB) | DOI: 10.20884/sar.v1i2.364

Abstract

This study was to determine the effect of Operating Costs (ROA), level of capital adequacy (CAR), and Liquidity (QR) to Profitability (ROA) at the Islamic Banks in 2011-2014. This study used quantitative research methods. Source of research data are secondary data from the quarterly financial statements of Islamic Banks in 2011 to 2014 were obtained from the website. This study using path analysis because there are two models of the equation (substructure) with IBM SPSS application program. Purposive sampling technique is used to determine number of sample. The sample was seventh quarterly financial statements Islamic Bank (BRI Syariah, Bank Syariah Mandiri, Bank Panin Syariah, BCA Syariah, Bank Mega Syariah, and Maybank Syariah) from 2011 to 2014, each bank was obtained 16 financial statements in order to obtain 112 data. The results of this study indicate that the Operating Costs (ROA), level of capital adequacy (CAR), and Liquidity (QR) had an influence on profitability (ROA). There are also indirect influence between the level of capital adequacy (CAR) to Profitability (ROA) through Liquidity (QR), the liquidity position (QR) as the weakening of the influence.
ANALISIS PENGARUH INDEKS PEMBANGUNAN MANUSIA (IPM), PERTUMBUHAN EKONOMI, DAN PENGANGGURAN TERHADAP KEMISKINAN DI INDONESIA Prasetyoningrum, Ari Kristin; Sukmawati, U. Sulia
EQUILIBRIUM Vol 6, No 2 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i2.3663

Abstract

Poverty is a problem in development that must be reduced because it can cause several social problems. Islam considers that poverty can endanger the soul and faith, so that it is considered close to kufr. Based on the existing theories and some researches that have been done, the poverty problem is generally related to some factors such as quality of human resources, unemployment, and economic growth. This study aims to determine the influence of human development index (HDI), unemployment rate, and economic growth directly to the rate of poverty. In addition, it aims to know the indirect effects of HDI and economic growth through unemployment in influencing the rate of poverty. This study belongs to quantitative research using secondary data from BPS with panel data are time series data from 2013-2017 and cross section data are from 33 provinces in Indonesia. The data processing applies path analysis using WarpPLS 5.0 software. The results of this study indicate that the HDI affect directly and negatively to the rate of poverty with path coefficient of the -0.71. Economic growth has no significant effect on poverty reduction with probability 0.23. Then, it shows that unemployment has positive effect on poverty rate with path coefficient of 0.14 and have significant influence with probability 0.0035. This study also shows that unemployment can mediate HDI and poverty. In addition, unemployment can also mediate economic growth and poverty.
Pengaruh Ukuran Perusahaan, Profitabilitas, Leverage, Efisiensi Biaya, Dan Umur Perusahaan Terhadap Islamic Social Reporting (ISR) Pada Perbankan Syariah Di Indonesia Prasetyoningrum, Ari Kristin
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i2.4780

Abstract

Islamic Social Reporting (ISR) is one of the indices of social responsibility disclosure whose indicators refer to Islamic ethical principles. Islamic banking operates according to Islamic principles, so ISR disclosures in Islamic banking should be within the corridor of Islamic values. This study aims to identify the factors that affect the disclosure level of Islamic Social Reporting (ISR) in sharia banking in Indonesia. Factors studied in this study are company size, profitability, leverage, efficiency and age of the company. The result of the research shows that the factor of financial factor in this research is firm size (SIZE), Profitability (ROA), Leverage (DER) and Cost Efficiency (BOPO) proved not significant influence to ISR, while Company Age factor (AGE) is statistically proven significant effect on the ISR.
THE EFFECT OF INTELLECTUAL CAPITAL AND NETWORKING ON THE ORGANIZATIONAL VALUES OF ISLAMIC BOARDING SCHOOLS (A CASE STUDY ON KHALAF ISLAMIC BOARDING SCHOOLS IN DEMAK) Sari, Alifah Ratna; Prasetyoningrum, Ari Kristin; Hartono, Setyo Budi
Journal of Islamic Accounting and Finance Research Vol 2, No 1 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.081 KB) | DOI: 10.21580/jiafr.2020.2.1.5044

Abstract

Purpose - This study aims to determine the effect of intellectual capital and networking on the organizational values of Islamic boarding schools seen from the resources they have.Method - The population in this study is the khalaf Islamic boarding schools in Demak Regency. The sampling technique is done by purposive sampling which is a sample selection technique using certain criteria or considerations. Samples taken as many as 40 boarding schools. Data testing is done by SEM-PLS and processed using the WarpPLS 5.0 program.Result - The analysis shows that intellectual capital has a positive and significant effect on the organizational values of Islamic boarding schools as evidenced by a positive path coefficient (0.306) and a significance value <0.05 (P-value 0.017). Likewise, the network has a positive and significant effect on the organizational values of Islamic boarding school as evidenced by a positive path coefficient (0.324) and a significance value <0.05 (P-value 0.012).Implication - It is expected that khalaf Islamic boarding schools will pay attention to the importance of intellectual capital, both from human capital, structural capital and relational capital and networking to improve organizational values but not to erase the classical boarding school tradition.Originality - The originality of this study is the object of the research. If previous researches conducted research on economic and banking organizations, this research used Islamic education organizations (khalaf Islamic boarding schools) as the object of research.
Pengaruh Ukuran Perusahaan, Profitabilitas, Leverage, Efisiensi Biaya, Dan Umur Perusahaan Terhadap Islamic Social Reporting (ISR) Pada Perbankan Syariah Di Indonesia Prasetyoningrum, Ari Kristin
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : MALIA: Journal of Islamic Banking and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (930.972 KB) | DOI: 10.21043/malia.v2i2.4780

Abstract

Islamic Social Reporting (ISR) is one of the indices of social responsibility disclosure whose indicators refer to Islamic ethical principles. Islamic banking operates according to Islamic principles, so ISR disclosures in Islamic banking should be within the corridor of Islamic values. This study aims to identify the factors that affect the disclosure level of Islamic Social Reporting (ISR) in sharia banking in Indonesia. Factors studied in this study are company size, profitability, leverage, efficiency and age of the company. The result of the research shows that the factor of financial factor in this research is firm size (SIZE), Profitability (ROA), Leverage (DER) and Cost Efficiency (BOPO) proved not significant influence to ISR, while Company Age factor (AGE) is statistically proven significant effect on the ISR.
Analisis Pengaruh Independensi dan Profesionalisme Dewan Pengawas Syariah terhadap Kinerja Bank Perkreditan Rakyat Syariah di Jawa Tengah Prasetyoningrum, Ari Kristin
Jurnal Ilmiah Aset Vol 12 No 1 (2010): Jurnal ASET Volume 12 No 1
Publisher : STIE Widya Manggala

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Shari’a financial institution in Indonesia has shown fast development including one of them is Bank Perkreditan Rakyat Syari’ah (BPRS). Development of BPRS which is so fast brings concerns related to the purity of BPRS on shari’a principles so Dewan Pengawas Syari’ah (DPS) is formed. Realizing the importance of the role of DPS as a profession which can make public sure that service of BPRS followed by syari’a principles, so independence and professionalism of DPS is needed in their duties. This research examined the effect of economics and religious factor to the DPS independency so that effected the professionalism of DPS that would increase the performance of BPRS in Central Java. This research was quantitative that describes the level of eksplanative causality variables. The data obtained by using questionaire sent to all BPRS in Central Java. Measurement of variables using Likert scale, while an analysis tool used path analysis. Conclusion in this research is that economics and religious factor have a significant effect on the independence of DPS on BPRS in Central Java, DPS independency has a significant effect on professionalism of DPS with negative relation, DPS professionalism doesn’t significantly effect the Performance of BPRS and both of DPS independency and DPS professionalism doesn’t significantly effect the performance of BPRS.