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MODUS DAN JENIS FRAUD DALAM LEMBAGA PEGADAIAN DARI HASIL PUTUSAN PENGADILAN MAHKAMAH AGUNG Purwanto, Purwanto
JURNAL AKUNTANSI DAN INVESTASI Vol 1, No 1 (2016): AKTIVA
Publisher : Fakultas Ekonomi, Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (393.501 KB) | DOI: 10.35835/aktiva.v1i1.145

Abstract

Artikel ini bertujuan untuk mengetahui bentuk-bentuk fraud pegadaian, pihak-pihak yang dapat melakukan fraud pegadaian serta upaya mengungkapkan modus operandi fraud yang terjadi di pegadaian. Penulis mencoba menggambarkan modus dan fraud yang terjadi pada pegadaian dengan pendekatan studi kasus yang berfokus pada tindakan fraud dipegadaian. Jenis artikel ini adalah deskriptif, dimana penulis mencoba menggambarkan modus dan fraud yang terjadi pada pegadaian dengan pendekatan studi kasus yang berfokus pada tindakan fraud dipegadaian. Sumber data yang digunakan dalam artikel ini adalah data sekunder dimana data dalam artikel ini menggunakan putusan pengadilan yang terkait tentang fraud dalam kurun waktu 2013-2015. Berdasarkan data putusan  MA terkait kejahatan yang terjadi dipegadaian diperoleh hasil bahwa pegadaian tidak sepenuhnya bebas dari fraud karena ada beberapa tipe fraud yang terjadi dipegadaian yaitu Rekayasa Kredit, Tidak Dilakukannya Mekanisme Survey Terhadap Pengajuan Kredit, Jaminan Bukan Milik Debitur, Kredit Fiktif, Rekayasa Kredit Yang Dilakukan  Oleh Pejabat Pegadaian, Pending Angsuran Oleh Petugas Pegadaian
Pluralisme Agama dalam Prespektif Nurcholish Madjid Purwanto, Purwanto
Religió: Jurnal Studi Agama-agama Vol 1 No 1 (2011): March
Publisher : Program Studi Studi Agama-Agama, Fakultas Ushuluddin dan Filsafat, Universitas Islam Negeri (UIN) Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (338.25 KB)

Abstract

It is an interesting to see how religious pluralism thrives and well applied in Indonesia. One plus point for such matter is as a response toward inter-religious tolerance in Indonesia in the latest period. Nurcholish Madjid is one of Muslim intellectualist who gives declarations on the religious pluralism concept in Indonesia. He is also known as the one who brings pluralism in observing issues relating to inter-religious relationship. His perspective of pluralism is wrapped in the context of Islamism, Indonesianism and modernism which is very interesting to review it. For one case, he takes into account religious pluralism based on Islamic point of view which is full of egalitarianism, opened and just. The idea of Nurcholish Madjid’s pluralism focuses on tawh}îd, in the context of philological and historical subject. It is to openly differentiate between the realm of God and the reality of mankind. Philological perspective comes from the process of redefining meaning of Islâm in Arabic language as “surrender” and “submission”, while the historical perspective comes with a number of facts in the history of religious plurality. This basic idea will initiate religious relativism, religious similarity, and religious freedom. Madjid’s idea allows Islam to view other religions and religious diversities. It is a universal vision: from exclusivism to inclusivism. Madjid’s opinion could be seen as intellectual concern to the realm of religious life. This article attempts to explore Madjid’s idea on religious pluralism
Melacak Pemikiran Masyarakat sebagai Jiwa Agama Purwanto, Purwanto
Religió: Jurnal Studi Agama-agama Vol 1 No 2 (2011): September
Publisher : Program Studi Studi Agama-Agama, Fakultas Ushuluddin dan Filsafat, Universitas Islam Negeri (UIN) Sunan Ampel Surabaya

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Abstract

Being understood of human life included in the way of thinking and behavior basically need to rely on three elemental points or social dimensions of society; social structure, social interaction and social institutions. The whole activities of human life, morality and laws, Jobs and relaxation, family and personality, knowledge, art and everything named as religion come and pass through those social dimensions.  Religion is considered as the essential value that controls behavior of each individual of society. Functionalism says that superstructure of ideology is the main standard which affects the framework in social structure and infra-structure. To understand religiosity of a certain society depends on how we deeply know the life style of them. Later, it also depends on their social structure. In this context religion is commonly seen as the agent of moral socialization. Religion becomes the principal values that organize the attitude of society. To perform their activities, religious people will attempt to unify three elements of beliefs, symbols and rituals. This article tries to describe how the role of religion plays on the level of social through which elemental aspects of human life following and joining in shaping the condition of human life, behavior, ethic, culture, tradition and etcetera.
Toward A Constructive Postmodern Pluralism on the Perspectives of Alfred North Whitehead and David Ray Griffin Purwanto, Purwanto
Religió: Jurnal Studi Agama-agama Vol 2 No 2 (2012): September
Publisher : Program Studi Studi Agama-Agama, Fakultas Ushuluddin dan Filsafat, Universitas Islam Negeri (UIN) Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.061 KB)

Abstract

Tidak bisa dipungkiri perkembangan pemikiran keagamaan selalu memberikan corak yang dinamis, salah satunya adalah pemikiran tentang posmodernisme. Kaitannya dengan hal tersebut istilah pluralism posmodern konstruktif merupakan salah satu pemikiran posmodern yang menjadi kajian utama dalam tulisan ini. Meskipun banyak yang menolak penggunaan kata posmodernisme karena banyaknya asumsi yang berkembang namun istilah tersebut mempunyai kegunaan lebih dalam menyelami pemikiran-pemikiran yang berkembang saat ini. Saya menggunakan istilah tersebut untuk membedakan dua macam pluralism; 1) pluralism modern yang mencari kesamaan dasar pada tiap tradisi agama yang berbeda, dan 2) pluralisme posmodern yang menolak setiap pencarian dasar kesamaan berdasarkan penekanan terhadap keragaman dan keutamaan agama. Dari situ, artikel ini menjelaskan tentang ide-ide seputar pluralisme posmodern konstruktif (constructive postmodern pluralism). Selain itu, pembahasan dalam artikel ini lebih banyak bertumpu pada pemikiran dua tokoh, yakni Alfred North Whitehead, yang diperkenalkan dan dikembangkan oleh Cobb, dan David Ray Griffin. Pluralisme yang diusung dua tokoh ini melampaui gagasan pluralisme yang dijelaskan oleh John Hick, yaitu pluralisme yang menempatkan agama dalam posisi dasar the same down deep. 
Faktor–Faktor yang Mempengaruhi Kesediaan Berbelanja di Pasar Tradisional Wilayah Kabupaten Sukoharjo Ningrum, Bambang Nurcahya; Purwanto, Purwanto
Jurnal Bisnis : Teori dan Implementasi Vol 9, No 2 (2018): Oktober 2018
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/bti.92108

Abstract

Many traditional markets in the Sukoharjo regency are not used by tenants to sell, because the visitors who want to shop are quiet. This study is to see whether risk factors, social beliefs, perceived benefits, perceived ease of use, perception of reputation, and trust, influence the willingness to shop in traditional markets. Population and research sample are people in Sukoharjo Regency. Data analysis in the study was carried out using AMOS (Analysis of Moment Structures). Research respondents were 150 respondents. This research involves students in data collection and in other implementation processes. Based on the results of the study showed that the benefits, perceived ease of use, perception of perception, risk perception, perception of social trust, perception of reputation, did not have a positive effect on the willingness to shop in traditional markets. Consumer attitudes positively influence the willingness to shop in traditional markets. Perceptions of benefits have a positive effect on perceptions of social trust. Perceptions of social trust have a positive effect on perceptions of reputation. Perception of benefits does not have a positive effect on perceptions of reputation. Perception of reputation does not have a positive effect on perceptions of trust. Perceptions of social trust do not have a positive effect on perceptions of trust. Perceptions of trust have a positive effect on consumer attitudes in traditional markets.
GAMBARAN DARAH MERAH IKAN PATIN SIAM (Pangasius hypopthalmus) YANG DIBERI PAKAN MENGANDUNG PROPOLIS Purwanto, Purwanto; Lukistyowati, Iesje; Riauwaty, Morina
Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan Vol 6 (2019): Edisi 1 Januari s/d Juni 2019
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan

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Abstract

ABSTRACTThis reseach was conducted in March-June 2018 in Fish Diasease and Parasite Laboratories and Experiment of the faculty of Fisheries and Marine Science University of Riau. The purpose of this study was to determine the effect of the description of red blood (total erythrocytes, hemoglobin, and hematocrit) and the growth of catfish (Pangasius hypopthalmus). The method used was experiment with Completely Randomized Design (RAL) with one factor, the level 5 treatments and 3 replications. The treatment in this study is, P0: control without given, P1 (addition of propolis in feed at a dose of 600 ppm/kg), P2 (700 ppm/kg), P3 (800 ppm/kg), P4 (900 ppm/kg). The parameters measured were total erythrocytes, hemoglobin levels, hematocrit values, absolute weight growth, fish survival, and water quality. The results showed that feeding containing propolis given for 60 days in catfish (Pangasius hypophthalmus) gave a significant effect on the number of erythrocytes, hemoglobin levels, hematocrit values, absolute weight growth with P <0.05 and not significantly different from fish survival P> 0.05. The best treatment at the dose of P3 (800 ppm) with total erythrocytes 276 x 104cells / mm3, hemoglobin levels of 10.6 g / dL, and hematocrit levels 33.3%, and absolute weight growth of 39.18 gr, and survival of 98 %. The results of measurements of water quality during the study were temperatures ranging from 27-310C, DO ranged from 3.4 to 3.9 ppm, pH ranged from 5.2 to 7, and NH3ranged from 0.017 to 0.024 ppm.Keywords: Propolis, Haematology, Pangasius hypopthalmus
The influence of power and commitment to the implementation of strategic management in village government (study on village government in Sidoarjo district) Purwanto, Purwanto; Sumiati, Sumiati; Djumahir, Djumahir
MEC-J (Management and Economics Journal) Vol 2, No 2 (2018)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.803 KB) | DOI: 10.18860/mec-j.v0i1.5218

Abstract

Strategic management plays an important role in village governance to improve the quality of public services. The Village Government receives substantial funding but has not been followed by adequate strategic management governance. Changes in policy, environmental change and the ability to deliver better quality public services have become the demand for village governments to adapt their institutions for developments and changes. This research focuses on the influence of power and commitment on the application of Strategic Management in Village Government (Study on Village Government in Sidoarjo District). This study aims to explain whether power and commitment have a significant effect on strategic management in Village Government. The research was conducted by using questionnaires to test the research variables from Respondents. The results explain the influence of the two variables and the results are analyzed using WarpPLS. The results of this study indicate that the two variables positively affect the implementation of strategic management in village government. Expert and reverend based power and continuance commitment have a positive effect on the implementation of strategic management in village government. The results of this study will play a significant role in helping Village Governments analyze the factors that influence strategic management governance
ANALISIS RASIO LIKUIDITAS DAN SOLVABILITAS TERHADAP KINERJA PERUSAHAAN PADA PERBANKAN SYARIAH purwanto, purwanto; Syahadatina, Rika
JURNAL AKUNTANSI DAN INVESTASI Vol 3, No 2 (2018): AKTIVA
Publisher : Fakultas Ekonomi, Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.774 KB) | DOI: 10.35835/aktiva.v3i2.590

Abstract

This study aims to analyze Islamic bank financial performance appraisal. One of them is by analyzing the profitability level of the relevant Islamic banks, which shows that Islamic banking gets the title of a healthy category of banks, analyzes Islamic banking financial performance using added value and financial ratios that show influence on banking financial performance sharia. The population in this study is a company in the period Islamic Sharia bank company which is listed on the Indonesian stock exchange with a total of 11 companies. The sample of this study was taken using a saturated sample technique that is by making the entire population as a sample. The analytical tool used in this study is a comparison with Indonesian tire regulations. Based on this research, it was concluded that there were 6 companies in good condition, namely indicator cash ratio below 3%. So it was concluded that there were 6 companies in good condition with DER indicator.
POLA MODUS OPERANDI FRAUD PEMBIAYAAN SERTA UPAYA MEMINIMALISIR KECURANGAN PADA BANK PERKREDITAN RAKYAT SYARIAH X Purwanto, Purwanto; Kusuma, Andriani
JURNAL AKUNTANSI DAN INVESTASI Vol 4, No 1 (2019): AKTIVA
Publisher : Fakultas Ekonomi, Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.038 KB) | DOI: 10.35835/aktiva.v4i1.574

Abstract

The purpose of this study is to examine and explain the operandi pattern of fraud that occurs in the distribution of bank financing and explain the efforts to minimize fraud that occurs in the distribution of bank financing. The results of the study show that. This research is a type of qualitative research with the research design used is a case study in BPRS X. The data in this study consisted of documentation, interviews, and observations. The results showed that there were elements of BPRS X who had practiced fraud starting from the submission stage, data analysis and approval in the form of falsifying documents by conditioning the submission so that they could pass the financing so that there were mask credit findings, credit in the name. As well as efforts to minimize fraud consisting of Pillar steps to prevent, detect, investigate and monitor and evaluate existing systems.
ANALISA PENGADAAN ASET TETAP DENGAN MENGGUNAKAN CAPITAL BUDGETING PADA FOTO COPY RESTU IBU Purwanto, Purwanto; Aina, Muslimatul
JURNAL AKUNTANSI DAN INVESTASI Vol 4, No 1 (2019): AKTIVA
Publisher : Fakultas Ekonomi, Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (465.392 KB) | DOI: 10.35835/aktiva.v4i1.575

Abstract

This study aims to analyze the Copy of Restu Ibu in investing or procuring fixed assets in order to maintain the stability of production and produce more copy photos so that consumer demand can be fulfilled. Sources of data in this study are financial statements consisting of statements of income, capital changes, and balance sheets for the period 2013-2017. This type of research is descriptive. The type of data in this study is quantitative data in the form of data relating to financial statements. While the data analysis method used is projection with a linear trend method which is then used to calculate the level of demand in the future. Based on capital budgeting calculations, it can be seen that the results of calculations using projections with linear trend methods, note that the total income in 2018 is Rp. 38,579,500. Then the company will invest in fixed assets in the form of a photo copy machine. Fixed asset investment carried out requires substantial funds so analysis is needed to assess the feasibility of investing through Capital Budgetting techniques. The analysis results show a Payback Period (PP) for 3 years 5 months 7 days which means it does not exceed the investment age of 5 years. Net Present Value (NPV) of Rp. 11,004,111 which means positive. Internal Rate of Return (IRR) is obtained 12.3%> 10% that the procurement can be received. Profitability Index (PI) of 1.45 greater than 1 Based on the analysis of the acquisition of fixed assets, it can be concluded that investment is feasible.
Co-Authors A.A. Ketut Agung Cahyawan W Adiguna Rahmat Nugraha Agus Haryanto Agus Hikmat Agus Kurniawan Agustono, Tridjoko Ahmad Muzaki Aina, Muslimatul Akhriani, Soekma Alfi Satriadi Alissya Swastika NSP, Alissya Amos Amos Andianto, Jonathan Andini, Widea Hening Anif Rizqianti Hariz Anik Kustirini, Anik Anisa, Mutiara Nur Annisa, Juwairiah Anny Miftakhul Hidayah, Anny Miftakhul Apriangga Rachmandinur, Apriangga Aref Vai, Aref Arfianto, Moh Ari Arina Ulfa Mawaddah, Arina Ulfa Arindri Diestya Hernomo Arini Wendy Astuti Aris Ismanto Ariyadi Wijaya As'ad, Ali As'ari, Abdur Rahman Asmara Indahingwati, Asmara Asnani Ratna Ambarrukmi, Asnani Ratna Asvic Helida, Asvic Aziz, Arby Abdul B.M.A.S. Anaconda Bangkara Baskoro Rochaddi Bayu Priyono, Bayu Burasukma, Mona Candra Purnawan Catur Supriyanto Cholis Sa’dijah Dani Febriyanto, Dani Darsowiyono, Supriyadi Dedy Ansari Harahap Denny Nugroho S Denny Nugroho Sugianto Deti Karuniasari Devi Rosmawati Dewi Kusumawardhani, Dewi Dewi, Amalia Dewi, Ayu Nita Diah Hari Kusumawati Diah Rahmawati Dian Adhitya Pratama, Dian Adhitya Dian Kurniati Diana, Meta Diningrum, Aningtyas Dita Amanah Djoko Sudarmono, Djoko Djoko Suhardjanto Djumahir Djumahir Dwiyana Dwiyana, Dwiyana Dyan Yuliana Eddy Madiono Sutanto Edi Pramono EDWAN KARDENA Edward Suhendra Edwin Sandagie Edy Bambang Irawan Eka Riadi Elis Indrayanti Emy Sadjati, Emy Endo Fathias Enny Insusanty Erinne Natalie, Erinne Erlangga, Lucki Erni Cahyani Putri, Erni Cahyani Erry Hidayanto Erwin Sutomo Evi Maria Fajar Purnomo Fauzie, M. Mirza Febribusmadian Febribusmadian Ferdinandus Hendrico Fianda Revina Widyastuti Filda Rahmiati Fimmatur Rizka Ardina, Fimmatur Rizka Firmansyah, Muhammad Andy Fride, Tumount Gagoek Hardiman Gentur Handoyo Gunadi Gunadi Gunawan, Albert Gunawan, Yunus Indra H Hadiyanto H J, Medika Catur H., Muhammad Ikhsanudin Hafist fahmi, Hafist Han Ay Lie Hanna Noen Aunillah Hanna Nurul Husna Harati, Sri Hardjanto - Hariadi Hariadi Haryono Haryono Hasan Basri Henna Rya Sunoko Herlan Martono Heru Subaris Kasjono, Heru Subaris Hery Susanto Hudan Baskoro, Hudan I Ketut Suada I Made Sulandra I Nengah Parta Ichwan Mochammad Buchori, Ichwan Mochammad Ida Kaniawati IDA Susilawati, IDA Iesje Lukistyowati Ika Mustika Sari Ika Santia Ikram, Muhammad Ilham Nurhuda Iman Firmansyah Imanullah, Andika Indah Werdiningsih Indra Budi Prasetyawan Intan, Noor Tiara Habib Aisyah Irvan Ahmad Fikri Izzan, Abdillah Iman Jarot Marwoto Jazaul Ikhsan Julian Saputra Karim, Muchtar Abdul Karlina Karlina Kesuma, Destha A. Ketut Muliartha Khairul Umam Khoirunnisak, Yuslikha Indah Kristiantoro, Edy Lea Kristoko Dwi Hartomo Kunarso Kunarso Kurnianto, Anang Kusbaryanto Kusuma, Andriani Kusworo Adi Larasati, Anissa Yuniar Layly Aslinda Saraswati, Layly Aslinda Lenny Sari, Lenny Lydia Lia Prayitno, Lydia Lia Maimunah Maimunah Majhic Aryono Manalu, Lamhot P Masyithoh, Galuh Mira Yosi Muchtar Sufaat, Muchtar mufrod mufrod Muhamad Aris Widodo Muhammad Irfan Muhammad Muklisin Muhammad Tony Nawawi Muhammad Zainuri Muji Gunarto Mujiono Mujiono Mujiyem Sapti Mujiyono Mujiyono Mulyohadi Ali Munandar, Bayu Murtiyoso, Onang Nawingkapti, Kenya Astari Ni Putu Nita Wijayanti Ningrum, Bambang Nurcahya Ningtyas, Yoga Dwi Windy Kusuma Novisa, Muniroh Nur Aini, Dinda Nur Kusuma Dewi Nuraida, Citra Nursolihah, Siti Octaviani, Ary Onny Setiani Parang Sabdono Patrick Matheus Peddy Darwin Simbolon Pramudita, Arga Pranata, Bangun Budi Prasadana, Afrizal Prayitno, Slamet Prayitno, Slamet Prayogi, Bayu Purwandari, Henny Putra, Bramuditya Adi Putranto, Thomas T. Putri, Hafida Akuwati Radhina Amalia Rahardjo, Thea Herawati Rahmani, Tara Puri Ducha Rahmawati, Dwi Tyas Ratna Budiarti Renaning Wulan Mahardika Rina Rina Rizaldi, Alexander Rizky Bagus Ardianto Rohmadi, Yusup Rosye H.R. Tanjung Rudi Santoso, Rudi Rusyda, Citra Safira, Hasna Sakina Rusma Wardhani Sakti, Bryan Dimas Saleh, Sitti Fithriani Samina Samina Santi, Sintha Soraya Sari, Fitri Nurba Setiya Utari Siddhi Saputro sigid sudaryanto, sigid siregar, sari Sisworo Sri Murwani Subanji Subanji Sulaeha, Teti Sumiati Sumiati Sunarsih Sunarsih Supriyadi Supriyadi Suriani B.R. Surbakti Suriani Br. Surbakti Suryanaji Suryanaji Suryaningrum, Christine Wulandari Susanto, Muhammad Eko Susanto, Muhammad Eko Susiswo Sutarno Sutarno Sutawidjadja, Akbar Sutikno Sutikno Sutomo Kahar Suwiyono, Timbul Catur Syaeful Bakhri Syafei, M. Yani Syahadatina, Rika Syaiful Hamzah Nasution syakir syakir Syarif Hidayat Syarifudin Syarifudin Tamba, Cecilia Anggie O. Tarjoko Tarjoko, Tarjoko Teguh Wahyono Teguh Widiatmoko Thita Haryati, Thita Tjang Daniel Chandra Tonny Adam Theoyana Tri Martini Tri Retnaningsih Soeprobowati Triana Kusumaningtyas, Triana Trias Widorini Trisnawati, Jesita Ulfa, Zerlinda Tharifah Utomo, Kasmidjo Budi Vera Chandra Puspitasari Wahyu Krisna Hidajat, Wahyu Krisna Wahyu Setia Budi Wahyu Wahyu Wardhani, Indira Eka Melia Warsito Atmodjo Warsito Atmojo Wati, Ina Purnama Widianingtyas, Kristin Widjonarko, Bambang Rudianto Widodo S Pranowo Winata, Ade Wiwoho, Mukti Yanuar Tanojo, Tri Adi Yayan Eryk Setiawan Yudhanto, Albertus Djaka Yulieasih, Mutiara Yulita Arni Priastiwi YUNI, YUNI Yusak Maryunianta yusbardini, yusbardini Yuyun Kurnia Sari Zuhud EAM, Zuhud