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AL-QARDH DALAM PRESPEKTIF AL-QUR’AN DAN HADITS SERTA HUBUNGANNYA DENGAN RIBA Irhamsyah Putra
Jurnal Ekonomi Rabbani Vol 2 No 1 (2022): Mei 2022
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53566/jer.v2i1.87

Borrowing activities have existed throughout the history of human civilization, which in religious literature is known as Al-Qardh. Contemporary Islamic financial transactions cannot be separated from transactions that use al-qardh, the real purpose of this transaction is for social assistance and help because the repayment of the loan is only the principal without any reward in it. This study was conducted for the purpose of analyzing the qardh contract in the perspective of the Qur'an and Hadith and its relation to the concepts of debt and usury in the perception of conventional transactions. The approach used in this research is a literature study using the library research method, which is to examine some relevant literature with the theme of the study raised. The results of the study show that Al-Qardh is part of the debt (Ad-Dain), but Ad-Dain is a more general form and is not part of al-Qardh. The current transaction mechanism, both qardh and ad-dain, both have the potential to cause usury in it.

The effect of capital adequacy ratio (CAR), return on asset (ROA), inflation, BI rate on troubled financing in shariah rural banks in Indonesia 2015-2019 Claresta Octavina Ahmad; Erika Amelia; Irhamsyah Putra
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i1.219

This study aims to collect empirical evidence regarding the effect of CAR, ROA, Inflation, BI Rate / BI7DRR partially and simultaneously on problematic financing at Islamic Rural Banks (BPRS) in Indonesia for the 2015-2019 period. The method in this study using Multiple Linear Regression Analysis (OLS). The results of this study are the independent variables partially have a significant effect on the NPF variable except for the CAR variable. The variables CAR, ROA, Inflation, BI Rate / BI7DRR together influence the NPF variable. This research implies that based on CAR, ROA, Inflation, BI Rate / BI7DRR which can affect problems in BPRS in Indonesia, the results of this study have previously had similarities and differences with previous studies. The equation is that the independent variables jointly influence the dependent variable, and the difference is that the CAR variable does not have an effect on problems.

KOMPARASI KETAHANAN PANGAN DALAM ISLAM DAN PBB Irhamsyah Putra
Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam Vol 10 No 2 (2019): Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam
Publisher : Fakultas Agama Islam, Universitas Islam As-Syafiiyah

Pangan lebih dari sekedar komoditas yang diperjualbelikan. Ia juga lebih dari sekedar nutrisi, pangan terkait dengan budaya psikologi hinga kebutuan sosial manusia. Konsep ketahanan pangan yang berlaku tidak berbeda jauh dengan ketahanan pangan yang ada dalam Islam akan tetapi suatu perbedaan yang mendasar, ketahanan pangan dalam Islam dikaitkan dengan keimanan kepada Allah S.W.T. Terkait dengan maqashid syari’ah yaitu, menjaga agama, jiwa, akal, kehormatan dan harta benda. Bahkan pangan dalam keadaan tertentu bisa lebih menjadi prioritas dari pada ibadah itu sendiri.Dengan metode deskriptif komparatif penulis membandingkan konsep ketahanan pangan yang berlaku di Indonesia dan berbagai negara muslim lainya dengan ketahanan pangan yang pernah adadalam Islam serta pencapaian yang pernah diraihnya, seperti ketahanan pangan pada masa Umar bin Khatab, sampai masa Turki Usmani. Pencapaian ketahanan pangan yang menerapkan syari’at Islam adakalanya dicapai dengan sistim khuraj, serta kepemilikan tanah(Land Reform) yang pernah gagal diusahakan oleh Soekarno dan berhasil direalisaskian sampai berabad-abad yang dimulai pada masa Rasulullah S.A.W. Tidak hanya sampai di situ bahkan pada masa Turki Usmani, Imperium yang sudah mulai lemah ini telah memliki andil dalam menyelamatkan nyawa masyarakat Irlandia yang kelaparan.

The Effect Of Zakat On Indonesia's Social Capital Irhamsyah Putra; Deni Nugraha; Muhammad Abdul Ghani Fakih
Enrichment : Journal of Management Vol. 12 No. 3 (2022): August: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

The purpose of this paper is to empirically analyze the effect of national zakat collection on the strength of the social capital of Indonesia. This research uses simple linear regression with time series data in annual form. The sample in this study is a saturated sample, which means that the entire population is the sample of this study. The data taken is secondary data taken from the National Zakat Statistics issued by BAZNAS and the Global Sustainable Competitiveness Index (GSCI) report issued by SolAbility. The results of the study show that there is a significant influence between the collection of national zakat on the social capital of Indonesia.

Pengaruh Religiusitas Terhadap Minat Masyarakat Menggunakan Produk Perbankan Syariah di Kota Bandar Lampung Faqih Wildan Hakim; Ashari Hasan; Irhamsyah Putra
Al-Mashrof: Islamic Banking and Finance Vol 3, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v3i2.13973

This study aims to determine the effect of religiosity on people's interest in using Islamic Bank products in the city of Bandar Lampung. The sample in this study used purposive sampling technique. The data used in this study are primary data obtained through questionnaires distributed to the public or prospective customers of Bank Syariah Mandiri in Bandar Lampung city. Based on a sample of 100 respondents using simple regression analysis, it shows that the religiosity variable can affect people's interest in using Islamic bank products by 15.3%. With the results of the analysis showing that the religiosity variable has a significance value of 0.000, it means that the religiosity variable has a positive and significant influence on people's interest in using Islamic bank products. These results provide an opportunity for Bank Syariah Mandiri to increase the socialization of Islamic bank products to the public. Because, with increasing religiosity, the tendency of people to be interested in using Islamic bank products is increasing.

Pengaruh Religiusitas Terhadap Minat Masyarakat Menggunakan Produk Perbankan Syariah di Kota Bandar Lampung Faqih Wildan Hakim; Ashari Hasan; Irhamsyah Putra
Al-Mashrof: Islamic Banking and Finance Vol 3, No 2 (2022): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v3i2.13973

This study aims to determine the effect of religiosity on people's interest in using Islamic Bank products in the city of Bandar Lampung. The sample in this study used purposive sampling technique. The data used in this study are primary data obtained through questionnaires distributed to the public or prospective customers of Bank Syariah Mandiri in Bandar Lampung city. Based on a sample of 100 respondents using simple regression analysis, it shows that the religiosity variable can affect people's interest in using Islamic bank products by 15.3%. With the results of the analysis showing that the religiosity variable has a significance value of 0.000, it means that the religiosity variable has a positive and significant influence on people's interest in using Islamic bank products. These results provide an opportunity for Bank Syariah Mandiri to increase the socialization of Islamic bank products to the public. Because, with increasing religiosity, the tendency of people to be interested in using Islamic bank products is increasing.

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