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All Journal E-Jurnal Akuntansi Universitas Udayana Jurnal Bina Praja JMM (Jurnal Masyarakat Mandiri) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Magisma: Jurnal Ilmiah Ekonomi dan Bisnis To Maega: Jurnal Pengabdian Masyarakat PRIMA: Journal of Community Empowering and Services Agrica: Journal of Sustainable Dryland Agriculture ANALISIS Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) Vivabio : Jurnal Pengabdian Multidisiplin Mitra Mahajana: Jurnal Pengabdian Masyarakat Prima Abdika: Jurnal Pengabdian Masyarakat Jurnal Akuntansi dan Keuangan Jurnal Riset Ilmu Akuntansi
Laurentius Dominicus Gadi Djou
Fakultas Ekonomi Universitas Flores
Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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ANALISIS PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN KEPRIBADIAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN UMKM DI KABUPATEN ENDE Djou, LD Gadi
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 7 No 2 (2019): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v7i2.57

Abstract

Penelitian ini bertujuan untuk mengetahui (1) pengaruh literasi keuangan terhadap perilaku pengelolaan keuangan, (2) pengaruh sikap keuangan terhadap perilaku pengelolaan keuangan, (3) pengaruh kepribadian terhadap perilaku pengelolaan keuangan pada pada pelaku UMKM perdagangan besar dan eceran; reparasi mobil dan sepeda motor di Kabupaten Ende. Penelitian ini termasuk kedalam penelitian kausal asosiatif. Subjek penelitian ini adalah seluruh pemilik UMKM perdagangan besar dan eceran; reparasi mobil dan sepeda motor di Kabupaten Ende sebanyak 96 UMKM. Teknik pengumpulan data menggunakan kuesioner. Uji validitas dan reliabilitas dilakukan terhadap 96 orang diluar subjek yang terdaftar sebagai UMKM perdagangan besar dan eceran; reparasi mobil dan sepeda motor di Kabupaten Ende. Uji prasyarat analisis meliputi uji linearitas, uji multikolinearitas, dan uji heteroskedastisitas. Teknik analisis data dengan regresi linear berganda. Hasil penelitian menunjukkan bahwa (1) variabel literasi keuangan mempunyai pengaruh yang positif dan signifikan terhadap variabel perilaku pengelolaan keuangan sebesar 0,390. (2) variabel sikap keuangan mempunyai pengaruh yang positif dan signifikan terhadap perilaku pengelolaan keuangan sebesar 0,434. (3) variabel kepribadian mempunyai pengaruh yang positif dan signifikan terhadap perilaku pengelolaan keuangan sebesar 0,120.
PELATIHAN PEMBUATAN PUPUK KOMPOS DAN BOKASHI BAGI KELOMPOK TERNAK SEOTE-SEATE DI DESA RANDOTONDA PROVINSI NUSA TENGGARA TIMUR Lanamana, Willybrordus; Fowo, Kristono Yohanes; Djou, Laurentius Dominicus Gadi; Pande, Yohanes
JMM (Jurnal Masyarakat Mandiri) Vol 5, No 4 (2021): Agustus
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (31.837 KB) | DOI: 10.31764/jmm.v5i4.4749

Abstract

Abstrak: Tujuan pengabdian kepada masyarakat skema Program Pengembangan Desa Mitra (PPDM)  di Desa Randotonda adalah untuk meningkatkan kemandirian dan kesejahteraan anggota kelompok mitra secara terpadu dan berkelanjutan, melalui kegiatan penyuluhan dan pelatihan  pembuatan pupuk bokashi dan kompos. Kegiatan ini melibatkan kelompok ternak Seote Seate, dibentuk tahun 2013, dengan jumlah anggota 24 orang. Metode yang digunakan penyuluhan, pelatihan dan pendampingan. Pelaksanaan kegiatan diawali dengan membangun sebuah rumah kompos dengan ukuran 4 x 6 meter. Pada rumah kompos terdapat dua bak yang akan digunakan untuk proses fermentasi. Bak pertama ukuran 1,5 x 2 meter  dengan tinggi 2 meter, sedangkan bak kedua 1,5 x 1,5 meter dengan tinggi 1,5 meter. Kegiatan pelatihan diawali dengan memberikan pretest bagi peserta. Jumlah soal benar pada pretest rata-rata 34,4 % dari 15 nomor soal. Tahap selanjutnya kegiatan pelatihan, alat yang disiapkan; mesin pencacah, ember, skop, pacul, dan, hand sprayer, sedangkan bahan yang dipersiapkan limbah pertanian dan kotoran ternak, dedak, sekam padi, gula air, EM4, dan air. Melalui proses fermentasi di kotak pertama 14 hari dan kotak kedua 14 hari, pupuk organik siap untuk diaplikasikan. Pada akhir kegiatan diberi posttest, hasil menunjukkan peningkatan pengetahuan dan keterampilan peserta, jumlah soal benar rata-rata  88,6 %. Abstract:  The purpose of community service scheme Program Pengembangan Desa Mitra  (PPDM) in Randotonda Village is to increase the independence and welfare of partner group members in an integrated and sustainable manner, through extension activities and training in making bokashi and compost fertilizers. This activity involves the Seote Seate livestock group, which was formed in 2013, with a total membership of 24 people. The methods used were counseling, training and mentoring. The implementation of this activity begins with building a compost house with a size of 4 x 6 meters. In the compost house, there are two tubs that will be used for the fermentation process. The first tub measures 1.5 x 2 meters with a height of 2 meters, while the second tub is 1.5 x 1.5 meters with a height of 1.5 meters. Before the training activity begins with giving a pretest for the participants. The number of correct questions on the pretest averaged 34,4  percent out of 15 question numbers. The next stage of training activities, the tools are prepared; chopper, bucket, shovel, hoe, and, hand sprayer, while the materials prepared are agricultural waste and livestock manure, bran, rice husks, water sugar, EM4, and water. Through a fermentation process in the first box for 14 days and in the second box for 14 days, the organic fertilizer is ready to be applied. At the end of the activity the participants were given a posttest, the results showed an increase in the knowledge and skills of the participants, where the number of questions was correct 88,6 percent.
PENINGKATAN KEMAMPUAN WIRAUSAHA DAN PELATIHAN PENGOLAHAN UBIKAYU NUABOSI BAGI ANGGOTA PKK Lanamana, Willybrordus; Djou, Laurentius Dominicus Gadi; Fowo, Kristono Yohanes; Pande, Yohanes
JMM (Jurnal Masyarakat Mandiri) Vol 5, No 6 (2021): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.013 KB) | DOI: 10.31764/jmm.v5i6.4892

Abstract

Abstrak: Tujuan pengabdian kepada masyarakat Kerjasama Universitas Flores dengan Kemendikbudristek Tahun 2021 adalah, untuk meningkatkan kemandirian dan kesejahteraan anggota PKK secara terpadu dan berkelanjutan, melalui kegiatan penyuluhan dan pelatihan kewirausahaan serta pengolahan ubikayu Nuabosi. Mitra yang terlibat Tim PKK Desa Randotonda, anggota 30 orang. Metode yang digunakan penyuluhan, pelatihan dan pendampingan. Kegiatan diawali dengan menyerahkan alat-alat dan bahan untuk kegiatan pelatihan. Di awal kegiatan peserta diberi pretest. Hasil yang dicapai menunjukkan soal benar hanya mencapai rata-rata 31 % dari 15 nomor soal yang diberikan, nilai ini berada pada kategori rendah. Secara umum penyuluhan dan pelatihan kewirausahaan bertujuan untuk memberikan pengetahuan dan kemampuan dasar pengelolaan usaha dan membangkitkan motivasi berwirausaha. Pelatihan berikutnya pengolahan ubikayu menjadi kripik, kremes dan wingko serta pembuatan labeling dan merk produk. Akhir kegiatan diberi posttest, hasil menunjukkan perubahan yang signifikan, jumlah soal benar rata-rata 90 %, berada pada kategori tinggi. Hal ini disebabkan karena ketepatan dalam penerapan metode; penyuluhan dan pelatihan. Abstract: The purpose of community service in the collaboration between the University of Flores and Kemendikbudristek in 2021 is to increase the independence and welfare of PKK members in an integrated and sustainable manner, through counseling activities and entrepreneurship training and processing of Nuabosi cassava. Partners involved PKK Randotonda Village Team, 30 members. The methods used are counseling, training and mentoring. The activity begins with handing over tools and materials for training activities. At the beginning of the activity participants were given a pretest. The results achieved showed that the correct questions only reached an average of 31% of the 15 number of questions given, this value was in the low category. In general, entrepreneurship counseling and training aims to provide basic knowledge and skills in business management and generate entrepreneurial motivation. The next training is processing cassava into chips, kremes and wingko as well as making product labels and brands. The end of the activity was given a posttest, the results showed a significant change, the number of correct questions was an average of 90%, was in the high category. This is due to the accuracy in the application of the method; counseling and training.
ANALISIS PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN KEPRIBADIAN TERHADAP PERILAKU PENGELOLAAN UMKM DI KABUPATEN ENDE Laurentius Dominicus Gadi Djou
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 7 No 2 (2019): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v7i2.125

Abstract

This research have purposes to determine (1) the effect of financial literacy on financial managementbehavior, (2) the effect of financial attitudes on financial management behavior, (3) the influence of personality onfinancial management behavior on large and retail trade MSMEs; car and motorcycle repair in EndeRegency.This research is included in associative causal research. The subjects of this study were all owners ofMSMEs in wholesale and retail trade; car and motorcycle repairs in Ende Regency as many as 96 MSMEs. Datacollection techniques using a questionnaire. Validity and reliability tests were carried out on 96 people outside thesubject who were registered as large and retail trade MSMEs; car and motorcycle repair in Ende Regency.Analysis prerequisite tests include linearity test, multicollinearity test, and heteroscedasticity test. Data analysistechniques with multiple linear regression. The results showed that (1) financial literacy variables had a positiveand significant effect on financial management behavior variables of 0.390. (2) financial attitude variables have apositive and significant influence on financial management behavior of 0.434. (3) personality variables have apositive and significant influence on financial management behavior of 0.120.
Pelatihan Teknik Budidaya Ubikayu Nuabosi Menggunakan Teknologi Pola Tanam Tumpangsari Dengan Tanaman Legum Di Desa Randotonda Kecamatan Ende Kabupaten Ende Willy Brordus Lanamana; Kristono Yohanes Fowo; Laurentius Dominicus Gadi Djou; Yohanes Pande
To Maega : Jurnal Pengabdian Masyarakat Vol 3, No 2 (2020): Agustus 2020
Publisher : Universitas Andi Djemma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35914/tomaega.v3i2.376

Abstract

AbstrakMitra dalam pelaksanaan kegiatan pengabdian ini adalah kelompok tani Kema Tau Pawe, yang dibentuk tahun 2010. Salah satu komoditas tanaman pangan yang dibudidayakan yaitu ubikayu varietas lokal Nuabosi. Ubikayu ini merupakan komoditas unggulan daerah. Permasalahan utama, teknik budidaya masih dilakukan secara konvensional, petani belum membuat guludan, tanpa pemupukan, jarak tanam yang tidak teratur, dan jarang melakukan pembersihan gulma, sehingga produktivitasnya rendah. Tujuan pelaksanaan pengabdian untuk melakukan perbaikan teknis budidaya menggunakan teknologi pola tanam tumpangsari ubikayu dan tanaman legum. Metode yang digunakan, penyuluhan dan pelatihan. Kegiatan pengabdian ini diawali dengan penyuluhan teknik budidaya. Materi pelatihan meliputi, teknik pembuatan guludan, pemanfaatan sereza dan pengaplikasian promi, pelatihan pola tanam tumpangsari serta pelatihan pembersihan gulma dan pembumbunan. Dari pretest dan posttest yang diberikan terjadi peningkat nilai yang signifikan pada posttest. Pada materi teknik pembuatan guludan rata-rata pretest 5,68, posttest meningkat sebesar 12,6, materi pemanfaatan sereza dan pemberian promi, rata-rata pretest 5,52, posttest meningkat sebesar 13,64, materi pola tanam tumpangsari rata-rata pretest 5,6, posttest meningkat sebesar 13,56 dan untuk materi pembumbunan dan pembersihan gulma, rata-rata  pretest 5,52, posttest meningkat sebesar 14,2. Perbaikan teknis budidaya meliputi; pembuatan guludan, pemanfaatan sereza dan pengaplikasian promi, polatanam tumpangsari, pembersihan gulma dan pembumbunan.      Kata Kunci: Tumpangsari Legum, Ubikayu Nuabosi   AbstractPartner in the implementation of community service activity was Kema Tau Pawe farmer group, which was formed in 2010. One of the food crop commodities cultivated by this farmer group was Nuabosi cassava, in which this cassava was their regional superior commodity. The main problem of Nuabosi cassava cultivation was that the cultivation technique was still performed conventionally, in which farmers did not make mounds, did not perform fertilization, planted the plants in irregular spacing, and rarely performed weed control, so that it led to the low productivity. The specific objective of the implementation of this service activity was to carry out technical improvements in Nuabosi cassava cultivation using the Nuabosi cassava intercropping system with legumes. Methods used were counseling and training methods. The community service activity was begun with counseling about cultivation techniques. There were four materials provided in training, such as techniques for making mounds, the use of cereals and application of promi, training in intercropping system and training for weed control and embellishments. Based on pretest and posttest given to famer group for the four materials, it was found that there was significant increase in the posttest score. First, in the material containing techniques for making mounds, the average of pretest score was 5.68, and it increased in the posttest, which was 12.6. Next, in the material about the use of cereals and application of promi, the average of pretest score was 5.52, and it increased in the posttest, which was 13.64. Then, in the material about intercropping system the average of pretest score was 5.6, and it increased in the posttest, which was 13,56. The last, in the material about weed control and embellishments, the average of pretest score was 5.52, and it increased in the posttest, which was 14.2. Technical improvements for cultivation include; making mounds, the use of cereals and application of promi, intercropping, weed control and embellishments.    Keywords: Intercropping Legumes, Nuabosi Cassava
Optimalisasi Potensi Pajak dan Retribusi Daerah dalam Rangka Meningkatkan Pendapatan Asli Daerah di Kabupaten Ende Sabra B. Wahab Thalib; Laurentius D. Gadi Djou; Ernesta Leha
E-Jurnal Akuntansi Vol 30 No 10 (2020)
Publisher : Accounting Department, Economic and Business Faculty of Universitas Udayana in collaboration with the Association of Accounting Department of Indonesia, Bali Region

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJA.2020.v30.i10.p18

Abstract

The purpose of this research is to analyze the contribution, effectiveness and efficiency of taxes and retribution on PAD. To analize public perceptions and constraints in the system of collecting taxes and retribution in Ende district. To formulate policy strategies in optimizing local tax and retribution revenues in Ende district. This research is a quantitative research and the sampling technique uses purposive sampling. The population used is all DPPKAD apparatus, related agencies, tax and retribution payers in Ende regency. The results showed that the contribution of taxes and retribution is at a moderate level and is quite good. Effectiveness of taxes and retributions are classified as less effective and very effective. Efficiency of taxes and retribution is in an efficient position. Meanwhile, the obstacles faced in the context of local taxes and retribution in Ende regency are the lack of a base for taxes and retribution managed by the regions. Keywords: PAD Optimalization; Tax; Retribution.
PENGUATAN POACE MENUJU KEMANDIRIAN DAN KESEJAHTERAAN ANGGOTA KELOMPOK TANI DAN TERNAK DI DESA RANDOTONDA PROVINSI NTT Willybrordus Lanamana; Yohanes Pande; Laurentius Dominicus Gadi Djou; Kristono Yohanes Fowo
JMM (Jurnal Masyarakat Mandiri) Vol 4, No 6 (2020): DESEMBER
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (684.604 KB) | DOI: 10.31764/jmm.v4i6.3098

Abstract

Abstrak: Tujuan pelaksanaan pengabdian kepada masyarakat di Desa Randotonda adalah untuk meningkatkan kemandirian dan kesejahteraan anggota kelompok mitra secara terpadu dan berkelanjutan, melalui kegiatan penyuluhan dan pelatihan tentang AD/ART, organisasi dan struktur organisasi, manajemen dan  program kerja. Pelaksanaan pengabdian ini melibatkan dua kelompok mitra yaitu, Kelompok Tani Kema Tau Pawe dan Kelompok Ternak SeOte SeAte yang dibentuk tahun 2010 dan 2013. Metode yang digunakan, penyuluhan dan pelatihan. Pelaksanaan kegiatan diawali dengan penyuluhan, materi tentang pengertian, ciri, fungsi kelompok mitra, pengertian AD/ART, organisasi dan struktur organisasi, manajemen dan program kerja tahunan. Kegiatan pelatihan meliputi, pembuatan AD/ART, pembuatan struktur organisasi, papan nama organisasi dan pembuatan program kerja tahunan. Dari pre-test dan post-test yang diberikan terjadi peningkat nilai yang signifikan pada post-test. Pretest pada kelompok tani Kema Tau Pawe rata-rata 4,87, post-test meningkatrata-rata 13,5. Kelompok Ternak SeOte SeAte, rata-rata pre-test 5,08  post-test  meningkat rata-rata 13,58. Abstract: The purpose of community service in Randotonda Village is to increase the independence and well-being of partner group members in an integrated and sustainable manner through counselling and training activities on the Articles of Association/Budget Home Appliances, organizational and organizational structure, management and work programs. The implementation of this service involved two partner groups, namely, Kema Tau Pawe Farming Group and SeOte SeAte Livestock Group which was formed in 2010 and 2013. The methods used was counselling and training. The implementation of the activity begins with counselling, materials are definition, features, functions of the partner group, understanding of Articles of Association/Budget Home Appliances, organization and organizational structure, management and annual work program. Training activities include, the creation of Articles of Association/Budget Home Appliances, the creation of organizational structures, organizational sign-ups and the creation of annual work programs. From the given pre-test and post-test there is a significant value increase on the post-test. Pre-test in Kema Tau Pawe farming group averaged 4.87, post-test increased by an average of 13.5. SeOte SeAte livestock Group, the pre-test average of 5.08 post-test increased by an average of 13.58.
PELATIHAN PEMBUATAN PUPUK KOMPOS DAN BOKASHI BAGI KELOMPOK TERNAK SEOTE-SEATE DI DESA RANDOTONDA PROVINSI NUSA TENGGARA TIMUR Willybrordus Lanamana; Kristono Yohanes Fowo; Laurentius Dominicus Gadi Djou; Yohanes Pande
JMM (Jurnal Masyarakat Mandiri) Vol 5, No 4 (2021): Agustus
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (705.384 KB) | DOI: 10.31764/jmm.v5i4.5077

Abstract

Abstrak: Tujuan pengabdian kepada masyarakat skema Program Pengembangan Desa Mitra (PPDM)  di Desa Randotonda adalah untuk meningkatkan kemandirian dan kesejahteraan anggota kelompok mitra secara terpadu dan berkelanjutan, melalui kegiatan penyuluhan dan pelatihan  pembuatan pupuk bokashi dan kompos. Kegiatan ini melibatkan kelompok ternak Seote Seate, dibentuk tahun 2013, dengan jumlah anggota 24 orang. Metode yang digunakan penyuluhan, pelatihan dan pendampingan. Pelaksanaan kegiatan diawali dengan membangun sebuah rumah kompos dengan ukuran 4 x 6 meter. Pada rumah kompos terdapat dua bak yang akan digunakan untuk proses fermentasi. Bak pertama ukuran 1,5 x 2 meter  dengan tinggi 2 meter, sedangkan bak kedua 1,5 x 1,5 meter dengan tinggi 1,5 meter. Kegiatan pelatihan diawali dengan memberikan pretest bagi peserta. Jumlah soal benar pada pretest rata-rata 34,4 % dari 15 nomor soal. Tahap selanjutnya kegiatan pelatihan, alat yang disiapkan; mesin pencacah, ember, skop, pacul, dan, hand sprayer, sedangkan bahan yang dipersiapkan limbah pertanian dan kotoran ternak, dedak, sekam padi, gula air, EM4, dan air. Melalui proses fermentasi di kotak pertama 14 hari dan kotak kedua 14 hari, pupuk organik siap untuk diaplikasikan. Pada akhir kegiatan diberi posttest, hasil menunjukkan peningkatan pengetahuan dan keterampilan peserta, jumlah soal benar rata-rata  88,6 %. Abstract:  The purpose of community service scheme Program Pengembangan Desa Mitra  (PPDM) in Randotonda Village is to increase the independence and welfare of partner group members in an integrated and sustainable manner, through extension activities and training in making bokashi and compost fertilizers. This activity involves the Seote Seate livestock group, which was formed in 2013, with a total membership of 24 people. The methods used were counseling, training and mentoring. The implementation of this activity begins with building a compost house with a size of 4 x 6 meters. In the compost house, there are two tubs that will be used for the fermentation process. The first tub measures 1.5 x 2 meters with a height of 2 meters, while the second tub is 1.5 x 1.5 meters with a height of 1.5 meters. Before the training activity begins with giving a pretest for the participants. The number of correct questions on the pretest averaged 34,4  percent out of 15 question numbers. The next stage of training activities, the tools are prepared; chopper, bucket, shovel, hoe, and, hand sprayer, while the materials prepared are agricultural waste and livestock manure, bran, rice husks, water sugar, EM4, and water. Through a fermentation process in the first box for 14 days and in the second box for 14 days, the organic fertilizer is ready to be applied. At the end of the activity the participants were given a posttest, the results showed an increase in the knowledge and skills of the participants, where the number of questions was correct 88,6 percent.
ANALISIS KELAYAKAN USAHA DAN STRATEGI PENGEMBANGAN AGROINDUSTRI KERIPIK UBI KAYU NUABOSI MERK “QURENA” PADA KELOMPOK PKK DESA RANDOTONDA KABUPATEN ENDE Willybrordus Lanamana; Laurentius Dominicus Gadi Djou; Kristono Yohanes Fowo; Yohanes Pande
AGRICA Vol. 14 No. 2 (2021): December
Publisher : Agriculture Faculty of Flores University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/agr.v14i2.1478

Abstract

This study aims to analyze the feasibility of the Nuabosi cassava chips agroindustry with the “Qurena” brand and formulate a strategy for its development. The research was conducted at the Home Industry for Processing Nuabosi Cassava with the brand "Qurena", managed by the PKK Mobilization Team in Randotonda Village, Ende District. The number of employees is 30 people, including leaders and employees. This research is a population study. The analysis used R/C ratio, B/C ratio, ROI, and SWOT. The results of the analysis show that the Nuabosi cassava processing industry into “Qurena” brand chips is profitable and feasible because the R/C ratio is > 1, the B/C ratio value for each production cost is Rp. 100 then will get a profit of Rp. 78, the “Qurena” brand chips business is feasible. The ROI value obtained is 78%, this value can be interpreted that the amount of profit obtained compared to the investment (ROI) invested is good. Each capital of Rp. 100, obtained a profit of Rp. 78. Based on the SWOT analysis it was found that the appropriate development strategy is a progressive strategy that supports the growth of agro-industry businesses, and is in a rapid growth strategy. The Nuabosi cassava chips business with the “Qurena” brand is in a strong position and has the opportunity to be developed.
ANALISIS PENGARUH PENERAPAN BUDAYA TERHADAP KEBUTUHAN EKONOMI DAN PERILAKU MANAJEMEN KEUANGAN PADA MASYARAKAT ENDE LIO Laurentius D. Gadi Djou; Apriana Marselina
ANALISIS Vol. 10 No. 1 (2020): ANALISIS VOL. 10 NO. 1 EDISI MARET 2020
Publisher : FAKULTAS EKONOMI UNIVERSITAS FLORES

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/als.v10i1.791

Abstract

Indonesia is a country that has diverse tribes and cultures. Each culture has different behavioral characteristics in terms of financial management that can affect the economic growth of a region. Wurumana culture is a local custom of the Ende Lio community which is related to the cycle of money circulation in the family which has become a tradition for generations. The purpose of this study was to determine the effect of local culture (Wurumana) on Economic Needs, the effect of Economic Needs on Financial Management Behavior, the influence of Economic Needs on Financial Attitudes, and to determine the effect of Financial Attitudes on Financial Management Behavior of the Ende Lio community. The research method used in this study is a quantitative method using Structural Equation Modeling (SEM) analysis tools using AMOS 22. The results of the study show that Wurumana Culture has a significant positive effect on Economic Conditions (H1), Economic Conditions are proven to have a significant positive effect on Management Behavior Financial (H2), Economic Conditions have a significant positive effect on Financial Attitudes (H3), and Financial Attitudes have a significant positive effect on Financial Management Behavior (H4).
Co-Authors Apriana Marselina Aschari Senjahari Rawe Aurelius Fredimento Baptista Aprilis Baptista Aprilis Benediktus Yoseph Bhae Edeltrudis Roja Ernesta Leha Falentina Lucia Banda Ferdinandus Lidang Witi Fitri Lukiastuti Fitri Lukiastuti Fitri Rohaini Nona IMACULATA FATIMA Iskanto Kristin Yuniarti Kristono Yohanes Fowo Kristono Yohanes Fowo Lanamana, Willybrordus Lusia Andriani Ngaga Maria Adelvin Londa Nuraini Ismail Paulinus Seda Sabra B. Wahab Thalib Sri Wahyuni Sri Wahyuni Willy Brordus Lanamana Willybrordus Lanamana Yohanes Fowo, Kristono Yohanes Kristono Fowo Yohanes Pande Yohanes Pande Yohanes Pande Yuliana Enil