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<![CDATA[PENGARUH NON PERFORMING LOAN, CAPITAL ADEQUACY RATIO, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS BANK YANG TERCATAT DI BURSA EFEK INDONESIA ]]>
<![CDATA[Agustuty D, Lasty]]>
<![CDATA[ Jurnal BISNIS & KEWIRAUSAHAAN Vol 5 No 1 (2016): Jurnal BISNIS & KEWIRAUSAHAAN ]]>
Publisher : <![CDATA[Jurnal BISNIS & KEWIRAUSAHAAN ]]>
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<![CDATA[This study was conducted to examine the effect of variable Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) to Return on Assets (ROA). The sampling technique used is purposive sampling with criteria of commercial banks in Indonesia which presents the financial statements of the period 2010 to 2013. The data obtained by the publication of the Indonesian Banking Directory of the period 2010 to 2013. Obtained a total sample of 15 companies from 25 commercial banks in Indonesia 2010- 2013 period. Analysis techniques that will be used in this research is multiple linear regression to obtain a comprehensive picture of the relationship between the variables and the other variables. During the observation period LDR and CAR show a significant positive effect on ROA, while NPL significantly negative effect on ROA. This suggests that the Bank should focus more on NPL problems that can increase the profitability of the bank. The result is expected that the variable Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) can be used as guidelines, either by the management company in the management of the company, as well as by investors in determining investment strategy.]]>
<![CDATA[DETERMINAN RISIKO LIKUIDITAS PADA INDUSTRI PERBANKAN YANG BERKATEGORI TOO BIG TO FAIL DI INDONESIA ]]>
<![CDATA[Agustuty, Lasty]]>;
<![CDATA[Rakhman Laba, Abdul]]>;
<![CDATA[Ali, Muhammad]]>;
<![CDATA[Sobarsyah, Muhammad]]>
<![CDATA[ Jurnal Mirai Management Vol 5, No 2 (2020) ]]>
Publisher : <![CDATA[STIE AMKOP ]]>
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DOI: 10.37531/mirai.v5i2.646
<![CDATA[Tujuan dari penelitian ini adalah untuk mendapatkan bukti empiris dari pengaruh ukuran bank, capital buffer, efisiensi dan kredit macet pada risiko likuiditas. Sampel penelitian adalah Bank Umum Konvensional yang memiliki nilai rasio aset bank di atas 2% dari total aset perbankan nasional (Bank Too Big To Fail) dan menerbitkan laporan keuangan secara penuh selama 2004-2019. Teknik analisis data dalam penelitian ini adalah regresi data panel EViews. Hasil penelitian menunjukkan bahwa ukuran bank memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Capital buffer memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Efisiensi yang diukur dengan rasio BOPO memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Kredit macet yang diukur dengan rasio NPL memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. . Kata Kunci : Ukuran Bank, Capital Buffer, Efisiensi, Kredit Macet, Risiko Likuiditas]]>
<![CDATA[Determinants of Good Corporate Governance (Empirical Studies on Companies Listed on The IDX) ]]>
<![CDATA[Praditha, Riza]]>;
<![CDATA[Megawati, Megawati]]>;
<![CDATA[Agustuty, Lasty]]>
<![CDATA[ SENTRALISASI Vol 11, No 1 (2022): Sentralisasi ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sorong ]]>
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DOI: 10.33506/sl.v11i1.1505
<![CDATA[The purpose of this study is the role of ownership concentration, firm size, and leverage in influencing good corporate governance. This research design is quantitative. The population used is 45 companies indexed LQ45 on the Indonesia Stock Exchange and with the Purposive Sampling method, obtained 17 companies with 3 years of observation, so the number of samples in this study is 51. The results show that the concentration of ownership, company size, and leverage have a significant effect. The test results show a positive and significant effect on the implementation of corporate governance partially for each variable and simultaneously for all variables.]]>
<![CDATA[Determinants of Good Corporate Governance (Empirical Studies on Companies Listed on The IDX) ]]>
<![CDATA[Riza Praditha]]>;
<![CDATA[Megawati Megawati]]>;
<![CDATA[Lasty Agustuty]]>
<![CDATA[ SENTRALISASI Vol. 11 No. 1 (2022): Sentralisasi ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sorong ]]>
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DOI: 10.33506/sl.v11i1.1505
<![CDATA[The purpose of this study is the role of ownership concentration, firm size, and leverage in influencing good corporate governance. This research design is quantitative. The population used is 45 companies indexed LQ45 on the Indonesia Stock Exchange and with the Purposive Sampling method, obtained 17 companies with 3 years of observation, so the number of samples in this study is 51. The results show that the concentration of ownership, company size, and leverage have a significant effect. The test results show a positive and significant effect on the implementation of corporate governance partially for each variable and simultaneously for all variables.]]>
<![CDATA[PENGARUH PENJUALAN PRODUK INVESTASI TERHADAP PROFITABILITAS PADA BANK SYARIAH MANDIRI CABANG GOWA ]]>
<![CDATA[Lasty Agustuty D]]>
<![CDATA[ Jurnal Ilmiah Akuntansi Peradaban Vol 4 No 2 (2018) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Alauddin Makassar ]]>
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DOI: 10.24252/jiap.v4i2.6929
<![CDATA[ABSTRAKPenelitian ini menguji pengaruh investasi emas dan KPR griya terhadap profitabilitas bank. Investasi emas dan KPR griya diukur dengan data penjualan sementara profitabilitas diukur dengan rasio net profit margin. Sampel dalam penelitian ini merupakan PT. Bank Syariah Mandiri Gowa, Sungguminasa melalui laporan penjualan logam mulia dan KPR Griya BSM serta laporan laba bersih bulanan dari tahun 2015 – 2017.Metode yang digunakan dalam penelitian ini adalah penelitian kuantitatif. Data yang digunakan merupakan data primer dengan teknik analisis regresi linear berganda. Hasil penelitian menyimpulkan bahwa investasi emas dan KPR griya berpengaruh positif signifikan terhadap profitabilitas bank. Kata Kunci: Investasi Emas, KPR Griya, Profitabilitas Bank ABSTRACTThis study examined the effect of gold investment and KRP Griya on bank profitability. Gold investment and KRP griya are measured with sales data, while profitability is measured with net profit margin ratio. Sample in this research is PT. Bank Syariah Mandiri Gowa, Sungguminasa from logam mulia and KRP sales report in 2015-2017 period . The method used in this research is quantitative. The data used are primary data with regretion analysis techniques. The study concluded that gold investment and KPR griya positively affect in bank profitability.Key Words: Gold Investment, KPR Griya, and Bank Profitability]]>
<![CDATA[Determinan Capital Buffer Pada Industri Perbankan Di Indonesia ]]>
<![CDATA[Lasty Agustuty]]>;
<![CDATA[Andi Ruslan]]>
<![CDATA[ Movere Journal Vol 1 No 2 (2019) ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar ]]>
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DOI: 10.53654/mv.v1i2.43
<![CDATA[This study aims to analyze the factors that influence capital buffers in the banking industry in Indonesia. Research variables include bank size, liquidity, credit risk, efficiency and profitability as independent variables and capital buffers as the dependent variable. The method used in this study is quantitative research. This research was conducted at public banks on the Indonesia Stock Exchange category BOOK 3 and BOOK 4, with the 2014-2018 research period using multiple linear regression analysis techniques. The results showed that the size of the company did not have a significant effect on capital buffer, while liquidity, credit risk, efficiency and profitability had a significant effect on capital buffer.]]>
<![CDATA[The Influence of Internal and External Factors on Non-Performing Loans In Indonesia's Largest Banking Industry ]]>
<![CDATA[Lasty Agustuty]]>;
<![CDATA[Riza Praditha]]>;
<![CDATA[Robert Jao]]>;
<![CDATA[Andi Ruslan]]>
<![CDATA[ SENTRALISASI Vol. 11 No. 2 (2022): Sentralisasi ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sorong ]]>
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DOI: 10.33506/sl.v11i2.1699
<![CDATA[This study aims to measure the effectiveness of internal factor proxies from the aspect of efficiency as measured by the ratio of operating costs and operating income (BOPO), liquidity as measured by the loan-deposit ratio (LDR), bank size as measured by total assets, and aspects of bank capital that measured by the capital buffer and external factors using the Repo Rate, and inflation on non-performing loans in the ten largest banking industries in Indonesia. The sample consists of the 10 largest banks in Indonesia with the criteria of having total bank assets of the total national banking assets above 2%. The data used are annual data from 2011 to 2020. The results show that from the bank's internal factors, BOPO has a positive and significant effect on the NPL. LDR, and variable capital buffer, a negative and significant on NPL. While the size of the bank obtained results that are not significant to the NPL. From external factors, the results obtained where interest rates have a significant negative effect on NPLs while inflation is not significant for increasing NPL. ]]>
<![CDATA[Pengaruh Transaksi Pihak-pihak Istimewa terhadap Manajemen Laba: Kepemilikan Institusional sebagai Variabel Moderasi ]]>
<![CDATA[Robert Jao]]>;
<![CDATA[Paulus Tangke]]>;
<![CDATA[Anthony Holly]]>;
<![CDATA[Jackson Thungadi]]>;
<![CDATA[Lasty Agustuty]]>
<![CDATA[ Jurnal Ilmiah Akuntansi dan Finansial Indonesia Vol 6 No 2 (2023): Jurnal Ilmiah Akuntansi dan Finansial Indonesia ]]>
Publisher : <![CDATA[Prodi Akuntansi FE Universitas Maritim Raja Ali Haji ]]>
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DOI: 10.31629/jiafi.v6i2.5354
<![CDATA[The purpose of this study was to investigate the effect of related party transactions on earnings management. This study also investigates the role of institutional ownership as a moderator on the effect of related party transactions on earnings management. This study uses agency theory to explain the relationship between variables. The research population consists of all manufacturing companies listed on the Indonesia Stock Exchange. The sample selection used a purposive method which produced 225 observational data. The analytical method used is moderation regression analysis. The results of this study indicate that partially related party transactions have a positive and significant effect on earnings management. Institutional ownership is able to significantly weaken the relationship between related party transactions on earnings management and act as a quasi moderator.]]>
<![CDATA[PENGELOLAAN RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNINGS, DAN CAPITAL UNTUK MENGANTISIPASI FINANCIAL DISTRESS PERUSAHAAN PERBANKAN ]]>
<![CDATA[Robert Jao]]>;
<![CDATA[Fransiskus Eduardus Daromes]]>;
<![CDATA[Anthony Holly]]>;
<![CDATA[Florencia Irene Purwanto]]>;
<![CDATA[Lasty Agustuty]]>
<![CDATA[ JEMMA (Journal of Economic, Management and Accounting) Vol 6, No 2 (2023): September 2023 ]]>
Publisher : <![CDATA[Universitas Andi Djemma ]]>
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DOI: 10.35914/jemma.v6i2.2155
<![CDATA[Penelitian ini bertujuan untuk menganalisis pengaruh risk profile, good corporate governance, earnings, dan capital (RGEC) terhadap financial distress. Teori yang digunakan dalam penelitian ini adalah teori agensi. Populasi penelitian terdiri perusahaan perbankan yang terdaftar di Bursa Efek Indonesia (BEI). Pemilihan sampel dilakukan secara purposive. Penelitian ini menggunakan data dokumenter berupa laporan tahunan perusahaan perbankan selama periode 2016-2020. Teknik analisis data menggunakan regresi logistik. Hasil penelitian ini menunjukkan bahwa risk profile berpengaruh positif dan signifikan terhadap financial distress, GCG berpengaruh negatif dan tidak signifikan terhadap financial distress, earnings berpengaruh negatif dan signifikan terhadap financial distress, capital berpengaruh negatif dan tidak signifikan terhadap financial distress]]>
<![CDATA[PENGARUH NON PERFORMING LOAN, CAPITAL ADEQUACY RATIO, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS BANK YANG TERCATAT DI BURSA EFEK INDONESIA ]]>
<![CDATA[Lasty Agustuty D]]>
<![CDATA[ Jurnal Bisnis dan Kewirausahaan Vol. 5 No. 1 (2016): Jurnal Bisnis dan Kewirausahaan ]]>
Publisher : <![CDATA[Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat (LP3M) Nobel Indonesia ]]>
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<![CDATA[This study was conducted to examine the effect of variable Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) to Return on Assets (ROA). The sampling technique used is purposive sampling with criteria of commercial banks in Indonesia which presents the financial statements of the period 2010 to 2013. The data obtained by the publication of the Indonesian Banking Directory of the period 2010 to 2013. Obtained a total sample of 15 companies from 25 commercial banks in Indonesia 2010- 2013 period. Analysis techniques that will be used in this research is multiple linear regression to obtain a comprehensive picture of the relationship between the variables and the other variables. During the observation period LDR and CAR show a significant positive effect on ROA, while NPL significantly negative effect on ROA. This suggests that the Bank should focus more on NPL problems that can increase the profitability of the bank. The result is expected that the variable Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) can be used as guidelines, either by the management company in the management of the company, as well as by investors in determining investment strategy.]]>
