Adella Yuana
Prodi Ilmu Hukum, Fakultas Ilmu Sosial Dan Ilmu Politik, Universitas Teuku Umar

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Klausula Baku Dalam Pembukaan Rekening Tabungan Nasabah PT. Bank Mandiri (Persero) Tbk Kota Banda Aceh Adella Yuana; Sri Walny Rahayu
Jurnal Ilmiah Mahasiswa Bidang Hukum Keperdataan Vol 2, No 4: November 2018
Publisher : Fakultas Hukum Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.424 KB)

Abstract

Penelitian ini bertujuan untuk mengetahui pelaksanaan klausula baku dalam pembukaan rekening Mandiri TabunganKu pada PT Bank Mandiri dan upaya penyelesaian yang dapat ditempuh nasabah yang dirugikan karena klausula baku dalam pembukaan rekening PT Bank Mandiri. Penelitian ini menggunakan penelitian hukum normatif melalui penelitian terhadap asas hukum. Data yang digunakan dalam penelitian ini adalah data sekunder dan primer. Data sekunder diperoleh dari penelitian kepustakaan dengan mempelajari bahan hukum primer, bahan hukum sekunder, dan bahan hukum tersier. Data primer diperoleh melalui penelitian lapangan untuk mendukung data sekunder. Hasil penelitian menunjukkan bahwa penggunaan klausula baku pembukaan rekening Mandiri TabunganKu pada PT Bank Mandiri bertentangan dengan Pasal 1320 ayat (4) KUH Perdata mengenai suatu sebab yang halal, jo Pasal 1338 ayat (3) KUH Perdata tentang iktikad baik, jo Pasal 1337 KUH Perdata mengenai suatu sebab adalah terlarang apabila bertentangan antar lain dengan undang-undang,jo Pasal 1339 KUH Perdata ditegaskan suatu perjanjian dalam hal ini seharusnya sifat klausula baku berdasarkan kepatutan, kebiasaan, dan undang-undang. Klausula baku pembukaan rekening PTBank Mandiri juga bertentangan dengan Pasal 18 ayat (1) huruf g UU No.8 Tahun 1999,Pasal 22 ayat (3) huruf f Peraturan OJK No.1/POJK.07/2013 dan Pasal 8 ayat (1)huruf d PBI No.16/1/PBI/2014. Upaya penyelesaian yang ditempuh nasabah yang dirugikan dengan cara melakukan pengaduan nasabah dan menggunakan forum negosiasi antara bank dan nasabah, atau nasabah dapat melakukan pengaduan kepada Otoritas Jasa Keuangan sebagai lembaga independen dan bebas dari campur tangan pihak lain, dengan menggunakan jalur non litigasi yaitu mediasi antara nasabah dengan bank. Diharapkan PT Bank Mandiri memperhatikan ketentuan peraturan perundang-undangan dalam KUH Perdata dan UU No.8 Tahun 1999, Peraturan OJK No1 / POJK.07 / 2013 dan PBI No.16 / 1 / PBI / 2014 dalam menerapkan klausula baku mengenai pembukaan rekening tabungan bagi calon nasabah. Diharapkan OJK melaksanakan tugas pengawasannya kepada bank-bank menggunakan klausula baku.
Konflik Hukum Perkawinan Beda Agama di Indonesia (Studi Penetapan Hakim Nomor: 12/Pdt.P/2022/Pn Ptk) Adella Yuana; Ilka Sandela
Ius Civile: Refleksi Penegakan Hukum dan Keadilan Vol 6, No 2 (2022): Oktober
Publisher : Prodi Ilmu Hukum, Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jic.v6i2.6123

Abstract

Article 1 of Law Number 1 of 1974 concerning Marriage (hereinafter referred to as the Marriage Law) which states "Marriage is an inner and outer bond between a man and a woman as husband and wife with the aim of forming a happy and eternal family (household) based on the One Godhead. Almighty". Creating physical and spiritual bonds in forming a marriage must meet the terms and conditions. Fulfillment of these terms and conditions aims to ensure that a marriage is considered valid both religiously and stately. Article 2 paragraph (1) of the Marriage Law states that "Marriage is legal, if it is carried out according to the laws of each religion and belief". In particular, Article 40 letter c of the Compilation of Islamic Law prohibits interfaith marriages in Islam. In the case with the Judge's Determination Number: 12/Pdt.P/2022/PN Ptk, the request was granted by the judge to be recorded at the Population and Civil Registry Office. This incident created legal conflicts and uncertainty over the norms of interfaith marriages. The purpose of this study is to identify and analyze legal conflicts and legal certainty of interfaith marriages in Indonesia through case studies. The research method used in this research is normative juridical. The result of this research is invalid based on Article 40 letter c of the Compilation of Islamic Law. Indonesian Positive Law regulates a legal marriage if it is in accordance with Article 2 paragraph (1) of the Marriage Law. Based on religion and belief, Islam clearly prohibits interfaith marriages. The judge in this case handed down the determination based on the norms of Article 35 of Law Number 23 of 2006 concerning Population Administration which opens the opportunity for interfaith marriages to be recorded at the Population and Civil Registry Office. The occurrence of conflicting norms for interfaith marriages in Indonesia results in the uncertainty of marriage law in its regulations.
Penyuluhan Hukum Penyelesaian Perselisihan Dalam Rumah Tangga Melalui Peradilan Adat Aceh Di Kabupaten Nagan Raya Adella Yuana; Dara Quthni Effida; Ilka Sandela; Nila Trisna; Putri Kemala Sari
AIWADTHU: Jurnal Pengabdian Hukum Volume 3 Nomor 2, September 2023
Publisher : Faculty of Law Pattimura University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/aiwadthu.v3i2.1714

Abstract

Introduction: The domestic dispute in Nagan Raya Regency have become a serious problem, as the number of such cases remains high every year. Qanun Number 9 of 2008 converning The Development of Customery and Traditional Life regulates domestic dispute that can be resolved through customary in Nagan Raya Regency takes into consideration the lack of information related to this matterPurposes of Devotion: The purpose of the research providing a legal understanding of dispute resolution in domestic affairs through customary court based on Qanun Number 9 of 2008 concerning The Development of Customery and Traditional LifeMethod of Devotion: The method used id legal counseling to the community of Gampong Bumi Sari, Nagan Raya Regency, through panel discussions where speakers present the material and then continue with question and answer session between the speakers and participantsResults of the Devotion: Qanun Number 9 of 2008 concerning The Development of Customery and Traditional Life regulates dispute within households that can be resolver through Indigenous Judiciary. Its implementation prioritizes peace and balance to achieve a sense of justice for all parties involved. The high number of disputes within household in Nagan Raya Regency is attributed to the lack of awareness many communities, especially in Gampong Bumi Sari, about this law, and the mistrust of the Indigenous Judiciary, which is feared to provide subjective decisions. Preventive efforts to reduce the number of disputes are being carried out, including legal education activities that must be conducted continuously.