Anis Fittria
Universitas Islam Negeri Walisongo Semarang

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

Bitcoin As A Means of Transaction and Investment In The Perspective of Islam Abdulloh Hamid; Anis Fittria; Ubbadul Adzkiya'; Santi Andriyani
IQTISHODUNA: Jurnal Ekonomi Islam Vol 10 No 2 (2021): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (836.568 KB) | DOI: 10.36835/iqtishoduna.v10i2.944

Abstract

The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.
Bitcoin As A Means of Transaction and Investment In The Perspective of Islam Abdulloh Hamid; Anis Fittria; Ubbadul Adzkiya'; Santi Andriyani
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 10 No. 2 (2021): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (836.568 KB) | DOI: 10.36835/iqtishoduna.v10i2.944

Abstract

The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.
Optimalisasi Manajemen SDM dan Digitalisasi pada Badan Usaha Milik Desa (BUMDES) di Kabupaten Kendal Jawa Tengah Anis Fittria; Ali Imron; Rusmadi Rusmadi; Ubbadul Adzkiya’
Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Vol 22, No 1 (2022)
Publisher : LP2M of Institute for Research and Community Services - UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.636 KB) | DOI: 10.21580/dms.2022.221.9687

Abstract

Bumdes sebagai sebuah badan usaha milik desa memiliki tujuan utama untuk menggerakkan ekonomi desa sehingga mampu mewujudkan kesejahteraan masyarakat. Peraturan Pemerintah (PP) Nomor 11 tahun 2021 Pasal 1 mengamanatkan Bumdes untuk mengembangkan produktivitas dan investasi desa. Meskipun begitu, masih banyak Bumdes yang belum berkembang. Salah satunya adalah Bumdes di kabupaten Kendal Jawa Tengah, yakni Bumdes Rizki Amanah, Desa Tambahrejo kecamatan Pageruyung yang masih tergolong sebagai Bumdes rintisan (bintang 1). Padahal Bumdes Rizki Amanah memiliki beberapa unit usaha seperti pembayaran listrik dan air, toko kelontong, persewaan lapangan bulu tangkis, serta koperasi simpan pinjam. Tujuan utama dari kegiatan pengabdian ini adalah untuk meningkatkan skala usaha (scale up) pada Bumdes yang berada di kabupaten Kendal. Metode pengabdian masyarakat ini adalah Asset Based Community Development (ABCD) yang memberikan perhatian pada inventarisasi asset yang ada dalam sebuah masyarakat yang dianggap mendukung aktivitas pemberdayaan. Dari kegiatan pengabdian yang telah dilakukan, ditemukan bahwa faktor utama dari kurang berkembangnya Bumdes di kabupaten Kendal adalah kurang optimalnya menejemen SDM dan digitalisasi yang digunakan. Dengan demikian, pengabdian dilakukan dengan memberikan pengetahuan spesifik tentang pengelolaan yang optimal dan efektif dalam Bumdes. Kegiatan ini merupakan langkah awal dalam upaya optimalisasi SDM dan digitalisasi yang membutuhkan rangkaian kegiatan lanjutan untuk mendorong Bumdes di Kendal menjadi Bumdes berkembang (bintang 2). Village Owned Enterprises (Bumdes) as a village-owned business entity, aims to move the village economy so that it can realize community welfare. Government Regulation (PP) Number 11 of 2021 Article 1 mandates Bumdes to be able to develop village productivity and investment. However, many Villages Owned Enterprises (Bumdes) can’t develop well. One of them is that in Kendal district, Central Java, namely the Rizki Amanah Bumdes, in the village of Tambahrejo, Pageruyung district, which is still classified as stub Bumdes (1 star). Moreover, Rizki Amanah Bumdes has several business units such as electricity and water payments, grocery stores, badminton court rentals, and savings and loan cooperatives. The primary goal of this community empowerment activity is to scale up the Bumdes located in Kendal. The method used in this community empowerment activity is Asset Based Community Development (ABCD) which focused on inventorying assets belonging to the societies. From those activities, found some problems in developing Rizki Amanah Bumdes, which are the non-well-managed human resources and poor digitalization in promoting the Bumdes. Therefore, these activities are managed to give them some specific knowledge in empowering available resources and optimizing effective management. This is just the first step that needs more continued activities to support the Village Owned Enterprises (Bumdes) to encourage Bumdes to become a developing Bumdes (2 stars).