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The importance of Digital-based Payment Management Knowledge for MSME Drivers: a Study of Financial Literacy Jenita Jenita; Amrih Yuwono; Tutik Heriana; Susantriana Dewi; Mila Diana Sari
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4694


Along with the demands of an increasingly modern world, productivity and efficiency services are also demanded in all circles, including those who drive the medium-sized business economy. One of the most phenomenal currently implementing all human business activities is digital payment technology in serving their business. The author believes that the effectiveness resulting from the burning of various digitals in the management of small MSMEs can lead the business to be profitable and sustainable. So to whiten and complete the discussion of this call to prayer, we have conducted a series of data testing and interpretation of the data analysis with high validity and reliability. The literature sources we found were electronic digestion of many publications, especially books, scientific articles, and relevant website information to answer the hypothesis of this study. So, based on the data analysis and discussion, we can summarize the importance of knowledge and experience in managing digital technology-based payments for those who drive the small business economy, which is now constantly competing. Confidence in the effectiveness of using payments in this way has been proven and has been recommended by experts, as we mentioned in the results and discussion sections. It is hoped that this finding will also enrich scientific knowledge, especially digital-based payments for small business drivers in the country.
PENGARUH FAKTOR FUNDAMENTAL TERHADAP STRUKTUR MODAL (Studi pada Perusahaan Makanan dan Minuman yang Terdaftar di BEI Periode 2011-2015) Mila Diana Sari; Anni Yudiastuti
Jurnal AKUBIS Fakultas Ekonomi dan Bisnis Vol 3 No 1 (2018): vol 3 no 1 Juli 2018
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (711.766 KB)


This study aimed to determine the effect of the fundamentalvariables of the company's capital structure included in thegroup of Indonesian food and beverage from 2011 to 2015period. This study used a population selected using selectioncriteria and the population acquired 12 companies thatdeserve to be the population. The research sample used allcompanies included in the study population or sampleselection techniques using saturated sample. This type ofresearch is quantitative positivist approach because theemphasis on testing theories through measurements of thestudy variables with numbers and perform data analysis withstatistical procedures. The variables used in this study wereProfitability, Company’s Size, Sales Growth, and StructureAssets.The data calculation for fundamental variables was done byselecting the components of the financial statements includedin the calculation formula. Testing continued with descriptiveand hypothesis testing using multiple linear regressionanalysis in SPSS.The results of this study indicated that the variableprofitability negatively affect the capital structure of food andbeverage companies in Indonesia, while the size of thecompany has a positive effect on the capital structure of thefood and beverage company in Indonesia. Variable structureasset and sales growth do not affect the capital structure offood and beverage companies in Indonesia