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Investment, Deposit Interest Rates, and Real Sector Performance: A Case Study of Islamic Finance in Malaysia Regina Niken Wilantari; Eny Lestari Widarni; Suryaning Bawono
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 2 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i2.144-154

Abstract

This study aims to examine the influence of interest rates, GDP, consumption, and investment on Islamic finance in Malaysia. Also, it focuses on the causal relationship between the macroeconomic and humanistic approach in understanding the role of Muslim economics. Data were analyzed using the Vector Error Correction Model and the results showed that interest rates negatively affect the real sector. Therefore, the Islamic financial system with a zero or no interest-based interest rate tends to promote a social economy
The Comparison of The Islamic and Conventional Bank Performance before and During Covid-19 Pandemic in Indonesia Sebastiana Viphindrartin; Regina Niken Wilantari; Suryaning Bawono
Manajemen dan Bisnis Vol 21, No 1 (2022): March 2022
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jmb.v21i1.574

Abstract

This study aims to determine and compare the financial stability of banks during the crisis which is still being debated by taking the period before and after the covid 19 pandemics. This study uses a sample of all transactions of conventional banks and Islamic banks throughout Indonesia that are recorded by the Indonesian financial services authority. With a population of all conventional financial institutions and Islamic financial institutions, both registered and unregistered by Indonesian financial services authorities throughout Indonesia. The type of data in this study is secondary data sourced from the Indonesian financial services authority. To find out and compare the performance of conventional banks with Islamic banks and the resilience of conventional banks and Islamic banks to shocks, an analysis of the financial behavior of data in commercial banks was carried out using Threshold Autoregressive. We find that Islamic banks tend to be more stable in facing financial challenges due to the COVID-19 pandemic compared to conventional banks. The performance of conventional banks was very good in the period before the COVID-19 pandemic. However, when the coronavirus pandemic began to be reported, there was a huge decline in performance. Conventional bank recovery efforts have not been able to return to the original track. Conventional bank performance is slowing down and it tends to be difficult to return to its original performance value (before the COVID-19 outbreak). However, from the graph of performance forecasting between Islamic Commercial Banks and Conventional Banks, it can be seen that there is a difference in performance stability between Islamic Commercial Banks and Conventional Banks facing the COVID-19 pandemic.
Education, Health and Technology in Indonesia's Economic Recovery Efforts Based on Three Human Performance Theory Sebastiana Viphindrartin; suryaning Bawono
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 4 No 5 (2021): September 2021
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (387.652 KB) | DOI: 10.29138/ijebd.v4i5.1495

Abstract

This study aims to examine the gap between human capital theory and allocation theory in Indonesia to see the dominant factors driving economic growth by making the solow theory a bridge theory or an intermediary between the gap between human capital theory and allocation theory. In order to understand and test the human capital theory and allocation theory in Indonesia, testing is carried out using the autoregressive threshold quantitative method. The use of the autoregressive Threshold quantitative method aims to see the behaviour of data from the education, health and technology variables so that it can be seen clearly that the dominance of the economic growth drive comes from human capital or from the human side in accordance with the explanation of human theory or from the outside of the human self and in this study technology as explained by the allocation theory. We find that in Indonesia, the role of human capital is very important because human capital in the case of Indonesia is a major factor in driving economic growth and technology plays a role as a supporter of human performance. This is in accordance with the human capital theory and does not support the allocation theory
The Relationship Between Agricultural Value Added, Investment and Consumption: Vector Error Correction Model Approach Budi Sasongko; Meinarti Puspaningtyas; Suryaning Bawono
Asia Pacific Journal of Management and Education (APJME) Vol 5, No 2 (2022): Asia Pacific Journal of Management and Education (APJME)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.915 KB) | DOI: 10.32535/apjme.v5i2.1547

Abstract

The purpose of this study was to determine the impact of the relationship between agriculture on investment and consumption in Indonesia. This study uses data from a period of 36 years, from 1985 to 2020 by vector modeling to understand causal relationships between variables. This research is based on secondary data from the world bank. We use the variables of value-added agriculture, consumption, and investment in Indonesia. We find that macroeconomic variables such as agricultural value-added, consumption to GDP, and non-financial investment have a mutually influencing relationship. Changes that occur in one variable will affect other variables. With the decline in the value-added of agriculture, the level of consumption of the total GDP in Indonesia will increase. This happens because in Indonesia the decline in agricultural value-added can make consumption increase due to imports of agricultural products which increase along with it. However, an increase in consumption will also increase the value-added of agriculture, an increase in investment in the non-financial sector will increase the value-added of agriculture, and an increase in investment will increase consumption.
The Effect of Psychology on Economic Change Eny Lestari Widarni; Rahma Febiyana; Suryaning Bawono
Asia Pacific Journal of Management and Education (APJME) Vol 5, No 2 (2022): Asia Pacific Journal of Management and Education (APJME)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.652 KB) | DOI: 10.32535/apjme.v5i2.1549

Abstract

The aim of this study is to investigate existing research ideas about the factors that contribute to positive psychology and their influence on economic transformation. We use Content Analysis to compile scientific papers from Emerald, Science Direct, Sciendo, and Korean science, as well as books produced by psychology and economics professionals. Adaptation, empowerment of human resources, a sense of hope, optimism, and fortitude are considered psychological assets that can be taken by workers when facing problems or obstacles in the workplace. Psychology also affects the economy of workers. In carrying out economic development, in this century there is a method called Information Economy. Information Communication Technology is driving this change process. The information economy emphasizes the importance of technological capital in humans. Changes in the Information Economy are largely determined by political influences (interests of state regulators) and financial factors (availability of the required volume of financial resources). The information economy can strike a balance in four main directions: The balance of infrastructure and its readiness for use in society and its impact on business; state regulation and market self-management; existing and new information; and external exchange of information. In building a balanced information economy, there are several obstacles, one of which is a resource deficit.
Value-added Agriculture, Investment, and Infrastructure Development in the Indonesian Economy: VECM Approach Budi Sasongko; Sri Harnani; Suryaning Bawono
Asia Pacific Journal of Management and Education (APJME) Vol 5, No 2 (2022): Asia Pacific Journal of Management and Education (APJME)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (218.802 KB) | DOI: 10.32535/apjme.v5i2.1548

Abstract

The purpose of this study was to determine the impact of the relationship between agricultural value-added on investment and infrastructure development in Indonesia. This study uses data from a period of 36 years, from 1985 to 2020, with vector modeling to understand the causal relationship between variables. This research is based on secondary data from the world bank. We use the variables of value-added agriculture, investment, and infrastructure in Indonesia. The findings of this study indicate that macroeconomic factors such as value-added agriculture, non-financial investment, and infrastructure (percentage of government spending) are all interrelated. Changes in one variable will have an impact on other variables. As the value of agriculture declines, the Indonesian government will boost infrastructure spending. This happens because the decline in the value-added of agriculture in Indonesia can hamper infrastructure growth because the existing infrastructure is considered sufficient to support the needs of the agricultural sector. Increased investment, on the other hand, will increase the value-added of agriculture, which implies that agriculture is still receiving a sizeable investment and will continue to play a significant role in non-financial investment.
The Impact of Non-Performing Loans and Economic Shock on The Stability of Islamic Banking Performance as Moderating Variable in The COVID-19 Pandemic Era Zainuri Zainuri; Suryaning Bawono
Media Bisnis Vol 14 No 1 (2022): Media Bisnis
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat Sekolah Tinggi Ilmu Ekonomi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34208/mb.v14i1.1115

Abstract

This study aims to determine the effect of non-performing loans and economic shock as an intervening variable on loanable supply and loanable demand in Islamic banks which have an impact on the stability of the performance of Islamic banks in the Pandemic era. The research period is monthly with the research period from June 2019 – June 2021 using behavioral data analysis. We use secondary data from the Indonesian financial services authority. We investigated the data using linear and non-linear analysis to investigate the influence of loanable supply and loanable demand on the performance of Islamic banks in normal times or in a stable economy and the occurrence of economic shocks. From the results of our investigation, we found that non-performing loans have a significant impact on loan supply and loan demand in influencing the stability of the performance of Islamic banks in the era of the COVID-19 pandemic. Performance shocks in Islamic banks in the pandemic era are not only due to economic shocks but also due to non-performing loans from Islamic bank customers who are unable or have difficulty completing their obligations to Islamic banks.
Circular Economy Role in Industry and Environmental Sustainability: Qualitative Content Analysis Approach Sri Harnani; Suryaning Bawono; Mirta Wahyu Wulandari
Asia Pacific Journal of Management and Education (APJME) Vol 5, No 3 (2022): Asia Pacific Journal of Management and Education (APJME)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v5i3.1546

Abstract

Our research employs the qualitative research approach, and the outcome of our investigation is a hypothesis based on the findings of prior studies. We conducted an analysis starting from the influence of forests on various sectors and their interrelationships. We will investigate forest research systems and the principle of the circular economy. Naturally, forests and the circular economy are closely associated with industrial expansion. We identified four main topics in our initial research to understand the future potential benefits of a circular economy: Forests, Industry and Environmental Sustainability, Circular Economy, and pollution. Each subject is developable based on our study of thousands of research articles discovered using direct scientific search, emerald, and Google Scholar. Forests play a role as a supporter and an indicator of the success of sustainable economic development in industrial revolution 4 and circular economics. Industry and environmental sustainability are at the center of the concept of circular economics. Circular financial play a significant role in addressing ecological improvements—pollution results from industrial activities that threaten the environment and must be recycled or minimized.
Improving the Quality of Human Resources through the Application of Good Psychology and Human Capital Eny Lestari Widarni; Suryaning Bawono
Asia Pacific Journal of Management and Education (APJME) Vol 5, No 3 (2022): Asia Pacific Journal of Management and Education (APJME)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v5i3.1550

Abstract

We'd want to look at existing research ideas on the aspects that lead to positive psychology, as well as the advantages of boosting the quality of human resources and human capital for economic growth. We gather scientific publications from Emerald, Science Direct, Sciendo, and Korean science, as well as books written by psychologists and economists, using Content Analysis. Human capital is an important thing that always exists in life around the world, human capital must and can be measured in quality, but there are challenges in developing human capital, namely: lack of operational definitions and value assessment of human resources owned, process complexity, subjectivity in its application, and the inconsistent information needs of administrators. In a buying and selling business, there are also unique characteristics, namely the lack of structure, the importance of persuasion and the development and maintenance of good relationships, things like this greatly affect the performance of Human Resources. Another thing that can affect the quality of your Human Resources is psychology. Employees who have good psychology tend to find it easier to get a job and get a salary which results in the economic stability of each individual and a country.