Claim Missing Document
Check
Articles

Found 2 Documents
Search

Pengaruh Faktor Internal dan Eksternal Terhadap Profitabilitas Bank Syariah di Indonesia Firda Hanifa; Ani Silvia; Nendi Juhendi
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 4 No. 2 (2020)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is1pp101-114

Abstract

This study aims to determine the effect of Internal Factor and External Factor on Profitability on Profitability in Islamic Banking listed in Indonesia Central Bank and Financial Service Authority (OJK) . In this study, the explanatory method is used to explain the influence between the independent variables namely Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Inflation, and Exchange Rate on the dependent variable, namely Retiurn on Asset (ROA) and explain the relationship between variables. The population in this study is islamic banking listed on the Indonesia Central Bank and Financial Service Authority for the period 2013-2017. Sample selection through purposive sampling method. There are 11 companies that meet the criteria as research samples, so the research data amount is 220 data. Data collection techniques carried out were document review, data reviewed were quarterly financial reports, transaction data of Indonesia Central Bank, previous research journals and other literature related to research problems. Processing and data analysis techniques include financial management analysis, multiple linear regression analysis, classic assumption test, hypothesis testing, coefficient of determination test and multiple correlation coefficient test. The results of the study show that partially CAR and Inflation variables have a positive and significant influence on ROA. Meanwhile, FDR variable have a negative and signifikan influence on ROA. This shows that the higher FDR, the smaller ROA. The other way around, the smaller FDR, the higher ROA. On the other side, Exchange Rate partially have no signifikan infuence on ROA. Meanwhile, simultaneously research results shows that CAR, FDR, Inflation, and Exchange Rate have a positive and significant effect on ROA. Keywords: Profitability, Capital Adequacy Ratio, Financing to Deposit Ratio, Inflation, Exchange Rate, Islamic Banking
Strategi Peningkatan Pendanaan Mandiri Panti Asuhan Melalui Pelatihan Sablon Ani Silvia; Budi Permana
SYUKUR (Jurnal Inovasi Sosial dan Pengabdian Masyarakat) Vol. 1 No. 1 (2018): April
Publisher : Faculty of Economics and Business, University of Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1164.997 KB) | DOI: 10.22236/syukur_vol1/is1pp12-21

Abstract

The purpose of this community service activity is to overcome the problem related to the operational funding needs of an orphanage by creating a small creative industry through the making of screen printing graphic art. The problem arises because the funding source of an orphanage is highly dependent on various sources of social grants that are not fixed so that it is prone to face financial difficulties if the budget expenditure is greater than the source of incoming funds. The solution to solve this problem is to increase economic independence by empowering the youth of the orphanage through the provision of screen printing skills manually. Methods in the implementation of this activity include; pre-implementation phase, implementation phase, and post-implementation phase. Through training and assistance in making screen printing is expected to create economic independence for the orphanage, increase the creativity and can be provision of entrepreneurship for the youth of the orphanage.