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Journal : SYIRKAH

PENGARUH KECUKUPAN MODAL (CAR), EFISIENSI OPERASIONAL (BOPO), DAN KUALITAS PEMBIAYAAN (NPF) TERHADAP PROFITABILITAS (ROA) PADA BANK SYARIAH DI INDONESIA Suhadi, Suhadi; Inaroh, Dewi
MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v1i1.3988

Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), to Profitability (ROA) at Bank Syariah period 2009-2013. The sample in this research is quarterly financial report of 3 Bank Syariah (BRI Syariah,Bank Mandiri Syariah, and Bank Mega Syariah) period 2009-2013. Data analysis used classical assumption test. The result of the research shows that Operational Efficiency (BOPO) has significant effect to Profitability (ROA) with significance level of 0. 000% and tcount of 6, 900. While Capital Adequacy (CAR) and Financing Quality (NPF) did not affect the level of profitability (ROA) with the level of significance of each of 0.322% and 0.666% and t arithmetic respectively of 1,000 and 0. 435. While F test get F count equal to 20, 053 with significance level equal to 0. 000%, this indicates that Capital Adequacy Level (CAR), Operational Efficiency (BOPO), and Financing Quality (NPF), influence to Profitability (ROA). Combined independent variables of this study can explain the variability level of profitability(ROA)of Islamic banks by 49.2%.Keywords: capital,efficiency,profitability
Co-Authors Afa, Jusniar Rusli Alfiani, Tri Ali Altway Alimin Maidin Anak Agung Istri Sri Wiadnyani Anitasari, Rahayu Fery Anton Sudrajat Aprila Niravita, Aprila Ariyanto, Beny Asmiati Asmiati Astuty, Esti Aulia, Aprida Nur Baidhowi Baidhowi, Baidhowi Burhanuddin Bahar Cahya Wulandari Candra Kirana Casmana, Asep Rudi Damanik, Hilderia Diartika, E.I.A. Dosi, Nurmay Purma febriyanti febriyanti Fifi Nirmala Fithria, Fithria Fredinan Yulianda Hadi S. Alikodra handoyo, susilo Hari Setyawan, Novi Inaroh, Dewi Inaroh, Dewi Ismail, Cece Suryani Jafriati Jafriati, Jafriati Jaliana, Jaliana Jumakil Jumakil Junaid Junaid, Junaid Karimuna, Siti Rabbani La Dupai, La Dupai La Ode Muhammad Sety Limanihtada, Fathiyyatul Lisnawaty Lisnawaty, Lisnawaty Lymbran Tina Mala Nurilmala Maria Theresia Priyastuti Mawan, Agni Rimba Medya Ayunda Fitri Meliny, Meliny Muhammad Mustaqim Munsir, Noviani Nani Yuniar Naningsi, Ayu Nelini, Nelini Ningshi, Fitra Yulia Nirmala G, Fifi Nurmaladewi, Nurmaladewi Nurul Fibrianti Pabbicara, Airin Fatmainnah Azis Rahmat, Nur Cahyani Amaliawati Rakhmawati, Ita Ramadhan Tosepu Ramadhan, Agung Fajar Ramadhani, Kurnia Wulan Ratna Puri, Ni Ketut Santi Reski, Elpita Rizky, N. Rofi Wahanisa Rosminah, Rosminah Ruslan Majid, Ruslan Saktiansyah, La Ode Ahmad Saktiansyah, La Ode Ahmad Saptaputra, Syawal Kamiluddin Sarkadi, Sarkadi Sartono Sahlan Saru Arifin Selano, Maria Karolina Sety, La Ode Muh Sety, La Ode Muhamad Silalahi, Alrios Okto P Silondae, Tri Zulhijriana Sodik, Amirus Sri Endah Indriwati Sueb Sueb Sukri Palutturi Susianto Susianto Suwarni Suwarni SYAIFUL SAGALA, SYAIFUL Syarifa, Syifa Tina Martini, Tina Tisnawati, Dewi Titiwiarti, Titiwiarti Wedhatami, Bayangsari Yasnani Yasnani, Yasnani Yunawati, Irma Yusran, Sartiah Yusuf Sabilu, Yusuf Zainuddin Zainuddin Zainuddin, Asnia