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Tanggung Jawab Perusahaan Perencana Keuangan Penyedia Program Investasi yang Merugikan Konsumen Dihubungkan dengan Teori Kepastian Hukum Vivi Nur Arzy; Yeti Sumiyati
Jurnal Magister Hukum Udayana (Udayana Master Law Journal) Vol 10 No 3 (2021)
Publisher : University of Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JMHU.2021.v10.i03.p08

Abstract

The principle of responsibility as one of the principles of GCG is reflected in the Company Law that every company may not carry out activities that are contrary to the law. This responsibility principle is also applied to companies engaged in the capital market. Financial planning companies are companies whose activities are connected to the capital market and can support the capital market. However, the regulations regarding financial planners have not been specifically regulated in statutory provisions. The existence of a legal vacuum regarding financial planners is used as an opening to commit violations by one of the financial planning companies so that it results in losses for consumers. This study used a normative juridical approach using a descriptive analytical research specification. The data collection technique used is through literature study using laws, books, journals and the internet related to the topic of the problem which will later be used as a reference for solving problems as part of data analysis. The analytical method used legal construction through the analogy method which is used to find specific provisions that become general provisions so that they can be applied to financial planning companies. The conclusions obtained from this research are: First, the regulation regarding financial planners in Indonesian laws and regulations has not been specifically and specifically regulated so that the existence of financial planners has not received legal certainty. Second, responsibility for financial planning companies providing investment programs that harm consumers can be subject to administrative, civil and criminal sanctions.
Konstruksi Hukum Terhadap Penetapan Bunga Tinggi pada Investasi yang Diselenggarakan Koperasi Simpan Pinjam Yeti Sumiyati; Ratna Januarita; Tatty A Ramli; Efik Yusdiansyah
Jurnal Magister Hukum Udayana (Udayana Master Law Journal) Vol 10 No 2 (2021)
Publisher : University of Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JMHU.2021.v10.i02.p14

Abstract

The purpose of this research is to examine the adequacy of laws and regulations governing investment implementation by the Savings and Credit Cooperative (KSP) and formulate legal constructs related to the determination of investment interest rates by KSP through the regulations of the Indonesian Deposit Insurance Corporation (IDIC/LPS) concerning the Determination of the Deposit Insurance Interest Rate in the form of IDIC Regulation (Surat Edaran). The research method uses a normative juridical approach, descriptive-analytical research specifications, the systematic interpretation and the legal construction of analogy. The results showed that the statutory regulations governing investments made by KSP were insufficient, especially in the section relating to the determination of investment interest rates. There were still many KSPs that set high interest in their investment programs. Law Number 11 of 2020 concerning Job Creation and Government Regulation Number 7 of 2021 concerning Ease, Protection, and Empowerment of Cooperatives and Micro, Small and Medium Enterprises also does not accommodate provisions regarding investment programs that KSP can carry out. It is feared that several new provisions in the two regulations will lead to high-interest investment practices by KSP that prioritize the interests of their institutions over the welfare of members. Through the analysis of legal construction, it was found that the IDIC Regulation (Surat Edaran) regarding the Determination of the Deposit Insurance Interest Rate at Commercial Banks and Rural Banks can be used as a reference by the Ministry of Cooperatives and SMEs to encourage KSP to set investment interest rates fairly. Tujuan penelitian ini adalah untuk mengkaji kecukupan peraturan perundang-undangan yang mengatur tentang penyelenggaraan investasi oleh Koperasi Simpan Pinjam (KSP) dan merumuskan konstruksi hukum terkait penetapan suku bunga investasi oleh KSP melalui peraturan Lembaga Penjamin Simpanan (LPS) tentang Penetapan Tingkat Bunga Penjaminan Simpanan dalam bentuk Surat Edaran LSP. Metode penelitian menggunakan pendekatan yuridis normatif, spesifikasi penelitian deskriptif analitis dan metode analisis data yang digunakan adalah penafsiran sistematis dan konstruksi hukum analogi. Hasil penelitian menunjukkan bahwa peraturan perundang-undangan yang mengatur mengenai investasi yang dilakukan KSP tidak cukup memadai khususnya pada bagian yang berkaitan dengan penetapan suku bunga investasi sehingga masih banyak KSP yang menetapkan bunga tinggi dalam program investasinya. Undang-Undang Nomor 11 Tahun 2020 tentang Cipta Kerja dan Peraturan Pemerintah Nomor 7 Tahun 2021 tentang Kemudahan, Perlindungan dan Pemberdayaan Koperasi dan Usaha Mikro Kecil dan Menengah, juga tidak mengakomodasi ketentuan tentang program investasi yang dapat dilakukan KSP. Beberapa ketentuan baru dalam kedua peraturan tersebut dikhawatirkan memunculkan banyak praktik investasi berbunga tinggi oleh KSP yang lebih mengutamakan kepentingan lembaganya dibandingkan kesejahteraan anggota. Melalui analisis konstruksi hukum, ditemukan bahwa Surat Edaran Lembaga Penjamin Simpanan (LPS) tentang Penetapan Tingkat Bunga Penjaminan Simpanan pada Bank Umum dan Bank Perkreditan Rakyat dapat dijadikan rujukan oleh Kementerian Koperasi dan UKM untuk mendorong KSP dalam menetapkan suku bunga investasi secara wajar
Kajian Yuridis Sosiologis mengenai Indikasi Geografis sebagai Sumber Pendapatan Asli Daerah (PAD) Yeti Sumiyati; Tatty Aryani Ramli; Rusli Kustiaman Iskandar
MIMBAR (Jurnal Sosial dan Pembangunan) Volume 24, No. 1, Year 2008
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (245.333 KB) | DOI: 10.29313/mimbar.v24i1.256

Abstract

Protecting  potential geographic indication (GI) product within country territory is as an effort to optimalize potential economic  development. On the other hand, it is best viewed as a method to halt misusing of mark or  indication  by other party  from  other  region/country.   Lack  of knowledge concerning the importance and role of GI protection resulted the malfunction of GI economic right. This paper employed a sociolegal research to analyze legal aspects of geographic indication in the level of community. Considering the importance of GI, a local regulation to ensure fairness toward community for functioning GI rights is needed. The local regulation is best formulated by Proportional Finance Distribution approach for Regions and Villages.
Sistem Administrasi Badan Hukum / SISMINBAKUM (Studi Kasus terhadap Faktor yang Mempengaruhi Diterapkannya SISMINBAKUM) Sumiyati, Yeti; Ramli, Tatty A
ETHOS (Jurnal Penelitian dan Pengabdian) Vol 2 No.1 (2004) Ethos: Jurnal Penelitian dan Pengabdian (Sains & Teknologi)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

meanwhile , the direction of the state concerned to SISMINBAKUM
Peranan BUMN dalam Pelaksanaan Tanggung Jawab Sosial Perusahaan untuk Meningkatkan Kesejahteraan Rakyat Yeti Sumiyati
Jurnal Hukum IUS QUIA IUSTUM Vol. 20 No. 3: Juli 2013
Publisher : Fakultas Hukum Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/iustum.vol20.iss3.art7

Abstract

The problems studied in this research are: First, the role of State-Owned Enterprises (SOEs) in producing high quality goods/service through the SOE management and control based on the GCG principles; second, the role of SOEs in promoting the small scale industries/cooperatives development through Corporate Social Responsibility (CSR). The method used in this research is normative juridical. This research finds and concludes that: First, in any aspects, the implementation of SOE roles is still far from ideal as stipulated in the Article 33 of Constitution 1945, which should be beneficial for the prosperity and welfare of the community. In fact, the SOEs have already implemented the GCG principles in their management and control as the effort to optimize the role of SOEs. Second, the role of SOEs to promote the development of the farmers’ small scale industries/cooperatives through the implementation of CSR can at least help create the independence economic of the farmers as long as the implementation is sustainable and involve the participation of all farmer community.
PENERAPAN MODEL LEARNING CYCLE 7E UNTUK MENINGKATKAN HASIL BELAJAR SISWA PADA MATERI PROSES DAUR AIR Sumiyati, Yeti; Sujana, Atep; Djuanda, Dadan
Jurnal Pena Ilmiah Vol 1, No 1 (2016)
Publisher : Jurnal Pena Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23819/pi.v1i1.2930

Abstract

Penelitian ini menerapakan model learning cycle 7E untuk meningkatkan hasil belajar siswa kelas V A SDN Panyingkiran II pada materi proses daur air yang masih rendah. Rendahnya hasil belajar siswa sebagai akibat dari pembelajaran yang berpusat pada guru.  Learning cycle 7E, merupakan model pembelajaran yang berorientasi pada siswa, siswa belajar secara aktif mengkontruksi pengetahuannya. Metode yang digunakan ialah penelitian tindakan kelas berbentuk spiral Kemmis dan Mc. Taggart. Instrumennya menggunakan pedoman observasi, pedoman wawancara, catatan lapangan, dan tes. Kinerja guru pada perencanaan siklus I 86%, siklus II 100%, dan siklus III 100%. Kinerja guru pada pelaksanaan siklus I 77%, siklus II 87%, dan siklus III 100%. Aktivitas siswa pada siklus I 62%, siklus II 86%, dan siklus III 92%. Hasil belajar siswa pada siklus I 43,83%, siklus II 69,56%, siklus III 90,91%. Target hasil belajar siswa pada penelitian ini 87%. Dengan demikian model learning cycle 7E dapat meningkatkan hasil belajar siswa.Kata Kunci: model learning cycle 7E, hasil belajar, proses daur air.
PERTANGGUNGJAWABAN DEVELOPER PERUMAHAN TERHADAP PEMBANGUNAN DI KAWASAN RESAPAN AIR PRESPEKTIF HUKUM NASIONAL DAN HUKUM ISLAM Mohamad Iqbal Fauzi; Yeti Sumiyati
Asy-Syari'ah Vol 23, No 1 (2021): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v23i1.12338

Abstract

Abstract: This research is based on landslide that happened in Bojong Kondang village, Cimanggung sub-district, Sumedang regency; due to reckless development in sloping land. There are various permits and codes that need to be fulfilled and followed before a housing construction company builds constructions especially on a hillside as water catchment area. The company should adhere precautionary principle and applies a proper drainage system. This study aims to review Islamic law and national legislation regulate housing construction activities in water catchment areas. The other aim is to examine the responsibility of the company that caused landslides due to Cihanjuang Regency drainage construction. The study applied normative legal method and analytical descriptive specifications. The collected data in form of primary and secondary data were analyzed with systematic interpretation. This research concluded that according to the positive law, any company whose project is on sloping area should adhere the spatial zoning, take into consideration the geographical conditions and soil stability of the area. Both national and Islamic law stated that the company should guaranties and provides safety, benefit, and advantages for the people and environment. For the damage and casualties caused by the construction related landslide, the company is responsible to compensate the loss to the victims. In case the total payment exceeds the company’s assets, the company board of director shall compensate from personal assets if it is proven that there is an element of negligence in the decision making.Abstrak: Penelitian ini didasarkan pada kejadian longsor di Kampung Bojong Kondang, Kecamatan Cimanggung, Kabupaten Sumedang yang menyebabkan kerugian bagi masyarakat kampung tersebut. Longsor tersebut dipicu oleh ketidak-hati-hatian developer perumahan yang tengah melakukan pembangunan drainase di lahan miring. Penelitian ini bertujuan pertama untuk menelusuri ketentuan perundang-undangan dan Hukum Islam tentang pembangunan perumahan di lahan dengan kemiringan tertentu dan kawasan resapan air. Kedua, untuk mengkaji bagaimana pertanggung jawaban developer atas pembangunan drainase yang berdampak pada terjadinya longsor pada perumahan Cihanjuang Regency. Metode yang digunakan dalam penelitian ini adalah yuridis normatif, dengan spesifikasi deskritif analitis, yang bersumber dari data sekunder berupa buku, jurnal, dan wawancara, dengan metode analisis data berupa penafsiran sistematis. Hasil penelitian ini menyimpulkan, pertama, perusahaan dalam membangun proyek perumahan pada lereng harus memperhatikan zonasi tataruang, kondisi geografis dan kestabilan tanah. Sesuai dengan perundang-undangan dan hukum islam, bahwa perusahaan berkewajiban untuk memberikan keselamatan, kemanfaatan, serta kemaslahatan bagi manusia dan lingkungan. Kedua, pertanggung jawaban developer perumahan atas pembangunan drainase yang berdampak pada terjadinya longsor di Cihanjuang Regency berupa penggantian kerugian terhadap korban bencana longsor. Apabila penggantian kerugian melebihi aset yang dimiliki perusahaan, maka direksi perusahaan harus mengganti kerugian dari aset pribadi manakala terbukti terdapat kelalaian atas keputusan yang diambilnya. 
PROBLEMATIKA HUKUM PENGELOLAAN USAHA MIKRO DAN KECIL SEBAGAI PERSEROAN PERORANGAN Luthfi Mohamad Zen; Yeti Sumiyati
JURNAL LITIGASI (e-Journal) Vol 23 No 1 (2022)
Publisher : Fakultas Hukum Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/litigasi.v23i1.5287

Abstract

Law No. 11, 2020 concerning Job Creation was enacted with the objectives to increase the business climate and to open as many as possible job opportunity. In the regulation, it is recognized a new form of company that is individual company of micro and small business. This business can be founded by an individual who owns the company’s shares. It certainly raised questions considering that limited company and the small business are two different things. This writing will discuss about the potential conflict of interest and violation of the principle of accountability in managing an individual company. The method used in this research was juridical normative with statute and conceptual approaches. The research specification was descriptive analytical. The research found that the Job Creation Act stipulation on the establishment of individual small business as an individual company is incorrect. When a particular company can be established by an individual who owns all the shares, it can create a huge conflict of interest. It surely can make the company so untransparent that the decisions made by the organ of the company to be subjective. In addition, it can make the organ of the company difficult in carrying out its duties in accordance with its duties and responsibilities. Keywords: Omnibus Law, Individual Company
PERBUATAN CURANG DALAM PENGGUNAAN PRODUK INDIKASI GEOGRAFIS Yeti Sumiyati
Sosiohumaniora Vol 12, No 2 (2010): SOSIOHUMANIORA, JULI 2010
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (83.366 KB) | DOI: 10.24198/sosiohumaniora.v12i2.5448

Abstract

Perbuatan curang dalam penggunaan produk Indikasi Geografis masih terjadi dalam banyak kasus. Pada dasarnya Indonesia telah memiliki perangkat peraturan berupa Peraturan Pemerintah Nomor 51 tahun 2007 tentang Indikasi Geografis yang ditujukan salah satunya untuk mencegah terjadinya perbuatan curang dalam penggunaan produk Indikasi Geografis. Akan tetapi, perbuatan curang dalam penggunaan produk Indikasi geografis belum dapat dikenai oleh aturan hukum apabila produk Indikasi Geografis tersebut belum didaftarkan ke Dirjen HKI. Kata kunci: Perbuatan Curang, Indikasi Geografis, Perlindungan Hukum, Pendaftaran
Sistem Administrasi Badan Hukum / SISMINBAKUM (Studi Kasus terhadap Faktor yang Mempengaruhi Diterapkannya SISMINBAKUM) Tatty A Ramli; Yeti Sumiyati
ETHOS (Jurnal Penelitian dan Pengabdian) Vol 2 No.1 (2004) Ethos: Jurnal Penelitian dan Pengabdian (Sains & Teknologi)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/ethos.v0i0.1616

Abstract

meanwhile , the direction of the state concerned to SISMINBAKUM