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IMPLEMENTATION OF LEGAL PRODUCT AGREEMENT PT. ALLIANZ LIFE INDONESIA INSURANCE (SMARTLINK FLEXI ACCOUNT PLUS) Poetri Enindah Suradinata; Fitriani Fitriani; Zegovia Parera
Jurnal Restorative Justice Vol 6 No 1 (2022): Jurnal Restorative Justice
Publisher : Musamus University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35724/jrj.v6i1.3005

Abstract The aims of this article is to analyze the law of the product agreement "SmartLink Flexi Account Plus" at PT. Allianz Life Indonesia Insurance. Where the product program provides life insurance protection for the insured by having two benefits at once, namely life insurance benefits and investment value. The research method used in this study is a normative juridical research method, carried out by examining primary data obtained/collected directly from related parties, namely the company and customers of PT. Allianz Life Indonesia Insurance Jayapura Branch. In this study, two approaches were used, namely the law approach and the case approach. The sources of legal materials in this study are primary legal materials, secondary legal materials and tertiary legal materials. Based on the research results obtained, the life insurance customers "Smartlink Flexi Account Plus" are guaranteed life insurance benefits up to the age of 100 years/for life, additional insurance benefits (riders) and the benefits of an all in onethe life insurance customers "Smartlink Flexi Account Plus" are guaranteed life insurance benefits up to the age of 100 years/for life, additional insurance benefits (riders) and the benefits of an all in one policy investment value. With the implementation of an agreement between the Insurer and the Insured, in which the insurance company or insurer is obliged to pay insurance compensation in the event of insurance risk to the insured and return the investment value formed, the Insured's obligation is to pay a premium. The form of the agreement is written in the insurance policy book.

Peran Badan Pengawas Obat dan Makanan Terhadap Peredaran Obat Tradisional di Kabupaten Merauke Zegovia Parera; Salvadoris Pieter; Heri Hendri Fernando Mote
Jurnal Restorative Justice Vol 5 No 2 (2021): Jurnal Restorative Justice
Publisher : Musamus University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35724/jrj.v5i2.3959

The existence of traditional medicine has often been consumed and used by the people of Indonesia. Likewise, Ants Nest (Myrmecodia) is an endemic plant found in Papua, Indonesia. This plant is usually attached to the branches or stems of other larger plants, the stems are swollen and there are many small spaces or cavities inhabited by ants. The benefits of ant nests in Papua have long been used as traditional medicine in the interior of Papua, one of which is in Merauke Regency. Likewise with the Manis Mud, which is called the mud from Merauke, which is known to the public as a natural medicine inherited from the Marind Tribe. This mud in the local language is called ndave. The role of the Food and Drug Supervisory Agency (BPOM) in carrying out its duties, functions and authorities is solely to protect the rights of every consumer. The supervision carried out by BPOM is Pre Market (preliminary supervision carried out before a product is circulated in the community) and Post Market supervision (supervision carried out after the product is circulated in the community). The purpose of this study is to determine the role of the Food and Drug Supervisory Agency in dealing with the circulation of traditional medicines that do not yet have distribution and production permits. The type of research used is Empirical Law research, in addition to studying the law theoretically or normatively, it will also examine the law in its implementation. The results of the study show various laws and regulations, government regulations and regional regulations. It is appropriate that the drug and food supervisory agency in providing supervision over the circulation of traditional medicines that do not yet have distribution permits and production permits must be tightened and carry out routine checks in every district or city.

IMPLEMENTATION OF LEGAL PRODUCT AGREEMENT PT. ALLIANZ LIFE INDONESIA INSURANCE (SMARTLINK FLEXI ACCOUNT PLUS) Poetri Enindah Suradinata; Fitriani Fitriani; Zegovia Parera
Jurnal Restorative Justice Vol 6 No 1 (2022): Jurnal Restorative Justice
Publisher : Musamus University

Abstract The aims of this article is to analyze the law of the product agreement "SmartLink Flexi Account Plus" at PT. Allianz Life Indonesia Insurance. Where the product program provides life insurance protection for the insured by having two benefits at once, namely life insurance benefits and investment value. The research method used in this study is a normative juridical research method, carried out by examining primary data obtained/collected directly from related parties, namely the company and customers of PT. Allianz Life Indonesia Insurance Jayapura Branch. In this study, two approaches were used, namely the law approach and the case approach. The sources of legal materials in this study are primary legal materials, secondary legal materials and tertiary legal materials. Based on the research results obtained, the life insurance customers "Smartlink Flexi Account Plus" are guaranteed life insurance benefits up to the age of 100 years/for life, additional insurance benefits (riders) and the benefits of an all in onethe life insurance customers "Smartlink Flexi Account Plus" are guaranteed life insurance benefits up to the age of 100 years/for life, additional insurance benefits (riders) and the benefits of an all in one policy investment value. With the implementation of an agreement between the Insurer and the Insured, in which the insurance company or insurer is obliged to pay insurance compensation in the event of insurance risk to the insured and return the investment value formed, the Insured's obligation is to pay a premium. The form of the agreement is written in the insurance policy book.

Peran Badan Pengawas Obat dan Makanan Terhadap Peredaran Obat Tradisional di Kabupaten Merauke Zegovia Parera; Salvadoris Pieter; Heri Hendri Fernando Mote
Jurnal Restorative Justice Vol 5 No 2 (2021): Jurnal Restorative Justice
Publisher : Musamus University

The existence of traditional medicine has often been consumed and used by the people of Indonesia. Likewise, Ants Nest (Myrmecodia) is an endemic plant found in Papua, Indonesia. This plant is usually attached to the branches or stems of other larger plants, the stems are swollen and there are many small spaces or cavities inhabited by ants. The benefits of ant nests in Papua have long been used as traditional medicine in the interior of Papua, one of which is in Merauke Regency. Likewise with the Manis Mud, which is called the mud from Merauke, which is known to the public as a natural medicine inherited from the Marind Tribe. This mud in the local language is called ndave. The role of the Food and Drug Supervisory Agency (BPOM) in carrying out its duties, functions and authorities is solely to protect the rights of every consumer. The supervision carried out by BPOM is Pre Market (preliminary supervision carried out before a product is circulated in the community) and Post Market supervision (supervision carried out after the product is circulated in the community). The purpose of this study is to determine the role of the Food and Drug Supervisory Agency in dealing with the circulation of traditional medicines that do not yet have distribution and production permits. The type of research used is Empirical Law research, in addition to studying the law theoretically or normatively, it will also examine the law in its implementation. The results of the study show various laws and regulations, government regulations and regional regulations. It is appropriate that the drug and food supervisory agency in providing supervision over the circulation of traditional medicines that do not yet have distribution permits and production permits must be tightened and carry out routine checks in every district or city.

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