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All Journal Jurnal Intermediasi Jurnal Ekonomi Pembangunan Jurnal Reviu Akuntansi dan Keuangan JEJAK Journal of Economics, Business, & Accountancy Ventura Journal of Indonesian Applied Economics Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Journal of Accounting and Investment FALAH Jurnal Ekonomi Syariah Muhammadiyah International Journal of Economics and Business Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi Journal of Innovation in Business and Economics Studi Kasus Inovasi Ekonomi Jurnal Inovasi Ekonomi Jurnal Ilmu Ekonomi Journal of Financial Economics & Investment Jurnal Perspektif Pembiayaan dan Pembangunan Daerah

Idah Zuhroh

Universitas Muhammadiyah Malang

Author-ID : 428846

Humanities Economics, Econometrics & Finance Social Sciences

Published : 62 Documents Claim Missing Document

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ANALISIS PENDAPATAN USAHA TERNAK ITIK PETELUR DI KECAMATAN MOJOSARI KABUPATEN MOJOKERTO Maydhy Zulfi Afied; Idah Zuhroh; Sri Budi Cantika Yuli
Jurnal Ilmu Ekonomi JIE Vol. 3 No. 4 (2019): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v3i4.10456

This research aims to : 1) profit of duck effort in Mojosari Regency, 2) efficiency and break even point of duck effort in Mojosari Regency and 3) factors were influenced of profit. This research uses descriptive method with qualitatitve approach. The samples is 30 farmers determined by the sampling method by determining the criteria that have been determined from a population of 70 farmers. The data type used in this research are primary and secondary data. Methods of collecting data are observations and interviews. The results showed that the average income obtained by duck farmers in one production process (34 months) for 300-500 scale farmers was Rp 68,263,028, for 501-700 scale farmers was Rp 107,915,350, and 701-900 farmers was Rp 141,090,452. Livestock business has done efficiency because the R / C Ratio value is greater than 1 and the production results are able to exceed the results of the Break Event Point (BEP) calculation with details on a scale of 300-500 R / C ratio value 1.24, BEP (unit) 9,176 items, BEP (Rp) Rp. 14,666,784, while on the scale of livestock 501-700 R/C ratio 1.25, BEP (unit) 8,826 items, BEP (Rp) Rp. 14,185,732, and on the scale of livestock 701 -900 value of R / C ratio 1.26, BEP (units) 10,419 items, BEP (Rp) Rp 17,008,176. Simultaneously the cost of feed, the cost of vitamins and medicines, and total production have a very significant effect on income. Partially influential is the cost of feed and total production, while the cost of vitamins and medicine has no effect on income.

ANALISIS FAKTOR PENENTU SIMPANAN MUDHARABAH BANK SYARIAH DI INDONESIA DAN MALAYSIA Zulfa Nahdia Rahmi; Idah Zuhroh
Jurnal Ilmu Ekonomi JIE Vol. 4 No. 2 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i2.11460

This research was conducted to find out how the development and influence of Islamic Bank Mudharabah Deposits in Indonesia and Malaysia. The analysis technique used is the panel with a purposive sampling, data regression with quantitative inferential type of the research is using secondary data from Financial Report data for each Sharia bank in Indonesia and Malaysia and World Bank data for 2010-2018. Simultaneous test results show that the value of F-count 192.775> F-table 2.56 of these values can be concluded that H0 is rejected, which means there is an influence simultaneously and together on the variable ROA, Profit Sharing, Inflation and GDP of the variable Mudharabah Deposits in Islamic banks in Indonesia in 2010-2018. Furthermore, for the Malaysian results, the F-count value is 49.99581> F-table 2.56 from that value that H0 is rejected, which means that there is a simultaneous and joint influence on the ROA, Profit Sharing, Inflation and GDP variables of the Mudharabah Deposit variable at the Bank Sharia in Malaysia in 2010-2018.

ANALISIS FAKTOR YANG MEMPENGARUHI DEPOSITO MUDHARABAH PADA BANK SYARIAH DI INDONESIA DAN MALAYSIA Zulfa Nahdia Rahmi; Idah Zuhroh
Jurnal Ilmu Ekonomi JIE Vol. 4 No. 2 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i2.11871

This research was conducted to determine how the development and determinant of Deposit Mudharabah Islamic Bank in Indonesia and Malaysia. The analysis technique used is the panel with a purposive sampling, data regression with quantitative inferential type of the research is using secondary data from the Financial Statement of data each Islamic bank in Indonesia and Malaysia and data from the World Bank in 2010-2018. Simultaneous testing results show that the value of 192.7748 F-count ≥ F-table 2.56 of the value can be inferred that the H0 is rejected, which means there are significant simultaneously and together in ROA, Profit Sharing, Inflation and GDP to variable Deposit Mudharabah Islamic Bank In Indonesia in 2010-2018. Further to the results of the F-count Malaysia 55.75571 ≥ F-table 2.56 of the value can be inferred that the H0 is rejected, which means there are significant simultaneously and together in ROA, Profit Sharing, Inflation and GDP to variable Deposit Mudharabah Islamic Bank In Malaysia in 2010-2018.

Pengaruh Nilai Tukar, PDB, Inflasi dan Harga Emas di Korea Stock Exchange Birrul Walidain; Idah Zuhroh
Jurnal Ilmu Ekonomi JIE Vol. 4 No. 3 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i3.12368

Stock Price Index is a reflection of the economic conditions of a country when the stock price index shows an increase means that the economy is conducive and vice versa. This study aims to analyze the development of macroeconomic factors on the stock price index on the Korea Stock Exchange. The data used in this study are secondary in the form of data from quarter I-IV during the period 2014 - 2018. Data analysis techniques using multiple linear regression analysis with the help of statistical software program Eviews9. The results of the study show that Exchange Rates, Gross Domestic Product (GDP), Inflation, and World Gold Prices simultaneously influence the Stock Price Index on the Korea Stock Exchange with a calculated F-value (0.002159) < 0.05. T-test results show that Exchange Rates have a significant negative effect. GDP has a significant positive effect on the stock price index on the Korea Stock Exchange, then inflation and world gold prices do not have an influence on the stock price index on the Korea Stock Exchange.

ANALISIS POTENSI PARIWISATA DI PULAU KANGEAN Asmaul Hayani; Idah Zuhroh; Sri Budi Cantika
Jurnal Ilmu Ekonomi Vol. 4 No. 4 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i4.13304

This study aims to analyze the tourism potential on Kangean Island as mandated by the Minister of Home Affairs Regulation No. 01 of 2007 explaining that recreational parks are one type of urban green open space (RTHKP). In the Law of the Republic of Indonesia No.10 of 2009 concerning tourism is a variety of facilities and services provided by stakeholders such as the community, entrepreneurs, local governments. Potential tourism in the Kangean islands based on natural tourism with the natural conditions and the quality of the beautiful beaches, this condition really has the opportunity to be developed into a tourist destination Kangean islands. The potential that exists in Kangean Island is identified through five aspects, namely: Uniqueness, diversity, natural wealth, beach quality, and beauty and to find out whether or not it is a tourism tourism area using SWOT analysts by looking at the strengths, weaknesses, opportunities and threats in each tourist spot.. The method used in this research is descriptive qualitative research, and the results of the study show that tourism in Kangean Island is feasible to be developed because its potential is very promising.

Analisis Faktor Penentu Pembiayaan Bank Syariah Di Indonesia Desi Anggarwati; Idah Zuhroh
Jurnal Ilmu Ekonomi Vol. 5 No. 3 (2021): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v5i3.16319

This study aims to analyze the determinants of financing in Islamic banking in Indonesia. The independent variables in the study are Third Party Funds (DPK), Return on Assets (ROA), Financing to Deposit Ratio (FDR), Minimum Capital Adequacy Requirement (KPMM), Non-Performing Financing (NPF_Gross), Against Islamic Commercial Banks in Indonesia. . The population used in this study were all Indonesian Islamic banking for the 2010-2020 period, namely 14 banks. The sample of this research is using 8 Islamic banking. With the sampling method, namely purposive sampling. The results of this study are that the third-party funds (DPK) have a positive and significant effect on Islamic bank financing. Return on Asset (ROA) has a negative and significant effect on Islamic bank financing. Financing to Deposit Ratio (FDR) has a positive and significant effect on Islamic bank financing. Minimum Capital Adequacy Requirement (KPMM) has a positive and insignificant effect on Islamic bank financing. Non-performing financing (NPF_Gross) has a negative and significant effect on Islamic bank financing.

ANALISIS FAKTOR INTERNAL DAN EKSTERNAL PENENTU PEMBIAYAAN MURABAHAH PADA PERBANKAN SYARIAH DI INDONESIA Nikmatur Rohmah; Idah Zuhroh
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Murabahah financing is the agreement to buy and sell goods between the bank and the customer at the price of the acquisition plus the profit margin agreed by both parties, where the sharia bank buys the goods needed by the customer and then To the customer in question. This research aims to analyse internal and external factors determining the Murabahah financing on Sharia banking in Indonesia. The data used in this study is secondary data of I-IV in the period of 2013-2018, which is sourced from the Financial Services Authority and World Bank official website. Data analysis techniques use a regression analysis of data panels with the help of Statistics software program Eviews9. The results showed that the Capital Adequacy Ratio (CAR), Third Party Fund (DPK), Non Performing Financing (NPF) and inflation simultaneously affected the murabahah financing on Sharia banking in Indonesia with the value of F-count ( 185.5056) > F-table (2.42). The result of T test shows that CAR has no effect on Murabahah financing, then DPK, NPF and inflation partially have a significant positive influence on financing murabahah on sharia banking in Indonesia.

DAMPAK KREDIT PT PNM MEKAAR TERHADAP KINERJA USAHA ULTRA MIKRO DI KECAMATAN BATU Bunga Adelia Mayangsari; Idah Zuhroh; Syamsul Hadi
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

This study aims to analyze the performance of ultra micro businesses after obtaining venture capital financing from PT. Permodalan Nasional Madani (PNM). Judging from the performance and impact felt by ultra micro entrepreneurs in Batu District, after receiving financing from PT. PNM. This study uses primary data, with a simple regression analysis tool. The results showed that the financing program from PNM Mekaar had an impact on increasing capital, increasing turnover, increasing operating profits and increasing assets. However, this does not affect the increase in the workforce and the increase in business branches of ultra micro entrepreneurs in Batu District.

PENGARUH KREDIT USAHA RAKYAT (KUR) TERHADAP PERKEMBANGAN USAHA MIKRO (STUDI PADA NASABAH BANK RAKYAT INDONESIA UNIT KESAMBEN KABUPATEN BLITAR) Devi Vela Maslikhah; Idah Zuhroh; Syamsul Hadi
Journal of Financial Economics & Investment Vol. 1 No. 1 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Penelitian ini bertujuan untuk mendeskripsikan profil KUR BRI Kesamben dan mengetahui pengaruh KUR terhadap perkembangan usaha mikro di Dusun Sanan Kecamatan Kesamben Kabupaten Blitar. Dalam penelitian ini menggunakan metode kuantitatif dan menggunakan data primer, 21 sampel pengusaha mikro dan dianalisis menggunakan regresi linear sederhana. Hasil penelitian menunjukkan bahwa sektor usaha KUR BRI Kesamben meliputi: sektor pertanian, perdagangan, pertambangan, industri pengolahan minyak, gas dan air, jasa pendidikan, dan jasa kesehatan. Dalam analisis SWOT yang terdiri dari Strenght (Kekuatan), Weakness (Kelemahan), Opportunities (Peluang), dan Threats (Ancaman). Untuk dapat menentukan strategi yang akan dijalankan maka BRI memanfaatkan kekuatan serta peluang yang dimiliki. Dengan hasil analisis regresi linear sederhana, KUR berdampak signifikan terhadap kinerja pengusaha mikro yang ditinjau dari aspek asset, omzet penjualan, dan pendapatan.

PERSEPSI PENGUSAHA KERIPIK TEMPE SANAN TERHADAP PEMBIAYAAN BANK SYARIAH (STUDI INDUSTRI TEMPE SANAN KOTA MALANG) Vira Okta Viana; Idah Zuhroh; Muhammad Sri Wahyudi Suliswanto
Journal of Financial Economics & Investment Vol. 2 No. 1 (2022): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

This study aims to describe the micro business profile of Sanan tempe chips and provide an overview of the perceptions of Sanan tempe chips entrepreneurs on Islamic bank financing. The analytical method used is descriptive analysis research method by combining qualitative and quantitative method approaches in the different stages of the research process. The results showed that the profile of tempe chips entrepreneurs in terms of production could produce between 800-2,800 per month on average with a price of Rp. 7000, with an average income between 1,000,000 – 5,000,000 with a percentage of 48.6%. For the marketing aspect, it uses more inside and outside the region, marketing outside the region such as: Batu City, Pasuruan, and Surabaya. The perception of the tempe sanan chip entrepreneur on financing, in terms of 4 aspects: in 4 aspects it has a different percentage level and criteria. The criteria that are lacking are in the procedural aspect with a percentage rate of 59% of respondents compared to the other 3 aspects. This shows that there are many responses that choose less appropriate regarding the disbursement of financing and the financing application process.

Co-Authors . Misgayanti Aida Bela Silfia Alvio Veronika Anita Meliana Anggraeni Asmaul Hayani Birrul Walidain Bunga Adelia Mayangsari Daryanti Ningsih Daryanti Ningsih, Daryanti Della Andrieanny Putri Desi Anggarwati Dessy Dianita Devi Vela Maslikhah Dewi Indriana Didit Suprayitno Dwi Susilowati Eris Tri Kurniawati Eris Tri Kurniawti Evita Hayatun Nufus Faizal Amir Faizal Amir, Faizal Feeriska Budi Wiranti Frinda Pramesti Regitara Cahyani Harpiyansa Harpiyansa Hendra Kusuma Hendra Kusuma Herlina Panama Ida Nuraini Indriana, Dewi Kaluge, David La Subuh Latifa Insaf Maulida Levina Prasetyo Lila Denayu Yustian Maydhy Zulfi Afied Misgayanti, . Mohammad Faisal Abdullah Muhammad Ardiansyah Muhammad Sri Wahyudi Suliswanto, Muhammad Sri Nabilah Khairunnisa Natalia Popy Kristian Nazaruddin Malik Nikmatur Rohmah novia dwi putri Novia Dwi Putri Nur Diana Khalidah Pradityo Fahril Arrahman Pristiva, Desy Regar Elisa Rifatin Amalia Selva Kurnia Oneestasya Sri Budi Cantika Sri Budi Cantika Yuli Subuh, La Syamsul Ph.D M.A. Hadi Syela Kurniawati Vebian Indriati Vira Okta Viana Wahyuningsih, Diah Yulidia Rohmawati Zainuri, - Zulfa Nahdia Rahmi

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