Nirdukita Ratnawati
Fakultas Ekonomi dan Bisnis Universitas Trisakti

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

ANALISIS EFEKTIVITAS JALUR PEMBIAYAAN SYARIAH TERHADAP PRODUK DOMESTIK BRUTO USAHA MIKRO KECIL DAN MENENGAH DI INDONESIA DENGAN METODE VAR Fajar Noverianto; Nirdukita Ratnawati
Jurnal Ekonomi Trisakti Vol. 1 No. 1 (2014)
Publisher : Lembaga Penerbit Fakultas EKonomi dan BisnisĀ 

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (9479.773 KB) | DOI: 10.25105/jet.v1i1.13486

Abstract

This study aimstoseehow the financing linesofIslamic bankingtowards Gross Domestic Productof SMEs (Small and Medium Enterprises)inIndonesia. To getthe purposeofthis study, the analysis toolusedis aVectorAutoRegression(VAR). Some of thevariables usedin this researcharePDBSMEs, SBIS, profit and loss sharing, andFinance(FINC) the period 2009:1to 2013:12. The results ofthe analysisofthis study showedthat theGDPof SMEsrespondsis relativelyquickly, in the 5th periodon the development ofIslamic banking industry. In terms ofdonationsandthe influence ofseveralvariablesthatdeterminants ofGDPSMEsare SBIS, profit and loss sharing, however Islamic financevariablewith a value of24.11% VDis the largest contributortothe GDPof SMEs.
PENGARUH PEMBIAYAAN, DANA PIHAK KETIGA DAN NON PERFORMING FINANCING TERHADAP RETURN ON ASSETS PERBANKAN SYARIAH DI INDONESIA 2009-2013: PENERAPAN MODEL SIMULTAN Atika Ranianti; Nirdukita Ratnawati
Jurnal Ekonomi Trisakti Vol. 1 No. 2 (2014)
Publisher : Lembaga Penerbit Fakultas EKonomi dan BisnisĀ 

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.017 KB) | DOI: 10.25105/jet.v1i2.13489

Abstract

Sharia banking has been developed in Indonesia since 1991. Sharia banks have the same function as conventional banks, as intermediate financial institutions. They collects money from the society and then distribute the money by providing loans to get profits. However, the loans are not always current but sometimes they are sub standard, doubtful or even loss. This research is aimed to see the corelation among third party funds, distributed loans, Non performing loans and profitability of a sharia bank in Indonesia through its Return on Assets as the proxy. From the statistical data of the period 20091 - 2013.3 which is analyzed by a simultaneous-equation model, it is found that the third-party fund, Non Performing Funds and Return on Assets are correlated.