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Dampak Keberadaan Objek Wisata Tebing Breksi terhadap Kehidupan Sosial Ekonomi Masyarakat di Desa Sambirejo, Prambanan, Kabupaten Sleman Umiyati, Umiyati; Islami, Mona Erythrea Nur
JURNAL MEDIA WISATA: Wahana Informasi Pariwisata Vol 18, No 1 (2020): Media Wisata
Publisher : Sekolah Tinggi Pariwisata AMPTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36276/mws.v18i1.335

Abstract

The research aims to determine the socio-economic conditions from the community in Sambirejo village before existing of tourism activities and after. The research is a qualitative study used to describe a situation or phenomenon. The method of collecting data uses observation and interviews with tourism actors directly involved in tourism activities on Tebing Breksi and are affected economically and socially. The result showed that the existence of Tebing Breksi had a positive effect on the socio-economic changes for the community of Sambirejo village. The economic impact is the creation of job and business opportunities, increased community income, CBT based management and accelerated infrastructure development. Social impact is the emergence of new livelihood structures in tourism and gives positive value transformation.
Ukuran Perusahaan, Profitabilitas, dan Leverage terhadap Islamic Social Reporting pada Bank Umum Syariah di Indonesia Umiyati, Umiyati; Baiquni, Muhammad Danis
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 6 No 1 (2018)
Publisher : SEBI School of Islamic Economics

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Abstract

This research discusses the effect of firm size, profitability, and leverage on Islamic Social Reporting (ISR) at Sharia Commercial Bank in Indonesia. The sample is 8 Syariah Commercial Banks in Indonesia within the period from 2011 to 2015. Dependent variable in this research is ISR, using method of content analysis. Firm size is measured by total company asset, profitability is matched by ROA and ROE, as well as leverage is measured by DAR is an independent variable. The method of analysis is multiple linear regression using panel data and processed using Eviews version 9.0. The result shows simultaneously firm size, ROA, ROE, and DAR effect against ISR. That partially only variable of firm size that significant effects to ISR, while ROA, ROE and DAR has no significant effect to ISR.
Pengukuran Kinerja Bank Syariah Dengan Metode RGEC Umiyati, Umiyati; Faly, Queenindya Permata
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 3 No 2 (2015)
Publisher : SEBI School of Islamic Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is on purpose to discover any significant differences on Panin Syariah Bank work performance before and after go public using the RGEC Method, and also to find out how large the difference performance of it. Data used in this research was a secondary data which took from financial report quarterly era 2013-2014 that has been published. Meanwhile, that method used was a comparison method using statistic non parametric test equipment two related samples (wilcoxon test). The result in this research shows that variable of capital adequacy ratio (CAR) had a significant difference, because of having a sig. value < 0,05. While other variable (l.e. Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Return On Asset (ROA), Return On Equity (ROE), Net Interest Margin (NIM) or Net Operating Margin (NOM), and Good Corporate Governance. Keywords: RGEC, Comparison, Go Public, NPF, FDR, ROA, ROE, NIM, CAR
Chemical Compositions and Nutrient Degradation of Elephant Grass Silage Ensiled with Black Tea Waste Santoso, B; Lekitoo, MN; Umiyati, Umiyati
ANIMAL PRODUCTION Vol 9, No 3 (2007): September
Publisher : Universitas Jenderal Soedirman, Faculty of Animal Science, Purwokerto-Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (100.959 KB)

Abstract

This study evaluated the chemical compositions and nutrient degradation during ensiling of elephant grass (Pennisetum purpureum) silage with black tea waste (BTW) addition.  Four silage treatments were elephant grass (S0); elephant grass + 100 g BTW/ kg fresh matter (S1); elephant grass + 200 g BTW/kg fresh matter (S2); elephant grass + 300 g BTW/kg fresh matter.  About 220 g of silage material were ensiled for 30 days at room temperature (approximately 28°C).  Three replicates were prepared for each treatment.  Results showed that dry matter, organic matter and crude protein contents of silages increased linearly (P<0.01) with increasing black tea waste.  There were linear decreases in dry matter and crude protein degradations (P<0.01) and organic matter degradation (P<0.05) during ensiling with increased black tea waste addition.  Dry matter degradation values varied from 15.03 to 30.71% and were higher than degradation value of ideal silage.  It was concluded that black tea waste has potential as a silage additive to improve nutritive value and fermentation quality of elephant grass silage.  (Animal Production 9(2): 160-165 (2007)  Key Words: Elephant grass, black tea waste, silage additive, degradation
Inluence Of Religiosity Towards The Saving Interest At Islamic Banking With The Knowledge Of The People As Moderator Variable (Case Study On The People Of South Tanggerang City) Astuty, Pudji; Umiyati, Umiyati
IKONOMIKA Vol 3, No 1 (2018)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v3i1.2229

Abstract

ABSTRACTThe purpose of this study is to analyze the influence of religiosity on the saving interest at Islamic Banking with the knowledge of the people as the moderator variable. This study was held at Tanggerang Selatan. The methods that is used to gather samples for this study is non-probability sampling and with the technique convenience sampling. The respondents in this study are the people of South Tanggerang City who saves their money at Islamic Banking, there are 100 respondents in total. The data gathered through questionnaire as the methods of survey. The data that are gathered then processed using multiple linear regression with interaction test (moderated regression analysis). The result of this study shows that there is significant influence between religiosity and the saving interest at Islamic Banking. the knowledge of the people and the saving interest at Islamic Banking also shows significant influence. The interaction between religiosity and knowledge as the moderator variable giving significant influence on the saving interest at Islamic Banking at the rate of significance bellow 0.05 or 5%. Keywords : Religiosity, The People’s Knowledge, saving interest at        Islamic Banking
Local Economics Empowerment and Sharia Microfinance in Rural Community Perception Umiyati, Umiyati
Shirkah: Journal of Economics and Business Vol 2, No 1 (2017)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (300.735 KB) | DOI: 10.22515/shirkah.v2i1.25

Abstract

This paper proposes to analyze and gain empirical evidences of the rural community perception on sharia micro finance institution to empower local economics at Margoyoso-Pati District Central Java, Indonesia. The data were gathered with survey method and questionnaire. The analysis technique in use is multiple linear regressions. The findings of the paper shows significant evidences on constructed research hypothesis, namely the products of Sharia Micro Finance Institution and the its services affecting the rural community perception on the sharia one, whereas on parametrically (t statistic test) and simultaneous (F statistic test). It shows better rural community knowledge and understanding on offered products from the Sharia Micro Finance Institution and their services quality; the two variables will simultaneously and parametrically affect rural community perception on Sharia Micro Finance Institution to empower local economics.Keywords: economic empowerment, service quality, rural community perception, sharia micro finance         
Kinerja Keuangan Dan Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah Di Indonesia Umiyati, Umiyati; Syarif, Shella Muthya
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 4, No 1 (2016)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v4i1.29

Abstract

This research aims to analyze the effect of Return On Asset (ROA), Capital Adequacy Ratio (CAR) and BOPO to the level of profit sharing mudharaba deposits Islamic Banks in Indonesia's period January 2011 ? June 2015. The data used in this study are monthly data from January 2011 to June 2015. Technical sampling used in this research is purposive sampling, with a sample of 12 Islamic Banks recorded in data from Bank Indonesia. This study uses a computer program SPSS version 20.0 and Microsoft Excel 2007. The result in this research showed that Return On Asset (ROA) and Capital Adequacy Ratio (CAR) partially have significant effect on the level of profit sharing mudharaba deposits While the partial BOPO haven?t significant effect of the level of profit sharing mudharaba deposits Simultaneously, Return On Asset (ROA), Capital Adequacy Ratio (CAR) and BOPO had significant effect on the level of profit sharing mudharaba deposits The results also show that variable Return On Asset (ROA) the most dominant on the level of profit sharing mudharaba deposits with the value ? of -0,273, and a significance value smaller than 0,05 (0,000 < 0, 05).
Pengukuran Kinerja Bank Syariah dengan Metode RGEC Umiyati, Umiyati; Faly, Queenindya Permata
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 3, No 2 (2015)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v3i2.36

Abstract

This research is on purpose to discover any significant differences on Panin SyariahBank work performance before and after go public using the RGEC Method, and alsoto find out how large the difference performance of it. Data used in this research was asecondary data which took from financial report quarterly era 2013-2014 that hasbeen published. Meanwhile, that method used was a comparison method usingstatistic non parametric test equipment two related samples (wilcoxon test). The resultin this research shows that variable of capital adequacy ratio (CAR) had a significantdifference, because of having a sig. value < 0,05. While other variable (l.e. NonPerforming Financing (NPF), Financing to Deposit Ratio (FDR), Return On Asset(ROA), Return On Equity (ROE), Net Interest Margin (NIM) or Net OperatingMargin (NOM), and Good Corporate Governance
Ukuran Perusahaan, Profitabilitas, Dan Leverage Terhadap Islamic Social Reporting Pada Bank Umum Syariah Di Indonesia Umiyati, Umiyati; Baiquni, Muhammad Danis
JURNAL AKUNTANSI DAN KEUANGAN ISLAM Vol 6, No 1 (2018)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v6i1.10

Abstract

This research discusses the effect of firm size, profitability, and leverage on Islamic Social Reporting (ISR) at Sharia Commercial Bank in Indonesia. The sample is 8 Syariah Commercial Banks in Indonesia within the period from 2011 to 2015. Dependent variable in this research is ISR, using method of content analysis. Firm size is measured by total company asset, profitability is matched by ROA and ROE, as well as leverage is measured by DAR is an independent variable. The method of analysis is multiple linear regression using panel data and processed using Eviews version 9.0. The result shows simultaneously firm size, ROA, ROE, and DAR effect against ISR. That partially only variable of firm size that significant effects to ISR, while ROA, ROE and DAR has no significant effect to ISR
Analisis Faktor-Faktor Yang Mempengaruhi Minat Generasi Milenial JABODETABEK Memilih Bank Syariah umiyati, Umiyati; Harahap, Novia Melati
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 2 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v3i2.224

Abstract

This study aims to determine the factors that influence the choice of Islamic banking in the millennial generation JABODETABEK. In this study a sample of 150 respondents was taken by distributing questionnaires through Google form. To analyze this study the authors used an analysis tool that is factor analysis, and data processing using SPSS Version 24. The results of this study indicate that there are seven factors that influence the selection of Islamic banking in the millennial generation JABODETABEK. The seven factors are: factor 1 Physical evidence, factor 2 quality of service offered, factor 3 people, factor 4 influence of others, factor 5 hospitality and competence of bank staff, factor 6 sharia, and factor 7 facilities offered. The results of this study indicate that the most dominant factor among the seven factors is the quality of service offered with value 0,784, while the lowest value is the cost factor physical evidence with value 0,375.