Articles
<![CDATA[Chemical Compositions and Nutrient Degradation of Elephant Grass Silage Ensiled with Black Tea Waste ]]>
<![CDATA[Santoso, B]]>;
<![CDATA[Lekitoo, MN]]>;
<![CDATA[Umiyati, Umiyati]]>
<![CDATA[ ANIMAL PRODUCTION Vol 9, No 3 (2007): September ]]>
Publisher : <![CDATA[Universitas Jenderal Soedirman, Faculty of Animal Science, Purwokerto-Indonesia ]]>
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<![CDATA[This study evaluated the chemical compositions and nutrient degradation during ensiling of elephant grass (Pennisetum purpureum) silage with black tea waste (BTW) addition. Four silage treatments were elephant grass (S0); elephant grass + 100 g BTW/ kg fresh matter (S1); elephant grass + 200 g BTW/kg fresh matter (S2); elephant grass + 300 g BTW/kg fresh matter. About 220 g of silage material were ensiled for 30 days at room temperature (approximately 28°C). Three replicates were prepared for each treatment. Results showed that dry matter, organic matter and crude protein contents of silages increased linearly (P<0.01) with increasing black tea waste. There were linear decreases in dry matter and crude protein degradations (P<0.01) and organic matter degradation (P<0.05) during ensiling with increased black tea waste addition. Dry matter degradation values varied from 15.03 to 30.71% and were higher than degradation value of ideal silage. It was concluded that black tea waste has potential as a silage additive to improve nutritive value and fermentation quality of elephant grass silage. (Animal Production 9(2): 160-165 (2007)  Key Words: Elephant grass, black tea waste, silage additive, degradation]]>
<![CDATA[Inluence Of Religiosity Towards The Saving Interest At Islamic Banking With The Knowledge Of The People As Moderator Variable (Case Study On The People Of South Tanggerang City) ]]>
<![CDATA[Astuty, Pudji]]>;
<![CDATA[Umiyati, Umiyati]]>
<![CDATA[ IKONOMIKA Vol 3, No 1 (2018) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
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DOI: 10.24042/febi.v3i1.2229
<![CDATA[ABSTRACTThe purpose of this study is to analyze the influence of religiosity on the saving interest at Islamic Banking with the knowledge of the people as the moderator variable. This study was held at Tanggerang Selatan. The methods that is used to gather samples for this study is non-probability sampling and with the technique convenience sampling. The respondents in this study are the people of South Tanggerang City who saves their money at Islamic Banking, there are 100 respondents in total. The data gathered through questionnaire as the methods of survey. The data that are gathered then processed using multiple linear regression with interaction test (moderated regression analysis). The result of this study shows that there is significant influence between religiosity and the saving interest at Islamic Banking. the knowledge of the people and the saving interest at Islamic Banking also shows significant influence. The interaction between religiosity and knowledge as the moderator variable giving significant influence on the saving interest at Islamic Banking at the rate of significance bellow 0.05 or 5%. Keywords : Religiosity, The Peopleâs Knowledge, saving interest at        Islamic Banking]]>
<![CDATA[Local Economics Empowerment and Sharia Microfinance in Rural Community Perception ]]>
<![CDATA[Umiyati, Umiyati]]>
<![CDATA[ Shirkah: Journal of Economics and Business Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta ]]>
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DOI: 10.22515/shirkah.v2i1.25
<![CDATA[This paper proposes to analyze and gain empirical evidences of the rural community perception on sharia micro finance institution to empower local economics at Margoyoso-Pati District Central Java, Indonesia. The data were gathered with survey method and questionnaire. The analysis technique in use is multiple linear regressions. The findings of the paper shows significant evidences on constructed research hypothesis, namely the products of Sharia Micro Finance Institution and the its services affecting the rural community perception on the sharia one, whereas on parametrically (t statistic test) and simultaneous (F statistic test). It shows better rural community knowledge and understanding on offered products from the Sharia Micro Finance Institution and their services quality; the two variables will simultaneously and parametrically affect rural community perception on Sharia Micro Finance Institution to empower local economics.Keywords: economic empowerment, service quality, rural community perception, sharia micro finance ]]>
<![CDATA[Dampak Keberadaan Objek Wisata Tebing Breksi terhadap Kehidupan Sosial Ekonomi Masyarakat di Desa Sambirejo, Prambanan, Kabupaten Sleman ]]>
<![CDATA[Islami, Mona Erythrea Nur]]>;
<![CDATA[Umiyati, Umiyati]]>
<![CDATA[ JURNAL MEDIA WISATA: Wahana Informasi Pariwisata Vol 18, No 1 (2020): Media Wisata ]]>
Publisher : <![CDATA[Sekolah Tinggi Pariwisata AMPTA ]]>
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DOI: 10.36276/mws.v18i1.335
<![CDATA[The research aims to determine the socio-economic conditions from the community in Sambirejo village before existing of tourism activities and after. The research is a qualitative study used to describe a situation or phenomenon. The method of collecting data uses observation and interviews with tourism actors directly involved in tourism activities on Tebing Breksi and are affected economically and socially. The result showed that the existence of Tebing Breksi had a positive effect on the socio-economic changes for the community of Sambirejo village. The economic impact is the creation of job and business opportunities, increased community income, CBT based management and accelerated infrastructure development. Social impact is the emergence of new livelihood structures in tourism and gives positive value transformation.]]>
<![CDATA[Analisis Faktor-Faktor Yang Mempengaruhi Minat Generasi Milenial JABODETABEK Memilih Bank Syariah ]]>
<![CDATA[umiyati, Umiyati]]>;
<![CDATA[Harahap, Novia Melati]]>
<![CDATA[ Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 2 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking ]]>
Publisher : <![CDATA[Kopertais Wilayah I DKI Jakarta dan Banten ]]>
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DOI: 10.51275/zhafir.v3i2.224
<![CDATA[This study aims to determine the factors that influence the choice of Islamic banking in the millennial generation JABODETABEK. In this study a sample of 150 respondents was taken by distributing questionnaires through Google form. To analyze this study the authors used an analysis tool that is factor analysis, and data processing using SPSS Version 24. The results of this study indicate that there are seven factors that influence the selection of Islamic banking in the millennial generation JABODETABEK. The seven factors are: factor 1 Physical evidence, factor 2 quality of service offered, factor 3 people, factor 4 influence of others, factor 5 hospitality and competence of bank staff, factor 6 sharia, and factor 7 facilities offered. The results of this study indicate that the most dominant factor among the seven factors is the quality of service offered with value 0,784, while the lowest value is the cost factor physical evidence with value 0,375.]]>
<![CDATA[Sharia Compliance dan Islamic Corporate Governance Terhadap Dana Pihak Ketiga Pada Bank Umum Syariah ]]>
<![CDATA[Annisa Dzahabiyah]]>;
<![CDATA[Umiyati Umiyati]]>
<![CDATA[ Akuntabilitas Vol 13, No 2 (2020) ]]>
Publisher : <![CDATA[Department of Accounting-Faculty of Economic and Business (FEB) ]]>
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DOI: 10.15408/akt.v13i2.16925
<![CDATA[This study aims to analyze the effect of Sharia Compliance and Islamic Corporate Governance on Third Party Funds in Sharia Commercial Banks in Indonesia. The population in this study are Sharia Commercial Banks in Indonesia. Samples were selected using the purposive sampling method. The independent variables in this study are Islamic Income Ratio (IsIR), Proft Sharing Ratio (PSR), Zakat Performing Ratio (ZPR), and Islamic Corporate Governance (ICG). While the dependent variable is Third Party Funds (DPK).The analytical method used is panel data regression with e-views analysis tool 10. The results of this study indicate that the variable Profit Sharing Ratio (PSR) and Islamic Corporate Governance (ICG) significantly influence the Third Party Funds at Islamic Commercial Banks. While the Islamic Income Ratio (IsIR) and Zakat Performing Ratio (ZPR) variables do not significantly influence the Third Party Funds at Islamic Commercial Banks.]]>
<![CDATA[Pengaruh Sistem Manajemen Mutu ISO 9001:2008 dan Partisipasi Penyusunan Anggaran Terhadap Kinerja Manajerial ]]>
<![CDATA[U. Umiyati]]>
<![CDATA[ ETIKONOMI Vol. 14, No. 1, April 2015 ]]>
Publisher : <![CDATA[Faculty of Economic and Business ]]>
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DOI: 10.15408/etk.v14i1.2265
<![CDATA[The Effect of Quality Management System ISO 9001: 2008 and Budget Participation on Managerial PerformanceThe objective of this research is to analyze and to prove empirical evidence regarding with the influence of the application of quality management system of ISO 9001:2008 and the budget participation towards the improvement of managerial performance in State Islamic University (UIN) Syarif Hidayatullah Jakarta. The technique that used in this research is multiple linier regression. The result of this research proves the hypothesis build up before this research, that there significant influence between quality management system of ISO 9001:2008 and the budget participation towards the managerial performance, both through parameter test and simultaneous test. It shows that the application of quality system management ISO 9001:2008 and the budget participation done by State Islamic University (UIN) Syarif Hidayatullah Jakarta, influence the improvement of its managerial performanceDOI: 10.15408/etk.v14i1.2265]]>
<![CDATA[Pengaruh Kualitas Pelayanan Terhadap Keputusan Nasabah Dengan Religious Behaviour Sebagai Variabel Moderator (Studi Kasus Pada Produk Tabungan BNI Syariah) ]]>
<![CDATA[Muniaty Aisyah]]>;
<![CDATA[Umiyati Umiyati]]>;
<![CDATA[Riyan Apriansyah]]>
<![CDATA[ Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 6 No 2 (2017) ]]>
Publisher : <![CDATA[Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta ]]>
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DOI: 10.32546/lq.v6i2.29
<![CDATA[The purpose of this study to analyze the effect of the Decision of the Customer Service Quality as Religious Behavior as a moderator variable. The case study on savings products BNI Syariah in Jabodetabek and Banten. The data used in this study are primary data collected from 255 respondents who are customers of BNI Syariah who open a savings account at the office of Greater Jakarta and Banten. The sampling technique used in this study is a convenience sampling method, the data later in the process by using Structural Equation Modeling (SEM) using a 8.80 Lisrel program.The results of this study indicate that the Service Quality directly influence the customer's decision and Religious Behavior moderating influence to the Decision of the Customer Service Quality.]]>
<![CDATA[Pengaruh Merek, Reputasi, Kualitas Pelayanan dan Lokasi terhadap Proses Keputusan Nasabah Menggunakan Produk Tabungan di BJB Syariah, Ciputat ]]>
<![CDATA[Umiyati Umiyati]]>;
<![CDATA[Nadiyya Syaima]]>
<![CDATA[ Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 7 No 2 (2018) ]]>
Publisher : <![CDATA[Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta ]]>
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DOI: 10.32546/lq.v7i2.217
<![CDATA[The study aims to examine and analyze the influence of brand, reputation, service quality, and location of customer decisions in BJB Syariah. The sample in this study were taken by using the data collection method called purposive sampling. The number of samples used were 60 respondents. The data obtained were analyzed by using Partial Least Square analysis technique through the PLS software version 3.2.7. The result showed that: (1) brand has a significance influence on customer decisions; (2) reputation hasn’t a significant influence on customer decisions; and (3) service quality has a significant influence on customer decisions (4) and also location has a significance influence on customer decisions.]]>
<![CDATA[Islamic Corporate Governance And Sharia Compliance On Financial Performance Sharia Bank In Indonesia ]]>
<![CDATA[Umiyati Umiyati]]>;
<![CDATA[Laila Maisyarah]]>;
<![CDATA[Mustafa Kamal]]>
<![CDATA[ Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 12, No 1 (2020) ]]>
Publisher : <![CDATA[Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta ]]>
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DOI: 10.15408/aiq.v12i1.15053
<![CDATA[This study aims to reveal the influence of Islamic Corporate Governance (ICG) and Sharia Compliance on Financial Performance of Islamic Banks in Indonesia. Independent variables used are Islamic Corporate Governance (ICG) and Sharia Compliance with Islamic Income Ratio (IsIR), Profit Sharing Ratio (PSR) and Zakat Performing Ratio (ZPR) as the proxy. In contrast, the dependent variable used is Financial Performance with Return On Asset as the proxy. The population in this study is all Islamic Banks (BUS), registered in Bank Indonesia from 2014 to 2018. The sample was selected using a purposive sampling method. Total samples used in this study are 8 Islamic Banks with 5-year study periods. The analytical method used is data panel regression with the help of e-views 9.0. The result of this study indicates that the Islamic Corporate Governance (ICG) and Zakat Performing Ratio (ZPR) have significant effects on Islamic Banks Financial Performance. At the same time, Islamic Income Ratio (IsIR) and Profit Sharing Ratio (PSR) did not affect Islamic Banks Financial Performance.Penelitian ini bertujuan mengetahui pengaruh Islamic Corporate Governance dan Sharia Compliance terhadap Kinerja Keuangan Bank Umum Syariah di Indonesia. Variabel independen pada penelitian ini adalah Islamic Corporate Governance (ICG), dan Sharia Compliance dengan indikator Islamic Income Ratio (IsIR), Profit Sharing Ratio (PSR) dan Zakat Performing Ratio (ZPR), sedangkan variabel dependen adalah Kinerja Keuangan dengan indikator Return On Asset (ROA). Populasi dalam penelitian ini adalah seluruh Bank Umum Syariah di Indonesia periode 2014-2018. Sampel dipilih dengan menggunakan metode Purposive Sampling. Total sampel yang digunakan dalam penelitian ini sebanyak 8 BUS dengan 5 tahun periode penelitian. Metode analisis yang digunakan ialah metode regresi data panel, dengan alat analisis e-views 9.0. Hasil penelitian ini menunjukan bahwa Islamic Corporate Governance (ICG) dan Zakat Performing Ratio (ZPR) berpengaruh signifikan terhadap Kinerja Keuangan Bank Umum Syariah. Sedangkan Islamic Income Ratio (IsIR) dan Profit Sharing Ratio (PSR) tidak mempengaruhi Kinerja Keuangan Bank Umum Syariah.]]>
