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PELAKSANAAN PRINSIP SYARIAH DALAM MEMBERDAYAKAN USAHA MIKRO DAN KECIL PADA KOPERASI JASA KEUANGAN SYARIAH BAITUL MAAL WAT TAMWIL (KJKS-BMT) SEJAHTERA PADANG Iyah Faniyah; Azhari
Jurnal Hukum Sasana Vol. 5 No. 2 (2019): Jurnal Hukum Sasana
Publisher : Faculty of Law, Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.435 KB) | DOI: 10.31599/sasana.v5i2.97

Abstract

Koperasi Jasa Keuangan Syariah Baitul Maal Wat Tamwil Sejahtera Padang sebagai lembaga ekonomi rakyat kecil yang berupaya mengembangkan usaha produktif dan investasi dalam meningkatkan ekonomi usaha mikro dan kecil berdasarkan prinsip syariah dan koperasi, yang dapat memberikan pelayanan kebutuhan akan modal pada masyarakat, pelaku usaha mikro dan kecil bisa mendapatkan bantuan modal dari produk-produk pembiayaan yang disediakan seperti: Mudharabah, Qardul Hasan, Musyarakah, Ba’i Bitsamal Ajil, dan Murabahah. Pelaksanaan prinsip syariah pada Koperasi Jasa Keuangan Syariah Baitul Maal Wat Tamwil Sejahtera Padang melalui sistem akad persekutuan (mudharabah dan musyarakah) sebagai metoda pemenuhan kebutuhan akan modal dalam memberdayakan usaha mikro dan kecil, namun dari prinsip-prinsip syariah tersebut KJKS-BMT lebih cendrung menggunakan sistem akad jual beli (murabahah) karena kelenturan dan keluwesannya, yang mudah dipahami oleh nasabah/anggota dan kecil resikonya. Kedua, Hambatan yang dihadapi Koperasi Jasa Keuangan Syariah Baitu Maal Wat Tamwi Sejahtera Padang maupun dari pihak penerima pembiayaan modal kerja yaitu permasalahan internal dan eksternal seperti rendahnya sumber daya insani, kopetensi pihak-pihak terkait (stake holder), dan belum adanya aturan hukum positif secara khusus yang mengatur serta lemahnya pengawasan. Upaya penyelesaianya dengan cara melakukan berbagai langkah yaitu, lebih profesional dan melakukan pembinaan kepada pengelola maupun anggota.
PENERAPAN PIDANA TERHADAP ANGGOTA POLRI YANG MELAKUKAN TINDAK PIDANA PENCURIAN DENGAN KEKERASAN MENGGUNAKAN SENJATA API (Studi Putusan Nomor : 42/Pid.B/2016/PN.Swl dan Putusan Nomor : 43/Pid.B/2016/PN.Swl) Bevi Hendro; Iyah Faniyah; Adhi Wibowo
UNES Law Review Vol 1 No 2 (2018): UNES LAW REVIEW (Desember 2018)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/law.v1i2.21

Abstract

Based on Article 363 paragraph (1) of the 4th Criminal Code, people who commit theft carried out by 2 persons together or more are threatened with a maximum imprisonment of 7 years. Therefore the Case of Crime of Theft with Violence using Firearms based on Decision Number: 42 / Pid.B / 2016 / PN.Swl and Decision Number: 43 / Pid.B / 2016 / PN. 1 (one) year and 10 (ten) months, charge the Defendant to pay a court fee of Rp. 5,000.00 (five thousand rupiah) and pay attention to Article 365 paragraph (2) of the 2nd Book of the Criminal Law. The specification of this research is descriptive analytical. While the approach method used is normative juridical. The data source used is secondary data. The data obtained were analyzed qualitatively and presented descriptively analytically. Based on the results of research and discussion, it can be concluded; First, the application of a criminal against a member of the National Police who commits a crime of theft with violence using firearms in the decision number: 42 / Pid.B / 2016 / PN.Swl and Decision Number: 43 / Pid.B / 2016 / PN.Swl are: Article 365 paragraph (2) of the 2nd Criminal Code, namely: "A maximum sentence of twelve years imprisonment, is imposed, (2nd) if the act is carried out by two people together or more", with the elements of criminal charges of the Prosecutor General, namely: Whose element of goods; Take something; Elements that are entirely or partially owned by others; Elements With the intention to be owned illegally; Elements That are carried out preceded by, accompanied by, or followed by violence or threats of violence, against a person with a view to preparing or facilitating theft, or in the event of being caught red-handed, to allow themselves to escape or other participants, or to retain possession of stolen property; Elements are carried out by 2 (two) people or more together. Secondly, the consideration of the judge in the application of the criminal to a member of the police who committed a crime of theft with violence using firearms in the decision Number: 42 / Pid.B / 2016 / PN.Swl and Decision Number: 43 / Pid.B / 2016 / PN. Swl are: juridical considerations: prosecutor's indictment, witness testimony, defendant's testimony, evidence. considerations that are non-juridical: the background of the defendant and the religion or belief held by the defendant, the physical and spiritual condition of the defendant, as a result of the defendant's actions
EFEKTIFITAS BIMBINGAN KLIEN NARKOTIKA OLEH BALAI PEMASYARAKATAN KELAS I PADANG UNTUK MENCEGAH TINDAK PIDANA PENYALAHGUNAAN NARKOTIKA Ade Yazrul; Iyah Faniyah
UNES Law Review Vol 1 No 3 (2019): UNES LAW REVIEW (Maret 2019)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/ulr.v1i3.35

Abstract

The implementation of narcotics client guidance by Community Guidance to prevent criminal acts of narcotics abuse is regulated in the Law of the Republic of Indonesia Number 35 of 2009 concerning Narcotics and Law of the Republic of Indonesia Number 12 of 1995 concerning Correctional Clients Guidance in practice is still a lot of dependence on narcotics. Based on the results of the study, it can be concluded that: First, the role of Bapas Class I Padang Community Supervisor in guiding clients of narcotics abuse has been carried out well, because the guidance provided by Bapas Class I Padang Community Supervisor is in the form of Post-Rehabilitation Program which is a follow-up stage given to narcotics addicts after undergoing rehabilitation which aims to guide the narcotics client to develop attitudes to society and not repeat it again. Secondly, the effectiveness of narcotics clients in preventing narcotics criminal acts at Padang Class I Correctional Facilities in principle can be said to be quite effective because every client who follows the Post-Rehabilitation Program does not have a client who repeats narcotics abuse. Third, Constraints faced in Narcotics Client Guidance at Padang Class I Correctional Institution are limited conditions and functions and lack of Human Resources (HR), as well as clients who have undergone rehabilitation to undergo post-rehabilitation services, many who have not been serious about recovering, because of the lack of family and community support in realizing the recovery of former addicts, and the lack of a place to channel their interests and potential to return to the social environment of the community. In addition, the demands of the client's economic needs become an element of strengthening the absence of clients because they cannot leave their jobs which are mostly from the private sector. Besides that, budget problems are an important factor in post-rehabilitation implementation in order to run optimally.
PERLINDUNGAN HUKUM INDIKASI GEOGRAFIS ATAS MEREK KOPI TORAJA DAN KOPI GAYO YANG DIDAFTARKAN OLEH NEGARA LAIN Ayu Kumala Sari Hamidi; Iyah Faniyah
UNES Law Review Vol 2 No 1 (2019): UNES LAW REVIEW (September 2019)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/ulr.v2i1.60

Abstract

The existence of IPR, especially Geographical Indications and Brands, is the basis of policy making in the world of Trade. Indonesia is a country that is rich in potential Geographical Indication products and then Law No. 20 of 2016 concerning Geographical Indications and brands for National Regulations and in TRIPS as International Arrangements. but there are still violations of cases regarding Geographical Indications and Trademarks and occur in Toraja coffee and Gayo coffee. The formulation of the problem in this research is how is the trademark legal law for Geographical Indications in the case of Toraja coffee and Gayo coffee registered by other countries? How is the legal settlement of the Violation of Brand Geographical Indications carried out by other Countries against Toraja coffee and Gayo coffee?The specification of this study is Descriptive Analysis. The approach is a normative juridical approach using secondary data obtained through library studies. The data is then analyzed qualitatively and presented in a qualitative descriptive form. Based on the results of research and analysis, answers can be obtained: 1) Legal protection against Toraja coffee and Gayo coffee registered by other countries, namely by registering the trademark to the Director General of Intellectual Property Rights and after obtaining a Geographical Indication certificate from the Director General of Intellectual Property Rights, the geographical indication of a product's brand it gets strong protection. 2) Legal settlement of brand violations and geographical indications of the brand of Toraja coffee and Gayo coffee are litigation methods carried out through the Commercial Court institution, for Toraja Coffee to be carried out at the Ujung Pandang Commercial Court and Gayo Coffee at the Medan Commercial Court.
UPAYA PENANGANAN TERJADINYA TINDAK PIDANA DI BANDARA INTERNASIONAL MINANGKABAU OLEH KEPOLISIAN SEKTOR KAWASAN BANDARA INTERNASIONAL MINANGKABAU Ade Saputra; Iyah Faniyah
UNES Law Review Vol 3 No 3 (2021): UNES LAW REVIEW (Maret 2021)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v3i3.188

Abstract

Efforts to deal with the occurrence of crimes at Minangkabau International Airport by the Minangkabau International Airport Regional Police is to carry out investigations and investigations. Criminal acts that occur are still general crimes so that the handling is still carried out by the Police as is the handling of criminal acts in general. In the event of a special crime in the Minangkabau International Airport area, special handling will also be carried out. Criminal acts that specifically occur in airport areas such as aviation crime, narcotics crime, customs crime, smuggling and so on. Collaboration with various related institutions is carried out against these special crimes in terms of their handling. Obstacles in the Effort to Handling Criminal Actions at Minangkabau International Airport By the Regional Police of the Minangkabau International Airport Area is to socialize what the community should do in order to avoid criminal acts. Another obstacle is the lack of responsiveness of law enforcement officers to reports provided by victims, so that the process of handling crimes that occur at airports is slow. There are still many visitors who do not understand the environmental safety standards of the Minangkabau international airport.
RESTRUKTURISASI KREDIT KENDARAAN BERMOTOR PERUSAHAAN PEMBIAYAAN AKIBAT SITUASI PANDEMIC COVID-19 Fadhli Marta Saputra; Iyah Faniyah
UNES Law Review Vol 4 No 2 (2021): UNES LAW REVIEW (Desember 2021)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v4i2.226

Abstract

With the increase and spread of the number of cases of Corona Virus Disease 2019 (Covid-19), the impact of increasing the percentage of non-performing loans at PT. Adira Dinamika Multi Finance, Tbk Padang Branch, from the data obtained from bad loans before the Covid-19 Pandemic there were around 500 (five hundred). Restructuring of Motor Vehicle Loans for Financing Companies Due to the Covid-19 Pendemic Situation at PT. Adira Dinamika Multi Finance, Tbk Padang Branch is implemented in the form of rescheduled installment payments and there are consumers (creditors) who have been given restructuring with terms and conditions agreed by both parties, provided that the debtor or customer who submitted it is affected by Covid 19, the collateral or product being credited is still with the debtor, it is not transferred or over credited to another party, the financing value (principal debt) is below Rp10 billion. Preventive supervision of the Financial Services Authority (OJK) in the West Sumatra Region OJK will send a letter of warning to Financing Companies that do not carry out restructuring programs during the current COVID-19 pandemic, and repressively to Financing Companies that do not implement Restructuring programs as per government policy. OJK will impose administrative sanctions in the form of fines to financing companies.
PELAKSANAAN PRINSIP SYARIAH DALAM MEMBERDAYAKAN USAHA MIKRO DAN KECIL PADA KOPERASI JASA KEUANGAN SYARIAH BAITUL MAAL WAT TAMWIL (KJKS-BMT) SEJAHTERA PADANG Iyah Faniyah; Azhari
Jurnal Hukum Sasana Vol. 5 No. 2 (2019): Jurnal Hukum Sasana
Publisher : Faculty of Law, Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/sasana.v5i2.97

Abstract

Koperasi Jasa Keuangan Syariah Baitul Maal Wat Tamwil Sejahtera Padang sebagai lembaga ekonomi rakyat kecil yang berupaya mengembangkan usaha produktif dan investasi dalam meningkatkan ekonomi usaha mikro dan kecil berdasarkan prinsip syariah dan koperasi, yang dapat memberikan pelayanan kebutuhan akan modal pada masyarakat, pelaku usaha mikro dan kecil bisa mendapatkan bantuan modal dari produk-produk pembiayaan yang disediakan seperti: Mudharabah, Qardul Hasan, Musyarakah, Ba’i Bitsamal Ajil, dan Murabahah. Pelaksanaan prinsip syariah pada Koperasi Jasa Keuangan Syariah Baitul Maal Wat Tamwil Sejahtera Padang melalui sistem akad persekutuan (mudharabah dan musyarakah) sebagai metoda pemenuhan kebutuhan akan modal dalam memberdayakan usaha mikro dan kecil, namun dari prinsip-prinsip syariah tersebut KJKS-BMT lebih cendrung menggunakan sistem akad jual beli (murabahah) karena kelenturan dan keluwesannya, yang mudah dipahami oleh nasabah/anggota dan kecil resikonya. Kedua, Hambatan yang dihadapi Koperasi Jasa Keuangan Syariah Baitu Maal Wat Tamwi Sejahtera Padang maupun dari pihak penerima pembiayaan modal kerja yaitu permasalahan internal dan eksternal seperti rendahnya sumber daya insani, kopetensi pihak-pihak terkait (stake holder), dan belum adanya aturan hukum positif secara khusus yang mengatur serta lemahnya pengawasan. Upaya penyelesaianya dengan cara melakukan berbagai langkah yaitu, lebih profesional dan melakukan pembinaan kepada pengelola maupun anggota.
PENERAPAN PIDANA PADA TINDAK PIDANA PENCURIAN DENGAN PEMBERATAN YANG DILAKUKAN SECARA BERSAMA-SAMA Rangga Prayitno; Iyah Faniyah; Wirna Rosmelly
Ekasakti Jurnal Penelitian & Pengabdian Vol. 1 No. 1 (2020): (EJPP) Ekasakti Jurnal Penelitian & Pegabdian (November 2020 - April 2021)
Publisher : LPPM Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/ejpp.v1i1.88

Abstract

The crime of theft with a weight that is carried out jointly as regulated in Article 363 and Article 365 of the Criminal Code is called theft with qualifications. Theft with a weighting carried out jointly in Decision Number: 976 / Pid.B / 2018 / Pn.Pdg and Number 890 / Pid.B / 2018 / Pn.Pdg by using a comparison of the verdict where in the Decision Number: 976 / Pid. B / 2018 / Pn.Pdg, the two defendants were punished with different sentences while in Decision Number 890 / Pid.B / 2018 / Pn.Pdg was punished with the same sentence, even though the articles applied were the same Article 363 Paragraph (1) the 4th Criminal Code.
PELAKSANAAN DAN BERAKHIRNYA GADAI TANAH HARTA PUSAKO TINGGI MASYARAKAT ADAT MINANGKABAU Iyah Faniyah; Della Monita
JURNAL SAKATO EKASAKTI LAW REVIEW Vol. 1 No. 1 (2022): Jurnal Sakato Ekasakti Law Review (April 2022)
Publisher : Program Magister Ilmu Hukum, Fakultas Hukum, LPPM Universitas Ekasakti dan Dharma Indonesia Tercinta (DINASTI) Publisher Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.136 KB) | DOI: 10.31933/jselr.v1i1.542

Abstract

Pawn in Civil Law, regulated in Article 1150 of the Civil Code. Pawning is also regulated in customary law, such as the object of this paper's study, namely pawning the land of High Heritage in Nagari IV Koto Hilir, Batang Kapas District, Pesisir Selatan Regency. The implementation of Pawning for the Land of High Heritage in Nagari IV Koto Hilir was initiated by the pawning party conveying the desire to pawn the land, looking for the party who would receive the pledge, determining the amount of the pledged money, making a letter of agreement. This pawn agreement must be signed by the parties and there must be the signatures of the mamak, the head of the heirs of each party, and the head of the jorong. After the agreement letter is made and signed, the recipient of the pawn gives the loan money to the pawnbroker. The end of the process of pawning the land from the high pusako property is in accordance with what was agreed at the beginning of the agreement. If the pawnbroker has been able to pay the money he borrowed to the pawnee, then the agreement for the implementation of the high inheritance land in Nagari IV Koto Hilir ends. However, there are customary provisions that must be obeyed by the community who will return the land from the results of the Isalang-pisalang implementation, namely: a). If in the agreement the redemption period is determined, then before that period ends, the land owner must wait for the plants planted on the land that are the object of the pledge to be ready to be harvested by the recipient of the land pawn, b) If the land pawner is unable to pay the loan money until the time specified in the agreement letter, the land will remain in the possession of the pawnee until the land owner is able to pay the loan money, even though the pawned land is already one year old.
UPAYA MEDIASI DALAM PENYELESAIAN SENGKETA EKONOMI SYARI’AH DI PENGADILAN AGAMA PADANG KELAS IA Iyah Faniyah; Evi Sumarni
UNES Law Review Vol. 4 No. 4 (2022): UNES LAW REVIEW (Juni 2022)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v4i4.284

Abstract

The Religious Courts based on Article 49 of the Law on Religious Courts have expanded their authority to settle sharia economic cases. Based on Article 10 of PERMA Number 14 of 2016 concerning Procedures for Settlement of Sharia Economic Disputes, it is emphasized that judges in ordinary examination procedures must seek reconciliation through mediation. In practice, mediation efforts are often unsuccessful, as happened in the Padang Religious Court, of the 4 sharia economic cases that were entered, only one case was successfully mediated. Based on the results of the research, discussion and analysis, it can be concluded: first, mediation efforts in resolving Sharia economic disputes at the Padang Religious Court are mediators using informative, educative and persuasive methods. In the Padang Religious Court, there are internal factors: (1) mediators from judges who do not have certificates, (2) mediation seems only a formality, External factors: (1) litigants who are reluctant to be mediated, (2) The place to hold mediation is not yet conducive so it is not comfortable to negotiate