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Estimasi Efisiensi Teknis Perbankan Indonesia Berbasis Stochastic Frontier Analysis Rahmat Mulyana; Noer Azam Achsani; Trias Andati; Tubagus Nur Ahmad Maulana; Alfin Yoga Pratama
Technomedia Journal Vol 7 No 2 October (2022): TMJ (Technomedia Journal)
Publisher : Pandawan Incorporation, Alphabet Incubator Universitas Raharja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (872.783 KB) | DOI: 10.33050/tmj.v7i2.1897

Abstract

Indonesia's banking efficiency is still a concern for many stakeholders, especially with the challenges to compete in the era of the ASEAN Economic Community. This study estimates the value of banking technical efficiency using Stochastic Frontier Analysis and shows that the numbers have not improved significantly in the last ten years. From the time-varrying SFA model it appears that the national banking industry experienced a decline in efficiency from 2007-2009, most likely due to the impact of the world financial crisis but improved again in 2010 and so on at a certain average level until 2016. Hausman test results from three SFA models show that the time-invariant model is statistically better so that it can be concluded that banking efficiency has stagnated over the past decade (2007-2016). The measurement result of Indonesian banking technical efficiency in that period have an average value of 0.677.
A Strategy Map Model to Improve The Efficiency of Indonesian Banks Rahmat Mulyana; Noer Azam Achsani; Trias Andati; Tubagus N.A. Maulana
Jurnal Manajemen & Agribisnis Vol. 19 No. 3 (2022): JMA Vol. 19 No. 3, November 2022
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jma.19.3.471

Abstract

This study approaches the problem of banking efficiency in an innovative way. It aims to identify workable solutions for enhancing the efficiency of Indonesian banks as something that is very important after this pandemic Covid-19 time. In order to build a strategy map model, the research is divided into four steps: (1) a desk study of best practices for enhancing banking efficiency; (2) a survey for choosing strategies; (3) a focus group discussion to identify relationships among strategies; and (4) an Analytic Network Process (ANP) modeling to prioritize and build a strategy map model. According to the Strategy Map, the following areas should be prioritized for efficiency improvement: Financial, Customer Value, Learning and Growth, and Internal Process. Indonesian bankers could allocate limited resources in ways that would boost the efficiency of the majority of banks based on the designed strategy map. Despite the fact that these strategy maps are not universal, the research shows that the suggested method is a practical and objective way to create more justified strategy maps. Keywords: banking efficiency, bank performance, efficiency strategy, strategy map, ANP