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PENGARUH BANTUAN PRODUKTIF USAHA MIKRO (BPUM) TERHADAP PENDAPATAN UMKM (Studi Pada UMKM di Desa Kerato Kecamatan Unter Iwes) Abdul Rahim; Elly Karmeli; Susi Paramita
Jurnal Ekonomi & Bisnis Vol. 9 No. 1 (2021): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to know the effect of micro enterprise productive aid (BPUM) toward the income of traders in Kerato Village, Unter Iwes Sub-district, Sumbawa District. The method used in this study was associativ. The data used in this study were primary and secondary data. The primary data in this study were answers that have obtained from interviews with the actors of Micro, Small and Medium Enterprises (UMKM) that have received micro-enterprise productive aid (BPUM) and secondary data in this study obtained from Cooperative and Small and Medium Industrial and Trade Office of Sumbawa (Diskoperindag) especially in UMKM sector. Data collection methods used in this study were documentation and interviews. The analytical tool used was the t-statistic test. The results of study showed that based on data analysis, data interpretation and results of the simple linear regression test showed that there was effect of micro enterprise productive aid (BPUM) toward traders’ income, it was based on the result of t-value of 5.466 was higher than the value of t-table of 1.674. Based it result it means that HO was rejected because t-value was higher than t-table (5.466>1.674).
PENGARUH FAKTOR-FAKTOR KEPENDUDUKAN TERHADAP PERTUMBUHAN EKONOMI DI KABUPATENSUMBAWA TAHUN 2011-2020 Elly Karmeli; A Asmini; N Nurjannah
Jurnal Ekonomi & Bisnis Vol. 9 No. 2 (2021): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to know the effect of population growth and labor both partially and simultaneously toward economic growth in Sumbawa District.The type of this study was associative study. The type of data used in this study was quantitative data. The data source was secondary data.The secondary data in this study were population growth, labor and economic growth for the period year of 2010-2020 (time series). The results of study showed that population growth had significant and negative toward economic growth and labor had negative effect toward economic growth in Sumbawa District. It was based on the significant value of labor was 0.025 was lower if compared with significant level of a 0.05 (0.25 < 0.05) so that Ho was accepted and Ha was rejected, if compared with significance value of 10% , the workforce had significant effect toward econommy growth and had positive relationship toward economic growth in Sumbawa District. The value of coefficient determination (R2) was 0.923 or 92.3%, it means that the percentage effect of population growth and labor toward economic growth in Sumbawa District was 92.3% while the remaining of 7.7% was affected by other variable out of this study.
PERAN FINTECH DALAM MENINGKATKAN KEUANGAN INKLUSIF PADA UMKM DI KABUPATEN SUMBAWA Elly Karmeli; Ika Fitriyani; Rahmaningsih Febrianti
Jurnal Ekonomi & Bisnis Vol. 9 No. 3 (2021): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to know the role of fintech in increasing financial inclusive of micro, small and medium enterprise (UMKM) actors in Sumbawa district.This study was descriptive qualitative.Sources of data used in this study were primary data and secondary data.Primary data in this study was data obtained directly from respondents through interviews while secondary data was supporting data from primary data.The method used to collect data in this study were through observation and interviews.The data analysis tool used was referred to the theory of Miles and Huberman which consists of 4 stages, namely data collection, data reduction, data presentation and conclusion drawing. The results of study showed that the impact of using fintech on UMKM in Sumbawa District had a positive effect in the development of Micro, Small and Medium Enterprises in Sumbawa District.The impact of using fintech in UMKM actors were payment transactions, capital financing, financial arrangements and sales promotions.
Analisis Pengaruh Ekuitas Merek (Brand Equity) Terhadap Kepuasan Pelanggan (Studi Kasus Pada Usaha Distro Tom’s 08 Clothing) Elly Karmeli; Wahyu Haryadi; A Arifin
Jurnal Ekonomi & Bisnis Vol. 7 No. 1 (2019): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Ekuitas Merek (Brand Equity) terhadap Kepuasan Pelanggan pada Distro Tom’s 08 Clothing Sumbawa. Jenis penelitian yang digunakan adalah penelitian asosiatif, yaitu penelitian yang bertujuan untuk melihat bagaimana pengaruh antara variabel bebas dengan variabel terikat. Variabel yang digunakan dalam penelitian ini adalah Ekuitas Merek / Brand Equity (X) sebagai variabel bebas dan Kepuasan Pelanggan (Y) sebagai variabel terikat. Metode pengumpulan data yang digunakan adalah dengan cara menggunakan metode penyebaran kuesioner dengan menggunakan jenis data primer. Sedangkan alat analisis yang digunakan dalam penelitian ini adalah Uji Regresi Linear Sederhana, Uji Statistik t (Uji-t) dan Uji Koefisien Determinasi (R2). Temuan yang dihasilkan pada penelitian ini adalah bahwa terdapat pengaruh yang signifikan antara variabel Ekuitas Merek / Brand Equity (X) terhadap Kepuasan Pelanggan (Y) diketahui berdasarkan hasil uji-t dimana t-hitung > t-tabel (2,897 > 1,686). Dengan hasil koefisien determinasi R2 sebesar 0,181 atau sebesar 18,1 persen pengaruh variabel bebas (X) terhadap variabel terikat (Y).
Faktor-Faktor Yang Mempengaruhi Tingkat Pengangguran Terdidik di Kabupaten Sumbawa Barat Elly Karmeli; S Suprianto; Siti Rohana
Jurnal Ekonomi & Bisnis Vol. 7 No. 2 (2019): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi tingkat pengangguran terdidik, yaitu pertumbuhan ekonomi dan upah minimum di Kabupaten Sumbawa Barat. Jenis penelitian ini adalah kuantitatif dengan pendekatan asosiatif kausal, yaitu penelitian yang bertujuan untuk mengetahui pengaruh atau hubungan antara dua variabel atau lebih. Jenis data penelitian ini adalah data kuantitatif bersumber dari data sekunder yang diperoleh dari badan Pusat Statistik kabupaten Sumbawa Barat. Data yang telah diperoleh kemudian dianalisis menggunakan regresi linear berganda, pengujian gejala penyimpangan asumsi klasik dan pengujian statistik (goodness of fit) dengan bantuan program SPSS. Hasil penelitian menunjukkan bahwa (1) nilai t hitung variabel pertumbuhan ekonomi (X1) lebih kecil dari t tabel (0,891<2,132), artinya variabel pertumbuhan ekonomi tidak berpengaruh terhadap tingkat pengangguran terdidik (Y) di Kabupaten Sumbawa Barat; (2) nilai t hitung variabel upah minimum (X2) lebih kecil dari t tabel (-1,427<2,132), artinya variabel upah minimum tidak berpengaruh terhadap tingkat pengangguran terdidik (Y) di Kabupaten Sumbawa Barat; (3) nilai F hitung lebih kecil dari F tabel (1,301< 5,79), artinya pertumbuhan ekonomi (X1) dan upah minimum (X2) secara simultan tidak berpengaruh terhadap pengangguran terdidik (Y) di Kabupaten Sumbawa Barat.
Analisis Determinan Akuntabilitas Pengelolaan Alokasi Dana Desa (ADD) (Studi di Desa Poto Kecamatan Moyo Hilir Kabupaten Sumbawa) Elly Karmeli; Novi Kadewi Sumbawati; Leni Lianti
Jurnal Ekonomi & Bisnis Vol. 7 No. 3 (2019): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

Penelitian ini bertujuan untuk mengetahui determinan Akuntabilitas Pengelolaan Alokasi Dana Desa (ADD) di Desa Poto Kecamatan Moyo Hilir Kabupaten Sumbawa, yaitu transparansi, pertanggungjawaban dan pengendalian internal, baik secara parsial maupun simultan. Jenis penelitian ini merupakan penelitian assosiatif. Sampel penelitian adalah masyarakat Desa Poto dengan jumlah responden 70 orang. Data dikumpulkan menggunakan teknik angket/kuesioner dan dokumentasi. Data yang telah terkumpul dianalisis menggunakan teknik pengujian statistic t, f dan determinasi dengan bantuan aplikasi statistical package for the social sciences (SPSS). Hasil penelitian menunjukkan bahwa transparansi berpengaruh positif dan signifikan terhadap akuntabilitas pengelolaan alokasi dana desa dengan nilai thitung 2,188 > ttabel 1,997, pertanggungjawaban berpengaruh positif dan signifikan terhadap akuntabilitas pengelolaan alokasi dana desa dengan nilai thitung 5,049 > ttabel 1,997, dan pengendalian internal berpengaruh positif dan signifikan terhadap akuntabilitas pengelolaan alokasi dana desa dengan nilai thitung 7,434 > ttabel 1,997. Secara simultan transparansi, pertanggungjawaban dan pengendalian internal berpengaruh positif dan Signifikan terhadap akuntabilitas pengelolaan alokasi dana desa dengan nilai Fhitung 42,017 > Ftabel 2,74. Sedangkan nilai determinasi (R2) sebesar 0,656, artinya sebesar 65,6% perubahan variabel akuntabilitas pengelolaan alokasi dana desa dipengaruhi oleh transparansi, pertanggungjawaban dan pengendalian internal, dan sisanya sebesar 34,5% dipengaruhi oleh variabel lain diluar penelitian.
PENGEMBANGAN DESA WISATA DALAM UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT TELUK SANTONG KABUPATEN SUMBAWA Elly Karmeli; A Asmini; K Kartiana
Jurnal Ekonomi & Bisnis Vol. 8 No. 1 (2020): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to know the efforts to develop a tourist village in improving the welfare of the people of Teluk Santong village, Plampang Sub-District, Sumbawa District. Type of this study was qualitative descriptive study. The data collection technique used was participant observation in the form of direct observations that had done by researcher by involving oneself in various activities in the tourist village. The method of data collection was done through unstructured interviews and documentation. The data analysis technique used in this study was qualitative data analysis which includes data reduction, data presentation, drawing conclusion and verification.The results of data analysis showed that the Teluk Santong tourism village had many natural potentials that can be developed into a tourist village. This was also supported by the willingness, ability, enthusiasm and good communication and can increased economic capacity and creating jobs so as to improve the welfare of the communities in Teluk Santong village.
ANALISIS DETERMINAN PENDAPATAN ASLI DAERAH (PAD) KABUPATEN SUMBAWA Elly Karmeli; Wahyu Haryadi; Indah Ade Puji Astuti
Jurnal Ekonomi & Bisnis Vol. 8 No. 2 (2020): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

The purpose of this study was to know the effect of regional taxes, retribution, the results of separated regional wealth management and other legitimate local revenue toward the realization of own source revenue (PAD) of Sumbawa Regency in 2012-2018. The method used was multiple linear regression test, t-test, f-test and coefficient of determination (R2). The conclusion of study stated that the independent variables, namely local taxes, local levies, the results of separated regional wealth management and other legal local revenue were able to explain the realization of own source revenue of 1000 or 100%, if seen from the f test on the ANOVAb table simultaneously, the independent variable did not had effect and was significant toward original regional income because the value of F-value was lower than F-table or (1.423<19.25) with the Sig. 000. While partially only regional taxes and the results of regional wealth management were separated which had a significant effect, meanwhile, the other two variables, namely regional retribution and others, had less significant effect toward the regional original income of Sumbawa.
OPTIMALISASI PENGAWASAN PUPUK BERSUBSIDI DI LABUHAN BADAS KABUPATEN SUMBAWA Elly Karmeli; Vivin Fitryani; Eka Warokah
Jurnal Ekonomi & Bisnis Vol. 8 No. 3 (2020): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study was conducted with the aim to know the optimization of subsidized fertilizers supervision in Labuhan Badas Sub-district, Sumbawa District. Type of this study was descriptive. Type of data used was qualitative that have got through interview. The informant in this study were Head of the Agriculture Office, the head of KP3, the supervisor of the subsidized fertilizer, the agent of the distribution of subsidized fertilizers and the farmers or farmer groups which consisted of 2 people. Data analysis was done using qualitative data analysis techniques of Miles and Huberman which included data collection, data reduction, data presentation and conclusion / verification. The findings of this study showed that the distribution of fertilizers in Labuhan Badas Sub- district, Sumbawa District was in line with the process that have determined by government through the decision of the Sumbawa Regent. Optimization of distribution subsidized fertilizers supervision by KP3 in Labuhan Badas Sub- district, Sumbawa District consisted of supervision procedures and fertilizer distribution mechanisms, supervision flexibility, accuracy of distribution and modes of distorting the distribution. However, improvements were needed in the supervision procedure, namely the determination of measuring instruments, assessing, guidance to retailers and farmer groups, and evaluation of the distribution which is routinely implemented every year.
ANALISIS KEMANDIRIAN DAERAH DAN DERAJAT DESENTRALISASI FISKAL DAERAH KABUPATEN SUMBAWA Elly Karmeli; Wahyu Haryadi; M Muslimin
Jurnal Ekonomi & Bisnis Vol. 10 No. 1 (2022): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This research aims to analyze regional autonomy and degree of fiscal decentralization of Sumbawa District in 2015-2019. This type of research is descriptive research, which is a research that aims to determine the value of the independent variable, without connecting or making comparisons with other variables. The quantitative data used was obtained from secondary sources by collecting documents that already exist in the form of target data and the realization of regional revenue and expenditure budget of Sumbawa District in 2015-2019. Data analysis was performed using financial ratio analysis techniques. These research findings indicate that the region autonomy and degree of fiscal decentralization of Sumbawa District in 2015-2019 is still very low. The average percentage in 2015-2019 is 17.02 % or having instructive relationship patterns, while the ratio of fiscal decentralization of Sumbawa District in 2015-2019 is 10.67 % or fell in the low category. This condition illustrates that Sumbawa District rely heavily on the income that comes from outside regional revenue, such as balancing funds and other legitimate income.