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All Journal Commerce Law
I Gusti Ayu Marchelia Yusa
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Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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ASPEK HUKUM PENUNDAAN KREDIT PERBANKAN AKIBAT PANDEMI COVID-19 DALAM SYSTEM PERBANKAN INDONESIA : (STUDI BANK BRI CABANG CAKRANEGARA) I Gusti Ayu Marchelia Yusa; Lalu Wira Pria Suhartana; I Gusti Agung Wisudawan
Commerce Law Vol. 1 No. 1 (2021): Commerce Law
Publisher : Bagian Hukum Bisnis Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.004 KB) | DOI: 10.29303/commercelaw.v1i1.317

Abstract

The purpose of this study is to find out and explain the basis for providing banking credit in Indonesia and the legal aspects of delaying banking credit due to the Covid-19 pandemic. The research advantage isas recommendations for readers, academics, and the government. This research is normative and empirical legal research. The research results show that, the legal basis for providing bank credit to customers is based on the duties and obligations of banks as financial institutions in Indonesia, the regulations are: (a) Article 23 and 27 of the 1945 Constitution, (b) Article 1 number 2 of the Banking Law, and (c) the Indonesian Civil Code. Legal protection given to Bank Rakyat Indonesia (BRI) customers due to a credit delay as recommended by the Government are preventive and repressive legal protection measures.
Co-Authors Lalu Wira Pria Suhartana Wisudawan, I Gusti Agung