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Journal : Jurnal Ilmiah Ekonomi Islam

The Role of Baitul Maal Wa Tamwil in The Economic Empowerment of Poor Women in Cianjur District Uus Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (132.54 KB) | DOI: 10.29040/jiei.v7i2.2129

Abstract

This study aims to analyze BMT's role in poor women's economic empowerment in the Cianjur Regency. This research is a qualitative descriptive study using economic and sociological approaches. This research's data sources are primary data obtained from BMT and interviews and secondary data from library research. Furthermore, the data collection method is carried out by observation, interviews, and documentation for further analysis by reducing data, presenting data, and drawing conclusions. The results showed that BMT played a role in empowering the economy of women. Their income increases so that they can meet their daily needs and become more independent. Besides, they became smarter in managing finances and began to be actively involved in household decision making. Empowerment of women can improve women's welfare and independence in various aspects of life, particularly the economy. Applying the function of empowering women in microfinance institutions such as BMT is the right solution to improve the economy of the community, especially women
Determinants of Micro and Small Business Financing In Sharia Commercial Banks In Indonesia Uus Ahmad Ahmad Husaeni
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.122 KB) | DOI: 10.29040/jiei.v7i3.3510

Abstract

This study aims to examine and analyze the effect of bank size, efficiency, liquidity, and BI rate on MSME financing at Sharia Commercial Banks (BUS) in Indonesia. Research data in the form of secondary data obtained from the official website of Bank Indonesia. The data is analyzed using multiple linear regression analysis. Before the information is further explored, several classic assumption tests are performed, including normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Based on testing the hypothesis using the t-test it was concluded that bank size has a positive effect on MSME financing, efficiency does not affect MSME financing, liquidity has a positive impact on MSME financing, and the BI rate has a positive impact on MSME financing