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ANALISIS PERCEIVED USEFULNESS DAN PERCEIVED EASE OF USE TERHADAP MINAT MENGGUNAKAN MOBILE PAYMENT (Studi pada Pengguna Aplikasi Pembayaran OVO) Emi Amelia; Ratih Hurriyati
Airlangga Journal of Innovation Management Vol. 3 No. 2 (2022): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v3i1.39463

Abstract

The acceptance of new technology has become one of the most important areas in information technology. The impact of low consumer interest in using a non-cash payment system (online) is an important problem because it is related to someone's decision to use a non-cash payment system. Currently, consumers have not used the services offered by mobile payment optimally. Efforts to predict a person's interest or consumer behavior in technology acceptance are seen from the perceived usefulness and perceived ease of use. This study aimed to determine the description of behavioral intention, Perceived Usefulness, and perceived ease of use using OVO mobile payment application technology by consumers. The type of research used is descriptive verification, and the method used is an explanatory survey with a purposive sampling technique with a sample of 150 respondents. The data analysis method used is validity and reliability test, path analysis, multiple correlation analysis and coefficient of determination analysis. They are testing this hypothesis through the F test for simultaneous and partial T test using the SPSS 18.0 for windows program. The results showed that simultaneously Perceived Ease of Use and perceived ease of use had a significant effect on behavioral intention of 60.8% and partially, Perceived Ease of Use had a greater influence, namely 60.06%, than Perceived Usefulness of 1.44% to behavioral intentions.
Effects of Liquidity and Solvency on Profitability of PT. State Gas Company (Persero) Tbk Emi Amelia; Christianingrum Christianingrum; Ratih Hurriyati
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 5 No 1 (2023): Business Innovation and Entrepreneurship Journal (February)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v5i1.634

Abstract

This study examines the effect of liquidity and solvency ratios on profitability. This study used quantitative research. The data of financial reports for the 2016-2021 period was analyzed. This study used multiple linear regression to analyze the data. The test results show that liquidity and solvency positively and significantly affect profitability. The hypothesis testing used the coefficient of determination test (R2), Simultaneous Test (F), and partial test (t) calculating with the SPSS program. The results showed that the liquidity variable partially affected profitability, and the solvency variable had no significant effect on profitability. On the other hand, the Liquidity and Solvency variables simultaneously positively and significantly affected profitability at PT. State Gas Company (Persero) Tbk.