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All Journal Banco: Jurnal Manajemen dan Perbankan Syariah Sighat : Jurnal Hukum Ekonomi Syariah
Suarning
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Preferensi Masyarakat terhadap Produk Wadi’ah pada Bank BTN Syariah Parepare Agung Kurniawan; Suarning; M. Ali Rusdi
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 3 No 1 (2021): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v3i1.2157

Abstract

This study will examine two problems, namely: How do the products Wadi‟ah at Bank BTN sharia Parepare and What are Community Preferences on Wadi‟ah products at Bank BTN Syariah Parepare. The purpose of this research to find out what people's preferences are when listening and knowing regarding Wadi‟ah products at Bank BTN Syariah Parepare. This type of research is field research that is qualitative descriptive. The approach used is a phenomenological approach. The data collection technique is using the observation method, the dept interviews and documentation. Data analysis techniques using Data Reduction (Data Reduction), Data Display (Data Presentation), Conclusing Drawing/Verification (Draw a conclusion). The results of this study indicate that: 1) Wadi‟ah products at Bank BTN Syariah Parepare are a pure deposit from a party that saves or entrust to the party receiving the deposit to be used or not used in accordance with mutually agreed terms. Wadi‟ah products in Bank BTN Syariah Parepare uses a profit-sharing system, calculated based on the ratio is multiplied by the Bank's income on the funds deposited by the customer. 2) Public preference for Wadi‟ah products at Bank BTN Syariah Parepare influenced by several preference concepts, namely: Completeness, Transivity, Continuity, and More is better. People's preferences are also affected by several factors, namely: Cultural Factors, Social Factors, Personal Factors, and Psychological Factors
Implementation of Law Number 8 of 1999 concerning Consumer Protection: The Relationship of Beauty Care Products in the City of Parepare Intan Kumalasari; Zainal Said; Suarning
SIGHAT: JURNAL HUKUM EKONOMI SYARIAH Vol 1 No 1 (2022): SIGHAT: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Program Studi Hukum Ekonomi Syariah, Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (318.98 KB) | DOI: 10.35905/shighat_hes.v1i1.3392

Abstract

The implementation of Law Number 8 of 1999 concerning Consumer Protection regarding the sale of Beauty Care Products in the City of Parepare is still not optimal because there are still many dangerous beauty care products found. Of course this results in losses to the consumer. This research uses a normative juridical method, a juridical approach, namely legal research conducted by examining library materials or secondary data as basic materials to be studied by conducting a search on regulations and literature related to the problems studied. The data collection technique uses observation, interviews, and documentation while the data analysis technique used in this study is the data analysis technique used by the researcher using the Miles and Huberman model, that there are three flow of activities, namely data reduction, data presentation, and drawing conclusions or conclusions. verification. The results of this study indicate that: 1) . The position of consumers is considered vulnerable because they cannot be separated from buying and selling activities and often experience fraud that results in losses. So to protect consumers, the government makes regulations on consumer protection Law No. 8 of 1999 which explains the principles of consumer protection, consumer protection goals, consumer rights, and obligations as consumers, 2) Implementation of regulations on selling beauty care products in the city. Parepare has long been in effect, but the reality in the field is not in accordance with the application of the rules because there are still many sellers who trade products that still use ingredients that are quite harmful to health, 3) Review of Islamic Economic Law regarding the sale of beauty care products in Indonesia. the city of Parepare which is not in accordance with existing Islamic law. Because, in the buying and selling process it is not in accordance with the rules contained in the legal conditions of the sale and purchase law, namely Ma'qud Alaih and Syara'.
Co-Authors Agung Kurniawan Intan Kumalasari Muhammad Ali Rusdi Bedong Zainal Said