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Minimalisasi Jumlah Tiang dalam Group Pile Melalui Pemilihan Bentuk Dasar Penampang Pondasi Tiang pada Tanah Lempung Isnaniati, Isnaniati; Riduwan, Riduwan
Jurnal Semesta Teknika Vol 17, No 2 (2014): NOVEMBER 2014
Publisher : Jurnal Semesta Teknika

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Having very small coefficient of seepage, wide clog, , soil bearing capacity is very low., create the complexity of clay. The pole foundation is what frequently used in clay. Mostly the hard layer of clay soil is far lying under ground along with the rare use of hexagonal foundation which had widely been circular and rectangular. Minimizing the pole in pile group is one of the alternatives to reduce the construction budget. By comparing the pole circle-basis, rectangular, and hexagonal section with variation of dimension 0.3; 0.35; 0.4m, an investigation to the number of pole in pile group based on SPT for vertical soil bearing capacity as well as lateral Brooms method at each cross-sectional shape of the pole is carried out. The results obtained shows similar diameter which finds the number of poles at least up to the highest, in the pile group is a consecutive sequence of rectangular cross-sectional shape of the first, second is a circle, and the third is a hexagon. The percentage of number of rectangular poleÂ Â 78% from circular and 73% from hexagonal shape.

Upaya Meningkatkan Kompetensi Guru Dalam Pengembangan Silabus dan RPP Melalui Pembinaan Profesional Kepala Sekolah Dengan Pendekatan Kooperatif Riduwan, Riduwan
JURNAL GLOBAL EDUKASI Vol 1, No 4 (2018): Februari 2018
Publisher : JURNAL GLOBAL EDUKASI

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Abstract: This research is aimed at the use of inquiry method in science class V learning on light material and its properties. The subjects of this study are the students of class V second semester of SD Negeri 050756 Flow Two subdistricts Sei Lepan which amounted to 20 students consisting of male students 7 students and 13 students. The results showed that the students' motivation and learning outcomes have increased. The improvement of students' learning motivation from the initial condition of 30% or 6 students increased to 12 students or 60% and reached 100% of the 85% minimum limit that has been determined on the success criteria of the improvement process of learning in the second cycle, and the improvement of student learning outcomes from the average at initial condition of 56,00 increased to 64,00 in cycle I and at end of cycle II increased to 76,50 and learning completeness at initial condition as many as 4 students (20%), after improvement by applying method of inquiry in cycle I increased to 10 students or 50% and in cycle II increased again to 18 students or 90%. Based on the results of the above research can be concluded that learning by using inquiry method can improve the process, motivation and learning outcomes of students of class V SD Negeri 050756 Flow Two Semester 2 Year Lesson 2016/2017 on science lesson with light material and its properties Keywords: questions, learning motivation, learning outcomes Abstrak: Penelitian ini ditujukan pada penggunaan metode inkuiri dalam pembelajaran IPA kelas V pada materi cahaya dan sifat-sifatnya. Subjek penelitian ini adalah siswa kelas V semester 2 SD Negeri 050756 Alur Dua kecamatan Sei Lepan yang berjumlah 20 siswa terdiri dari siswa laki-laki 7 siswa dan perempuan 13 siswa. Hasil penelitian menunjukkan motivasi dan hasil belajar siswa mengalami peningkatan. Peningkatan motivasi belajar siswa dari kondisi awal sebesar 30% atau 6 siswa meningkat menjadi 12 siswa atau 60% dan mencapai angka 100% dari 85% batasan minimal yang telah ditentukan pada kriteria keberhasilan proses perbaikan pembelajaran pada siklus kedua, dan peningkatan hasil belajar siswa dari rata-rata pada kondisi awal sebesar 56,00 meningkat menjadi 64,00 pada siklus I dan pada akhir siklus II meningkat menjadi 76,50 serta ketuntasan belajar pada kondisi awal sebanyak 4 siswa (20%), setelah dilaksanakan perbaikan dengan penerapan metode inkuiri pada siklus I meningkat menjadi 10 siswa atau 50% dan pada siklus II meningkat kembali menjadi 18 siswa atau 90%. Berdasarkan hasil penelitian di atas dapat disimpulkan bahwa pembelajaran dengan menggunakan metode inkuiri dapat meningkatkan proses, motivasi dan hasil belajar siswa kelas V SD Negeri 050756 Alur Dua Semester 2 Tahun Pelajaran 2016/2017 pada pembelajaran IPA dengan materi cahaya dan sifat-sifatnya Kata kunci: pertanyaan, motivasi belajar, hasil belajar

PENGUATAN FUNGSI DPS DALAM IMPLEMENTASI PRINSIP SYARIAH PADA BTM DAN BMT MILIK MUHAMMADIYAH DAERAH ISTIMEWA YOGYAKARTA Riduwan, Riduwan; Prasetyo, Priyono Puji; Adha, Mufti Alam
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol 2, No 2 (2018)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Lahirnya Baitut Tamwil Muhammadiyah (BTM) atau Baitul Maal wa Tamwil (BMT) di lingkungan Muhammadiyah menjadi bagian penting dalam kemandirian ekonomi Muhammadiyah. BTM dan BMT merupakan lembaga keuangan mikro dengan prinsip syariah. Kegiatan utamanya terdiri pada dua bidang, yaitu bidang sosial (Baitul Maal) dan bidang bisnis (Baitul Tamwil). Sebagai lembaga keuangan Syariah, BTM dan BMT harus mendapat pengawasan yang layak, yang dilakukan oleh Dewan Pengawas Syariah. Kegiatan pengabdian kepada masyarakat dilakukan pada hari Jum’at dan Sabtu, tanggal 23-24 Maret 2018 yang bertempat di Aula Gedung PWM, Gedong Kuning, Yogyakarta. Peserta yang mengikuti kegiatan pengabdian ini berjumlah 45 orang yang berasal dari berbagai BTM dan BMT milik Muhammadiyah di Daerah Istimewa Yogyakarta. Peserta yang mengikuti pelatihan merupakan Dewan Pengawas Syariah dan Pengurus pada BMT dan BTM tersebut.

Debt And Equity-Based Financing, Size And Islamic Banks Profitability: Empirical Evidence From Indonesia Wahyudi, Rofiul; Mujibatun, Siti; Riduwan, Riduwan
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.3539

Islamic Banking as a financial institution functions to collect and distribute funds to the public. To carry out these functions, the capital structure scheme uses debt and equity based financing. In addition, the implementation is also influenced by the size which ultimately affect the performance of Islamic banking. This study aims to examine debt and equity-based financing, size and Islamic banks profitability: empirical evidence from Indonesia. The research method used is model estimation test of Moderated Regression Analysis (MRA) to see size as moderation variable. Banks profitability is represented by ROA and ROE. This study uses Islamic bank panel data from financial reports published during the sample period covering 2008-2017. The empirical findings show that debt and equity-based financing affect banks profitability. Furthemore, bank size does not moderate the debt and equity-based financing relationship to Islamic banks profitability.

PELATIHAN PENGAWAS KOPERASI SYARIAH BERSERTIFIKASI DI DAERAH ISTIMEWA YOGYAKARTA Wahyudi, Rofiul; Riduwan, Riduwan; Rifan, Akhmad Arif
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol 3, No 3 (2019)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Dewan Pengawas Syariah (DPS) di Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) yang bersertifikasi jabatan pengawas syariah menjadi kebutuhan yang mendesak. Hal ini disebabkan terbatasnya jumlah DPS yang bersertifikasi di lembaga keuangan mikro syariah. Oleh karena itu, kegiatan ini bertujuan memberikan pelatihan sebagai bekal bagi Dewan Pengawas Syariah di Daerah Istimewa Yogyakarta dalam menjalankan tugas dan wewenangnya. Metode pelatihan ini menggunakan klasikal dengan menerapkan kombinasi metode: ceramah, diskusi dan role play. Hasil pelatihan menunjukkan bahwa adanya peningkatan pemahaman DPS terhadap aspek kesyariahan.

HUBUNGAN KEPEMIMPINAN, LINGKUNGAN KERJA DAN MOTIVASI TERHADAP KEPUASAN KERJA PEGAWAI DI KPU KOTA KEDIRI Riduwan, Riduwan
REVITALISASI : Jurnal Ilmu Manajemen Vol 4 No 4 (2015): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v4i4.770

Presence rate of several staff at KPU Kota Kediri is considered in a low level. In addition, there were some staff who proposed mutation to other institution, low work loads, low work motivation, leadership dualism at the office of KPU Kota Kediri. Such phenomena showed that the office suffered from low satistaction rate. While many factors affect work satisfaction rate of the staff, this study focused on only three of them: leadership, work environment, and motivation. From this standpoint, there came statement of the problem: Was there any relationship of leadership, work environment, and motivation to work satisfaction of the staff at KPU Kota Kediri. Method used in the study was an explanatory study using population obtained from KPU Kota Kediri staff. There were 21 staff subject to a sensus sampling. Technique of data collection used questioner and documentary techniques with instrument of questioner and Likert Scale for measurement. Data collected were analysed by Rank Kendall correlation. The study resulted in as follows:1. Leadership had a positive relationship with work satisfaction of the staff at KPU Kota Kediri.2. Work environment had a positive relationship with work satisfaction of the staff at KPU Kota Kediri and Motivation had a positive relationship with work satisfaction of the staff at KPU Kota Kediri. 3. The simultaneous of leadership, work environment and motivation on work satisfaction of the staff at KPU Kota Kediri was 88%. The other 12% effect was derived from other variables than leadership, work environment, and motivation. In conclusion, superiors of KPU Kota Kediri could enhance work satisfaction of the staff by means of improving their leadership, work environment, and motivation, either partially or simultaneously.

RISK ANALYSIS OF SHARIA BANK FINANCING CONTRACT Riduwan, Riduwan; Danupranata, Gita
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol 3, No 1 (2020)
Publisher : Universitas Ahmad Dahlan

Non-Performing Financing (NPF) is the inability of customers to meet their obligations in accordance with the contract, which can be categorized into three types namely substandard, doubtful and bad debt (macet). NPF is the main and biggest risk for sharia banks, hence the ability of sharia banks to identify, measure, monitor and control the risks of financing and capital provision is very important. Sharia banks will face greater risks than conventional banks because of the risk of sharia reputation. Besides being influenced by internal and external factors of sharia banks, NPF can also be influenced by the financing contract (akad) used.This study analyzes the level of financing risk based on the contract. The population and sample are all Sharia Rural Banks in Indonesia with 167 secondary data in the form of the publication of financial statements for 2011-2018. Analysis of the data using quantitative descriptive methods with a survey approach. The analyzed data are NPF data based on an eight year financing contract. This study managed to obtain data that the BPRS is more interested in financing with certainty of results, proven that murabahah has the highest outstanding compared to other contract. The results of this study also indicate that the low risk contract is in the murabahah contract, while the contract with the medium risk is in the mudarabah, musyarakah, multijasa, qard and istisna and the contract with the highest risk is salam and ijarah contract.

Debt And Equity-Based Financing, Size And Islamic Banks Profitability: Empirical Evidence From Indonesia Wahyudi, Rofiul; Mujibatun, Siti; Riduwan, Riduwan
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.3539

Islamic Banking as a financial institution functions to collect and distribute funds to the public. To carry out these functions, the capital structure scheme uses debt and equity based financing. In addition, the implementation is also influenced by the size which ultimately affect the performance of Islamic banking. This study aims to examine debt and equity-based financing, size and Islamic banks profitability: empirical evidence from Indonesia. The research method used is model estimation test of Moderated Regression Analysis (MRA) to see size as moderation variable. Banks profitability is represented by ROA and ROE. This study uses Islamic bank panel data from financial reports published during the sample period covering 2008-2017. The empirical findings show that debt and equity-based financing affect banks profitability. Furthemore, bank size does not moderate the debt and equity-based financing relationship to Islamic banks profitability.

Islamic Social Reporting Disclosure of Sharia Commercial Banks in Indonesia: A Form of Social Responsibility Riduwan, Riduwan; Mutmainah, Luâ€™liyatul; Wahyudi, Rofiul
Shirkah: Journal of Economics and Business Vol 5, No 3 (2020)
Publisher : IAIN Surakarta

Sharia industry development encourages experts to design Corporate Social Responsibility (CSR) disclosure index that is more compatible with the characteristics of sharia-based corporate. However, studies examining CSR disclosure using Islamic Social Reporting (ISR) index that focuses on detailed results of content analysis from time to time still remains a paucity of evidence. Hence, this study aims to examine the practice of Islamic Social Reporting disclosure of sharia commercial banks in Indonesia. Drawing on the data obtained from CSR reports established by sharia banks in Indonesia, the results of content analysis disclosed that the ISR disclosure showed a fluctuating trend. It was also revealed that the six themes of ISR index have not been optimally disclosed. ISR disclosures of sharia banks in Indonesia were categorized as good since the average disclosure reached 50% in 2015 up to 2017, especially the corporate governance disclosure. This studyâ€™s results imply that it is necessary to increase the disclosures that can be strengthened by regulations from financial regulators and Islamic banking associations to increase public trust and value-added of sharia commercial banks. This study contributes to the development of sharia banks as fruitful insights on policy recommendations for Islamic banks' top management.

Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah Maslihatin, Aini; Riduwan, Riduwan
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 1 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i1.47

Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.

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