Aam Slamet Rusydiana, Aam Slamet
Tazkia University College of Islamic Economics

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Bagaimana Mengembangkan Industri Fintech Syariah di Indonesia? Pendekatan Interpretive Structural Model (ISM) Rusydiana, Aam Slamet
AL-MUZARA'AH Vol. 6 No. 2 (2018): AL-MUZARA'AH (December 2018)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (537.206 KB) | DOI: 10.29244/jam.6.2.117-128

Abstract

Fintech in Indonesia is an untapped market opportunity. As a country with the largest muslim population in the world, the prospect of Islamic fintech in Indonesia is very good. This study tries to answer the problems that occur, strategy, and stakeholders involved in developing Islamic fintech in Indonesia using the Interpretive Structural Model (ISM) approach. The core problem faced in developing the Islamic finance technology industry is the lack of policy instruments that maintain the work process of fintech and the availability of human resources for fintech. The strategy needed in the framework of developing Islamic fintech is the ability to manage and analyze data in the big data era and human resources in digital marketing. For ecosystem aspects or actors involved in developing Islamic fintech in Indonesia, important actors include government or regulators, educational institutions (universities), as well as existing industries (banks and other financial institutions). 
Penerapan Dinar dan Stabilitas Ekonomi: Pendekatan Vector Autoregression Rusydiana, Aam Slamet
IKONOMIKA Vol 2, No 1 (2017)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v2i1.899

Abstract

The application of fiat money in transaction makes unstability in economy. To solve this problem, it needs a strong monetary system that support by stabil currency. This research is going to analyze the impact of dinar on economic stability in Indonesia. This study use vector error correction model as tool of analysis. The result shows that exchange rate had negative impat of economic growth, but dinar give a positive impact on economic growth. Besides that, the dinar doesn’t give an impact on inflation increasing in Indonesia. This result imply that the application of dinar will make an economy relatively stabil than fiat money currency.
MEKANISME TRANSMISI SYARIAH PADA SISTEM MONETER GANDA DI INDONESIA Rusydiana, Aam Slamet
Buletin Ekonomi Moneter dan Perbankan Vol 11 No 4 (2009): APRIL 2009
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (115.955 KB) | DOI: 10.21098/bemp.v11i4.345

Abstract

The transmission mechanism of monetary policy has been an area of abundant economic researchin many countries. The financial system links monetary policy and the real economy. Thus, events ortrends that affect the financial system can also change the monetary transmission mechanism. This studytries to analyze shariah transmission mechanism in Indonesian dual monetary system, using Vector AutoRegression (VAR) and Vector Error Correction Model (VECM) methods.Results show that the relationship between SWBI (SBI Shariah) and shariah financing (LNFINCG) isnegative. It means, when SWBI be higher, the quantity of shariah financing would be lower. And so do SBI and inflation (LNIHK). When the total of shariah financing be increase, it will gives positive contributionfor reducing inflation rate in Indonesia, because with this system possibility to make equal growth among monetary and real sectors appears. Therefore, it will be strategic action for monetary authority to grow up shariah banking share in Indonesia, for minimizing "bad inflation" in economy. Other recommendation, SWBI as shariah monetary instrument should be reconsidered to achieve positive impact for real sector.
Elaborating Cash Waqf Development In Indonesia Using Analytic Network Rusydiana, Aam Slamet; Devi, Abrista
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 2 NO. 1 JUNE 2018
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (765.69 KB) | DOI: 10.28918/ijibec.v2i1.1177

Abstract

This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using Analytic Network Process (ANP) method. Here is also offered some solutions for the problems identified. ANP is a mathematic theory that allows one to deal systematically with dependence and feedback and that can capture and combine tangible and intangible factors by using ration scale. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) more computerized cash waqf management, 2) the development of waqf education institutions, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step.
SENTIMENT ANALYSIS OF ISLAMIC WAQF: EVIDENCE IN INDONESIA RUSYDIANA, AAM SLAMET
Maqdis : Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (211.492 KB) | DOI: 10.15548/maqdis.v3i2.184

Abstract

It is important to do research on public sentiment towards waqf presence in a country in order to know public response to its existence. This study aimed to determine public sentiment towards waqf in Indonesia. Data were collected from 80 articles, journals and other writings. Data were analyzed using the software Semantria as an analytical tool in the form of text. The results showed that the assessment of existence of waqf in Indonesia amounted to 66% of the community showed positive and high positive sentiment, 11% indicate negative sentiment and 23% indicates a neutral sentiment. Therefore, stakeholders need to take advantage of the awakening momentum of waqf in Indonesia so that in the future they can be a solution to the problems of social economy and the benefit of society.
MENGUJI KAUSALITAS ANTARVARIABEL EKONOMI DAN POLITIK: IBN KHALDUN THEORY ON WEALTH Rusydiana, Aam Slamet
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol 4, No 1 (2018): JURNAL SYARIKAH
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (477.889 KB) | DOI: 10.30997/jsei.v4i1.1031

Abstract

One of the Muslim scholars called the historian of Schumpeters world is Ibn Khaldun. This figure has realized the great impact of economic factors on social and political life. Ibn Khalduns formulation shows the composite and relationship of variables that are the prerequisites for the realization of a state (G). The variables are syariah (S), society (N), wealth (W), and development (D). This research will try to test the relation between several economic and political variables proposed by Ibn Khaldun by using quantitative approach of Vector Autoregression (VAR) and Granger Causality test.There are some important findings. First, the variable W (welfare) has a significant effect on the level of development of a State (DEV). When a country has a good level of economic growth, then the physical development of a State is relatively good and positive. Vice versa. Second, the N variable (society) has a significant effect on the level of development of a State (DEV). This conclusion is in line with Ibn Khalduns thesis that the quantity and quality of human resources, especially those who work productively, will be able to improve the economy and the development of a State.Another conclusion is that the relatively stable state of the economy, the current government at that time will tend to have the power to survive in its leadership dynasty. In addition, with the good economic conditions and wealth of a State, the position and condition of the people will get better.
KRITERIA PEMILIHAN LEMBAGA WAKAF DI INDONESIA: PENDEKATAN MULTICRITERIA DECISION MAKING Rusydiana, Aam Slamet
EQUILIBRIUM Vol 6, No 2 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i2.3725

Abstract

Islamic finance is also known as a social financial entity that also has an equally important role for public benefit. One of Islamic social financial instrument is waqf. Typically, waqf or endowments are managed by an institution known as nadzir or the management of waqf. This study tries to analyze the preferences and behavior of criteria for selection of waqf institution or nazhir waqf in Indonesia through the multicriteria decision making method known as Analytical Network Process (ANP) approach.The results conclude that the most priority criteria that influence the selection of waqf institution in Indonesia are financial transparency/accountability and innovative program. Therefore, waqf managers or nazhir must always be trustworthy and fully responsible for managing funds and endowments. In addition, professional and innovative managers are needed in managing waqf objects.
Indeks Malmquist untuk Pengukuran Efisiensi dan Produktivitas Bank Syariah di Indonesia Rusydiana, Aam Slamet
Jurnal Ekonomi dan Pembangunan Vol 26, No 1 (2018)
Publisher : Pusat Penelitian Ekonomi-LIPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (29.168 KB) | DOI: 10.14203/JEP.26.1.2018.47-58

Abstract

Perkembangan industri perbankan syariah saat ini merupakan salah satu indikator utama perkembangan ekonomi keuangan Islam secara umum di Indonesia. Dalam dunia perbankan, termasuk perbankan syariah, isu pengukuran efisiensi dan produktivitas menjadi 2 hal yang cukup penting. Studi ini mencoba menganalisis model CCR sebagai model dasar dalam DEA untuk melihat tingkat efisiensi bank umum syariah di Indonesia untuk periode 2012-2016. Selanjutnya indeks Malmquist digunakan untuk melihat tingkat produktivitas dari bank syariah, baik dari sisi perubahan efisiensinya maupun perubahan teknologi yang kemudian ditampilkan dalam bentuk kuadran 4 kelompok.Hasil yang diperoleh dari skor indeks Malmquist (TFP Change) menunjukkan bahwa 8 bank syariah dari total 11 BUS mengalami peningkatan produktivitas, atau sekitar 73% dari keseluruhan bank umum syariah. Untuk analisis kelompok bank dengan kriteria efficiency change (EFFCH) dan technological change (TECH), terdapat 1 bank umum syariah yang berada pada kuadran 1 (technical change dan efficiency change yang tinggi), ada 4 bank syariah yang berada pada kuadran 2 (technical change yang tinggi namun efficiency change rendah), dan 6 bank syariah yang masuk ke dalam kuadran 3 (technical change rendah namun efficiency change yang tinggi). Sementara itu tidak ada satu pun bank umum syariah yang masuk kategori kuadran 4.
KRISIS EKONOMI DALAM PERSPEKTIF EKONOMI ISLAM PEMBERDAYAAN EKONOMI UMAT DARI PERSPEKTIF ISLAM Rusydiana, Aam Slamet
Harmoni Vol 12 No 2 (2013): Mei-Agustus 2013
Publisher : Pusat Penelitian dan Pengembangan Kehidupan Keagamaan Kementerian Agama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (540.659 KB)

Abstract

Economic experts have concluded that the fundamental economic fragility is a major cause of the economic crisis. Deficit balance of payments, foreign debt burden swells - particularly short-term debt, inefficient investments, and many other economic indicators has been active in inviting the emergence of the economic crisis. When in fact the main cause is none other than the error due to the economic system and greediness. This paper tries to highlight the factors that cause the economic crisis of the religious aspects, economic ethical aspects, behavioral economic agents and other qualitative aspects.
SUDAH SAMPAI MANA RISET ZAKAT KITA? Rusydiana, Aam Slamet; Al-Farisi, Salman
Harmoni Vol 15 No 1 (2016): Januari-April 2016
Publisher : Pusat Penelitian dan Pengembangan Kehidupan Keagamaan Kementerian Agama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (522.019 KB)

Abstract

 Zakat is one of the pillars of Islam. Not only Zakat has dimension of ritual but also social dimension. Meaning that, paying zakat (almsgiving) is not seen only as religious ritual but also it could touch humanity aspect by empowering its potency to maximize public wealth. On the other hand, the research related to zakat in Islamic economics area is still under study, if compared to the study of Islamic banking sector.  This study tries to review a number of research on zakat. The study uses descriptive statistical analysis based on selected 120 journal publications related to zakat, both national and international journal. The entire sample is derived from academic journal that have been published in the last six years, from 2010 to 2015.  The research shows that research on zakat is still dominated by the discussion of zakat institution (28%), followed by management of zakat (22%), zakat distribution (19%) and poverty (19%). The last theme is about zakat collection (13%). Malaysia and Indonesia became the highest zakat study area, while the majority of publications area is Indonesia, Malaysia and United States. In addition, the use of quantitative method and that of mixed methods is still low than the qualitative approach.