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SINERGITAS PEMBERDAYAAN PONDOK PESANTREN Putra, Purnama; Huda, Nurul; Basri, Hasan; Alrasyid, M. Harun; Sardiana, Anna; Amalia, Rizqi Maulida; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Qurnain, Dewi Savitri
DEVOSI Vol 1 No 2 (2020): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v1i2.2503

The existence of pesantren in the midst of society has a very strategic meaning. Pesantren institutions that are rooted in the community, especially rural communities, are a separate force in arousing the enthusiasm and passion of the community for progress. One of the pesantren that has a long history of the Republic of Indonesia is pesantren Cijati Majalengka. Darul Falah Islamic Boarding School, Cijati. The Community Empowerment Program in Islamic Boarding Schools in terms of economic, social, psychological-counseling, religion, education and other aspects through community service cooperation between universities and partners is expected to provide optimal empowerment for the pesantren environment and the communities around the pesantren area. This service was carried out at the Darul Falah Islamic Boarding School which is located at Jl. K.H Mahfud No. 23 Kelurahan Cijati Kec / Kab. Majalengka with in-house training methods, in the form of socialization, training, and consultation. The conclusion of the community service carried out is the need for a holistic empowerment synergy to increase the potential of the pesantren.

EDUKASI EKONOMI KEUANGAN SYARIAH BAGI SISWA SMAN 1 PADANG DAN SMAN 4 PADANG Sardiana, Anna; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Darniaty, Will Andilla; Sabila, Salma
DEVOSI Vol 2 No 2 (2021): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v2i2.3003

The majority of Indonesian are Muslim. As a country with the largest Muslim population, Indonesia has the potential to develop sharia economics and finance, especially in support of funding the priorities of development, such as infrastructure projects, education, and Agriculture. However, the development of sharia finance in Indonesia is not yet in accordance with expectations. This is reflected by the sharia financial market share including banking and insurance that is still relatively small, which is only reached 8.6 percent until January 2019, specifically for new Sharia banking reached 5.6 percent. Departing from this, it is proposed a community dedication to education regarding the Sharia financial economy. The event was held on 14-15 November 2019. The material presented in relation to values and principles of Sharia economics, and introduction of Sharia banking. Overall the event went smoothly. For the future this activity should be done continuously.

The Impact of Literacy to Shariah Financial Service Preferences Anna Sardiana
ETIKONOMI Vol 15, No 1 (2016)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v15i1.3115

The purpose of this study was to determine whether the Islamic financial literacy and the indicator as the knowledge, ability or skills and the confidence have a significant effect together and partially to the preferences of using the Islamic financial services. This type of research is descriptive research, while the method of analysis used in this study is the method of binary logistic regression analysis. The data used is primary data by the method of distributing questionnaires to users and non-users of Islamic financial services in Jakarta spread to the period April to May 2014. The results of this study indicate that Islamic financial literacy significant influence preference use Islamic financial services. In further testing, the knowledge indicator is partially significant toward the preferences of the use of Islamic financial services, as for indicators of ability and confidence does not affect the preferences of the use of Islamic financial servicesDOI: 10.15408/etk.v15i1.3115

PENGARUH PEMBIAYAAN FINTECH SYARIAH TERHADAP MODAL KERJA, OMZET PENJUALAN, DAN LABA BERSIH UKM (STUDI PADA ALAMI SHARIA) Nauvalsev Abdul Purba; Anna Sardiana
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 2 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i2.2924

The presence of a number of fintech companies contributes to the development of Small and Medium Enterprises (UKM) in meeting their business capital needs. This answered an opinion which stated that SMEs have problems in accessing finance, one of which is the lack of access to formal sources of funds, either due to the absence of banks in remote areas or the unavailability of adequate information. There is so much potential for Islamic fintech financing that it deserves attention, but to this day there are still few scientific papers published to see whether Islamic fintech has a role in developing the financial performance of SMEs. Data analysis techniques and hypothesis testing in this study used the SmartPLS program. There is sufficient evidence that financing measures can improve the financial performance of SMEs in terms of working capital performance and sales turnover, while for net income it takes time to see the positive trend of PT Alami Fintek Sharia financing.

Banking Information Technology on Economic Inequality: An analysis of Electronic Money Anna Sardiana
Indonesian Journal of Economics, Social, and Humanities Vol 3 No 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/ijesh.3.1.27-34

The purpose of this study is to analyze and determine the role of banking technology, specifically the use of electronic money in reducing economic inequality in Indonesia. Gini coefficient analysis was used as method in data analysis to measure economic inequality. The data used in the study was secondary data sourced from the Central Statistics Agency (BPS) and Bank Indonesia (BI). The comparison is done using the Gini coefficient calculation method. The results of analysis in this study indicate that there is an increase that causes economic inequality in Indonesia regarding the use of server-based electronic money. The findings in this study also indicate that chip-based electronic money which is a product of banking technology can reduce the level of economic inequality in Indonesia.

Pengaruh Literasi Keuangan pada Keuangan Inklusif Penggunaan Bank Sampah di Jakarta Selatan Anna Sardiana
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 2, No 1 (2018)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v2i1.3411

Inclusive Finance is a national development strategy to encourage economic growth through equal distribution of income, poverty alleviation and financial system stability. Financial literacy measures inclusive finance through access to financial services that will greatly help marginalized and low-income groups to increase their revenues, accumulate wealth, manage risks, and make efforts to get out of poverty. This study aims to examine the effect of financial literacy with the variable of knowledge, ability and attitude / behavior on the inclusive financial use of garbage bank in South Jakarta. Method used in this research is descriptive method of analysis with quantitative approach, by using primary data. The analytical method used is multiple regression analysis with the help of SPSS 15.0 analysis tool

PENGARUH PEMBIAYAAN FINTECH SYARIAH TERHADAP MODAL KERJA, OMZET PENJUALAN, DAN LABA BERSIH UKM (STUDI PADA ALAMI SHARIA) Nauvalsev Abdul Purba; Anna Sardiana
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 2 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i2.2924

The presence of a number of fintech companies contributes to the development of Small and Medium Enterprises (UKM) in meeting their business capital needs. This answered an opinion which stated that SMEs have problems in accessing finance, one of which is the lack of access to formal sources of funds, either due to the absence of banks in remote areas or the unavailability of adequate information. There is so much potential for Islamic fintech financing that it deserves attention, but to this day there are still few scientific papers published to see whether Islamic fintech has a role in developing the financial performance of SMEs. Data analysis techniques and hypothesis testing in this study used the SmartPLS program. There is sufficient evidence that financing measures can improve the financial performance of SMEs in terms of working capital performance and sales turnover, while for net income it takes time to see the positive trend of PT Alami Fintek Sharia financing.

ANALISIS PENGETAHUAN DAN KRITERIA PEMILIHAN BANK SYARIAH ANNA SARDIANA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i2.218

This study aims to analyze the selection criteria considered by students in choosing a Sharia bank; know the level of student knowledge of Islamic banking products; and analyzing consumer attitudes towards Islamic banks. The research subjects were students who used the services of Islamic banks or those who did not use Islamic banks in Jakarta. Data analysis methods are statistical descriptive and factor analysis. The analysis concluded that there were six factors that were considered by students in choosing a Sharia bank, including: perception and process, physical condition, price, human resources, relationships and location factors. Consumer perception is the most influential factor on consumer decisions in choosing a Sharia bank. In general, the majority of respondents have limited knowledge about Islamic banking. Religion is not the main reason for students to choose a Sharia bank. Students consider Sharia bank service friendliness more than other factors.

PERAN DIGITALISASI PENDIDIKAN TERHADAP PROSES PEMBELAJARAN SISWA DI MASA PANDEMI COVID-19 Anna Sardiana; Aditama Setyo Moekti
DEVOSI Vol 3 No 2 (2022): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v3i2.4581

Education is the third pillar after health and economics, so traditional education must be able to answer the latest challenges by changing learning models, both elementary, junior high, high school, and university students. So far, education is still using traditional face-to-face methods, and distance learning (PJJ) is being implemented. Distance learning (PJJ) is applied based on the current situation and conditions, in accordance with the recommendation of the Government of the Republic of Indonesia that carrying out activities of working from home, learning from home, and worship from home. These things underlie the change in the learning process from traditional methods to modern methods or what is called the Digitalization of Education. The purpose of digitizing education is to make it easier for students to learning from home and teachers to teach from home and the knowledge gained remains effective, so that it is also in accordance with the recommendation of the Government of the Republic of Indonesia.

Kontribusi Fintech Syariah dalam Pengembangan UMKM di Masa Pandemi COVID 19 Anna Sardiana; Diva Resma Ningtyas
Jurnal Ekonomi dan Manajemen Vol. 2 No. 1 (2022): Maret: Jurnal Ekonomi dan Manajemen
Publisher : Amik Veteran Porwokerto

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that present topics related to the research. This research also uses secondary sources where the source presents data related to Sharia fintech and MSMEs. The research technique used in this study is descriptive statistics by examining patterns to develop MSMEs using Sharia-based fintech. The results of this study revealed that currently the total assets of Sharia fintech reached 50 billion in IDR with a growth 8.32 %, which shows a significant figure compared to February 2020. Since the development of Sharia fintech, there have been 13 Sharia financial technology and there’re six companies engaged in financing 65 to develop MSMEs. The pattern used in developing MSEs that have a Sharia basis can use the role of fintech institutions not only providing financial assistance in the form of money but also providing assistance in the form of companions in developing their businesses related to MSME marketing..

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