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EFFICIENCY OF ZAKAT MMANAGEMENT OORGANIZING (OPZ) IN INDONESIA Aziz, Roikhan Mochamad
JURNAL AKUNTANSI DAN AUDITING Volume 16, Nomor 1, Tahun 2019
Publisher : Department of Accounting, Faculty of Economics & Business,Diponegoro University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1228.93 KB) | DOI: 10.14710/jaa.16.1.112-149

Abstract

National charity potential in Indonesia is very large, but not comparable to the fact that the number accumulation ZIS in Indonesia. Then, needs to be done to optimize the potential of zakat is one of them with efficiency. The purpose of this study was to determine the level of efficiency of Zakat Management Organization (OPZ). The sampling technique used in this research is purposive sampling by taking a sample of 2 organizations zakat is BAZNAS and PKPU. The data used in this research is secondary data obtained from financial statements published by BAZNAS and PKPU. Measurement of efficiency in this study using Data Envelopment Analysis (DEA).Input variables used in this study is the operational costs and personnel costs, while the output variable is the receipt and disbursement of zakat. Results from this study showed that only BAZNAS who always achieve efficiency levels of 100 percent during 2011-2013, while PKPU experiencing fluctuating conditions of efficiency. On average achievement BAZNAS efficiency from 2011 through 2013 is equal to 100 per cent, while the average achievement of efficiency PKPU fluctuated during the period 2011-2013 amounted to 52.13 percent.
Development Of Small Medium Entreprise With External, Internal, And Religiosity Factors In Islamic Banks Aziz, Roikhan Mochamad
KINERJA Vol 21, No 1 (2017): KINERJA
Publisher : Faculty of Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v21i1.1032

Abstract

The purpose of this research is to analyze the influence of external, internal and religiosity variable that proxies to inflation, Bank Indonesia Certificate Sharia (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) to Small and Medium Enterprises Financing in the Islamic Bank in Indonesia. The data is used Time Series data periods of January: 2011 – March: 2016 from Statistic Banking of Indonesia by analyzed of Multiple Linear Regression and Hahslm method. The results of this research indicate that the variable Inflation, Bank Indonesia Sharia Certificate (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) have partially influence to Small and Medium Enterprises Financing. This is showed by the value of Adjusted R Square of 60,7% while the remaining 39,3% influence by other factors. In this research showed Inflation, Non Performing Financing (NPF) and Third Party Fund (DPK) have a significantly and positive effect on the Small and Medium Enterprises Financing. Meanwhile, Bank Indonesia Sharia Certificate (SBIS) has no significantly effect on Small and Medium Enterprises Financing. Simultaneously, the overall independent variables have a significant influence to Small and Medium Enterprises Financing.Keywords: Inflation, SBIS, NPF, Islamic Banking.
Determinant of Islamic Pension Fund In Indonesia Aziz, Roikhan Mochamad; Jayaprawira, Acep R.; Sulistyowati, Sulistyowati
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 3 NO. 1 JUNE 2019
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1513.653 KB) | DOI: 10.28918/ijibec.v3i1.1431

Abstract

The research aims to know the variables that affect the assets of Pension Funds by Financial Institutions (DPLK, Pension funds by financial institution) Muamalat, which is the performance of Bank Muamalat as internal factors that described in the variable Profit of Bank Muamalat and third-party funds. The external factors are Bank Indonesia Sharia Certificates (SBIS, Sertifikat Bank Indonesia Syariah) as an indicator of the placement of Islamic funds, and profit of DPLK Muamalat as a religious factor.The method used in this research is done by Multiple Correlation Regression Analysis with monthly data starting from April 2008 (since the existence of SBIS) until October 2017. Moreover, Analysis Method of HahSlm Theory is added which is an analysis that approached according to Islamic thinking model to provide a benchmark that corresponds to the religious value.The final result of this study emphasizes that all factors, which consist of the internal factors, external factors and religious factors, affect the assets of DPLK Muamalat. It is interesting to know that the profit of Bank Muamalat has a negative correlation. That is certainly not in accordance with the existing theory that performance or credibility of the main business (Bank Muamalat) has a big influence on the performance of DPLK Muamalat. It is expected that the results of the research is useful for every party, from the regulator party like the Financial Services Authority (OJK, Otoritas Jasa Keuangan), the industrial parties (the other DPLK), the company, and the participants of the Pension Funds by Financial Institutions.
IMPLEMENTATION OF STATE SUKUK BASED ON STATE ASSETS Aziz, Roikhan Mochamad; Yaumi, Anukhrija
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 3, No 2 (2019)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (729.241 KB) | DOI: 10.30868/ad.v3i2.516

Abstract

This study aims to analyze of Sukuk development based on underlying of State Own Property (BMN, Barang Milik Negara) in Indonesia with Islamic Perspective. The data used in this study is the secondary data and the method used Strong Weakness Opportunity Threat Reflexivity Religiosity (SWOTR2) analysis with the help of some literature as sources and interviews conducted during the study. The results of this study indicate that by the end of 2016, the value of Sukuk emission has reached 20,425.4 Billion Rupiah (USD 1,520). With the total of State Budget (APBN) Rp 2,152,695 Billion (USD 159,700), the market share of Sukuk in Indonesia in 2016 reaches 0.95%. To make Sukuk more growing, Indonesia has a new breakthrough by using state assets as an underlying asset in its issuance. However, the use of such underlying assets is only limited to state property (BMN), so it is necessary to extend the state assets used as underlying. Because the wealth of the state is not limited to the existence of a thing in the form of buildings, but also includes all the natural wealth attached to the asset.
UPAYA MENINGKATKAN MOTIVASI BERWIRAUSAHA YANG BERBASIS ONLINE PADA MASYARAKAT DESA TANJAKAN Aziz, Roikhan Mochamad; Haq, Dhiyaul; Meilani, Meilani; Zahroh, Sekar Aini
MATAPPA: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 1 (2020): Maret ( Article In Progress)
Publisher : STKIP Andi Matappa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (349.232 KB) | DOI: 10.31100/matappa.v3i1.497

Abstract

The level of acceptance in Indonesia is quite large, many factors cause it, one of them less able to compete in the world of work. The purpose of this study is to introduce and motivate citizens about entrepreneurship by using technology that is being developed continuously. This research was conducted in Tanjakan Village, Rajeg District, Tangerang Regency, Banten. The method used is descriptive qualitative. The subject is the Tanjakan community itself. From this research, it can be seen that what is related to related citizens through online media, both, but minimation, understands how to do entrepreneurship using technology that makes citizens less courage to start a business.
Evaluation Of Interest Rate Free In Indonesian Islamic Banking Aziz, Roikhan Mochamad; Syahrul, Syahrul
IJECA (International Journal of Education and Curriculum Application) Vol 1, No 2 (2018): August
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/ijeca.v1i2.2101

Abstract

The purpose of this study reviewed the analysis and discussion in a thesis entitled "Analysis of Effect of Non Performing Financing (NPF), assets of Islamic Banking and Bank Indonesia Certificates Sharia (SBIS) Financing Against Islamic Banking in Indonesia in 2010-2013". This research methodusing descriptive qualitative method in which these two methods are analyzed and explained by the subjective nature or in accordance with the object. The data used is qualitative data that comes from two sources, namely primary data and secondary data. Then the data is formulated and interpreted so neatly into one. The data collection is done by observation, interview, documentation, and literature. The results of this research are variable Non Performing Financing (NPF), assets of Islamic Banking and Bank Indonesia Certificates Sharia (SBIS) mempunai significant effect on the financing of Islamic banking in Indonesia.
PENGEMBANGAN KEWIRAUSAHAAN SESUAI POTENSI DESA TANJAKAN BANTEN Aziz, Roikhan Mochamad
Jurnal Pasca Dharma Pengabdian Masyarakat Vol 1, No 1 (2020): Jurnal Pasca Dharma Pengabdian Masyarakat VOL.I NO.1 Mei 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpdpm.v1i1.23849

Abstract

Akademisi sebagai agen perubahan memiliki tiga bakti yang tertuang dalam Tri Dharma Perguruan Tinggi yaitu Pendidikan dan Pengajaran, Penelitian dan pengembangan, Pengabdian Masyarakat yang mana mahasiswa bertugas dalam hal pengabdian bagi masyarakat, Indonesia memiliki banyak perguruan tinggi sebagaimana tugas sebagai agen pembawa perubahan harus melakukan pengabdian bagi masyarakat dari bidang keilmuan , agama, sosial , politik, pendidikan, maupun ekonomi. Yang mana kita ketahui akhir-akhir ini pemerintah sedang mendukung segala jenis usaha kecil menengah. Salah satu pengembangan kewirausahaan masyarakat untuk meningkatkan kemandirian ekonomi masyarakat Indonesia. Kewirausahaan perlulah melakukan cara pemasaran yang modern di era revolusi industri 4.0 yang mana pemasaran berbasis teknologi melalui sosial media maupun belanja online. Masyarakat tentulah pelatihan pemasaran kewirausahannya melalui teknologi agar mampu menjangkau wilayah pemasaran yang tersebar diseluruh Indonesia. Maka mahasiswan dengan pengabdiannya haruslah melakukan pelatihan terhadap masyarakat untuk melakukan pemasaran melalui media teknologi internet di era revolusi industri 4.0 untuk meningkatkan ekonomi masyarakat.  
Analysis the level of Efficiency of Sharia Commercial Bank and Sharia Business Unit in Indonesia with Data Envelopment Analysis Method Aziz, Roikhan Mochamad; Amanda, Dita Nur
Jurnal Organisasi dan Manajemen Vol. 17 No. 1 (2021): January - June
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v17i1.834.2021

Abstract

This research has the purpose to measure efficiency and analyze the efficiency comparison between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS) in Indonesia and compare the efficiency during the period 2008-2013. There are 10 Islamic banks which are used as samples of this research consisting of 3 Sharia Commercial Bank (BUS) and 7 Sharia Business Unit (UUS) that were chosen by purposive sampling. Efficiency measurements in this research using Data Envelopment Analysis (DEA). To determine differences in efficiency between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), this study uses a different test parametric independent sample t-test. The result of this research showed that there is no significant difference between the efficiency of Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), during the period of 2008-2013 with possible intervention t value (-0.429) < t table (2.002) and probability value =0.000.
EFEKTIVITAS BISNIS STARTUP DIGITAL PT. JOJO NOMIC INDONESIA DALAM NILAI KEUNTUNGAN DAN IBADAH ERA COVID-19 Agustian, Lutfi Nur; Aziz, Roikhan Mochamad
Jurnal Riset Entrepreneurship Vol 3 No 2 (2020)
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jre.v3i2.1423

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat efektivitas kinerja PT. Jojo Nomic Indonesia, sebuah startup (perusahaan rintisan) di bidang teknologi, dengan metode DEA dan nilai keislaman yang dicerminkan dari nilai sholat para karyawannya selama periode 2016-2019 serta melihat pengaruh variabel input dan variabel output terhadap tingkat pertumbuhan perusahaan. Studi kasus yang menjadi objek penelitian ini yaitu pada PT. Jojo Nomic Indonesia. Adapun variabel input yang digunakan yaitu Akumulasi Jumlah Pelanggan Baru dan Renewal dan Jumlah Leads (Potential Customer) Masuk. Sedangkan variabel output-nya yaitu Pendapatan Operasional. Nilai keislaman yang digunakan yaitu bobot nilai ibadah sholat yang diambil dari penilaian keseharian ibadah pegawai selama rentang waktu 2016-2019. Pengaruhnya terhadap efektivitas kinerja dapat dilihat menggunakan perhitungan nilai refleksivitas ibadah. Hasil penelitian ini menunjukan dari data efektivitas kinerja karyawan dapat disimpulkan bahwa peningkatan efektivitas kinerja karyawan sejalan dengan peningkatan yang terjadi pada bobot nilai dalam ibadahnya. Hal ini tercermin dari nilai refleksivitas ibadah dalam kinerja karyawan yang sejak tahun 2016-2019 selalu meningkat angkanya. Puncaknya terjadi pada tahun 2019, di mana efektivitas kinerja yang dilihat dari variabel output (pendapatan operasional) mencapai titik maksimal 100% sejalan dengan adanya peningkatan yang juga cukup signifikan dalam bobot nilai ibadah karyawan menjadi 90%. Sehingga dapat dihitung nilai refleksivitasnya berada di persentase 90%. Dengan kata lain, nilai ibadah sholat cenderung berpengaruh besar terhadap peningkatan efektivitas kinerja karyawan di PT. Jojo Nomic Indonesia.