Taufik Awaludin, Taufik
Unknown Affiliation

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

Preferensi Muzakki Dalam Memilih Membayar Zakat di Lembaga Zakat Formal Ma'fiyah, Ma'fiyah; Yughi, Sheila Ardilla; Awaludin, Taufik
AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v3i2.535

Abstract

This study aims to identify the dominant factors that influence muzakki in choosing to pay zakat to formal zakat institutions in aspects of individual and institutional perspectives and provide recommendations related to efforts to increase the collection of zakat funds from the community. The research method used is descriptive, factor and mean analysis. Descriptive analysis was used to explain the demographics of respondents while factor analysis and mean analysis were used to obtain the dominant factors affecting muzakki in paying zakat to the Formal Zakat Institution. The results of the study get in the aspect of individual perspective that predominantly influence muzakki paying zakat to formal zakat institutions sequentially is the knowledge of zakat, faith and religiosity as well as awareness and trust while in the perspective of institutional perspectives are management credibility, institutional credibility, service quality and socialization. The advice given is formal institution zakat amil must professionally manage the institution and have standard operating procedures especially related to the procedure of receiving zakat and commitment to implement it properly. In addition, zakat institutions must inform the general profile of the institution and report on zakat funds regularly. Zakat institutions also have the best online payment facilities.
THE LESS-INTERRESTED OF ISLAMIC BANK FOR ISSUING SUKUK: Factors and Recommendations Awaludin, Taufik; Syauqi Beik, Irfan; Ismal, Rifki
Walisongo: Jurnal Penelitian Sosial Keagamaan Vol 24, No 1 (2016): Ekonomi (Bisnis) Islam
Publisher : LP2M - Universitas Islam Negeri (UIN) Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ws.24.1.693

Abstract

This study attempts to identify dominant factors for banks to issue sukuk and emission features. Applying interviews and Analytic Network Process, this paper Found that the sub-elements which are dominant in influencing IB less interested in issuing sukuk, namely: averse selection/amount cost of fund (management), investment rating companies (investor), the results of using sukuk funds (regulation) and profitability condition (finance). Meanwhile, the sub-elements which are dominant in determining the features of the issuance of sukuk are: macroeconomic condition (emission values), expectations of investors (return)), the contract and the structure of sukuk (collateral), managing mismatch (period), and company liquidity (payment term).  The method used in this reseach is the Analytic Network Process (ANP). This study will identify the aspects of emission factors and features.***Penelitian ini bertujuan untuk melakukan identifikasi faktor-faktor dominan dalam persoalan sukuk dan ciri-ciri pengeluarannya. Menerapkan teknik wawan­cara dan proses jejaring analitis, makalah ini menemukan bahwa sub-sub elemen yang dominan mempengaruhi kurang menariknya IB dalam persoalan sukuk, adalah: menolak seleksi/jumlah pembiayaan (manajemen), rating investasi perusahaan (investor), hasil-hasil penerapan pembiayaan sukuk (regulasi) dan kondisi profitabilitas (keuangan). Sementara itu, sub-sub elemen yang dominan dalam menentukan ciri-ciri pengeluaran sukuk adalah: kondisi makro ekonomi (nilai pengeluaran), ekspektasi dari investor (keuntungan), kontrak dan struktur sukuk (jaminan), pengelolaan yang tidak sebanding (waktu) dan likuiditas perusahaan (syarat-syarat pembayaran). Metode yang digunakan dalam penelitian ini adalah Analytic Network Process (ANP). Penelitian ini akan mengidentifikasi aspek faktor emisi dan fitur. ANP adalah teori matematika dalam pengambilan keputusan yang mampu menganalisis pengaruh melalui asumsi untuk memecahkan berbagai masalah.
DAMPAK PENERBITAN SUKUK TERHADAP PROFIL IMAGE BANK UMUM SYARIAH Savitri, Erni -; Diani, H P; Awaludin, Taufik -
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 5 No. 2 (2019): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (130.14 KB) | DOI: 10.30997/jsei.v5i2.2304

Abstract

This study aims to identify whether sukuk issuance can have an impact on increasing the image profile of Islamic banks (IB) among customers and identify dominant aspects assessed by customers regarding religious reputation, financial reputation, bank reputation and management reputation for the issuance of sukuk. The research method used is descriptive analysis, factor analysis and mean analysis. Descriptive analysis is used to explain the demographics of respondents while factor analysis and mean analysis are used to obtain the dominant aspect assessed by the customer for the issuance of sukuk. The results of the study found that respondents concluded that sukuk issuance by Islamic banks could increase the image profile of Islamic banks. As for the dominant aspects assessed by the customer for the issuance of sukuk will increase the religious reputation, bank reputation, financial reputation and reputation of management. The advice given is that other Islamic Banks can consider issuing sukuk, in addition to being useful to increase capital and the amount of financing, IB can also increase the image profile or reputation among customers and investors. A better reputation or image profile can increase the trust of customers and investors to use Islamic banking services. Before issuing sukuk, IB must also consider the condition of financial performance.
KEPUTUSAN PEMILIHAN FITUR EMISI SUKUK BANK UMUM SYARIAH Awaludin, Taufik
Jurnal Akuntansi Keuangan dan Perbankan Vol 6, No 1 (2019): Account Vol 6 No 1 Juni 2019
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (673.006 KB) | DOI: 10.32722/acc.v6i1.1377

Abstract

ABSTRACT   This study aims to identify important elements and sub-elements in the aspect of features,which affect the Sharia Commercial Banks (BUS) in deciding sukuk issuance as well as providingrelevant recommendations in issuing sukuk. The research method used are literature studies, in-depthinterviews, and Analytical Network Process (ANP). The research results states that the dominantfeature into consideration for Islamic Commercial Banks is the return feature followed by theemission value feature and the time period feature. The combination of dominant sub-elements forBUS in determining sequential features of sukuk issuance namely: the type of asset performance(return), the need for additional funds (emission value), the company's reputation (size),investor/market preferences (payment terms), and contracts and sukuk structures (guarantees). Indeciding to issue sukuk, BUS should maintain the quality of assets or financing projects. Then BUSneeds to have memorandum of understanding both with the BUMN business sector and other privatesectors. Besides that BUS must also have good risk management.  Key Word: ANP, Features Aspect, Islamic Commercial Bank, Sukuk ABSTRAK   Penelitian ini bertujuan mengidentifikasi sejumlah elemen dan sub-elemen penting dalamaspek fitur yang mempengaruhi Bank Umum Syariah (BUS) dalam memutuskan menerbitkan sukukserta memberikan rekomendasi yang relevan dalam penerbitan sukuk. Metode penelitian yangdigunakan adalah gabungan penelitian kualitatif antara studi literatur, wawancara mendalam danAnalytical Network Process. Hasil penelitian mendapatkan fitur yang dominan menjadi pertimbanganbagi Bank Umum Syariah adalah fitur return diikuti dengan fitur nilai emisi dan fitur jangka waktu. Adapun secara kombinasi sub-elemen dominan bagi BUS dalam menentukan fitur atas penerbitansukuk secara berurutan: jenis kinerja aset (return), kebutuhan tambahan dana (nilai emisi),reputasi/size perusahaan ((jangka waktu), preferensi investor/market (term pembayaran), serta akaddan struktur sukuk (jaminan). Dalam memutuskan menerbitkan sukuk BUS terlebih dahulu perlumenjaga kualitas aset atau financing project yang dimilikinya. Kemudian BUS sedapat mungkinsudah mendapatkan MOU kerjasama proyek pembiayaan baik dengan sektor usaha BUMN maupunsektor swasta lainnya. Selain itu BUS juga harus memiliki manajemen pengelolaan risiko yang baik. Kata Kunci: ANP, Aspek Fitur, Bank Umum Syariah, Sukuk
Securities Issuance Considerations As an External Funding Source for Sharia Commercial Banks Syafrida, Ida; Aminah, Indianik; Awaludin, Taufik
Economica: Jurnal Ekonomi Islam Vol 11, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2020.11.2.4787

Abstract

Abstract: This research is to formulate dominant aspects and sub-aspects of benefits, opportunities, costs, risks for the Issuance of Sukuk and shares as an external funding source for Sharia Banks (IBs). The fundamental problem is related to the less optimal role of Islamic banking in the national economy because the market share is 5.94% (early 2019). It is necessary to increase external funding sources through the Issuance of Sukuk and shares. There were 3 IBs share issuers: BPDS, BRIS, BTPNS, and 4 IBs Sukuk issuers: BMI, BSM, BNIS, BRIS. The method uses Analytic Network Process to identify dominant aspects and sub-aspects that IBs consider to issue Sukuk and shares. The primary data from in-depth interviews with each 5 Sukuk and share issuer expert practitioners of  IBs Treasury and Corporate Planning. The consideration of  IBs is much influenced by the benefit and opportunity aspects. Dominant sub-aspects of  IBs considerations in Sukuk issuance: sources of funds for capital and business expansion (benefit aspects), oversubscribed investor demand (opportunity aspects), cost of capital (cost aspects), sharia compliance risks (risk aspects). Dominant sub-aspects of public share issuance: increasing capital (benefit aspect), broad investor base (opportunity aspect), underwriter costs (cost aspect), information disclosure demands (risk aspect).Abstrak: Penelitian ini untuk merumuskan aspek dan sub-aspek dominan dari manfaat, peluang, biaya, dan risiko (BOCR) atas penerbitan sukuk dan saham publik sebagai sumber pendanaan eksternal Bank Umum Syariah (BUS). Dasar masalah terkait belum optimalnya peran perbankan syariah dalam perekonomian nasional karena pangsa pasar yang baru mencapai 5,94% dari total perbankan nasional (awal tahun 2019).  Ini disebabkan minimnya permodalan dan skala industri serta individual BUS, sehingga perlu peningkatan sumber pendanaan eksternal melalui penerbitan sukuk dan saham publik. Di awal 2019 terdapat 3 BUS emiten saham: BPDS, BRIS, BTPNS dan 4 BUS emiten sukuk: BMI, BSM, BNIS, BRIS. Metode analisis data menggunakan Analytic Network Process untuk mengidentifikasi aspek dan sub-aspek dominan yang menjadi pertimbangan BUS menerbitkan sukuk dan saham publik. Data utama hasil wawancara terhadap masing-masing 5 praktisi ahli Treassury dan Corporate Planning BUS emiten saham dan emiten sukuk. Pertimbangan BUS dominan dipengaruhi aspek manfaat kemudian aspek peluang.  Sub-aspek dominan pertimbangan BUS dalam penerbitan sukuk yaitu: sumber dana ekspansi usaha dan permodalan (aspek manfaat), permintaan investor berlebih (aspek peluang), biaya modal (aspek biaya), risiko kepatuhan syariah (aspek risiko). Sub-aspek dominan penerbitan saham publik yaitu: meningkatkan permodalan (aspek manfaat), luasnya basis investor (aspek peluang), biaya penjamin emisi (aspek biaya), tuntutan keterbukaan informasi (aspek risiko).Â