Arif Effendi, Arif
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INDUSTRI PERBANKAN SYARIAH DI INDONESIA DALAM PERSPEKTIF UNDANG-UNDANG NOMOR 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH Effendi, Arif
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 1, No 2 (2014): Wahana Akademika
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v1i2.809

Abstract

AbstractIslamic Banking is banking or banking activity that is consistent with the principles of Islamic law (Sharia) which prohibit specific interest or fee known as riba or usury for loans of money. Islamic Banking grew and developed in Indonesia with the establishment of Indonesia Muamalat Bank. In Indonesia, the Islamic Banking system is regulated by the enactment of the Law Number 21 of 2008 Concerning Sharia Banking which regulates Islamic Banking more comprehensive than the Law Number 10 of 1998 Concerning Banking which regulates conventional banking or banking generally.The fact that Indonesia has the world’s largest Muslim population creates a huge market for sharia banking, and Indonesia Muamalat Bank has become the pioneer that made a breakthrough in the existing concept of banking. That is why  to operate  Islamic Bank has a good prospect in Indonesia. Islamic Bank operates no interest, but it is operated by using the concept of risk sharing or profit loss sharing.There are two objectives of the study we want to know, that are :First, wish to know the description of Islamic Banking in Indonesia according to the Law Number 21 of 2008 Concerning Sharia Banking and the growth of Islamic Banking from year to year especially after the enactment of the Law Number 21 of 2008 Concerning Sharia Banking.Second, wish to know how the opportunity and the prospect of Islamic Banking in   Indonesia since it is regulated by the Law Number 21 of 2008 Concerning Sharia BankingKeywords: Islamic banking, Sharia principles, Banking industry, Prospect
GADAI SYARIAH DALAM PERSPEKTIF EKONOMI ISLAM Effendi, Arif
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 15, No 1 (2013): Wahana Akademika
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v15i1.528

Abstract

AbsractThe word mortgage is a French Law term meaning "death contract", meaning that the pledge ends or dies when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage is a way to use ones real property, like motorcycle, car or gold etc. as a guarantee for a loan to get money. In Islamic economic perspective it is called Rahn.In a rahn, there is a debtor and a creditor. The debtor or rahin is the owner of the property, while the creditor or murtahin is the owner of the loan. When the rahn transaction is made, the rahn gets the money with the loan, and promises to pay the loan. The murtahin will receive money back with management fee for entrustment cost, concervancy cost, and custody cost as well as appraisal cost. If the rahin does not pay the loan, the murtahin can take and sell the mortgaged property through foreclosure.This paper will see Rahn in Islamic fiqh through Al Qur’an, As-Sunnah, Ijma’, and positive law of Indonesia and take an example at PT Pegadaian (Persero).Keywords: Rahn, The debtor (rahin), The creditor (murtahin)
INDUSTRI PERBANKAN SYARIAH DI INDONESIA DALAM PERSPEKTIF UNDANG-UNDANG NOMOR 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH Effendi, Arif
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 1, No 2 (2014): Wahana Akademika
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v1i2.809

Abstract

AbstractIslamic Banking is banking or banking activity that is consistent with the principles of Islamic law (Sharia) which prohibit specific interest or fee known as riba or usury for loans of money. Islamic Banking grew and developed in Indonesia with the establishment of Indonesia Muamalat Bank. In Indonesia, the Islamic Banking system is regulated by the enactment of the Law Number 21 of 2008 Concerning Sharia Banking which regulates Islamic Banking more comprehensive than the Law Number 10 of 1998 Concerning Banking which regulates conventional banking or banking generally.The fact that Indonesia has the world’s largest Muslim population creates a huge market for sharia banking, and Indonesia Muamalat Bank has become the pioneer that made a breakthrough in the existing concept of banking. That is why  to operate  Islamic Bank has a good prospect in Indonesia. Islamic Bank operates no interest, but it is operated by using the concept of risk sharing or profit loss sharing.There are two objectives of the study we want to know, that are :First, wish to know the description of Islamic Banking in Indonesia according to the Law Number 21 of 2008 Concerning Sharia Banking and the growth of Islamic Banking from year to year especially after the enactment of the Law Number 21 of 2008 Concerning Sharia Banking.Second, wish to know how the opportunity and the prospect of Islamic Banking in   Indonesia since it is regulated by the Law Number 21 of 2008 Concerning Sharia BankingKeywords: Islamic banking, Sharia principles, Banking industry, Prospect
GADAI SYARIAH DALAM PERSPEKTIF EKONOMI ISLAM Effendi, Arif
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol 15, No 1 (2013): Wahana Akademika
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v15i1.528

Abstract

AbsractThe word mortgage is a French Law term meaning "death contract", meaning that the pledge ends or dies when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage is a way to use one's real property, like motorcycle, car or gold etc. as a guarantee for a loan to get money. In Islamic economic perspective it is called Rahn.In a rahn, there is a debtor and a creditor. The debtor or rahin is the owner of the property, while the creditor or murtahin is the owner of the loan. When the rahn transaction is made, the rahn gets the money with the loan, and promises to pay the loan. The murtahin will receive money back with management fee for entrustment cost, concervancy cost, and custody cost as well as appraisal cost. If the rahin does not pay the loan, the murtahin can take and sell the mortgaged property through foreclosure.This paper will see Rahn in Islamic fiqh through Al Qur’an, As-Sunnah, Ijma’, and positive law of Indonesia and take an example at PT Pegadaian (Persero).Keywords: Rahn, The debtor (rahin), The creditor (murtahin)
Hubungan Pekerjaan dengan Angka Kejadian Kondiloma Akuminata di Poliklinik Kulit dan Kelamin RSUD Dr. H. Abdul Moeloek Provinsi Lampung Periode 2018-2020 Anjani, Dinda Dwi; Silvia, Eka; Izzuddin, Abdurrohman; Effendi, Arif
Sriwijaya Journal of Medicine Vol. 4 No. 2 (2021): Sriwijaya Journal of Medicine
Publisher : Fakultas Kedokteran Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32539/sjm.v4i2.379

Abstract

Sexually transmitted infections (STIs) are one of the causes of health, social and economic problems in many countries, it was reported that in the last 35 years the prevalence of Human papilloma virus infections worldwide continues to increase. Economic deprivation, low education, economic inequality, and economic-driven migration and mobility are all linked to the risk of transmitting STIs including condyloma acuminata. Determine the relationship between occupation and the incidence of condyloma acuminata in the skin and genital clinic of Dr. H. Abdul Moeloek in Lampung province for the period 2018-2020. Using an analytical observational study with a cross-sectional research design. Sampling using total sampling technique. Data collection by medical record respondents and analyzed using spearman correlation test. It was found that 102 respondents with the highest frequency of occupation were private workers, 33 people (32.4%). The spearman correlation test result obtained p=0,033 (p<0,05), which means that there is a significant relationship between occupation and incidence of condyloma acuminata in the skin and genital clinic in Dr. H. Abdul Moeloek in Lampung province.