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Peran Praktik Supply Chain Management (SCM) dalam Meningkatkan Daya Saing Kopi Tanggamus Provinsi Lampung Nurul Husna; Angga Febrian; Mutiasari Nur Wulan; Irham Lihan
JURNAL BISNIS STRATEGI Vol 31, No 1 (2022): Juli
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jbs.31.1.83-89

Abstract

Indonesia is one of the coffee exporting countries which occupies the fourth largest position in the world. One of the best coffee producing areas in Indonesia is Lampung Province. Tanggamus is one of the main coffee producing districts of Lampung Province. In 2015 the production of Tanggamus Coffee decreased quite a bit, then in 2016 it increased rapidly, but in 2017 the production declined again until 2018 has not increased rapidly. An effective SCM is possible to gain competitive advantage and increase company production. SCM is an approach to efficiently integrate suppliers, manufacturers, warehouses, and stores to produce and distribute goods in the right quantity, at the right place, and at the right time for the right cost. This study aims to determine the role of SCM practices as measured by three aspects, namely strategic supplier partnership, customer relationship, and information sharing on competitive advantage. Data collection techniques used are field studies through interviews and questionnaires addressed to the Chair, Secretary, and Treasurer of the Coffee Farmers Group who are active in the Beringin Jaya Gapoktan, Sumberejo District, Tanggamus Regency which is the research sample. For data processing using partial least squares (PLS) with SmartPLS software. The results of this study indicate that the practice of SCM has a significant effect on competitive advantage.
DETERMINAN RISIKO KREDIT BANK DENGAN CAR SEBAGAI VARIABEL MODERASI Irham Lihan; Nurul Husna; Angga Febrian
TECHNOBIZ : International Journal of Business VOL 6, NO 1 (2023) : APRIL
Publisher : Universitas Teknokrat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33365/tb.v6i1.2724

Abstract

Risk management in the banking world is a major issue that is often discussed in terms of bank financial stability. One of the risks that is often an important concern in banking is credit risk. In order for banks to be able to exist in operation, play a role in the national economy, and remain at a prime level of health, bank management must be able to pay attention to the related risk aspects. Non-performing loans (NPL) are loans that fall into the category of substandard, doubtful, and bad loans. Non-performing loans (NPLs) greatly affect the soundness of banks. Factors that can affect credit risk include liquidity risk and spread of interest. This study aims to examine the effect of liquidity and spread of interest on bank credit risk with the Capital Adequacy Ratio (CAR) as a moderating variable. The addition of CAR as a moderating variable is intended to strengthen the relationship between the dependent and independent variables. The results of the study show that the Loan to Deposit Ratio (LDR) variable has a significant positive effect on the credit risk (NPL) of commercial banks in Indonesia, the Interest Rate Spread (SIR) variable has a significant positive effect on the Credit Risk (NPL) of commercial banks in Indonesia, and the CAR variable for NPL, it is a moderating homoglezer variable, that is, it is an input NPL variable that is significantly capable of negatively moderating the LDR and SIR variables.Keywords: Credit Risk, Bank Liquidity, Spread of Interest, Capital AdequacyRatio