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Journal : Dinamika Pendidikan

The roles of financial knowledge, motivation and self efficacy on the influence of financial education toward financial literacy Thomas, Partono; Mulyono, Kemal Budi; Setiaji, Khasan
Dinamika Pendidikan Vol 11, No 2 (2016): Desember 2016
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Surveys and researches showed that there were many low finance literacy in various places. It happened also in The Economics Faculty, Semarang State University/ Universitas Negeri Semarang, there were from 16 of 40 students who had good financial behaviors. It was contradictive because they have taken accounting subject who should make them good in financial literacy. The research on financial literacy had the contradiction, especially the influence of financial education variable on financial literacy. Therefore; this study raised the mediating variables; the consumer knowledge variable and psychological factor variables (motivation, self efficacy). This study was analyzed structurally divided into two analyses; descriptive analysis and path inferential analysis.  The results of descriptive analysis showed that students’ financial literacy and financial education were in enough categories; whereas, motivation and self-efficacy were in good condition, and students’ financial knowledge was in unfavorable category. The results of path analysis showed that the variable of financial education did not have any direct influence  toward financial literacy, but it had indirect influence through motivation. Then, the variable of financial education also did not have any direct influence toward self-efficacy, and self-efficacy did influence toward financial literacy and financial knowledge did not have any influence toward financial literacy. Thus; the learning process on Finance should involve three aspects; cognitive, affective, and psychomotor; and it needs the development of learning model on Finance to involve students’ activeness in managing their financial activities.
Internalization of Conservation Values in Forming Green Consumption Attitude Hadi, Syamsu; Mulyono, Kemal Budi
Dinamika Pendidikan Vol 12, No 1 (2017): June 2017
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v12i1.10581

Abstract

The research aims to know a friendly environmental governance system. One sector of economic governance can certainly be initiated through green consumption. The focus of the problem was the green consumption education. This research was conducted by using qualitative approach in order to reveal how the process of conservation education in the Faculty of Economics in fostering behaviors that tend to conserve the consumption behavior in this case the green consumption attitude. The collecting data of research used observation, documentation and interview. This research uncovers how the conservation education is able to shape and build the green consumption attitudes that exist among the students from planning process, implementation, and evaluation of conservation education on the aspects of green consumption. Internalization of conservation value performed by the educators (in this case the lecturers at the Faculty of Economics, Universitas Negeri Semarang) runs well enough.
The Roles of Financial Knowledge, Motivation and Self Efficacy on the Influence of Financial Education toward Financial Literacy Thomas, Partono; Mulyono, Kemal Budi; Setiaji, Khasan
Dinamika Pendidikan Vol 11, No 2 (2016): December 2016
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v11i2.8941

Abstract

This research aims to know the influence of financial education toward financial literacy on Economics Faculty students. In Economics Faculty, Universitas Negeri Semarang, there were 16 of 40 students who had good financial behaviors. It was contradictive because they have taken accounting subject who make them good in financial literacy. The research on financial literacy had the contradiction, especially in the influence of financial education variable on financial literacy. Therefore, this study raised the mediating variables; the consumer knowledge variable and psychological factor variables (motivation, self efficacy). This study was analyzed by two analyses that were descriptive analysis and path inferential analysis.  Findings show that students’ financial literacy and financial education are in enough categories; whereas, motivation and self-efficacy are in good condition, and students’ financial knowledge is in unfavorable category. The results of path analysis show that the variable of financial education does not have any direct influence toward financial literacy, but it has indirect influence through motivation. Then, the variable of financial education also does not have any direct influence toward self-efficacy, and self-efficacy does not influence toward financial literacy and financial knowledge does not have any influence toward financial literacy. Thus; the learning process on Finance should involve three aspects; cognitive, affective, and psychomotor; and it needs the development of learning model on Finance to involve students’ activeness in managing their financial activities.
Decision Model for Saving Stocks Based on TPB and Financial Literacy Mulyono, Kemal Budi
Dinamika Pendidikan Vol 16, No 1 (2021): June 2021
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v16i1.29164

Abstract

This study investigated the behavior of investment decisions that were not only assumed on rationality but were also affected by other factors, such as psychological factors, one of which was financial literacy. There were so many causal studies of financial literacy and investment intentions. However, there were still issues of inclusion between studies. Therefore, this study adopted a theory of planned behavior, proposed as an explanatory model for investment intentions associated with financial literacy. By proposing attitude, subjective norms, and perceived behavioral control related to investment as a mediator of investment intention, the unit of analysis was students who were members of the capital market study group spreading across universities in Semarang. The sample used was 170 students conducted through a questionnaire survey, then analyzed descriptive statistics and SEM with the PLST Warp. The results showed that all variables, both attitudes, subjective norms, perceptions of behavioral control, significantly mediated the effect of financial literacy on investment intention in partial mediation. For future research, you can explore the variables of financial education as early predictors associated with this research model to get a holistic picture related to the effectiveness of student financial education.
Decision Model for Saving Stocks Based on TPB and Financial Literacy Mulyono, Kemal Budi
Dinamika Pendidikan Vol 16, No 1 (2021): June 2021
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v16i1.29164

Abstract

This study investigated the behavior of investment decisions that were not only assumed on rationality but were also affected by other factors, such as psychological factors, one of which was financial literacy. There were so many causal studies of financial literacy and investment intentions. However, there were still issues of inclusion between studies. Therefore, this study adopted a theory of planned behavior, proposed as an explanatory model for investment intentions associated with financial literacy. By proposing attitude, subjective norms, and perceived behavioral control related to investment as a mediator of investment intention, the unit of analysis was students who were members of the capital market study group spreading across universities in Semarang. The sample used was 170 students conducted through a questionnaire survey, then analyzed descriptive statistics and SEM with the PLST Warp. The results showed that all variables, both attitudes, subjective norms, perceptions of behavioral control, significantly mediated the effect of financial literacy on investment intention in partial mediation. For future research, you can explore the variables of financial education as early predictors associated with this research model to get a holistic picture related to the effectiveness of student financial education.