Garuda - Garba Rujukan Digital

MODEL EKONOMI BERBAGI â€œMobile-SECOâ€ (PLATFORM MULTI-SIDED MARKETS) SEBAGAI EKOSISTEM SOSIO-EKONOMI ISLAMI Maika, M. Ruslianor
IQTISHODUNA IQTISHODUNA (VOL 12, NO: 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

The most disruptive business model innovation of 21st century global market place is sharingeconomy. The value of sharing is indispensable to unlocking ambiguity, paradox and the uncertainty ofeconomy. Sharing economy by definition has to design socio-economic ecosystem between communitieswho share features of production. Sharing economy hold three core features: (1) digital platform, (2) access ofownership and (3) deeper social interaction. Mobile SECO will comes as a platform of multi-sided marketswhich aims to developers capturing value of socio-economic ecosystem. With that value, Mobile-SECO willhelps users and developer campaign the project to be shared with all of social media, thatâ€™s what we call Mini-Campaign Platform (MCP). Hopefully, Mobile-SECO will become a platform that can attract developers toimplement of fiqh muamalah as community service obligations.

Hiijrah: Islamic E-Commerce Disurpted Strategy Maika, M. Ruslianor; Kautsar, Irwan Alnarus
Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.1.3217

The aims of this research is to find an Islamic eCommerce disrupted strategy using 5C model. Our methodologies is a qualitative descriptive to evaluate and describe aspects of innovation based on 5C model. We propose a systematic approach to identify disruptive strategies of Prophet Muhammad displacing the big incumbent market and also provide commercialize the strategy for developing and implementing Islamic Commerce to be electronics. Hijrah is the best disruptive approach that was proven by Prophet Muhammad (PBUH) with the closing of the Bani Qainuqa market. He implemented 4C model commerce, collaboration, communication, connection, and only computation that He can?t. The state art of this research are the customers not only ?go shopping?, but literally are shopping. While the sellers not only ?go selling? but Hijrah with the great intention. It is not only about adopting technology but also as a disrupted strategy.Tujuan dari penelitian ini adalah untuk menemukan sebuah strategi diruptif eCommerce Islam menggunakan model 5C (Commerce, Collaboration, Communication, Connection, and Computing). Metodologi yang kami gunakan adalah deskriptif kualitatif, untuk mengevaluasi dan menggambarkan aspek inovasi berdasarkan model 5C. Kami menawarkan sebuah pendekatan sistematik untuk mengenali strategi disruptif Nabi Muhammad dalam menggusur pasar besar milik petahana dan juga menyediakan strategi komersil dalam mengembangkan dan menerapkan perdagangan Islam secara elektronik (Islamic e-commerce). Hijrah adalah pendekatan distruptif terbaik yang pernah dibuktikan oleh Nabi Muhammad Saw dengan menutup pasar Bani Qainuqa. Nabi Muhammad Saw menjalankan model 4C yaitu perdagangan, kolaborasi, komunikasi, koneksi, dan hanya komputasi yang tidak dapat dilakukan. Hasil temuan-temuannya menunjukan bahwa pelanggan tidak hanya untuk ?berbelanja?, tapi ada tujuan lain memahami kaidah Ilmu sebelum amal dalam berbelanja. Sedangkan penjual tidak sekedar ?berjualan? namun berhijrah dengan nilai yang lebih agung. Hal ini tidak hanya perihal penggunaan teknologi tapi juga sebagai strategi disruptif.

Hiijrah: Islamic E-Commerce Disurpted Strategy Maika, M. Ruslianor; Kautsar, Irwan Alnarus
Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.1.3217

The aims of this research is to find an Islamic eCommerce disrupted strategy using 5C model. Our methodologies is a qualitative descriptive to evaluate and describe aspects of innovation based on 5C model. We propose a systematic approach to identify disruptive strategies of Prophet Muhammad displacing the big incumbent market and also provide commercialize the strategy for developing and implementing Islamic Commerce to be electronics. Hijrah is the best disruptive approach that was proven by Prophet Muhammad (PBUH) with the closing of the Bani Qainuqa market. He implemented 4C model commerce, collaboration, communication, connection, and only computation that He canâ€™t. The state art of this research are the customers not only â€˜go shoppingâ€™, but literally are shopping. While the sellers not only â€˜go sellingâ€™ but Hijrah with the great intention. It is not only about adopting technology but also as a disrupted strategy.Tujuan dari penelitian ini adalah untuk menemukan sebuah strategi diruptif eCommerce Islam menggunakan model 5C (Commerce, Collaboration, Communication, Connection, and Computing). Metodologi yang kami gunakan adalah deskriptif kualitatif, untuk mengevaluasi dan menggambarkan aspek inovasi berdasarkan model 5C. Kami menawarkan sebuah pendekatan sistematik untuk mengenali strategi disruptif Nabi Muhammad dalam menggusur pasar besar milik petahana dan juga menyediakan strategi komersil dalam mengembangkan dan menerapkan perdagangan Islam secara elektronik (Islamic e-commerce). Hijrah adalah pendekatan distruptif terbaik yang pernah dibuktikan oleh Nabi Muhammad Saw dengan menutup pasar Bani Qainuqa. Nabi Muhammad Saw menjalankan model 4C yaitu perdagangan, kolaborasi, komunikasi, koneksi, dan hanya komputasi yang tidak dapat dilakukan. Hasil temuan-temuannya menunjukan bahwa pelanggan tidak hanya untuk â€˜berbelanjaâ€™, tapi ada tujuan lain memahami kaidah Ilmu sebelum amal dalam berbelanja. Sedangkan penjual tidak sekedar â€˜berjualanâ€™ namun berhijrah dengan nilai yang lebih agung. Hal ini tidak hanya perihal penggunaan teknologi tapi juga sebagai strategi disruptif.

Penerapan UTAUT untuk Memahami Akseptansi Mahasiswa terhadap Inovasi Cicilan Buku Berakad Murabahah Amalia, Izza Syafira; Maika, M. Ruslianor
AL-MUZARA'AH Vol. 8 No. 2 (2020): AL-MUZARA'AH (December 2020)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.8.2.141-151

The increasing interest of the Muslim community in Indonesia in the consumption of goods and services labeled halal has certainly made all things with a halal perspective appear. Fintech (financial technology) as a form of digitization of the rapid development of technology is also used in the financial sector. The focus discussed in this study is the obligation of students to have books and how the website innovation system works using the murabaha contract. This study uses a phenomenological approach by conducting interviews with 40 students of the Muhammadiyah University of Sidoarjo who have used and made transactions on the IjabQabul.id website. The data obtained from the interviews were reprocessed using the Atlas.ti software. The results showed that from the IjabQabul.id website, students were quite helped by the facilities provided, such as payment methods that could be made online or collectively as well as payment methods that could be made in installments. Additions and feature enhancements are also expected by users to be added to the website.

PENGEMBANGAN LAYANAN APLIKASI GO-JEK DALAM MENINGKATKAN KEPUASAN PELANGGAN Lungsae, Suhaila; Maika, M. Ruslianor
INFOMATEK Vol 23 No 1 (2021): Volume 23 No. 1 Juni 2021
Publisher : Fakultas Teknik, Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/infomatek.v23i1.3944

Dalam penelitian ini penulis akan membahas permasalahan model bisnis berbasis ekosistem pada aplikasi Go-Jek untuk meningkatkan kepuasan dan loyalitas pelanggan. Dan pada masa terkini bahwa internet sangat mempengaruhi kehidupan masyarakat. Meningkatnya pengguna smartphone, baik Android maupun iOS, menjadikan tingkat ketergantungan masyarakat pada handphone serta internet yang tinggi. Kesempatan inilah yang mendorong para pendiri transportasi online (GO-JEK) menyediakan ojek berbasis online. Oleh karenan itu menjadi permasalahan bertujuan untuk mencari dampak ekosistem layanan dengan adanya suatu aplikasi yaitu aplikasi Go-jek. Dan juga dapat mengetahui loyalitas penggunaan aplikasi Go-jek oleh mahasiswa Universitas Muhammadiyah Sidoarjo. Metode penelitian menggunakan penelitian kualitatif pendekatan fenomenologi, bertujuan untuk mengembangkan pemahaman yang lengkap, akurat dan jelas tentang pengalaman manusia atau momen pengalaman tertentu. Dan pendekatan fenomenologi dapat mencari pengalaman pengguna secara mendalam dalam menggunakan aplikasi Go-jek. Berdasarkan hasil penelitian ini bahwa sebayak 75% informan, merasa puas terhadap layanan mitra Go-jek, meskipun mengalami kejadian tidak sesuai dengan standar prosedur operasional Go-jek, tetapi tetap puas dengan layanan yang diberikan. Go-food merupakan layanan terbanyak yang digunakan yaitu sebanyak 36 orang, layanan kedua yang paling banyak digunakan adalah Go-ride sebayak 32 orang yang menggunakannya. Tingkat loyalitas pelanggan kepada mahasiswa UMSIDA cukup tinggi dengan jumlah 52% informan dalam menggunakan aplikasi Go-jek.

INOVASI MODEL BISNIS BANK MUAMALAT INDONESIA Maika, M. Ruslianor
Perisai : Islamic Banking and Finance Journal Vol 1 No 1 (2016): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i1.236

Business model innovators (BMI) earned an average premium that was more than four times greater than that enjoyed by product or process innovators. Furthermore, BMI delivered returns that were more sustainable; even after ten years, business model innovators continued to outperform competitors and product and process innovators (BCG, 2009). Innovation is done using a device management such as: Business Model Canvas (BMC) and the design thinking approach (DTA). BMC used to mapping the Bank Muamalat through the 9 building blocks for later in-design a new business model to conduct the interview process to collect ideas and find an innovative solution.

Minat Donatur dalam Menyalurkan Dana Filantropi Menggunakan Cashless di Lazismu Sidoarjo Chusma, Nafisah Maulidia; Maika, M. Ruslianor; Latifah, Fitri Nur
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 3 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v6i3.10500

AbstractThis study aims to determine the interest of donors in Lazismu Sidoarjo in paying philanthropic funds (zakat, infaq, and alms) using cashless. The cashless innovation, which was welcomed by the government by launching the Non-Cash Movement, is expected to be able to invite people to become a cashless society, including the paymentof philanthropic funds. The use of cashlessÂ whichÂ continuesÂ toÂ increase isÂ notÂ inÂ linewith the percentageÂ of cashless philanthropic funds payments which are only 13.6%. This study usesÂ aÂ qualitative method where the instrument is the researcher, and uses the ATLAS.ti softwareÂ Â Â in the data reduction section. The results showed that the interest of donors in Lazismu Sidoarjo towards the innovation of payment of philanthropic funds using cashless was still low at 20%, the existence of a door to door culture of taking philanthropic funds which were still implemented until now became one of the causes of the low interest of donors in paying philanthropic funds through cashless.Keywords: Cashless, Donor Interest, Philanthropic FundAbstrakPenelitian ini bertujuan untuk mengetahui minat para donatur di Lazismu Sidoarjo dalam membayarkan dana filantropi (zakat, infaq, dan sedekah) secara cashless. Inovasi cashless yang disambut pemerintah dengan meluncurkan Gerakan Non Tunai diharapkan mampu mengajak masyarakat untuk menjadi cashless society, termasuk dalam pembayaran dana filantropi. Penggunaan cashless yang terus meningkat tidak sejalan dengan persentase pembayaran dana filantropi cashless yang hanya 13,6%. Penelitian ini menggunakan metode kualitatif dimana instrumennya adalah peneliti, dan menggunakan software ATLAS.ti pada bagian reduksi data. Hasil penelitian menunjukkan bahwa minat para donatur di Lazismu Sidoarjo terhadap inovasi pembayaran dana filantropi menggunakan cashless masih rendah sebesar 20%, adanya budaya door to door pengambilan dana filantropi yang masih dilaksanakan hingga saat ini menjadi salah satu penyebab rendahnya minat para donatur dalam membayarkan dana filantropi melalui cashless.Kata kunci: Cashless, Bunga Donor, Dana Filantropi

ANALISIS MODEL BISNIS BERBASIS EKOSISTEM APLIKASI GO-JEK DALAM MENINGKATKAN KEPUASAN DAN LOYALITAS PELANGGAN Romadhoni, Muhammad Adey; Maika, M. Ruslianor
Jurnal SAINTEKOM Vol 11 No 2 (2021): September 2021
Publisher : STMIK Palangka Raya

This study aims to find out how important the service ecosystem in the Go-Jek application. While the methodology used in this research is qualitative with a phenomenological approach. Data collection process was hindered by the presence of Covid-19 which had plagued Indonesia since March 2020, which affected the data collection techniques that researchers used, and the types of data researchers obtained. Respondents was 40 active students of the Muhammadiyah University of Sidoarjo. The research conducted by the author regarding the users experience, as many as 16 informants said that they had experienced poor service from Gojek driver partners. Meanwhile, 24 informants said they had never experienced poor service, meaning that the majority of the informants received good service from Gojek driver partners. Most of the respondents feel very helpful with every service in the Go-Jek application, so that the level of satisfaction with the services from Go-Jek is very high.

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