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Journal : Ihtiyadh%20:%20Jurnal%20Manajemen%20Keuangan%20Syariah

ANALISIS EFISIENSI BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) WILAYAH JAWA TENGAH & DIY DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA) PERIODE 2016 – 2018 rosida dwi ayuningtyas
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 4 No 2 (2020) : Vo.4 No.2 Desember 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v4i2.2041

Abstract

This study aims to analyze the efficiency level of BPRS in the Central Java and DIY regions during the 2016-2018 period using the Data Envelopment Analysis (DEA) method. This study uses input variables consisting of third party funds, operating expenses and fixed assets, and uses output variables consisting of financing and operating income. This research uses quantitative methods and the data used is secondary data obtained from the financial reports of BPRS for the Central Java and DIY regions.. Based on calculations using the Banxia Frontier Analysis software, of the 33 BPRS that were sampled there were only 6 BPRS which always achieved 100% efficiency levels during 2016-2018, consisting of 2 BPRS in the Central Java region and 4 BPRS in the DIY area, namely PT. BPRS Sukowati Sragen and PT. BPRS Harta Insan Karimah Bahari for the Central Java region, PT. BPRS Madina Mandiri Sejahtera, PT. BPRS Mitra Amal Mulia, PT. BPRS Danagung Syariah and PT. BPRS Mitra Harmoni Yogyakarta for the DIY area. The rest has not yet reached efficiency. This inefficient is caused by a lack of productive financing distribution.
PENGARUH SIKAP, NORMA SUBJEKTIF, KONTROL PERILAKU DAN RELIGIUSITAS TERHADAP INTENSI WIRAUSAHA BERBASIS SYARIAH Rosida Dwi Ayuningtyas; Ella Susanti; Hasan
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 6 No 2 (2022): Volume.6 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v6i2.4332

Abstract

This study aims to analyze the influence of attitudes, subjective norms, behavioral control and religiosity on sharia-based entrepreneurial intentions in students in Semarang City. This research uses a mix method method which uses two approaches, namely a quantitative approach and a qualitative approach. The population is all students in the city of Semarang, amounting to 231,636 students. The sampling technique used is purposive sampling technique, which is based on the criteria in the form of students who are Muslim and at least semester 2 students. The sample used is 100 respondents calculated using the Solvin formula. To obtain qualitative data, the researcher conducted interviews with 7 respondents who had filled out the questionnaire. The data analysis technique used SPSS 25, with Multiple Linear Regression. The results showed that the results of the t-test of the variables obtained a value of t = 957 < 1.664 and a significance value of 0.341 > 0.05, so attitude has no effect on sharia-based entrepreneurial intentions in students in Semarang City. The results of the t-test of the subjective norm variable obtained a value of t = 1.001 < 1.664 and a significance value of 0.319 > 0.05, meaning that subjective norms have no effect on sharia-based entrepreneurial intentions in students in Semarang City. The results of the t-test of behavioral control variables obtained t = 1.144 < 1.664 and a significance value of 0.256 > 0.05, it means that behavioral control (X3) has no effect on sharia-based entrepreneurial intentions in students in Semarang City. The results of the t-test of the religiosity variable obtained t = 2.797 > 1.664 and a significance value of 0.006 <0.05, it means that the religiosity variable has a positive and significant effect on the intention of sharia-based entrepreneurship in students in the city of Semarang.