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Analyzing the Responsiveness of Non-Bank Financial Institutions in Digital Marketing: A Case Study of BMT in West Nusa Tenggara Riduan Mas’ud; Muhammad Azizurrohman
International Business and Accounting Research Journal Vol 6, No 1 (2022): January 2022
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (178.9 KB) | DOI: 10.35474/ibarj.v6i1.234

Abstract

Banks and non-bank financial institutions must adapt to the rapid advancement of technology. This is owing to shifts in people's consumption behaviors around the world, who formerly used traditional methods and are now transitioning to digital ones. The development of numerous forms of financial services that make it easier for customers to transact is aided by technological sophistication. Baitul Maal Wat Tamwil (BMT) is a non-bank financial institution that serves the lower middle class with financial services. As a result, it is critical to take several strategic initiatives to expand the organization's position in community assistance. This research intends to propose an alternate strategy for BMTs in expanding their institutions in the contemporary digital era, particularly in West Nusa Tenggara. The authors used a snowball sampling methodology to collect data using a descriptive qualitative method and a literature review. BMT must take various steps, according to this study, including website marketing, search engine marketing, social media marketing, online advertising, email marketing, and video marketing. However, in West Nusa Tenggara, BMT has not taken a step forward in digital marketing. Only a few organizations have begun to see the value of digital marketing.
RANCANG BANGUN NASKAH LONTAR SEBAGAI SENI PERTUNJUKAN UNTUK SASTRA PARIWISATA Agusman; Muhammad Azizurrohman; Mashar
MABASAN Vol. 16 No. 1 (2022): Mabasan
Publisher : Kantor Bahasa Nusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26499/mab.v16i1.476

Abstract

Keberadaan naskah kuno dalam bentuk naskah lontar belum dijadikan sebagai bahan pengembangan pariwisata secara komprehensif. Hal tersebut tampak pada beberapa kegiatan pariwisata budaya yang masih kurang pemanfaatan naskah kuno khususnya naskah lontar. Dengan demikian, tulisan ini membahas tentang naskah lontar Lombok dari sisi rancang bangun sebagai seni pertunjukan untuk sastra pariwisata.  Penelitian ini dilakukan di Lombok Tengah dengan dialek meriaq meriku, yaitu wilayah Pujut dan wilayah Bonjeruk (Jonggat) karena kedua daerah tersebut memiliki kebudayaan yang sama. Penelitian ini bersifat kualitatif dengan pendekatan etnografi dengan teknik wawancara yang ditujukan kepada tokoh adat dan budayawan. Data penelitian ini ialah deskrispsi naskah dan klasifikasi naskah berdasarkan tema yang profan dan sakral serta deskripsi mengenai rancang bangun naskah sebagai seni pertunjukan. Hasil penelitian menunjukkan terdapat 12 naskah (lontar) yang populer, yaitu Rengganis, Labang Kare, Madang Sekar, Bang Bari, Joharsah, Kayat Nabi, dan Junglengge yang diklasifikasikan sebagai naskah yang bersifat profan dan Indar Jaye, Jati Suare, Prudak Sine, Markum, dan Puspe Kerma sebagai naskah yang bersifat sakral. Naskah yang bersifat profan tersebut  disusun dalam konsep rancang bangun seni pertunjukan dalam bentuk pertunjukan teater dengan mengambil cerita dari naskah lontar atau festival memaos naskah lontar. Konsep rancang bangun seni pertunjukan tersebut disusun menggunakan empat A, yaitu atraksi yang merujuk kepada atraksi atau kegiatan seni pertunjukan teaterdan memaos (membaca) naskah lontar, aksesibilitas yang merujuk kepada akomodasi dan cara operasional dari atraksi tersebut, amenitias yang merujuk kepada konsep pembentukan rasa kesenangan dan kenyamanan dalam konteks wisata dan layanan tambahan berupa kegiatan atau hal-hal kecil yang mendukung kegiatan atraksi sebagai komponen utama. Rancang bangun tersebut harus dilakukan dengan perencanaan dan penyusunan yang komprehensif agar SDA dan SDM bisa dimanfaatkan dengan baik menuju sastra untuk pariwisata budaya berkelanjutan.
Perspective of Small Medium Enterprises in West Nusa Tenggara on export plans Riduan Mas'ud; Muhammad Azizurrohman; Khairul Hamim; Baiq Elbadriati; Supiandi Supiandi
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri (UIN) Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.5157

Abstract

Purpose — The purpose of this study is to investigate how Small Medium Enterprises (SMEs) react to their plans to engage in export activities, particularly in the province of West Nusa Tenggara (NTB).Research method — The method used in this research is descriptive quantitative by distributing questionnaires to respondents containing multiple choice and open-ended questions.Result — This study found that the majority of SMEs have been export-oriented. They want to export for a variety of reasons, including expansion of their business network, international market demand, increased company revenues, and availability of suitable raw materials. Lack of extensive overseas markets/networks, lack of understanding of export procedures, and lack of adequate Human Resources seem to be one of the reasons given by SMEs who say NO or do not want to carry out export activities (HR).Significance/contribution/recommendation — In terms of the issues covered, this study differs from others. The majority of research focuses solely on the impact of SMEs and their export prospects. Meanwhile, the focus of this research is on SMEs' responses when it comes to organizing their product export efforts.
The Strategy of Mataram Tourism Services in Growing the Tourism Sector in The Era of COVID-19 Muhamad Johari; Sri Ayu Lestari; Hariono Hariono; Muhammad Azizurrohman
Journal of Economics Research and Social Sciences Vol 6, No 2: August 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v6i2.14373

Abstract

COVID-19 has caused numerous disasters in all sectors of the economy, including the tourism industry. Various regions continue to work to restore tourism activities to mitigate the impact that has occurred. This research aims to determine Mataram city tourism's economic recovery strategy during the COVID-19 pandemic. The descriptive qualitative research method was used in this study, with primary and secondary data obtained from the Mataram City Tourism Office, hotels, and restaurants. Data analysis techniques such as data reduction, presentation, and confirmation were used in this study. According to the study's findings, the Mataram City tourism office is attempting to mitigate the impact of COVID-19 through various programs involving tourism stakeholders. These programs include the implementation of CHSE, the creation of unique tours, digital tourism, promotions, and the provision of grants to tourism industry actors.
Macroeconomic Analysis and Financial Ratios on Sharia Commercial Bank Profitability: A Case Study of Indonesia Faiza Husnayeni Nahar; Calvin Faza; Muhammad Azizurrohman
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 3 No. 1 (2020)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v3i1.1721

Abstract

Having experienced significant growth, sharia commercial bank in Indonesia has become one of the drivers of economic growth in Indonesia. This study aims to analyze the effect of macroeconomic and financial ratios on the profitability of Islamic commercial banks in Indonesia. This study used qualitative data using secondary data during the period 2011-2018. The methodology used is panel data which combines time series data and cross section data. Variables used include Non Performing Finance (NPF), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operational Efficiency Ratio (OER), Inflation, Domestic Product Growth (GDP), and Exchange Rates. The results of this study indicate that Non-Performing Finance (NPF), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operational Efficiency Ratio (OER) have a significant influence on Islamic Bank Return On Assets (ROA) in Indonesia. Meanwhile, Growth Domestic Product (GDP), and Exchange Rate appear with no significant effect on the Return on Assets (ROA) of Sharia Commercial Banks in Indonesia.
STRATEGI PENGEMBANGAN WISATA MINAT KHUSUS HIU PAUS DESA LABUAN JAMBU SUMBAWA Muhammad Azizurrohman; Putrawan Habibi; Ni Luh Sueni
Jurnal Ilmiah Hospitality Vol 10 No 1: Juni 2021
Publisher : Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Menjadi salah satu objek wisata minat khusus terbesar di Indonesia merupakan tantangan yang besar bagi sebuah desa. Desa Labuan Jambu adalah desa yang memiliki potensi wisata khusus Hiu Paus terbesar di Indonesia. Namun, potensi yang dimiliki belum mampu dimanfaatkan dengan baik oleh masyarakat sekitar. Sehingga, penelitian ini bertujuan untuk menemukan strategi pengembangan wisata yang sesuai dengan kondisi lingkungan dan sosial Desa Labuan Jambu. Dengan melakukan wawancara mendalam kepada beberapa stakeholders, peneliti menggunakan analisis SWOT untuk menemukan strategi yang tepat untuk mengembangkan kegiatan pariwisata di Desa Labuan Jambu. Hasil dari penelitian ini menunjukkan bahwa perlu adanya pembangunan sarana prasarana penunjang kegiatan pariwisata, sinergitas antara para stakeholders, sosialisasi dan pelatihan bagi para penggiat pariwisata, peningkatan sumber daya desa yang sudah ada, serta pembuatan rencana induk pariwisata desa dalam jangka panjang.
WHALE SHARK TOURISM AND WELL-BEING: A CASE STUDY OF LABUAN JAMBU Putrawan Habibi; Muhammad Azizurrohman; Dova Novita
Jurnal Ilmiah Hospitality Vol 10 No 1: Juni 2021
Publisher : Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47492/jih.v10i1.670

Abstract

As one of the largest whale shark attractions in Indonesia, Labuan Jambu Village still lacks the attention of academics and government in terms of research and development. As a result, it's worth taking a closer look at the people of Labuan Jambu Village's well-being before and after the Whale Shark tourism activities. The authors found that the economic benefits of tourism activities have not had a significant and unequal effect on the villagers. Before the tourism industry existed, the villagers of Labuan Jambu understood the importance of education. Aside from that, the most important problem that Labuan Jambu Village has yet to resolve is waste management. In order to create sustainable tourism in Labuan Jambu Village, various stakeholders must collaborate
Interfaith Marriage in North Lombok: Sociological Perspective of Islamic Law Khairul Hamim; Muhammad Iskandar; Muhammad Azizurrohman
Khazanah Hukum Vol 4, No 2 (2022): Khazanah Hukum Vol 4, No 2 August (2022)
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.183 KB) | DOI: 10.15575/kh.v4i2.19657

Abstract

Interfaith marriage has no legal foundation. However, this marriage practice is still carried out among the people of North Lombok. Using a purposeful sampling methodology, the authors used a descriptive qualitative method to collect data from several interviewees, including village heads, religious leaders, and interfaith marriage players. According to this study, interfaith marriage requires the bride to follow the religion of her prospective spouse. Environmental factors, kinfolk or kindred, married by accident, sociocultural factors, a lack of religious knowledge, and transmigration all contribute to this marriage. At the very least, this marriage psychologically affects spouses and families. It also has an impact on the religious peace of the surrounding communities. In the meantime, interfaith leaders advise against interfaith weddings.
Supporting and inhibiting factors of community based tourism management: A case study of Setanggor Village Muhammad Johari; Muhammad Azizurrohman; Yusuf Setiawan Al-Qusyairi
Journal of Applied Sciences in Travel and Hospitality Vol. 4 No. 2 (2021): JASTH: Journal of Applied Sciences in Travel and Hospitality
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.851 KB) | DOI: 10.31940/jasth.v4i2.60-66

Abstract

The development of community-based tourism has developed quite rapidly. Indonesia is one of the countries that have the potential to develop community based tourism by promoting local culture. Setanggor Village is a tourist village that uses the concept of community-based tourism. Thus, the author wants to know more about Community Based Tourism (CBT) management and the supporting and inhibiting factors of Community Based Tourism (CBT) management in the Setanggor tourist village. Using observation, interview, and documentation techniques, the authors found that the people of Setanggor Village are involved in controlling, managing, and developing tourism. In terms of supporting factors, the village government has quite a lot of development funding assistance. In addition, the village community is quite active in tourism development. However, the social status between communities and the bureaucracy of village organizations became the main problems found.
The Role of Women in Gili Balu Ecotourism Development, West Sumbawa Regency Ihyana Hulfa; Putrawan Habibi; Muhammad Azizurrohman; Ander Sriwi; Supiandi Supiandi
Jurnal Pariwisata Nusantara (JUWITA) Vol. 1 No. 2 (2022): Jurnal Pariwisata Nusantara (JUWITA)
Publisher : PROGRAM STUDI PARIWISATA SYARAH, FAKULTAS EKONOMI DAN BISNIS ISLAM, UNIVERSITAS ISLAM NEGERI MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.765 KB) | DOI: 10.20414/juwita.v1i2.5473

Abstract

Purpose: The purpose of this study is to identify the role played by women in the growth of ecotourism in Gili Balu, West Sumbawa Regency, as well as the barriers to that involvement. Method: This study was carried out in the villages of Poto Tano, Senayan, Tambak Sari, and Kiantar in the West Sumbawa Regency of the West Nusa Tenggara Province. The research used a descriptive qualitative methodology, and the primary data were gathered through observation, documentation, and interviews with 32 female respondents. Secondary data were gathered from journals and other research-related sources. Result: According to this study, women in the Gili Balu region played a negligible part in the creation and use of tourist sites. Women's roles are only limited to carrying out tasks like traditional dancers, lodging providers, chefs, souvenir makers, and advertising. The key challenges that the community, particularly women, must overcome are related to family, culture, religion, capital, knowledge, and inadequate government support. Contribution: This study can be used as a resource by a variety of parties interested in examining the role of women in the Gili Balu region to design community development strategies that are necessary.