Forum Manajemen
Vol 15 No 2 (2017): Jurnal STIMI Vol. 15 No. 2 - 2017

ANALISIS PERBEDAAN KINERJA BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA

Ni Kadek Sri Budiartini (Fakultas Ekonomi Universitas Mahasaraswati Denpasar)
Anak Agung Putu Agung (Fakultas Ekonomi Universitas Mahasaraswati Denpasar)
Agus Wahyudi Salasa Gama (Fakultas Ekonomi Universitas Mahasaraswati Denpasar)



Article Info

Publish Date
01 Jul 2017

Abstract

This study aims to compare the financial performance of Sharia Commercial Banks with Conventional Banks in Indonesia in the period 2010-2015 using financial ratios. The financial ratios used consist of CAR, KAP, PPAP, NPM, ROA, BOPO, and LDR. The data used in this research is obtained from Bank Finance Publication Report 2010 to 2015 issued by Indonesia Stock Exchange. After passing through the purposive sample stage, then a decent sample is used as many as 12 samples, 6 Sharia Commercial Banks. The analytical technique used to compare the financial performance of Sharia Commercial Bank with Conventional Bank is the Independent sample t-test and Mann Whitney Test method. The analysis shows that there are significant differences for each financial ratio between Sharia Commercial Bank and Conventional Bank in Indonesia. Sharia Commercial Bank performs better in terms of CAR and KAP ratios, while Conventional Commercial Banks perform better in terms of ratio of PPAP, NPM, ROA, BOPO, and LDR.

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Journal Info

Abbrev

FM

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

FM memiliki fokus utama pada pengembangan ilmu-ilmu Manajemen. Lingkup ranah ilmu manajemen antara lain meliputi; tetapi tidak hanya terbatas pada: Manajemen Keuangan, Manajemen Pemasaran, Manajemen SDM, Manajemen Perkantoran, dan Manajemen Bisnis Pariwisata, dan ...