Jurnal STEI Ekonomi
Vol 28 No 01 (2019): [Jurnal STEI Ekonomi - JEMI] Vol. 28 No. 01 (Juni - 2019)

Analisis Pengaruh Kinerja Keuangan Terhadap Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah Di Indonesia Tahun 2012–2018

Nia Sulfiani (Unknown)
Rimi Gusliana Mais (Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta)



Article Info

Publish Date
03 Jun 2019

Abstract

This study aims to determine the effect of Return On Assets (ROA), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), and Non-Performing Financing (NPF) on Profit Sharing Rates for Mudharabah Deposits. at Islamic Commercial Banks in Indonesia in 2012–2018. The results of the analysis show that the Capital Adequacy Ratio (CAR) has a negative and significant effect on the Profit Sharing Rate for Mudharabah Deposits, which means that no matter how big the CAR value of a Sharia Commercial Bank (BUS) company is, it will result in a lower Profit Sharing Rate for Mudharabah Deposits. Return on Assets (ROA), Financing to Deposit Ratio (FDR), Operating Costs to Operating Income (BOPO), and Non Performing Financing (NPF) have no effect on the Profit Sharing Rate for Mudharabah Deposits, which means no matter how big the ROA, FDR, BOPO, and NPF will not affect profit investment, loan disbursement, operating costs and income, non-performing financing to the rate of profit sharing for mudharabah deposits.

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Journal Info

Abbrev

JEMI

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal STEI Ekonomi has been published by the Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta. JEMI published two times a year in June and December. Jurnal STEI Ekonomi (JEMI) focuses on issues pertaining empirical investigation on Indonesian economics, accounting and management. JEMI aimed to tie ...