INOVATOR
Vol 9, No 1 (2020)

ANALISIS KREDIT BERMASALAH DILIHAT DARI STANDAR NON PERFORMING LOAN (NPL) PADA PT. BANK MANDIRI (PERSERO) TBK

Titi Kurniati (Sekolah Tinggi Ilmu Ekonomi Bima)
Nurhayati Nurhayati (Sekolah Tinggi Ilmu Ekonomi Bima)



Article Info

Publish Date
14 May 2020

Abstract

This study aims to examine how much Non Performing Loans at PT. Bank Mandiri (Persero) Tbk registered on the Stock Exchange for the 2014-2018 period. This research method uses descriptive methods including NPL analysis and hypothesis testing using significance test (t test). The results of the study stated that "Non Performing Loans (NPLs) at PT. Bank Mandiri (Persero) Tbk less than 5% than expected ", thus the banks must suppress the Non Performing Loan (NPL) to below 5% according to the health standard Non Performing Loan (NPL) ratio, with the level of Non Performing ratio Loans (NPL) that are low (less than 5%) are categorized as good banks and will also have an effect on increasing bank earnings, and in lending, banks are required to exercise caution because these credit facilities are high risk which can affect the business continuity of PT. Bank Mandiri (Persero) Tbk.

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Journal Info

Abbrev

INOVATOR

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal INOVATOR , Jurnal ini memberikan inovasi pada perkembangan teknologi dan ilmu manajemen dengan memberikan informasi praktis hasil pemikiran dan penelitian para pakar manajemen dengan scope : Manajemen Sumber Daya Manusia; Manajemen Keuangan; Manajemen Pemasaran; Manajemen Operasional dan ...